<SEC-DOCUMENT>0001104659-25-040110.txt : 20250428
<SEC-HEADER>0001104659-25-040110.hdr.sgml : 20250428
<ACCEPTANCE-DATETIME>20250428140429
ACCESSION NUMBER:		0001104659-25-040110
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20250428
DATE AS OF CHANGE:		20250428

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CANADIAN IMPERIAL BANK OF COMMERCE /CAN/
		CENTRAL INDEX KEY:			0001045520
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-272447
		FILM NUMBER:		25879045

	BUSINESS ADDRESS:	
		STREET 1:		81 BAY STREET
		STREET 2:		CIBC SQUARE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0E7
		BUSINESS PHONE:		4169803096

	MAIL ADDRESS:	
		STREET 1:		81 BAY STREET
		STREET 2:		CIBC SQUARE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0E7

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CANADIAN IMPERIAL BANK OF COMMERCE /CAN/
		CENTRAL INDEX KEY:			0001045520
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		81 BAY STREET
		STREET 2:		CIBC SQUARE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0E7
		BUSINESS PHONE:		4169803096

	MAIL ADDRESS:	
		STREET 1:		81 BAY STREET
		STREET 2:		CIBC SQUARE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0E7
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>tm2510993d69_fwp.htm
<DESCRIPTION>FWP
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; font: 8pt Arial, Helvetica, Sans-Serif; padding-bottom: 5pt; text-align: left; width: 30%; vertical-align: bottom"><IMG SRC="tm2510993d69_fwp-img01.jpg" ALT=""></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 8pt Arial, Helvetica, Sans-Serif; width: 70%; padding-bottom: 5pt; text-align: right">Filed Pursuant to Rule 433<BR>
Registration No. 333-272447<BR>
Free Writing Prospectus dated April 28, 2025 to Preliminary Pricing Supplement dated April 28, 2025</TD></TR>
  </TABLE>

<P STYLE="font-size: 4pt; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 2pt"><B>Trigger PLUS Based on the Value of the S&amp;P 500<SUP>&reg;</SUP>
Index due June 4, 2031</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 2pt"><B>Trigger Performance Leveraged Upside Securities<SUP>SM</SUP></B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 2pt"><B>Principal at Risk Securities</B></P>

<P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify"><B><I>This document provides a summary of the
terms of the Trigger PLUS. Investors must carefully review the accompanying preliminary pricing supplement referenced below, underlying
supplement and prospectus, and the &ldquo;Risk Considerations&rdquo; on the following page, prior to making an investment decision.</I></B></P>

<P STYLE="font: italic bold 8.5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<DIV STYLE="float: left; width: 60%">

