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Note 4 - Loans Held for Sale
 12 Months Ended
Dec. 31, 2017
Notes to Financial Statements  
Loans Held for Sale [Text Block]
4.
Loans held for sale
 
The Company has implemented a strategy of selling certain delinquent and non-performing loans. Once the Company has decided to sell a loan, the sale usually will close in a short period of time, generally within the same quarter. Loans designated held for sale are reclassified from loans held for investment to loans held for sale. Terms of sale generally include cash due upon the closing of the sale,
no
contingencies or recourse to the Company and servicing is released to the buyer. Additionally, at times the Company
may
sell participating interests in performing loans.
 
The following tables show loans sold during the period indicated:
 
    For the year ended December 31, 2017
                 
(Dollars in thousands)   Loans sold   Proceeds   Net charge-offs   Net gain (loss)
Delinquent and non-performing loans                                
Multi-family residential    
3
     $
872
     $
-
     $
38
  
Commercial real estate    
5
      
1,821
      
(4
 )    
34
  
One-to-four family - mixed-use property    
9
      
3,523
      
(33
 )    
343
  
                                 
Total    
17
     $
6,216
     $
(37
 )   $
415
  
                                 
                                 
Performing loans                                
Multi-family residential    
12
     $
18,784
     $
-
     $
(36
 )
Commercial real estate    
7
      
26,283
      
-
      
(28
 )
Small Business Administration    
8
      
5,061
      
-
      
252
  
                                 
Total    
27
     $
50,128
     $
-
     $
188
  
 
 
    For the year ended December 31, 2016
                 
(Dollars in thousands)   Loans sold   Proceeds   Net recoveries   Net gain
Delinquent and non-performing loans                                
Multi-family residential    
9
     $
2,680
     $
1
     $
3
  
Commercial real estate    
2
      
192
      
-
      
-
  
One-to-four family - mixed-use property    
15
      
5,093
      
47
      
262
  
                                 
Total    
26
     $
7,965
     $
48
     $
265
  
                                 
                                 
Performing loans                                
Small Business Administration    
6
     $
3,534
     $
-
     $
319
  
                                 
Total    
6
     $
3,534
     $
-
     $
319
  
 
    For the year ended December 31, 2015
                 
(Dollars in thousands)   Loans sold   Proceeds   Net recoveries   Net gain (loss)
Delinquent and non-performing loans                                
Multi-family residential    
9
     $
3,540
     $
134
     $
(1
 )
Commercial real estate    
4
      
2,615
      
-
      
13
  
One-to-four family - mixed-use property    
10
      
2,831
      
-
      
58
  
One-to-four family - residential property    
1
      
160
      
-
      
42
  
                                 
Total    
24
     $
9,146
     $
134
     $
112
  
                                 
                                 
Performing loans                                
Commercial real estate    
1
     $
3,056
     $
-
     $
30
  
Small Business Administration    
5
      
4,209
      
-
      
280
  
                                 
Total    
6
     $
7,265
     $
-
     $
310