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Loans and Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2023
Notes Tables |
Schedule of composition of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2023 |  | 2022
​ | ​ | (In thousands)
Multi-family residential | ​ | $ | 2,658,205 | ​ | $ | 2,601,384
Commercial real estate | ​ |  | 1,958,252 | ​ |  | 1,913,040
One-to-four family ― mixed-use property | ​ |  | 530,243 | ​ |  | 554,314
One-to-four family ― residential | ​ |  | 220,213 | ​ |  | 241,246
Construction | ​ |  | 58,673 | ​ |  | 70,951
Small Business Administration | ​ |  | 20,205 | ​ |  | 23,275
Commercial business and other | ​ |  | 1,452,518 | ​ |  | 1,521,548
Net unamortized premiums and unearned loan fees | ​ |  | 9,590 | ​ |  | 9,011
Total loans, net of fees and costs excluding portfolio layer basis adjustments | ​ | ​ | 6,907,899 | ​ | ​ | 6,934,769
Unallocated portfolio layer basis adjustments (1) | ​ | ​ | (949) | ​ | ​ | —
Total loans, net of fees and costs | ​ | $ | 6,906,950 | ​ | $ | 6,934,769
| (1) | This amount represents portfolio layer method basis adjustments related to loans hedged in a closed portfolio. Under GAAP portfolio layer method basis adjustments are not allocated to individual loans, however, the amounts impact the net loan balance. These basis adjustments would be allocated to the amortized cost of specific loans within the pool if the hedge was de-designated. See Note 20 (“Derivative Financial Instruments”) of the Notes to the Consolidated Financial Statements.
Schedule of loans modifications made to borrowers | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the year ended December 31, 2023
(Dollars in thousands) | ​ | Term Extension
Loan Modifications Made to Borrowers Experiencing Financial Difficulty | ​ | Number | ​ | Amortized Cost Basis | ​ | % of Total Class of Financing Receivable |  | Financial Effect
Commercial business and other | ​ | 3 | $ | 1,734 | ​ | 0.1 | % | Two loans extended Maturity to June 2025 (20 months). One loan extended Maturity to August 2024 (10 months).
Total | ​ | 3 | $ | 1,734 | ​ | ​ |  |
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the year ended December 31, 2023
(Dollars in thousands) | ​ | Other-than-insignificant Payment Delay
Loan Modifications Made to Borrowers Experiencing Financial Difficulty | ​ | Number | ​ | Amortized Cost Basis | ​ | % of Total Class of Financing Receivable |  | Financial Effect
Small Business Administration | ​ | 1 | $ | 1,488 | ​ | 7.3 | % | Provided twelve months payment deferral to be collected at maturity.
Total | ​ | 1 | $ | 1,488 | ​ | ​ |  |
Schedule of TDR loan modifications | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the year ended December 31, 2022
(Dollars in thousands) |  | Number |  | Balance |  | Modification description
Small Business Administration | ​ | 1 | $ | 271 | ​ | Loan amortization extension.
Commercial business and other |  | 5 | ​ | 8,204 |  | One loan received a below market interest rate and four loans had an amortization extension
Total |  | 6 | $ | 8,475 |  |
​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​
​ | ​ | For the year ended December 31, 2021
(Dollars in thousands) |  | Number |  | Balance |  | Modification description
Commercial business and other |  | 3 | $ | 702 |  | Loan amortization extension.
Total |  | 3 | $ | 702 |  |
Schedule of financing receivable modified past due | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Payment Status of Borrowers Experiencing Financial Difficulty (Amortized Cost Basis)
(In thousands) | ​ | Current | ​ | 30-89 Days Past Due | ​ | 90+ Days Past Due |  | Total Modified
Small Business Administration | $ | — | $ | — | $ | 1,488 | $ | 1,488
Commercial business and other | ​ | 1,734 | ​ | — | ​ | — | ​ | 1,734
Total | $ | 1,734 | $ | — | $ | 1,488 | $ | 3,222
Schedule of non-accrual loans at amortized cost with no related allowance and interest income recognized for loans ninety days or more past due and still accruing | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At or for the year ended December 31, 2023
