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Consolidated balance sheet - CAD ($)
$ in Millions
Apr. 30, 2025
Oct. 31, 2024
ASSETS    
Cash and non-interest-bearing deposits with banks $ 14,011 [1] $ 8,565
Interest-bearing deposits with banks 35,575 39,499
Securities (Note 5) 269,841 254,345
Cash collateral on securities borrowed 18,945 17,028
Securities purchased under resale agreements 91,261 83,721
Loans (Note 6)    
Residential mortgages 283,437 280,672
Personal 46,856 46,681
Credit card 20,784 20,551
Business and government [2] 224,753 214,305
Allowance for credit losses (4,191) (3,917)
Total loans 571,639 558,292
Other    
Derivative instruments 38,490 36,435
Property and equipment 3,277 3,359
Goodwill 5,400 5,443
Software and other intangible assets 2,813 2,830
Investments in equity-accounted associates and joint ventures 765 785
Deferred tax assets 783 821
Other assets 37,343 30,862
Other miscellaneous assets 88,871 80,535
Total assets 1,090,143 1,041,985
Deposits (Note 7)    
Personal 255,523 252,894
Business and government 441,342 435,499
Bank 27,401 20,009
Secured borrowings 60,361 56,455
Deposits 784,627 764,857
Obligations related to securities sold short 20,093 21,642
Cash collateral on securities lent 6,715 7,997
Obligations related to securities sold under repurchase agreements 133,279 110,153
Other    
Derivative instruments 43,945 40,654
Deferred tax liabilities 49 49
Other liabilities [2] 30,715 30,161
Other miscellaneous liabilities 74,709 70,864
Subordinated indebtedness (Note 8) 8,774 7,465
Equity    
Contributed surplus 156 159
Retained earnings 34,984 33,471
Accumulated other comprehensive income (AOCI) 3,655 3,148
Total shareholders' equity 61,666 58,735
Non-controlling interests 280 272
Total equity 61,946 59,007
Total liabilities and equities 1,090,143 1,041,985
Preferred shares and other equity instruments [member]    
Equity    
Issued shares 5,942 4,946
Total equity 5,942 4,946
Common shares [member]    
Equity    
Issued shares 16,929 17,011
Total equity $ 16,929 $ 17,011
[1] Includes restricted cash of $462 million (April 30, 2024: $522 million) and interest-bearing demand deposits with Bank of Canada.
[2] Includes customers’ liability under acceptances of $10 million (October 31, 2024: $6 million) in business and government loans and acceptances of $10 million (October 31, 2024: $6 million) in other liabilities. Prior period amounts have been revised to conform to the presentation adopted in the first quarter of 2025.