Consolidated Statements of Financial Condition - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 42,363,000	$ 34,265,000
Securities held-to-maturity:
Other securities (none pledged; fair value of $6,180 at December 31, 2015)	6,180,000	0
Securities available for sale, at fair value:
Mortgage-backed securities (including assets pledged of $496,121 and $464,626 at December 31, 2015 and 2014, respectively; $2,527 and $4,678 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)	668,740,000	704,933,000
Other securities (including assets pledged of none and $57,562 at December 31, 2015 and 2014, respectively ; $28,205 and $27,915 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)	324,657,000	268,377,000
Loans, net of fees and costs	4,387,979,000	3,810,373,000
Less: Allowance for loan losses	(21,535,000)	(25,096,000)
Net loans	4,366,444,000	3,785,277,000
Interest and dividends receivable	18,937,000	17,251,000
Bank premises and equipment, net	25,622,000	21,868,000
Federal Home Loan Bank of New York stock, at cost	56,066,000	46,924,000
Bank owned life insurance	115,536,000	112,656,000
Goodwill	16,127,000	16,127,000
Other assets	63,962,000	69,335,000
Total assets	5,704,634,000	5,077,013,000
Due to depositors:
Non-interest bearing	269,469,000	255,834,000
Interest-bearing	3,586,234,000	3,217,085,000
Mortgagors' escrow deposits	36,844,000	35,679,000
Borrowed funds ($29,018 and $28,771 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)	1,155,676,000	940,492,000
Securities sold under agreements to repurchase	116,000,000	116,000,000
Other liabilities	67,344,000	55,676,000
Total liabilities	$ 5,231,567,000	$ 4,620,766,000
Stockholders' Equity
Preferred stock ($0.01 par value; 5,000,000 shares authorized; none issued)
Common stock ($0.01 par value; 100,000,000 shares authorized; 31,530,595 shares issued at December 31, 2015 and 2014; 28,830,558 shares and 29,403,823 shares outstanding at December 31, 2015 and 2014, respectively)	$ 315,000	$ 315,000
Additional paid-in capital	210,652,000	206,437,000
Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)	(48,868,000)	(37,221,000)
Retained earnings	316,530,000	289,623,000
Accumulated other comprehensive loss, net of taxes	(5,562,000)	(2,907,000)
Total stockholders' equity	473,067,000	456,247,000
Total liabilities and stockholders' equity	$ 5,704,634,000	$ 5,077,013,000

This element represents the portion of the balance sheet assertion valued at fair value by the entity. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities, except for mortgage-backed securities, neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

No definition available.