(In thousands) | ​ | ​ | Non-accrual amortized cost beginning of the reporting period | ​ | ​ | Non-accrual amortized cost end of the reporting period | ​ | ​ | Non-accrual with no related allowance | ​ | ​ | Interest income (loss) recognized | ​ | ​ | Loans ninety days or more past due and still accruing
Multi-family residential | ​ | $ | 3,547 | ​ | $ | 3,640 | ​ | $ | 3,640 | ​ | $ | 2 | ​ | $ | 1,463
Commercial real estate | ​ | ​ | 254 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
One-to-four family - mixed-use property | ​ | ​ | 1,045 | ​ | ​ | 1,005 | ​ | ​ | 1,005 | ​ | ​ | 3 | ​ | ​ | —
One-to-four family - residential | ​ | ​ | 3,953 | ​ | ​ | 4,670 | ​ | ​ | 4,670 | ​ | ​ | 3 | ​ | ​ | —
Small Business Administration | ​ | ​ | 950 | ​ | ​ | 2,576 | ​ | ​ | 2,576 | ​ | ​ | — | ​ | ​ | —
Commercial business and other | ​ | ​ | 20,193 | ​ | ​ | 11,768 | ​ | ​ | 3,242 | ​ | ​ | 17 | ​ | ​ | —
Total | ​ | $ | 29,942 | ​ | $ | 23,659 | ​ | $ | 15,133 | ​ | $ | 25 | ​ | $ | 1,463
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At or for the year ended December 31, 2022
(In thousands) | ​ | ​ | Non-accrual amortized cost beginning of the reporting period | ​ | ​ | Non-accrual amortized cost end of the reporting period | ​ | ​ | Non-accrual with no related allowance | ​ | ​ | Interest income (loss) recognized | ​ | ​ | Loans ninety days or more past due and still accruing
Multi-family residential | ​ | $ | 2,652 | ​ | $ | 3,547 | ​ | $ | 3,547 | ​ | $ | — | ​ | $ | —
Commercial real estate | ​ | ​ | 640 | ​ | ​ | 254 | ​ | ​ | 254 | ​ | ​ | — | ​ | ​ | —
One-to-four family - mixed-use property (1) | ​ | ​ | 1,582 | ​ | ​ | 1,045 | ​ | ​ | 1,045 | ​ | ​ | — | ​ | ​ | —
One-to-four family - residential | ​ | ​ | 7,483 | ​ | ​ | 3,953 | ​ | ​ | 3,953 | ​ | ​ | — | ​ | ​ | —
Small Business Administration | ​ | ​ | 952 | ​ | ​ | 950 | ​ | ​ | 950 | ​ | ​ | — | ​ | ​ | —
Construction | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,600
Commercial business and other (1) | ​ | ​ | 1,945 | ​ | ​ | 20,193 | ​ | ​ | 3,291 | ​ | ​ | 171 | ​ | ​ | —
Total | ​ | $ | 15,254 | ​ | $ | 29,942 | ​ | $ | 13,040 | ​ | $ | 171 | ​ | $ | 2,600
| (1) | Included in the above analysis are non-accrual performing TDR under legacy GAAP one-to-four family – mixed-use property totaling $0.3 million at December 31, 2022. Commercial business and other contains a non-accrual performing TDR totaling less than $0.1 million at December 31, 2022.
Summary of interest foregone on non-accrual loans and loans classified as TDR | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | 2023 |  | 2022 |  | 2021
(In thousands) | ​ | ​ | ​ | ​ | ​ | ​ | ​
Interest income (loss) that would have been recognized had the loans performed in accordance with their original terms | ​ | $ | 1,995 | ​ | $ | 2,309 | ​ | $ | 1,691
Less: Interest income (loss) included in the results of operations | ​ |  | 25 | ​ |  | 746 | ​ |  | 620
Total foregone interest | ​ | $ | 1,970 | ​ | $ | 1,563 | ​ | $ | 1,071
Summary of aging analysis of amortized cost basis of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At December 31, 2023
(In thousands) |  | 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | Greater than 90 Days |  | Total Past Due |  | Current |  | Total Loans (1)
Multi-family residential | ​ | $ | 2,722 | ​ | $ | 539 | ​ | $ | 5,103 | ​ | $ | 8,364 | ​ | $ | 2,653,862 | ​ | $ | 2,662,226
Commercial real estate | ​ |  | 8,090 | ​ |  | 1,099 | ​ |  | — | ​ |  | 9,189 | ​ |  | 1,950,435 | ​ |  | 1,959,624
One-to-four family - mixed-use property | ​ |  | 1,708 | ​ |  | 124 | ​ |  | 1,005 | ​ |  | 2,837 | ​ |  | 530,247 | ​ |  | 533,084
One-to-four family - residential | ​ |  | 1,715 | ​ |  | — | ​ |  | 4,670 | ​ |  | 6,385 | ​ |  | 215,134 | ​ |  | 221,519
Construction | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 58,261 | ​ |  | 58,261
Small Business Administration | ​ |  | — | ​ |  | — | ​ |  | 2,576 | ​ |  | 2,576 | ​ |  | 17,769 | ​ |  | 20,345
Commercial business and other | ​ |  | 420 | ​ |  | 1,061 | ​ |  | 7,585 | ​ |  | 9,066 | ​ |  | 1,443,774 | ​ |  | 1,452,840
Total | ​ | $ | 14,655 | ​ | $ | 2,823 | ​ | $ | 20,939 | ​ | $ | 38,417 | ​ | $ | 6,869,482 | ​ | $ | 6,907,899