<P STYLE="font: italic bold 8.5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font-family: Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="font-size: 8pt; vertical-align: top; background-color: #296DC1">
    <TD COLSPAN="2" STYLE="padding: 2pt 6pt; font-size: 8pt; border: #296DC1 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: white"><B>SUMMARY TERMS</B></FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; width: 25%; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Issuer:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; width: 75%; border-bottom: #296DC1 1pt solid; border-right: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Canadian
    Imperial Bank of Commerce</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; text-align: left; font-size: 7pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Underlying
    Index:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">The
    S&amp;P 500<SUP>&reg;</SUP> Index (Bloomberg symbol: SPX)</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Stated
    Principal Amount:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$1,000
    per Trigger PLUS</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Issue
    Price:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$1,000
    per Trigger PLUS</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Pricing
    Date:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">May
    14, 2025</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Original
    Issue Date:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">May
    19, 2025 (3 Business Days after the Pricing Date)</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Valuation
    Date:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">May
    30, 2031, subject to postponement for non-Trading Days and certain Market Disruption Events</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Maturity
    Date:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">June
    4, 2031</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Payment
    at Maturity per Trigger PLUS:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 1pt 6pt; text-indent: -6pt"><FONT STYLE="font-family: Symbol; font-size: 7pt">&middot;</FONT><FONT STYLE="font-size: 7pt">&#8239;&#8239;If
the Final Index Value is greater than the Initial Index Value:</FONT></P>
    <P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 1pt; text-align: center"><FONT STYLE="font-size: 7pt">$1,000 + Leveraged
    Upside Payment</FONT></P>
    <P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 1pt 6pt; text-indent: -6pt"><FONT STYLE="font-family: Symbol; font-size: 7pt">&middot;</FONT><FONT STYLE="font-size: 7pt">&#8239;&#8239;If
the Final Index Value is less than or equal to the Initial Index Value but is greater than or equal to the Trigger Level:</FONT></P>
    <P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 1pt; text-align: center"><FONT STYLE="font-size: 7pt">$1,000</FONT></P>
    <P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 1pt 6pt; text-indent: -6pt"><FONT STYLE="font-family: Symbol; font-size: 7pt">&middot;</FONT><FONT STYLE="font-size: 7pt">&#8239;&#8239;If
the Final Index Value is less than the Trigger Level:</FONT></P>
    <P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 1pt; text-align: center"><FONT STYLE="font-size: 7pt">$1,000 &times;
    Index Performance Factor</FONT></P>
    <P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt">Under these circumstances, the Payment
at Maturity will be less than the Stated Principal Amount of $1,000 and will represent a loss of more than 15.00%, and possibly all,
of your investment.</FONT></P></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Leveraged
    Upside Payment:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">$1,000
    &times; Leverage Factor &times; Index Percent Increase</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Leverage
    Factor:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">114.25%</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Trigger
    Level:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">85.00%
    of the Initial Index Value</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Index
    Percent Increase:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(Final
    Index Value &ndash; Initial Index Value) / Initial Index Value</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Index
    Performance Factor:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Final
    Index Value / Initial Index Value</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Initial
    Index Value:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">The
    Closing Level of the Underlying Index on the Pricing Date</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Final
    Index Value:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">The
    Closing Level of the Underlying Index on the Valuation Date</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>CUSIP
    / ISIN:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">13607XXD4
    / US13607XXD47</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Initial
    Estimated Value:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Between
    $909.20 and $929.20 per Trigger PLUS, which is expected to be less than the price to public.</FONT></TD></TR>
  <TR STYLE="font-size: 7pt; vertical-align: top; background-color: #DDF0FF">
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #296dc1"><B>Preliminary
    Terms:</B></FONT></TD>
    <TD STYLE="padding: 2pt 6pt; text-align: left; font-size: 7pt; border-right: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; vertical-align: top"><A HREF="https://www.sec.gov/Archives/edgar/data/1045520/000110465925040088/tm2510993d70_424b2.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="color: rgb(5,99,193); font-size: 7pt">https://www.sec.gov/Archives/edgar/data/1045520/000110465925040088/tm2510993d70_424b2.htm</FONT></A></TD></TR>
  </TABLE>

<P STYLE="margin: 0"></P>

</DIV>

<P STYLE="margin: 0"></P>

<DIV STYLE="float: right; width: 39%">

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">Hypothetical Payout at Maturity</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><IMG SRC="tm2510993d69_fwp-img02.jpg" ALT=""></P>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 9pt Georgia, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #005A8C">
    <TD STYLE="border: Black 1pt solid; width: 50%; font: bold 10pt Corbel; padding-right: 6pt; padding-left: 6pt; text-align: center; color: white"><FONT STYLE="font-family: Corbel; font-size: 10pt; color: white"><B>Percentage Change in Underlying<BR>
Index</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; width: 50%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 10pt Corbel; padding-right: 6pt; padding-left: 6pt; text-align: center; color: white"><FONT STYLE="font-family: Corbel; font-size: 10pt; color: white"><B>Return on Trigger PLUS</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">50.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">57.125%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">40.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">45.700%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">30.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">34.275%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">20.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">22.850%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">10.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">11.425%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt"><B>0.00%</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt"><B>0.000%</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-5.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">0.000%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-10.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">0.000%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt"><B>-15.00%</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt"><B>0.000%</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-16.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-16.000%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-30.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-30.000%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-40.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-40.000%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-50.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-50.000%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-60.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-60.000%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-80.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-80.000%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-100.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 9pt">-100.000%</FONT></TD></TR>
  </TABLE>

