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Note 15 - Regulatory Capital
9 Months Ended
Sep. 30, 2015
Disclosure Text Block [Abstract]  
Regulatory Capital Requirements under Banking Regulations [Text Block]

15. Regulatory Capital


Under current capital regulations, the Bank is required to comply with four separate capital adequacy standards. As of September 30, 2015, the Bank continues to be categorized as “well-capitalized” under the prompt corrective action regulations and continues to exceed all regulatory capital requirements.


Set forth below is a summary of the Bank’s compliance with banking regulatory capital standards.


    September 30, 2015   December 31, 2014
    Amount  

Percent of

Assets

  Amount  

Percent of

Assets

    (Dollars in thousands)
                 
Tier I (leverage) capital:                                
Capital level   $ 488,327       9.02 %   $ 472,251       9.63 %
Requirement to be well capitalized     270,676       5.00       245,254       5.00  
Excess     217,651       4.02       226,997       4.63  
                                 
Common Equity Tier I risk-based capital:                                
Capital level   $ 488,327       12.86 %      n/a         n/a   
Requirement to be well capitalized     246,781       6.50        n/a         n/a   
Excess     241,546       6.36        n/a         n/a   
                                 
Tier 1 risk-based capital:                                
Capital level   $ 488,327       12.86 %   $ 472,251       13.87 %
Requirement to be well capitalized     303,731       8.00       204,345       6.00  
Excess     184,596       4.86       267,906       7.87  
                                 
Total risk-based capital:                                
Capital level   $ 511,300       13.47 %   $ 497,347       14.60 %
Requirement to be well capitalized     379,664       10.00       340,589       10.00  
Excess     131,636       3.47       156,758       4.60  

The Holding Company is subject to the same regulatory capital requirements as the Bank. As of September 30, 2015, the Holding Company continues to be categorized as “well-capitalized” under the prompt corrective action regulations and continues to exceed all regulatory capital requirements.


Set forth below is a summary of the Holding Company’s compliance with banking regulatory capital standards.


    September 30, 2015   December 31, 2014
    Amount  

Percent of

Assets

  Amount  

Percent of

Assets

    (Dollars in thousands)
                 
Tier I (leverage) capital:                                
Capital level   $ 482,684       8.93 %   $ 471,233       9.62 %
Requirement to be well capitalized     270,288       5.00       244,960       5.00  
Excess     212,396       3.93       226,273       4.62  
                                 
Common Equity Tier I risk-based capital:                                
Capital level   $ 455,153       12.01 %      n/a         n/a   
Requirement to be well capitalized     246,358       6.50        n/a         n/a   
Excess     208,795       5.51        n/a         n/a   
                                 
Tier 1 risk-based capital:                                
Capital level   $ 482,684       12.74 %   $ 471,233       13.87 %
Requirement to be well capitalized     303,209       8.00       203,878       6.00  
Excess     179,475       4.74       267,355       7.87  
                                 
Total risk-based capital:                                
Capital level   $ 505,657       13.34 %   $ 496,329       14.61 %
Requirement to be well capitalized     379,012       10.00       339,797       10.00  
Excess     126,645       3.34       156,532       4.61