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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest and dividend income      
Interest and fees on loans $ 251,744 $ 232,719 $ 209,283
Interest and dividends on securities:      
Interest 25,535 23,022 24,489
Dividends 73 67 287
Other interest income 1,604 1,190 526
Total interest and dividend income 278,956 256,998 234,585
Interest expense      
Deposits 88,057 64,497 40,319
Other interest expense 28,959 25,095 21,159
Total interest expense 117,016 89,592 61,478
Net interest income 161,940 167,406 173,107
Provision (benefit) for loan losses 2,811 575 9,861
Net interest income after provision for loan losses 159,129 166,831 163,246
Non-interest income      
Banking services fee income 3,723 4,030 4,156
Net gain on sale of loans 870 168 603
Net loss on sale of securities (15) (1,920) (186)
Net gain on sale of assets 770 1,141 0
Net loss from fair value adjustments (5,353) (4,122) (3,465)
Federal Home Loan Bank of New York stock dividends 3,589 3,576 3,081
Life insurance proceeds 462 2,998 1,405
Bank owned life insurance 3,534 3,099 3,227
Other income 1,891 1,367 1,541
Total non-interest income 9,471 10,337 10,362
Non-interest expense      
Salaries and employee benefits 67,765 64,560 62,087
Occupancy and equipment 11,328 10,079 10,409
Professional services 8,358 8,360 7,500
FDIC deposit insurance 869 2,115 1,815
Data processing 5,878 5,663 5,238
Depreciation and amortization of bank premises and equipment 5,930 5,792 4,832
Other real estate owned / foreclosure expense (benefit) 204 (94) 404
Net gain from sales of real estate owned   (27) (50)
Other operating expenses 14,937 15,235 15,239
Total non-interest expense 115,269 111,683 107,474
Income before income taxes 53,331 65,485 66,134
Provision for income taxes      
Federal 10,439 8,574 22,844
State and local 1,613 1,821 2,169
Total provision for income taxes 12,052 10,395 25,013
Net income $ 41,279 $ 55,090 $ 41,121
Basic earnings per common share (in dollars per share) $ 1.44 $ 1.92 $ 1.41
Diluted earnings per common share (in dollars per share) $ 1.44 $ 1.92 $ 1.41