<P STYLE="margin: 0"></P>

</DIV>

<DIV STYLE="clear: both">

<P STYLE="margin: 0">&nbsp;</P>

</DIV>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font-size: 3pt; border-top: Black 1pt solid; margin: 0">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We have filed a registration statement (including an underlying supplement,
a prospectus supplement and a prospectus) with the SEC for the offering to which this document relates. Before you invest, you should
read these documents and other documents that we have filed with the SEC for more complete information about us and this offering. You
may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, we, any agent or any dealer participating
in this offering will arrange to send you these documents if you so request by calling toll-free at 1-833-931-0275.</P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Underlying Index</P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For more information about the Underlying Index, including historical
performance information, see the accompanying preliminary pricing supplement.</P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Risk Considerations</P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The risks set forth below are discussed in more detail in the &ldquo;Risk
Factors&rdquo; section in the accompanying preliminary pricing supplement. Please review those risk factors carefully prior to making
an investment decision.</P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><U>Risks Relating to the Structure of the Trigger PLUS</U></P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">The Trigger PLUS do not pay interest or guarantee return of any principal.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">The amount payable on the Trigger PLUS is not linked to the Closing Level of the Underlying Index
at any time other than the Valuation Date.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">The Trigger PLUS are riskier than securities with a shorter term.</FONT></TD></TR></TABLE>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><U>Risks Relating to the Underlying Index</U></P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">Governmental regulatory actions, such as sanctions, could adversely affect your investment in the
Trigger PLUS.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">Adjustments to the Underlying Index could adversely affect the value of the Trigger PLUS.</FONT></TD></TR></TABLE>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><U>Conflicts of Interest</U></P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">Certain business, trading and hedging activities of us and our affiliates may create conflicts with
your interests and could potentially adversely affect the value of the Trigger PLUS.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">There are potential conflicts of interest between you and the calculation agent.</FONT></TD></TR></TABLE>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><U>General Risks</U></P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">Payments on the Trigger PLUS are subject to our credit risk, and actual or perceived changes in
our creditworthiness are expected to affect the value of the Trigger PLUS.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">The Bank&rsquo;s initial estimated value of the Trigger PLUS will be lower than the initial issue
price (price to public) of the Trigger PLUS.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">The Bank&rsquo;s initial estimated value does not represent future values of the Trigger PLUS and
may differ from others&rsquo; estimates.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">The Bank&rsquo;s initial estimated value of the Trigger PLUS will not be determined by reference
to credit spreads for our conventional fixed-rate debt.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">If CIBCWM were to repurchase your Trigger PLUS after the Original Issue Date, the price may be higher
than the then-current estimated value of the Trigger PLUS for a limited time period.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">Economic and market factors may adversely affect the terms and market price of the Trigger PLUS
prior to maturity.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-weight: normal">The Trigger PLUS will not be listed on any securities exchange and we do not expect a trading market
for the Trigger PLUS to develop.</FONT></TD></TR></TABLE>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: bold 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Tax Considerations</P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You should review carefully the discussion in &ldquo;Additional Information
About the Trigger PLUS &mdash; United States Federal Income Tax Considerations&rdquo; and &ldquo;&mdash; Certain Canadian Federal Income
Tax Considerations&rdquo; in the accompanying pricing supplement, &ldquo;Material U.S. Federal Income Tax Consequences&rdquo; in the
underlying supplement and &ldquo;Material Income Tax Consequences&mdash;Canadian Taxation&rdquo; in the prospectus concerning the U.S.
and the Canadian federal income tax consequences of an investment in the Trigger PLUS, and you should consult your tax adviser.</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