(1) The table above excludes the unallocated portfolio layer basis adjustments totaling $0.9 million related to loans hedged in a closed pool at December 31, 2023. See Note 20 (“Derivative Financial Instruments”) of the Notes to the Consolidated Financial Statements. ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | At December 31, 2022
(In thousands) |  | 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | Greater than 90 Days |  | Total Past Due |  | Current |  | Total Loans
Multi-family residential | ​ | $ | 1,475 | ​ | $ | 1,787 | ​ | $ | 3,547 | ​ | $ | 6,809 | ​ | $ | 2,598,363 | ​ | $ | 2,605,172
Commercial real estate | ​ |  | 2,561 | ​ |  | — | ​ |  | 254 | ​ |  | 2,815 | ​ |  | 1,912,083 | ​ |  | 1,914,898
One-to-four family - mixed-use property | ​ |  | 3,721 | ​ |  | — | ​ |  | 797 | ​ |  | 4,518 | ​ |  | 552,777 | ​ |  | 557,295
One-to-four family - residential | ​ |  | 2,734 | ​ |  | — | ​ |  | 3,953 | ​ |  | 6,687 | ​ |  | 235,793 | ​ |  | 242,480
Construction | ​ |  | — | ​ |  | — | ​ |  | 2,600 | ​ |  | 2,600 | ​ |  | 68,224 | ​ |  | 70,824
Small Business Administration | ​ |  | 329 | ​ |  | — | ​ |  | 950 | ​ |  | 1,279 | ​ |  | 21,914 | ​ |  | 23,193
Commercial business and other | ​ |  | 7,636 | ​ |  | 16 | ​ |  | 10,324 | ​ |  | 17,976 | ​ |  | 1,502,931 | ​ |  | 1,520,907
Total | ​ | $ | 18,456 | ​ | $ | 1,803 | ​ | $ | 22,425 | ​ | $ | 42,684 | ​ | $ | 6,892,085 | ​ | $ | 6,934,769
Summary of activity in the allowance for loan losses | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the year ended December 31, 2023
​ |  | ​ | ​ |  | ​ | ​ |  | One-to-four |  | One-to-four |  | ​ | ​ |  | ​ | ​ |  | Commercial | ​ | ​ | ​
​ | ​ | Multi-family | ​ | Commercial | ​ | family - mixed- | ​ | family - | ​ | Construction | ​ | Small Business | ​ | business and | ​ | ​ | ​
(In thousands) | ​ | residential | ​ | real estate | ​ | use property | ​ | residential | ​ | loans | ​ | Administration | ​ | other | ​ | Total
Beginning balance | ​ | $ | 9,552 | ​ | $ | 8,184 | ​ | $ | 1,875 | ​ | $ | 901 | ​ | $ | 261 | ​ | $ | 2,198 | ​ | $ | 17,471 | ​ | $ | 40,442
Charge-offs | ​ |  | — | ​ |  | (8) | ​ |  | — | ​ |  | (23) | ​ |  | — | ​ |  | (7) | ​ |  | (11,119) | ​ |  | (11,157)
Recoveries | ​ |  | 2 | ​ |  | — | ​ |  | 1 | ​ |  | 52 | ​ |  | — | ​ |  | 248 | ​ |  | 42 | ​ |  | 345
Provision (benefit) | ​ |  | 819 | ​ |  | 489 | ​ |  | (266) | ​ |  | (262) | ​ |  | (103) | ​ |  | (813) | ​ |  | 10,667 | ​ |  | 10,531
Ending balance | ​ | $ | 10,373 | ​ | $ | 8,665 | ​ | $ | 1,610 | ​ | $ | 668 | ​ | $ | 158 | ​ | $ | 1,626 | ​ | $ | 17,061 | ​ | $ | 40,161
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the year ended December 31, 2022
​ |  | ​ | ​ |  | ​ | ​ |  | One-to-four |  | One-to-four |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ | ​ | Commercial |  | ​ | ​
​ | ​ | Multi-family | ​ | Commercial | ​ | family - mixed- | ​ | family - | ​ | Construction | ​ | Small Business | ​ | Taxi | ​ | business and | ​ | ​ | ​
(In thousands) | ​ | residential | ​ | real estate | ​ | use property | ​ | residential | ​ | loans | ​ | Administration | ​ | medallion | ​ | other | ​ | Total
Beginning balance | ​ | $ | 8,185 | ​ | $ | 7,158 | ​ | $ | 1,755 | ​ | $ | 784 | ​ | $ | 186 | ​ | $ | 1,209 | ​ | $ | — | ​ | $ | 17,858 | ​ | $ | 37,135
Charge-offs | ​ |  | (208) | ​ |  | — | ​ |  | — | ​ |  | (20) | ​ |  | — | ​ |  | (1,053) | ​ |  | — | ​ |  | (2,067) | ​ |  | (3,348)
Recoveries | ​ |  | 77 | ​ |  | — | ​ |  | — | ​ |  | 5 | ​ |  | — | ​ |  | 47 | ​ |  | 447 | ​ |  | 1,237 | ​ |  | 1,813
Provision (benefit) | ​ |  | 1,498 | ​ |  | 1,026 | ​ |  | 120 | ​ |  | 132 | ​ |  | 75 | ​ |  | 1,995 | ​ |  | (447) | ​ |  | 443 | ​ |  | 4,842
Ending balance | ​ | $ | 9,552 | ​ | $ | 8,184 | ​ | $ | 1,875 | ​ | $ | 901 | ​ | $ | 261 | ​ | $ | 2,198 | ​ | $ | — | ​ | $ | 17,471 | ​ | $ | 40,442
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the year ended December 31, 2021
​ |  | ​ | ​ |  | ​ | ​ |  | One-to-four |  | One-to-four |  | ​ | ​ |  | ​ | ​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​
​ | ​ | Multi-family | ​ | Commercial | ​ | family - mixed- | ​ | family - | ​ | Construction | ​ | Small Business | ​ | Taxi | ​ | business and | ​ | ​ | ​
(In thousands) | ​ | residential | ​ | real estate | ​ | use property | ​ | residential | ​ | loans | ​ | Administration | ​ | medallion | ​ | other | ​ | Total
