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Note 5 - Loans (Tables)

3 Months Ended

Mar. 31, 2016

Nonperforming Financial Instruments [Member]

Notes Tables

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		March 31, 2016								December 31, 2015
(Dollars in thousands)		Number  of contracts				Recorded investment				Number  of contracts				Recorded investment
Multi-family residential			1			$	385				1			$	391
Total troubled debt restructurings that subsequently defaulted			1			$	385				1				391

Performing According to Restructured Terms [Member]

Notes Tables

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		March 31, 2016								December 31, 2015
(Dollars in thousands)		Number  of contracts				Recorded investment				Number  of contracts				Recorded investment
Multi-family residential			9			$	2,611				9			$	2,626
Commercial real estate			3				2,358				3				2,371
One-to-four family - mixed-use property			6				2,042				6				2,052
One-to-four family - residential			1				341				1				343
Small business administration			1				32				1				34
Commercial business and other			4				2,038				4				2,083
Total performing troubled debt restructured			24			$	9,422				24			$	9,509

Schedule of Debtor Troubled Debt Restructuring, Current Period [Table Text Block]

		For the three months ended March 31, 2015
(Dollars in thousands)		Number				Balance				Modification description
Small Business Administration			1			$	41			Received a below market interest rate and the loan amortization was extended
Total			1			$	41

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In thousands)		March 31,  2016				December 31,  2015
Loans ninety days or more past due and still accruing:
Multi-family residential		$	792			$	233
Commercial real estate			1,083				1,183
One-to-four family - mixed-use property			743				611
One-to-four family - residential			13				13
Construction			570				1,000
Commercial Business and other			-				220
Total			3,201				3,260
Non-accrual mortgage loans:
Multi-family residential			3,518				3,561
Commercial real estate			3,295				2,398
One-to-four family - mixed-use property			5,519				5,952
One-to-four family - residential			8,861				10,120
Total			21,193				22,031
Non-accrual non-mortgage loans:
Small business administration			201				218
Taxi Medallion			196				-
Commercial business and other			511				568
Total			908				786
Total non-accrual loans			22,101				22,817
Total non-accrual loans and loans ninety days or more past due and still accruing		$	25,302			$	26,077

Schedule of Interest Foregone on Non-Accrual and TDR Loans [Table Text Block]

		For the three months ended   March 31,
		2016				2015
		(In thousands)
Interest income that would have been recognized had the loans performed in accordance with their original terms		$	540			$	691
Less:  Interest income included in the results of operations			123				148
Total foregone interest		$	417			$	543

Past Due Financing Receivables [Table Text Block]

		March 31, 2016
(In thousands)		30 - 59 Days Past Due				60 - 89 Days Past Due				Greater than 90 Days				Total Past Due				Current				Total Loans
Multi-family residential		$	6,644			$	445			$	4,310			$	11,399			$	2,028,395			$	2,039,794
Commercial real estate			767				381				4,378				5,526				1,052,502				1,058,028
One-to-four family - mixed-use property			8,961				326				6,262				15,549				556,297				571,846
One-to-four family - residential			2,711				276				8,677				11,664				179,494				191,158
Co-operative apartments			-				-				-				-				8,182				8,182
Construction loans			-				-				570				570				6,902				7,472
Small Business Administration			37				-				201				238				14,463				14,701
Taxi medallion			860				-				196				1,056				19,701				20,757
Commercial business and other			-				1				353				354				530,968				531,322
Total		$	19,980			$	1,429			$	24,947			$	46,356			$	4,396,904			$	4,443,260

		December 31, 2015
(In thousands)		30 - 59 Days Past Due				60 - 89 Days Past Due				Greater than 90 Days				Total Past Due				Current				Total Loans
Multi-family residential		$	9,421			$	804			$	3,794			$	14,019			$	2,041,209			$	2,055,228
Commercial real estate			2,820				153				3,580				6,553				994,683				1,001,236
One-to-four family - mixed-use property			8,630				1,258				6,563				16,451				556,592				573,043
One-to-four family - residential			4,261				154				10,134				14,549				173,289				187,838
Co-operative apartments			-				-				-				-				8,285				8,285
Construction loans			-				-				1,000				1,000				6,284				7,284
Small Business Administration			42				-				218				260				11,934				12,194
Taxi medallion			-				-				-				-				20,881				20,881
Commercial business and other			-				2				228				230				506,392				506,622
Total		$	25,174			$	2,371			$	25,517			$	53,062			$	4,319,549			$	4,372,611

Allowance for Credit Losses on Financing Receivables [Table Text Block]

March 31, 2016
(in thousands)		Multi-family residential				Commercial real estate				One-to-four family - mixed-use property				One-to-four family - residential				Construction loans				Small Business Administration				Taxi medallion				Commercial business and other				Unallocated				Total
Allowance for credit losses:
Beginning balance		$	6,718			$	4,239			$	4,227			$	1,227			$	50			$	262			$	343			$	4,469			$	-			$	21,535
Charge-off's			(42	)			-				(14	)			(66	)			-				-				-				(25	)			-				(147	)
Recoveries			13				-				187				365				-				31				-				9				-				605
Provision			(391	)			(38	)			(893	)			(484	)			5				(24	)			(8	)			138				1,695				-
Ending balance		$	6,298			$	4,201			$	3,507			$	1,042			$	55			$	269			$	335			$	4,591			$	1,695			$	21,993
Ending balance: individually evaluated for impairment		$	247			$	171			$	491			$	50			$	-			$	47			$	325			$	108			$	-			$	1,439
Ending balance: collectively evaluated for impairment		$	6,051			$	4,030			$	3,016			$	992			$	55			$	222			$	10			$	4,483			$	1,695			$	20,554

March 31, 2015
(in thousands)		Multi-family residential				Commercial real estate				One-to-four family - mixed-use property				One-to-four family - residential				Construction loans				Small Business Administration				Taxi medallion				Commercial business and other				Total
Allowance for credit losses:
Beginning balance		$	8,827			$	4,202			$	5,840			$	1,690			$	42			$	279			$	11			$	4,205			$	25,096
Charge-off's			(97	)			(18	)			(78	)			(153	)			-				-				-				(51	)			(397	)
Recoveries			23				72				3				-				-				20				-				8				126
Provision (benefit)			(124	)			(354	)			(336	)			(72	)			(19	)			(33	)			-				204				(734	)
Ending balance		$	8,629			$	3,902			$	5,429			$	1,465			$	23			$	266			$	11			$	4,366			$	24,091
Ending balance: individually evaluated for impairment		$	267			$	19			$	566			$	54			$	-			$	-			$	-			$	139			$	1,045
Ending balance: collectively evaluated for impairment		$	8,362			$	3,883			$	4,863			$	1,411			$	23			$	266			$	11			$	4,227			$	23,046

Schedule of Loans and the Manner in which they are Evaluated for Impairment [Table Text Block]

At March 31, 2016
(In thousands)		Multi-family residential				Commercial real estate				One-to-four family - mixed-use property				One-to-four family- residential				Co-operative apartments				Construction loans				Small Business Administration				Taxi Medallion				Commercial business and other				Total
Financing Receivables:
Ending Balance		$	2,039,794			$	1,058,028			$	571,846			$	191,158			$	8,182			$	7,472			$	14,701			$	20,757			$	531,322			$	4,443,260
Ending balance: individually evaluated for impairment		$	8,402			$	7,560			$	11,485			$	11,305			$	-			$	570			$	402			$	2,110			$	4,366			$	46,200
Ending balance: collectively evaluated for impairment		$	2,031,392			$	1,050,468			$	560,361			$	179,853			$	8,182			$	6,902			$	14,299			$	18,647			$	526,956			$	4,397,060

At December 31, 2015
(In thousands)		Multi-family residential				Commercial real estate				One-to-four family - mixed-use property				One-to-four family- residential				Co-operative apartments				Construction loans				Small Business Administration				Taxi Medallion				Commercial business and other				Total
Financing Receivables:
Ending Balance		$	2,055,228			$	1,001,236			$	573,043			$	187,838			$	8,285			$	7,284			$	12,194			$	20,881			$	506,622			$	4,372,611
Ending balance: individually evaluated for impairment		$	8,047			$	6,183			$	12,828			$	12,598			$	-			$	1,000			$	310			$	2,118			$	4,716			$	47,800
Ending balance: collectively evaluated for impairment		$	2,047,181			$	995,053			$	560,215			$	175,240			$	8,285			$	6,284			$	11,884			$	18,763			$	501,906			$	4,324,811

Impaired Financing Receivables [Table Text Block]

