<SEC-DOCUMENT>0001104659-25-068170.txt : 20250716
<SEC-HEADER>0001104659-25-068170.hdr.sgml : 20250716
<ACCEPTANCE-DATETIME>20250715214231
ACCESSION NUMBER:		0001104659-25-068170
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20250716
DATE AS OF CHANGE:		20250715

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CANADIAN IMPERIAL BANK OF COMMERCE /CAN/
		CENTRAL INDEX KEY:			0001045520
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-272447
		FILM NUMBER:		251126081

	BUSINESS ADDRESS:	
		STREET 1:		81 BAY STREET
		STREET 2:		CIBC SQUARE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0E7
		BUSINESS PHONE:		4169803096

	MAIL ADDRESS:	
		STREET 1:		81 BAY STREET
		STREET 2:		CIBC SQUARE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0E7

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CANADIAN IMPERIAL BANK OF COMMERCE /CAN/
		CENTRAL INDEX KEY:			0001045520
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		81 BAY STREET
		STREET 2:		CIBC SQUARE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0E7
		BUSINESS PHONE:		4169803096

	MAIL ADDRESS:	
		STREET 1:		81 BAY STREET
		STREET 2:		CIBC SQUARE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0E7
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>tm2519500d31_fwp.htm
<DESCRIPTION>FWP
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
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<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; width: 35%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;<IMG SRC="tm2519500d31_fwpimg002.jpg" ALT=""></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right; width: 65%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Filed Pursuant
    to Rule 433<BR>
    Registration No. 333-272447<BR>
    Free Writing Prospectus dated July 15, 2025 to Preliminary Pricing Supplement dated July 15, 2025</FONT></TD></TR>
  </TABLE>


<P STYLE="margin: 0">&nbsp;</P>



<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">Trigger PLUS Based on the Value of the EURO STOXX 50<SUP>&#174;</SUP> Index due August 5, 2031</P>

<P STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">Trigger Performance Leveraged Upside Securities<SUP>SM</SUP></P>

<P STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">Principal at Risk Securities</P>

<P STYLE="font: italic bold 8.5pt Arial, Helvetica, Sans-Serif; text-align: justify; margin-top: 0pt; margin-bottom: 3pt">This document
provides a summary of the terms of the Trigger PLUS. Investors must carefully review the accompanying preliminary pricing supplement
referenced below, underlying supplement and prospectus, and the &#8220;Risk Considerations&#8221; on the following page, prior to making
an investment decision.</P>