Beginning balance | ​ | $ | 6,557 | ​ | $ | 8,327 | ​ | $ | 1,986 | ​ | $ | 869 | ​ | $ | 497 | ​ | $ | 2,251 | ​ | $ | — | ​ | $ | 24,666 | ​ | $ | 45,153
Charge-offs | ​ |  | (43) | ​ |  | (64) | ​ |  | (33) | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | (2,758) | ​ |  | (2,236) | ​ |  | (5,134)
Recoveries | ​ |  | 10 | ​ |  | — | ​ |  | 133 | ​ |  | 157 | ​ |  | — | ​ |  | 34 | ​ |  | 1,457 | ​ |  | 224 | ​ |  | 2,015
Provision (benefit) | ​ |  | 1,661 | ​ |  | (1,105) | ​ |  | (331) | ​ |  | (242) | ​ |  | (311) | ​ |  | (1,076) | ​ |  | 1,301 | ​ |  | (4,796) | ​ |  | (4,899)
Ending balance | ​ | $ | 8,185 | ​ | $ | 7,158 | ​ | $ | 1,755 | ​ | $ | 784 | ​ | $ | 186 | ​ | $ | 1,209 | ​ | $ | — | ​ | $ | 17,858 | ​ | $ | 37,135
Summary of risk category of mortgage and non-mortgage loans by loan portfolio segments and class of loans by year of origination | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2023
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Revolving Loans | ​ | ​ | Revolving Loans | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Amortized Cost | ​ | ​ | converted to | ​ | ​ | ​
(In thousands) | ​ | ​ | 2023 | ​ | ​ | 2022 | ​ | ​ | 2021 | ​ | ​ | 2020 | ​ | ​ | 2019 | ​ | ​ | Prior | ​ | ​ | Basis | ​ | ​ | term loans | ​ | ​ | Total
Multi-family Residential | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 254,340 | ​ | $ | 465,069 | ​ | $ | 276,483 | ​ | $ | 215,561 | ​ | $ | 300,822 | ​ | $ | 1,099,271 | ​ | $ | 5,209 | ​ | $ | — | ​ | $ | 2,616,755
Watch | ​ | ​ | — | ​ | ​ | 870 | ​ | ​ | 720 | ​ | ​ | 1,935 | ​ | ​ | — | ​ | ​ | 34,899 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 38,424
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,193 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,193
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 5,854 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 5,854
Total Multi-family Residential | ​ | $ | 254,340 | ​ | $ | 465,939 | ​ | $ | 277,203 | ​ | $ | 217,496 | ​ | $ | 300,822 | ​ | $ | 1,141,217 | ​ | $ | 5,209 | ​ | $ | — | ​ | $ | 2,662,226
Commercial Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 199,420 | ​ | $ | 322,446 | ​ | $ | 175,045 | ​ | $ | 147,871 | ​ | $ | 216,964 | ​ | $ | 862,641 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,924,387
Watch | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,415 | ​ | ​ | — | ​ | ​ | 9,239 | ​ | ​ | 23,484 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 34,138
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,099 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,099
Total Commercial Real Estate | ​ | $ | 199,420 | ​ | $ | 322,446 | ​ | $ | 176,460 | ​ | $ | 147,871 | ​ | $ | 226,203 | ​ | $ | 887,224 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,959,624
Gross charge-offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 8 | ​ | $ | — | ​ | $ | — | ​ | $ | 8
1-4 Family Mixed-Use Property | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 22,852 | ​ | $ | 43,579 | ​ | $ | 41,604 | ​ | $ | 30,984 | ​ | $ | 60,308 | ​ | $ | 326,246 | ​ | $ | — | ​ | $ | — | ​ | $ | 525,573
Watch | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 233 | ​ | ​ | 4,777 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 5,010
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 720 | ​ | ​ | 564 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,284
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,217 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,217
Total 1-4 Family Mixed-Use Property | ​ | $ | 22,852 | ​ | $ | 43,579 | ​ | $ | 41,604 | ​ | $ | 30,984 | ​ | $ | 61,261 | ​ | $ | 332,804 | ​ | $ | — | ​ | $ | — | ​ | $ | 533,084
1-4 Family Residential | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 6,289 | ​ | $ | 23,197 | ​ | $ | 8,451 | ​ | $ | 16,482 | ​ | $ | 36,779 | ​ | $ | 102,293 | ​ | $ | 7,424 | ​ | $ | 10,067 | ​ | $ | 210,982
Watch | ​ | ​ | — | ​ | ​ | 507 | ​ | ​ | 270 | ​ | ​ | — | ​ | ​ | 1,561 | ​ | ​ | 695 | ​ | ​ | — | ​ | ​ | 1,130 | ​ | ​ | 4,163
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 169 | ​ | ​ | 169
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 5,737 | ​ | ​ | — | ​ | ​ | 468 | ​ | ​ | 6,205
