Share capital (Tables)

6 Months Ended

Apr. 30, 2025

Common shares


	For the three months ended												For the six months ended
$ millions, except number of shares				2025 Apr. 30			2024 Apr. 30									2025 Apr. 30						2024 Apr. 30
	Number of shares			Amount			Number of shares			Amount			Number of shares			Amount			Number of shares			Amount



Balance at beginning of period		940,081,255		$	17,027			937,223,345		$	16,447			942,294,598		$	17,011			931,098,941		$	16,082
Issuance pursuant to:
Equity-settled share-based compensation plans		143,000			9			313,852			17			1,404,526			86			692,877			37
Shareholder investment plan (1)		–			–			4,693,884			299			629			–			9,811,613			607
Employee share purchase plan (2)		–			–			786,615			51			–			–			1,457,807			90
		940,224,255		$	17,036			943,017,696		$	16,814			943,699,753		$	17,097			943,061,238		$	16,816
Purchase of common shares for cancellation		(6,000,000	)		(109	)		–			–			(9,500,000	)		(172	)		–			–
Treasury shares		5,934			2			(15,277	)		(1	)		30,436			4			(58,819	)		(3	)
Balance at end of period		934,230,189		$	16,929			943,002,419		$	16,813			934,230,189		$	16,929			943,002,419		$	16,813

(1)

Commencing with dividends paid on January 28, 2025 and for future dividends declared until further notice, common shares received by participants under the Shareholder investment plan were purchased from the open market, a change from issuance from Treasury. For the share purchase option, this change became effective February 1, 2025.

(2)	Commencing October 11, 2024, employee contributions to our Canadian employee share purchase plan (ESPP) were used to acquire common shares in the open market. Previously, these shares were issued from Treasury.

Schedule of Regulatory Capital and Ratios

Regulatory capital, leverage and total loss absorbing capacity (TLAC) ratios

Our capital, leverage and TLAC ratios are presented in the table below:


$ millions, as at				2025 Apr. 30				2024 Oct. 31



Common Equity Tier 1 (CET1) capital		$	45,795		$	44,516
Tier 1 capital	A		51,756			49,481
Total capital			60,697			56,809
Total risk-weighted assets (RWA)	B		341,204			333,502
CET1 ratio			13.4	%		13.3	%
Tier 1 capital ratio			15.2	%		14.8	%
Total capital ratio			17.8	%		17.0	%
Leverage ratio exposure	C	$	1,213,223		$	1,155,432
Leverage ratio	A/C		4.3	%		4.3	%
TLAC available	D	$	109,803		$	101,062
TLAC ratio	D/B		32.2	%		30.3	%
TLAC leverage ratio	D/C		9.1	%		8.7	%