<DIV STYLE="float: left; width: 48%">

<P STYLE="font: italic bold 8.5pt Arial, Helvetica, Sans-Serif; text-align: justify; margin-top: 0pt; margin-bottom: 3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: normal 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font-style: normal; vertical-align: top; background-color: #296DC1; font-weight: normal">
    <TD COLSPAN="2" STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: White"><B>SUMMARY
    TERMS</B></FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; width: 30%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Issuer:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; width: 70%; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">Canadian
    Imperial Bank of Commerce</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Underlying
    Index:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">The
    EURO STOXX 50<SUP>&reg;</SUP> Index (Bloomberg symbol: SX5E)</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Stated
    Principal Amount:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">$1,000
    per Trigger PLUS</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Issue
    Price:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">$1,000
    per Trigger PLUS</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Pricing
    Date:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">July
    31, 2025</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Original
    Issue Date:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">August
    5, 2025 (3 Business Days after the Pricing Date)</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Valuation
    Date:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">July
    31, 2031, subject to postponement for non-Trading Days and certain Market Disruption Events</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Maturity
    Date:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">August
    5, 2031</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Payment
    at Maturity per Trigger PLUS:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-bottom: 2pt; padding-left: 5.4pt"><P STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Symbol; font-size: 7pt; font-style: normal; font-weight: normal">&middot;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">&nbsp;&nbsp;If
                                            the Final Index Value is greater than the Initial Index Value:</FONT></P>
    <P STYLE="text-align: center; font: normal 7pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">$1,000
    + Leveraged Upside Payment </FONT></P>
    <P STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.12in; text-indent: -0.12in"><FONT STYLE="font-family: Symbol; font-size: 7pt; font-style: normal; font-weight: normal">&middot;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">&nbsp;
    If the Final Index Value is less than or equal to the Initial Index Value but is greater than or equal to the Trigger
    Level:</FONT></P>
    <P STYLE="text-align: center; font: normal 7pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">$1,000
    </FONT></P>
    <P STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Symbol; font-size: 7pt; font-style: normal; font-weight: normal">&middot;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">&nbsp;&nbsp;If
    the Final Index Value is less than the Trigger Level:</FONT></P>
    <P STYLE="text-align: center; font: normal 7pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">$1,000
    &times; Index Performance Factor</FONT></P>
    <P STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif">Under these circumstances, the Payment at Maturity will be less than the Stated Principal Amount
    of $1,000 and will represent a loss of more than 35.00%, and possibly all, of your investment.</FONT></P></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Leveraged
    Upside Payment:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">$1,000
    &times; Leverage Factor &times; Index Percent Increase</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Leverage
    Factor:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">At
    least 193.50%, to be determined on the Pricing Date</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Trigger
    Level:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">65.00%
    of the Initial Index Value.</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Index
    Percent Increase:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">(Final
    Index Value &ndash; Initial Index Value) / Initial Index Value</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Index
    Performance Factor:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">Final
    Index Value / Initial Index Value</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Initial
    Index Value:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">The
    Closing Level of the Underlying Index on the Pricing Date</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Final
    Index Value:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">The
    Closing Level of the Underlying Index on the Valuation Date</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>CUSIP
    / ISIN:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">13607XYG6
    / US13607XYG68</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: white">
    <TD STYLE="border-top: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Initial
    Estimated Value:</B></FONT></TD>
    <TD STYLE="border-top: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; border-right: #296DC1 1pt solid; border-left: #296DC1 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">Between
    $910.70 and $930.70 per Trigger PLUS, which is expected to be less than the price to public.</FONT></TD></TR>
  <TR STYLE="font: normal 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #CCEEFF">
    <TD STYLE="border-top: #296DC1 1pt solid; border-bottom: #296DC1 1pt solid; border-left: #296DC1 1pt solid; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: rgb(41,109,193)"><B>Preliminary
    Terms:</B></FONT></TD>
    <TD STYLE="border: #296DC1 1pt solid; padding-bottom: 2pt; font: normal 7pt Arial, Helvetica, Sans-Serif; padding-right: 5.4pt; padding-left: 5.4pt"><A HREF="https://www.sec.gov/Archives/edgar/data/1045520/000110465925068143/tm2519500d29_424b2.htm"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: normal">https://www.sec.gov/Archives/edgar/data/1045520/000110465925068143/tm2519500d29_424b2.htm</FONT></A></TD></TR>
  </TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

</DIV>






<DIV STYLE="float: right; width: 48%">

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 0pt; margin-bottom: 6pt">Hypothetical Payout
at Maturity</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt">&nbsp;</P>

<P STYLE="text-align: center; font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt"><IMG SRC="tm2519500d31_fwpimg001.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #005A8C">
    <TD STYLE="white-space: nowrap; font: bold 9pt Arial, Helvetica, Sans-Serif; width: 50%; border: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center; color: white"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Percentage
    Change in Underlying <BR>
Index</FONT></TD>
    <TD STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; width: 50%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center; color: white"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Return
    on Trigger PLUS</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">50.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">96.75%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">40.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">77.40%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">30.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">58.05%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">20.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">38.70%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">10.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">19.35%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>0.00%</B></FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>0.00%</B></FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-5.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-10.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-15.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-30.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">0.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>-35.00%</B></FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B>0.00%</B></FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-36.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-36.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-40.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-40.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-50.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-50.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-60.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-60.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-80.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-80.00%</FONT></TD></TR>
  <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top">
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-100.00%</FONT></TD>
    <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 1.5pt; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-100.00%</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