Total 1-4 Family Residential | ​ | $ | 6,289 | ​ | $ | 23,704 | ​ | $ | 8,721 | ​ | $ | 16,482 | ​ | $ | 38,340 | ​ | $ | 108,725 | ​ | $ | 7,424 | ​ | $ | 11,834 | ​ | $ | 221,519
Gross charge-offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 23 | ​ | $ | — | ​ | $ | — | ​ | $ | 23
Construction | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 5,809 | ​ | $ | 3 | ​ | $ | 5,793 | ​ | $ | — | ​ | $ | — | ​ | ​ | — | ​ | $ | 46,656 | ​ | $ | — | ​ | $ | 58,261
Total Construction | ​ | $ | 5,809 | ​ | $ | 3 | ​ | $ | 5,793 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 46,656 | ​ | $ | — | ​ | $ | 58,261
Small Business Administration | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 1,984 | ​ | $ | 3,283 | ​ | $ | 2,883 | ​ | $ | 3,443 | ​ | $ | 606 | ​ | $ | 2,121 | ​ | $ | — | ​ | $ | — | ​ | $ | 14,320
Watch | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 47 | ​ | ​ | 2,847 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,894
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 348 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 348
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,627 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,156 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,783
Total Small Business Administration | ​ | $ | 1,984 | ​ | $ | 3,283 | ​ | $ | 4,510 | ​ | $ | 3,443 | ​ | $ | 653 | ​ | $ | 6,472 | ​ | $ | — | ​ | $ | — | ​ | $ | 20,345
Gross charge-offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 7 | ​ | $ | — | ​ | $ | — | ​ | $ | 7
Commercial Business | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 115,740 | ​ | $ | 116,452 | ​ | $ | 53,315 | ​ | $ | 31,637 | ​ | $ | 30,913 | ​ | $ | 53,289 | ​ | $ | 244,143 | ​ | $ | — | ​ | $ | 645,489
Watch | ​ | ​ | 342 | ​ | ​ | 9,792 | ​ | ​ | 3,822 | ​ | ​ | 2,426 | ​ | ​ | 14,483 | ​ | ​ | 18,495 | ​ | ​ | 8,582 | ​ | ​ | — | ​ | ​ | 57,942
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 25 | ​ | ​ | — | ​ | ​ | 495 | ​ | ​ | — | ​ | ​ | 520
Substandard | ​ | ​ | 14,642 | ​ | ​ | 2,399 | ​ | ​ | 4,158 | ​ | ​ | — | ​ | ​ | 93 | ​ | ​ | 12,906 | ​ | ​ | 2,982 | ​ | ​ | — | ​ | ​ | 37,180
Doubtful | ​ | ​ | 462 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 3,903 | ​ | ​ | — | ​ | ​ | 4,365
Total Commercial Business | ​ | $ | 131,186 | ​ | $ | 128,643 | ​ | $ | 61,295 | ​ | $ | 34,063 | ​ | $ | 45,514 | ​ | $ | 84,690 | ​ | $ | 260,105 | ​ | $ | — | ​ | $ | 745,496
Gross charge-offs | ​ | $ | 40 | ​ | $ | — | ​ | $ | 1,675 | ​ | $ | — | ​ | $ | 28 | ​ | $ | 10 | ​ | $ | 9,267 | ​ | $ | — | ​ | $ | 11,020
Commercial Business - Secured by RE | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 36,993 | ​ | $ | 176,825 | ​ | $ | 130,608 | ​ | $ | 106,545 | ​ | $ | 38,846 | ​ | $ | 139,025 | ​ | $ | — | ​ | $ | — | ​ | $ | 628,842
Watch | ​ | ​ | 9,730 | ​ | ​ | 311 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 586 | ​ | ​ | 51,759 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 62,386
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 14,892 | ​ | ​ | 1,002 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 15,894
Total Commercial Business - Secured by RE | ​ | $ | 46,723 | ​ | $ | 177,136 | ​ | $ | 130,608 | ​ | $ | 106,545 | ​ | $ | 54,324 | ​ | $ | 191,786 | ​ | $ | — | ​ | $ | — | ​ | $ | 707,122
Other | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 133 | ​ | $ | 89 | ​ | $ | — | ​ | $ | 222
Total Other | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 133 | ​ | $ | 89 | ​ | $ | — | ​ | $ | 222
Gross charge-offs | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 99 | ​ | $ | — | ​ | $ | — | ​ | $ | 99
Total by Loan Type | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total Pass | ​ | $ | 643,427 | ​ | $ | 1,150,854 | ​ | $ | 694,182 | ​ | $ | 552,523 | ​ | $ | 685,238 | ​ | $ | 2,585,019 | ​ | $ | 303,521 | ​ | $ | 10,067 | ​ | $ | 6,624,831
Total Watch | ​ | ​ | 10,072 | ​ | ​ | 11,480 | ​ | ​ | 6,227 | ​ | ​ | 4,361 | ​ | ​ | 26,149 | ​ | ​ | 136,956 | ​ | ​ | 8,582 | ​ | ​ | 1,130 | ​ | ​ | 204,957
Total Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 15,637 | ​ | ​ | 4,206 | ​ | ​ | 495 | ​ | ​ | 169 | ​ | ​ | 20,507
