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ACCOUNTS RECEIVABLE
9 Months Ended
Sep. 30, 2011
ACCOUNTS RECEIVABLE
4.  ACCOUNTS RECEIVABLE

In July 2010, the Company entered into a $1.0 million accounts receivable factoring facility with a purchaser to sell its qualified accounts receivable in exchange for advance of funds equivalent to 80% of the value of receivables.  The facility may be terminated by either party at any time and there are no obligations to sell or purchase any quantities of the Company’s accounts receivable by any party.  While the facility calls for the sale, assignment, transfer and conveyance of all rights, title and interests in the selected accounts receivable, the purchaser may put and charge-back any receivable not paid to the purchaser within 60 days of purchase or for which there is a dispute.  As collateral for the repayment of advances for receivables sold, the purchaser has a priority security interest in substantially all present and future assets and rights of the Company including accounts receivable, inventory, property, equipment and intangible assets.  The purchaser has required that the Company notify all customers that all payments must be made to a lock-box controlled by the purchaser.  The purchaser provides a rebate ranging from 14.60% to 19.10% of the value of the gross receivables sold based upon the timing of collection of the receivable.  The purchaser is also entitled to charge various fees, expenses and interest.
 
For the nine months ended September 30, 2011, the Company had sold $50,492 of its accounts receivable and received advances of $40,393.  For the nine months ended September 30, 2011, the Company had received rebates of $22,451 for prompt payment of receivables sold and had been charged fees, expenses and interest aggregating $2,998 by the purchaser.  As of September 30, 2011 and December 31, 2010, $0 and $45,939, respectively, of accounts receivable had not been paid and were subject to charge-back by the purchaser.
  
A summary of accounts receivable as of September 30, 2011 and December 31, 2010, is as follows:

   
September 30,
   
December 31,
 
   
2011
   
2010
 
             
Accounts receivable, gross
  $ 163,024     $ 128,715  
Accounts sold with recourse
    -       (45,939 )
Accounts not sold
    163,024       82,776  
Allowance for doubtful accounts
    (5,000 )     (1,276 )
    $ 158,024     $ 81,500  

The provision for bad debts was $3,724 for the nine months ended September 30, 2011.  During the nine months ended September 30, 2010, the Company adjusted its allowance for doubtful accounts by $26,724 as such reserves were no longer deemed necessary.