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Note 14 - Regulatory Capital
3 Months Ended
Mar. 31, 2015
Disclosure Text Block [Abstract]  
Regulatory Capital Requirements under Banking Regulations [Text Block]
14.           Regulatory Capital

Under current capital regulations, the Bank is required to comply with four separate capital adequacy standards. As of March 31, 2015, the Bank continues to be categorized as “well-capitalized” under the prompt corrective action regulations and continues to exceed all regulatory capital requirements.

Set forth below is a summary of the Bank’s compliance with banking regulatory capital standards.

   
March 31, 2015
   
December 31, 2014
 
   
Amount
   
Percent of
Assets
   
Amount
   
Percent of
Assets
 
   
(Dollars in thousands)
 
                         
Tier I (leverage) capital:
                       
Capital level
  $ 474,337       9.28 %   $ 472,251       9.63 %
Requirement to be well capitalized
    255,655       5.00       245,254       5.00  
Excess
    218,682       4.28       226,997       4.63  
                                 
Common Equity Tier I risk-based capital:
                               
Capital level
  $ 474,337       13.06 %     n/a       n/a  
Requirement to be well capitalized
    236,163       6.50       n/a       n/a  
Excess
    238,174       6.56       n/a       n/a  
                                 
Tier 1 risk-based capital:
                               
Capital level
  $ 474,337       13.06 %   $ 472,251       13.87 %
Requirement to be well capitalized
    290,662       8.00       204,345       6.00  
Excess
    183,675       5.06       267,906       7.87  
                                 
Total risk-based capital:
                               
Capital level
  $ 498,428       13.72 %   $ 497,347       14.60 %
Requirement to be well capitalized
    363,328       10.00       340,589       10.00  
Excess
    135,100       3.72       156,758       4.60  

The Holding Company is subject to the same regulatory capital requirements as the Bank. As of March 31, 2015, the Holding Company continues to be categorized as “well-capitalized” under the prompt corrective action regulations and continues to exceed all regulatory capital requirements.

Set forth below is a summary of the Holding Company’s compliance with banking regulatory capital standards.

   
March 31, 2015
   
December 31, 2014
 
   
Amount
   
Percent of
Assets
   
Amount
   
Percent of
Assets
 
   
(Dollars in thousands)
 
                         
Tier I (leverage) capital:
                       
Capital level
  $ 475,860       9.32 %   $ 471,233       9.62 %
Requirement to be well capitalized
    255,216       5.00       244,960       5.00  
Excess
    220,644       4.32       226,273       4.62  
                                 
Common Equity Tier I risk-based capital:
                               
Capital level
  $ 448,564       12.37 %     n/a       n/a  
Requirement to be well capitalized
    235,731       6.50       n/a       n/a  
Excess
    212,833       5.87       n/a       n/a  
                                 
Tier 1 risk-based capital:
                               
Capital level
  $ 475,860       13.12  %   $ 471,233       13.87 %
Requirement to be well capitalized
    290,131       8.00       203,878       6.00  
Excess
    185,729       5.12       267,355       7.87  
                                 
Total risk-based capital:
                               
Capital level
  $ 499,951       13.79 %   $ 496,329       14.61 %
Requirement to be well capitalized
    362,663       10.00       339,797       10.00  
Excess
    137,288       3.79       156,532       4.61