Total Substandard | ​ | ​ | 14,642 | ​ | ​ | 2,399 | ​ | ​ | 5,785 | ​ | ​ | — | ​ | ​ | 93 | ​ | ​ | 26,870 | ​ | ​ | 2,982 | ​ | ​ | 468 | ​ | ​ | 53,239
Total Doubtful | ​ | ​ | 462 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 3,903 | ​ | ​ | — | ​ | ​ | 4,365
Total Loans (1) | ​ | $ | 668,603 | ​ | $ | 1,164,733 | ​ | $ | 706,194 | ​ | $ | 556,884 | ​ | $ | 727,117 | ​ | $ | 2,753,051 | ​ | $ | 319,483 | ​ | $ | 11,834 | ​ | $ | 6,907,899
Total Gross charge-offs | ​ | $ | 40 | ​ | $ | — | ​ | $ | 1,675 | ​ | $ | — | ​ | $ | 28 | ​ | $ | 147 | ​ | $ | 9,267 | ​ | $ | — | ​ | $ | 11,157
​ (1) The table above excludes the unallocated portfolio layer basis adjustments totaling $0.9 million related to loans hedged in a closed pool at December 31, 2023. See Note 20 (“Derivative Financial Instruments”) of the Notes to the Consolidated Financial Statements. ​ ​ ​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2022
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Revolving Loans | ​ | ​ | Revolving Loans | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Amortized Cost | ​ | ​ | converted to | ​ | ​ | ​
(In thousands) | ​ | ​ | 2022 | ​ | ​ | 2021 | ​ | ​ | 2020 | ​ | ​ | 2019 | ​ | ​ | 2018 | ​ | ​ | Prior | ​ | ​ | Basis | ​ | ​ | term loans | ​ | ​ | Total
1-4 Family Residential | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 24,207 | ​ | $ | 8,697 | ​ | $ | 18,657 | ​ | $ | 41,820 | ​ | $ | 24,962 | ​ | $ | 94,270 | ​ | $ | 8,007 | ​ | $ | 13,190 | ​ | $ | 233,810
Watch | ​ | ​ | — | ​ | ​ | 286 | ​ | ​ | — | ​ | ​ | 734 | ​ | ​ | — | ​ | ​ | 2,419 | ​ | ​ | 63 | ​ | ​ | 863 | ​ | ​ | 4,365
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 3,861 | ​ | ​ | — | ​ | ​ | 444 | ​ | ​ | 4,305
Total 1-4 Family Residential | ​ | $ | 24,207 | ​ | $ | 8,983 | ​ | $ | 18,657 | ​ | $ | 42,554 | ​ | $ | 24,962 | ​ | $ | 100,550 | ​ | $ | 8,070 | ​ | $ | 14,497 | ​ | $ | 242,480
1-4 Family Mixed-Use | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 44,988 | ​ | $ | 43,157 | ​ | $ | 32,663 | ​ | $ | 63,973 | ​ | $ | 64,904 | ​ | $ | 297,053 | ​ | $ | — | ​ | $ | — | ​ | $ | 546,738
Watch | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 885 | ​ | ​ | 733 | ​ | ​ | — | ​ | ​ | 7,246 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 8,864
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 719 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 719
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 974 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 974
Total 1-4 Family Mixed-Use | ​ | $ | 44,988 | ​ | $ | 43,157 | ​ | $ | 33,548 | ​ | $ | 64,706 | ​ | $ | 64,904 | ​ | $ | 305,992 | ​ | $ | — | ​ | $ | — | ​ | $ | 557,295
Commercial Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 328,284 | ​ | $ | 181,881 | ​ | $ | 152,526 | ​ | $ | 230,995 | ​ | $ | 240,622 | ​ | $ | 744,503 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,878,811
Watch | ​ | ​ | 1,971 | ​ | ​ | 1,579 | ​ | ​ | — | ​ | ​ | 10,597 | ​ | ​ | 6,801 | ​ | ​ | 10,836 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 31,784
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 4,041 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 4,041
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 262 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 262
Total Commercial Real Estate | ​ | $ | 330,255 | ​ | $ | 183,460 | ​ | $ | 152,526 | ​ | $ | 241,592 | ​ | $ | 247,423 | ​ | $ | 759,642 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,914,898
Construction | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 1,984 | ​ | $ | 17,555 | ​ | $ | 14,385 | ​ | $ | — | ​ | ​ | — | ​ | $ | — | ​ | $ | 27,850 | ​ | $ | — | ​ | $ | 61,774
Watch | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 6,450 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 6,450
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,600 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,600
Total Construction | ​ | $ | 1,984 | ​ | $ | 17,555 | ​ | $ | 14,385 | ​ | $ | — | ​ | $ | 6,450 | ​ | $ | 2,600 | ​ | $ | 27,850 | ​ | $ | — | ​ | $ | 70,824
Multi-family | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 482,600 | ​ | $ | 287,889 | ​ | $ | 225,106 | ​ | $ | 312,681 | ​ | $ | 393,590 | ​ | $ | 869,566 | ​ | $ | 6,115 | ​ | $ | — | ​ | $ | 2,577,547
Watch | ​ | ​ | 913 | ​ | ​ | — | ​ | ​ | 1,454 | ​ | ​ | — | ​ | ​ | 3,770 | ​ | ​ | 14,439 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 20,576
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 446 | ​ | ​ | 2,286 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,732
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,898 | ​ | ​ | 1,419 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 4,317
Total Multi-family | ​ | $ | 483,513 | ​ | $ | 287,889 | ​ | $ | 226,560 | ​ | $ | 312,681 | ​ | $ | 400,704 | ​ | $ | 887,710 | ​ | $ | 6,115 | ​ | $ | — | ​ | $ | 2,605,172
Commercial Business - Secured by RE | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 182,805 | ​ | $ | 139,748 | ​ | $ | 109,292 | ​ | $ | 40,175 | ​ | $ | 66,436 | ​ | $ | 89,663 | ​ | $ | — | ​ | $ | — | ​ | $ | 628,119
Watch | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 629 | ​ | ​ | 28,217 | ​ | ​ | 421 | ​ | ​ | 55,500 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 84,767
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 15,208 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 15,208
Substandard | ​ | ​ | 2,853 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,853
Total Commercial Business - Secured by RE | ​ | $ | 185,658 | ​ | $ | 139,748 | ​ | $ | 109,921 | ​ | $ | 83,600 | ​ | $ | 66,857 | ​ | $ | 145,163 | ​ | $ | — | ​ | $ | — | ​ | $ | 730,947
Commercial Business | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 172,011 | ​ | $ | 88,081 | ​ | $ | 41,998 | ​ | $ | 41,125 | ​ | $ | 35,555 | ​ | $ | 56,281 | ​ | $ | 265,624 | ​ | $ | — | ​ | $ | 700,675
Watch | ​ | ​ | 2,708 | ​ | ​ | 2,918 | ​ | ​ | — | ​ | ​ | 20,926 | ​ | ​ | 14,420 | ​ | ​ | 17,823 | ​ | ​ | 1,690 | ​ | ​ | — | ​ | ​ | 60,485
Special Mention | ​ | ​ | — | ​ | ​ | 2,445 | ​ | ​ | 4,743 | ​ | ​ | 35 | ​ | ​ | 1,773 | ​ | ​ | 416 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 9,412
Substandard | ​ | ​ | 91 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 31 | ​ | ​ | 284 | ​ | ​ | 1,782 | ​ | ​ | 7,030 | ​ | ​ | — | ​ | ​ | 9,218
Doubtful | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 10,042 | ​ | ​ | — | ​ | ​ | 10,042
Total Commercial Business | ​ | $ | 174,810 | ​ | $ | 93,444 | ​ | $ | 46,741 | ​ | $ | 62,117 | ​ | $ | 52,032 | ​ | $ | 76,302 | ​ | $ | 284,386 | ​ | $ | — | ​ | $ | 789,832
Small Business Administration | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | 3,352 | ​ | $ | 5,646 | ​ | $ | 4,304 | ​ | $ | 654 | ​ | $ | 1,292 | ​ | $ | 1,766 | ​ | $ | — | ​ | $ | — | ​ | $ | 17,014
Watch | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 51 | ​ | ​ | 2,025 | ​ | ​ | 2,872 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 4,948
Special Mention | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 39 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 39
Substandard | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,192 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 1,192
Total Small Business Administration | ​ | $ | 3,352 | ​ | $ | 5,646 | ​ | $ | 4,304 | ​ | $ | 705 | ​ | $ | 3,317 | ​ | $ | 5,869 | ​ | $ | — | ​ | $ | — | ​ | $ | 23,193
Other | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 43 | ​ | $ | 85 | ​ | $ | — | ​ | $ | 128
Total Other | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 43 | ​ | $ | 85 | ​ | $ | — | ​ | $ | 128
Total by Loan Type | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total Pass | ​ | $ | 1,240,231 | ​ | $ | 772,654 | ​ | $ | 598,931 | ​ | $ | 731,423 | ​ | $ | 827,361 | ​ | $ | 2,153,145 | ​ | $ | 307,681 | ​ | $ | 13,190 | ​ | $ | 6,644,616
Total Watch | ​ | ​ | 5,592 | ​ | ​ | 4,783 | ​ | ​ | 2,968 | ​ | ​ | 61,258 | ​ | ​ | 33,887 | ​ | ​ | 111,135 | ​ | ​ | 1,753 | ​ | ​ | 863 | ​ | ​ | 222,239
Total Special Mention | ​ | ​ | — | ​ | ​ | 2,445 | ​ | ​ | 4,743 | ​ | ​ | 15,243 | ​ | ​ | 2,219 | ​ | ​ | 7,501 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 32,151
Total Substandard | ​ | ​ | 2,944 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 31 | ​ | ​ | 3,182 | ​ | ​ | 12,090 | ​ | ​ | 7,030 | ​ | ​ | 444 | ​ | ​ | 25,721
Total Doubtful | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 10,042 | ​ | ​ | — | ​ | ​ | 10,042
Total Loans | ​ | $ | 1,248,767 | ​ | $ | 779,882 | ​ | $ | 606,642 | ​ | $ | 807,955 | ​ | $ | 866,649 | ​ | $ | 2,283,871 | ​ | $ | 326,506 | ​ | $ | 14,497 | ​ | $ | 6,934,769
Summary of types of collateral-dependent loans by class of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​
​ | ​ | Collateral Type
​ | ​ | December 31, 2023 | ​ | December 31, 2022
(In thousands) | ​ | ​ | Real Estate | ​ | ​ | Business Assets | ​ | ​ | Real Estate | ​ | ​ | Business Assets
Multi-family residential | ​ | $ | 3,640 | ​ | $ | — | ​ | $ | 3,547 | ​ | $ | —
Commercial real estate | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 254 | ​ | ​ | —
One-to-four family - mixed-use property | ​ | ​ | 1,005 | ​ | ​ | — | ​ | ​ | 1,045 | ​ | ​ | —
One-to-four family - residential | ​ | ​ | 4,670 | ​ | ​ | — | ​ | ​ | 3,953 | ​ | ​ | —
Small Business Administration | ​ | ​ | — | ​ | ​ | 2,576 | ​ | ​ | — | ​ | ​ | 950
Commercial business and other | ​ | ​ | — | ​ | ​ | 11,768 | ​ | ​ | 2,853 | ​ | ​ | 17,340
Total | ​ | $ | 9,315 | ​ | $ | 14,344 | ​ | $ | 11,652 | ​ | $ | 18,290
Summary of allowance for off balance sheet | The following table presents the activity in the allowance for off balance sheet credit losses: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | For the year ended December 31, | ​
​ | 2023 |  | 2022 |  | 2021 | ​
​ | (In thousands)
Balance at beginning of period | $ | 970 | ​ | $ | 1,209 | ​ | $ | 1,815 | ​
Provision (benefit) | ​ | 132 | ​ | ​ | (239) | ​ | ​ | (606) | ​
Allowance for Off-Balance Sheet - Credit losses | $ | 1,102 | ​ | $ | 970 | ​ | $ | 1,209 | ​
​
Nonperforming Financial Instruments [Member] |
Notes Tables |
Schedule of recorded investment for loans classified as TDR at amortized cost | ​
​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2022
​ | ​ | Number | ​ | Amortized
(Dollars in thousands) | ​ | of contracts |  | Cost
Commercial business and other | ​ | 2 | ​ | $ | 3,263
Total troubled debt restructurings that subsequently defaulted | ​ | 2 | ​ | $ | 3,263
​
Performing According to Restructured Terms [Member] |
Notes Tables |
Schedule of recorded investment for loans classified as TDR at amortized cost | ​
​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2022
​ | ​ | Number | ​ | Amortized
(Dollars in thousands) | ​ | of contracts |  | Cost
Multi-family residential | ​ | 6 | ​ | $ | 1,673
Commercial real estate | ​ | 1 | ​ | ​ | 7,572
One-to-four family - mixed-use property | ​ | 4 | ​ |  | 1,222
One-to-four family - residential | ​ | 1 | ​ |  | 253
Small Business Administration | ​ | 1 | ​ | ​ | 242
Commercial business and other | ​ | 3 | ​ |  | 855
Total performing | ​ | 16 | ​ | $ | 11,817

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 + Details
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- Definition Tabular disclosure of troubled debt restructurings in the current period: (1) for each restructuring, the principal changes in terms, the major features of settlement, or both; (2) the aggregate gain (loss) on restructuring of payables; (3) the income tax effect on the gain or loss recognized on the restructuring of payables; (4) the gain (loss) recognized on the restructuring of payables, after the impact of income tax expense or benefit; and (5) the aggregate gain (loss) on transfer of assets recognized during the period, after the impact of income tax expense or benefit. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 470 -SubTopic 60 -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481408/470-60-50-1 + Details
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- Definition Tabular disclosure of financial instruments held by the entity for its own account for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions. Description may include equity, fixed income, debt or other securities. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 30 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481444/860-30-45-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 860 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Publisher FASB -URI https://asc.fasb.org//1943274/2147481420/860-30-50-1A + Details
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