XML 40 R24.htm IDEA: XBRL DOCUMENT
v3.22.4

Regulatory Capital | 12 Months Ended
--- | ---
Dec. 31, 2022
Notes to Financial Statements |
Regulatory Capital | 15. Regulatory Capital Under current capital regulations, the Bank is required to comply with four separate capital adequacy standards. As of December 31, 2022, the Bank continued to be categorized as “well-capitalized” under the prompt corrective action regulations and continued to exceed all regulatory capital requirements. The Bank is also required to comply with a Capital Conservation Buffer (“CCB”). The CCB is designed to establish a capital range above minimum capital requirements and impose constraints on dividends, share buybacks and discretionary bonus payments when capital levels fall below prescribed levels. The minimum CCB is 2.5%. The CCB for the Bank at December 31, 2022 and 2021 was 6.37% and 6.13%, respectively. Set forth below is a summary of the Bank’s compliance with banking regulatory capital standards. ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, 2022 |  | December 31, 2021 |
​ | ​ | ​ | ​ | ​ | Percent of | ​ | ​ | ​ | ​ | Percent of |
​ |  | Amount |  | Assets |  | Amount |  | Assets |
​ |  | (Dollars in thousands) | ​
Tier I (leverage) capital: |  | ​ |  |  |  |  | ​ |  |  |  | ​
Capital level | ​ | $ | 915,628 |  | 10.56 | % | $ | 840,105 |  | 10.39 | %
Requirement to be well-capitalized | ​ |  | 433,667 |  | 5.00 | ​ |  | 404,366 |  | 5.00 | ​
Excess | ​ |  | 481,961 |  | 5.56 | ​ |  | 435,739 |  | 5.39 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Common Equity Tier I risk-based capital: | ​ |  |  |  |  | ​ |  |  |  |  | ​
Capital level | ​ | $ | 915,628 |  | 13.79 | % | $ | 840,105 |  | 13.58 | %
Requirement to be well-capitalized | ​ |  | 431,734 |  | 6.50 | ​ |  | 402,100 |  | 6.50 | ​
Excess | ​ |  | 483,894 |  | 7.29 | ​ |  | 438,005 |  | 7.08 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Tier I risk-based capital: | ​ |  |  |  |  | ​ |  |  |  |  | ​
Capital level | ​ | $ | 915,628 |  | 13.79 | % | $ | 840,105 |  | 13.58 | %
Requirement to be well-capitalized | ​ |  | 531,365 |  | 8.00 | ​ |  | 494,892 |  | 8.00 | ​
Excess | ​ |  | 384,263 |  | 5.79 | ​ |  | 345,213 |  | 5.58 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total risk-based capital: | ​ |  |  |  |  | ​ |  |  |  |  | ​
Capital level | ​ | $ | 954,457 |  | 14.37 | % | $ | 874,400 |  | 14.13 | %
Requirement to be well-capitalized | ​ |  | 664,206 |  | 10.00 | ​ |  | 618,615 |  | 10.00 | ​
Excess | ​ |  | 290,251 |  | 4.37 | ​ |  | 255,785 |  | 4.13 | ​
​ ​ The Holding Company is subject to the same regulatory capital requirements as the Bank. As of December 31, 2022, the Holding Company continues to be categorized as “well-capitalized” under the prompt corrective action regulations and continues to exceed all regulatory capital requirements. The CCB for the Holding Company at December 31, 2022 and 2021 was 5.25% and 5.75%, respectively. Set forth below is a summary of the Holding Company’s compliance with banking regulatory capital standards. ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | December 31, 2022 |  | December 31, 2021 |
​ | ​ | ​ | ​ | ​ | Percent of | ​ | ​ | ​ | ​ | Percent of |
​ |  | Amount |  | Assets |  | Amount |  | Assets |
​ | ​ | (Dollars in thousands) |
Tier I (leverage) capital: |  | ​ |  |  |  |  | ​ |  |  |  | ​
Capital level | ​ | $ | 746,880 |  | 8.61 | % | $ | 726,174 |  | 8.98 | %
Requirement to be well-capitalized | ​ |  | 433,607 |  | 5.00 | ​ |  | 404,422 |  | 5.00 | ​
Excess | ​ |  | 313,273 |  | 3.61 | ​ |  | 321,752 |  | 3.98 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Common Equity Tier I risk-based capital: | ​ |  | ​ |  |  | ​ |  |  |  |  | ​
Capital level | ​ | $ | 698,258 |  | 10.52 | % | $ | 671,494 |  | 10.86 | %
Requirement to be well-capitalized | ​ |  | 431,635 |  | 6.50 | ​ |  | 401,836 |  | 6.50 | ​
Excess | ​ |  | 266,623 |  | 4.02 | ​ |  | 269,658 |  | 4.36 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Tier I risk-based capital: | ​ |  | ​ |  |  | ​ |  |  |  |  | ​
Capital level | ​ | $ | 746,880 |  | 11.25 | % | $ | 726,174 |  | 11.75 | %
Requirement to be well-capitalized | ​ |  | 531,243 |  | 8.00 | ​ |  | 494,568 |  | 8.00 | ​
Excess | ​ |  | 215,637 |  | 3.25 | ​ |  | 231,606 |  | 3.75 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total risk-based capital: | ​ |  | ​ |  |  | ​ |  |  |  |  | ​
Capital level | ​ | $ | 975,709 |  | 14.69 | % | $ | 885,469 |  | 14.32 | %
Requirement to be well-capitalized | ​ |  | 664,054 |  | 10.00 | ​ |  | 618,210 |  | 10.00 | ​
Excess | ​ |  | 311,655 |  | 4.69 | ​ |  | 267,259 |  | 4.32 | ​
​

X
- Definition n/a. + References No definition available. + Details
Name: | ffic_NotesToFinancialStatementsAbstract
Namespace Prefix: | ffic_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1F -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958575-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(2) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1A -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958569-112826 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (a)(2) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (a)(1) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1D -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958573-112826 + Details
Name: | us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration