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Property and equipment | 12 Months Ended
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Oct. 31, 2025
Text Block [Abstract] |
Property and equipment |
Note 7 |  | Property and equipment
$ millions, as at or for the year ended October 31 |  | Right-of- use assets |  |  | Land and buildings (1) |  |  | Computer equipment |  |  | Office furniture, equipment and other (1) |  |  | Leasehold improvements (1) |  |  | Total |
2025 |  | Cost |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Balance at beginning of year |  | $ | 2,933 |  |  | $ | 831 |  |  | $ | 1,087 |  |  | $ | 956 |  |  | $ | 1,670 |  |  | $ | 7,477 |
|  | Additions (2) |  |  | 236 |  |  |  | 46 |  |  |  | 68 |  |  |  | 134 |  |  |  | 200 |  |  |  | 684 |
|  | Disposals (3) |  |  | (120 | ) |  |  | (14 | ) |  |  | (231 | ) |  |  | (83 | ) |  |  | (47 | ) |  |  | (495 | )
|  | Adjustments (4) |  |  | 5 |  |  |  | 1 |  |  |  | 2 |  |  |  | 3 |  |  |  | 2 |  |  |  | 13 |
|  | Balance at end of year |  | $ | 3,054 |  |  | $ | 864 |  |  | $ | 926 |  |  | $ | 1,010 |  |  | $ | 1,825 |  |  | $ | 7,679 |
2024 |  | Balance at end of year |  | $ | 2,933 |  |  | $ | 831 |  |  | $ | 1,087 |  |  | $ | 956 |  |  | $ | 1,670 |  |  | $ | 7,477 |
2025 |  | Accumulated depreciation |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Balance at beginning of year |  | $ | 1,290 |  |  | $ | 359 |  |  | $ | 897 |  |  | $ | 547 |  |  | $ | 1,025 |  |  | $ | 4,118 |
|  | Depreciation and impairment |  |  | 269 |  |  |  | 19 |  |  |  | 85 |  |  |  | 60 |  |  |  | 85 |  |  |  | 518 |
|  | Disposals (3) |  |  | (90 | ) |  |  | (7 | ) |  |  | (230 | ) |  |  | (35 | ) |  |  | (44 | ) |  |  | (406 | )
|  | Adjustments (4) |  |  | 2 |  |  |  | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  | 6 |
|  | Balance at end of year |  | $ | 1,471 |  |  | $ | 372 |  |  | $ | 753 |  |  | $ | 573 |  |  | $ | 1,067 |  |  | $ | 4,236 |
2024 |  | Balance at end of year |  | $ | 1,290 |  |  | $ | 359 |  |  | $ | 897 |  |  | $ | 547 |  |  | $ | 1,025 |  |  | $ | 4,118 |
|  | Net book value |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | As at October 31, 2025 |  | $ | 1,583 |  |  | $ | 492 |  |  | $ | 173 |  |  | $ | 437 |  |  | $ | 758 |  |  | $ | 3,443 |
|  | As at October 31, 2024 |  | $ | 1,643 |  |  | $ | 472 |  |  | $ | 190 |  |  | $ | 409 |  |  | $ | 645 |  |  | $ | 3,359 |
(1) | Includes $427 million (2024: $196 million) of work-in-progress not subject to depreciation.
(2) | Includes impact of lease modifications.
(3) | Includes write-offs of fully depreciated assets.
(4) | Includes foreign currency translation adjustments.
Cost of net additions and disposals during the year was: Canadian Personal and Business Banking net additions of $ 218 million (2024: net additions of $ 246 million); Canadian Commercial Banking and Wealth Management net additions of $ 1 million (2024: net additions of $ 21 million); U.S. Commercial Banking and Wealth Management net disposals of $ 23 million (2024: net additions of $ 64 million); Capital Markets net additions of $ 20 million (2024: net additions of $ 30 million); and Corporate and Other net disposals of $ 27 million (2024: net additions of $ 107 million).

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