</DIV>

<DIV STYLE="clear: both; width: 100%">

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

</DIV>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"></P>

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<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="border-top: Black 1pt solid; font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">We have filed a registration statement (including an underlying supplement, a prospectus supplement and a prospectus) with the SEC for
the offering to which this document relates. Before you invest, you should read these documents and other documents that we have filed
with the SEC for more complete information about us and this offering. You may get these documents without cost by visiting EDGAR on
the SEC website at www.sec.gov. Alternatively, we, any agent or any dealer participating in this offering will arrange to send you these
documents if you so request by calling toll-free at 1-833-931-0275.</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: bold 14pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt">Underlying Index</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">For more information about the Underlying Index,
including historical performance information, see the accompanying preliminary pricing supplement.</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-bottom: 0pt; margin-top: 0pt">&nbsp;</P>

<P STYLE="font: bold 14pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt">Risk Considerations</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">The risks set forth below are discussed in more
detail in the &#8220;Risk Factors&#8221; section in the accompanying preliminary pricing supplement. Please review those risk factors
carefully prior to making an investment decision.&nbsp;</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-decoration: underline solid; margin-top: 0pt; margin-bottom: 3pt">Risks Relating
to the Structure of the Trigger PLUS</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">The Trigger PLUS do not pay interest or guarantee return of any principal.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">The&#8239;amount payable on the Trigger PLUS is not linked to the Closing
Level of the Underlying Index at any time other than the Valuation Date.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">The&#8239;Trigger PLUS are riskier than securities with a shorter term.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt"></P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-decoration: underline solid; margin-top: 0pt; margin-bottom: 3pt">Risks Relating
to the Underlying Index</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">An&#8239;investment in the Trigger PLUS is subject to risks associated
with foreign securities markets.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Governmental&#8239;regulatory actions, such as sanctions, could adversely affect
your investment in the Trigger PLUS.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Adjustments&#8239;to the Underlying Index could adversely affect the value of
the Trigger PLUS.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt"></P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-decoration: underline solid; margin-top: 0pt; margin-bottom: 3pt">Conflicts of
Interest</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Certain&#8239;business, trading and hedging activities of us and our affiliates
may create conflicts with your interests and could potentially adversely affect the value of the Trigger PLUS.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">There&#8239;are potential conflicts of interest between you and the calculation
agent.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt"></P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-decoration: underline solid; margin-top: 0pt; margin-bottom: 3pt">General Risks</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Payments&#8239;on the Trigger PLUS are subject to our credit risk, and actual
or perceived changes in our creditworthiness are expected to affect the value of the Trigger PLUS.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">The Bank&#8217;s initial estimated value of the Trigger PLUS will be lower than the initial issue
                                                                             price (price to public) of the Trigger PLUS.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">The&#8239;Bank&#8217;s initial estimated value does not represent future
values of the Trigger PLUS and may differ from others&#8217; estimates.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">The&#8239;Bank&#8217;s initial estimated value of the Trigger PLUS will
not be determined by reference to credit spreads for our conventional fixed-rate debt.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">If CIBCWM were to repurchase your Trigger PLUS after the Original Issue Date, the price may be
                                                                             higher than the then-current estimated value of the Trigger PLUS for a limited time period.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Economic&#8239;and market factors may adversely affect the terms and market
price of the Trigger PLUS prior to maturity.</TD>
</TR>
<TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">The&#8239;Trigger PLUS will not be listed on any securities exchange and
we do not expect a trading market for the Trigger PLUS to develop.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt">&nbsp;</P>

<P STYLE="font: bold 12pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt">Tax Considerations</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt">You should review carefully the discussion in &#8220;Additional Information About the Trigger PLUS &#8212; United States Federal Income
Tax Considerations&#8221; and &#8220;&#8212; Certain Canadian Federal Income Tax Considerations&#8221; in the accompanying pricing supplement,
 &#8220;Material U.S. Federal Income Tax Consequences&#8221; in the underlying supplement and &#8220;Material Income Tax Consequences&#8212;Canadian
Taxation&#8221; in the prospectus concerning the U.S. and the Canadian federal income tax consequences of an investment in the Trigger
PLUS, and you should consult your tax adviser.</P>


<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