		March 31, 2016												December 31, 2015
		Recorded Investment				Unpaid Principal Balance				Related Allowance				Recorded Investment				Unpaid Principal Balance				Related Allowance
		(In thousands)
With no related allowance recorded:
Mortgage loans:
Multi-family residential		$	6,108			$	6,818			$	-			$	5,742			$	6,410			$	-
Commercial real estate			5,202				5,259				-				3,812				3,869				-
One-to-four family mixed-use property			8,754				9,698				-				10,082				11,335				-
One-to-four family residential			10,964				12,558				-				12,255				14,345				-
Co-operative apartments			-				-				-				-				-				-
Construction			570				570				-				1,000				1,000				-
Non-mortgage loans:
Small Business Administration			252				252				-				276				276				-
Taxi Medallion			-				-				-				-				-				-
Commercial Business and other			2,374				2,744				-				2,682				5,347				-
Total loans with no related allowance recorded			34,224				37,899				-				35,849				42,582				-
With an allowance recorded:
Mortgage loans:
Multi-family residential			2,294				2,294				247				2,305				2,305				252
Commercial real estate			2,358				2,358				171				2,371				2,371				180
One-to-four family mixed-use property			2,731				2,731				491				2,746				2,746				502
One-to-four family residential			341				341				50				343				343				51
Co-operative apartments			-				-				-				-				-				-
Construction			-				-				-				-				-				-
Non-mortgage loans:
Small Business Administration			150				150				47				34				34				-
Taxi Medallion			2,110				2,110				325				2,118				2,118				333
Commercial Business and other			1,992				1,992				108				2,034				2,034				112
Total loans with an allowance recorded			11,976				11,976				1,439				11,951				11,951				1,430
Total Impaired Loans:
Total mortgage loans		$	39,322			$	42,627			$	959			$	40,656			$	44,724			$	985
Total non-mortgage loans		$	6,878			$	7,248			$	480			$	7,144			$	9,809			$	445

		March 31, 2016								March 31, 2015
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
		(In thousands)
With no related allowance recorded:
Mortgage loans:
Multi-family residential		$	5,925			$	17			$	10,905			$	56
Commercial real estate			4,507				12				6,567				39
One-to-four family mixed-use property			9,418				33				11,749				57
One-to-four family residential			11,610				27				13,210				25
Co-operative apartments			-				-				-				-
Construction			785				-				-				-
Non-mortgage loans:
Small Business Administration			264				3				159				1
Taxi Medallion			-				-				-				-
Commercial Business and other			2,528				46				4,511				69
Total loans with no related allowance recorded			35,037				138				47,101				247
With an allowance recorded:
Mortgage loans:
Multi-family residential			2,300				29				2,597				32
Commercial real estate			2,365				28				1,458				7
One-to-four family mixed-use property			2,739				38				3,085				42
One-to-four family residential			342				3				353				4
Co-operative apartments			-				-				-				-
Construction			-				-				-				-
Non-mortgage loans:
Small Business Administration			92				2				21				1
Taxi Medallion			2,114				15				-				-
Commercial Business and other			2,013				25				2,660				35
Total loans with an allowance recorded			11,965				140				10,174				121
Total Impaired Loans:
Total mortgage loans		$	39,991			$	187			$	49,924			$	262
Total non-mortgage loans		$	7,011			$	91			$	7,351			$	106

Financing Receivable Credit Quality Indicators [Table Text Block]

		March 31, 2016
(In thousands)		Special Mention				Substandard				Doubtful				Loss				Total
Multi-family residential		$	8,505			$	5,790			$	-			$	-			$	14,295
Commercial real estate			1,500				5,203				-				-				6,703
One-to-four family - mixed-use property			2,716				9,657				-				-				12,373
One-to-four family - residential			1,538				10,964				-				-				12,502
Co-operative apartments			-				-				-				-				-
Construction loans			-				570				-				-				570
Small Business Administration			504				326				-				-				830
Taxi Medallion			-				2,110				-				-				2,110
Commercial business and other			147				2,803				-				-				2,950
Total loans		$	14,910			$	37,423			$	-			$	-			$	52,333

		December 31, 2015
(In thousands)		Special Mention				Substandard				Doubtful				Loss				Total
Multi-family residential		$	4,361			$	5,421			$	-			$	-			$	9,782
Commercial real estate			1,821				3,812				-				-				5,633
One-to-four family - mixed-use property			3,087				10,990				-				-				14,077
One-to-four family - residential			1,437				12,255				-				-				13,692
Co-operative apartments			-				-				-				-				-
Construction loans			-				1,000				-				-				1,000
Small Business Administration			229				224				-				-				453
Taxi Medallion			-				2,118				-				-				2,118
Commercial business and other			-				3,123				-				-				3,123
Total loans		$	10,935			$	38,943			$	-			$	-			$	49,878

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