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Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest and Fee Income, Loans and Leases [Abstract]        
Interest and fees on loans $ 94,970 $ 95,780 $ 283,007 $ 281,467
Investment Income, Interest and Dividend [Abstract]        
Interest 19,785 24,215 61,384 54,965
Dividends 29 33 85 99
Other Interest and Dividend Income 1,685 2,565 5,931 8,791
Total interest and dividend income 116,469 122,593 350,407 345,322
Interest expense        
Deposits 57,137 66,150 173,348 184,908
Other interest expense 5,504 10,840 17,033 29,638
Total interest expense 62,641 76,990 190,381 214,546
Net interest income (loss) 53,828 45,603 160,026 130,776
Provision (benefit) for credit losses 1,531 1,727 10,043 3,128
Net interest income after provision (benefit) for credit losses 52,297 43,876 149,983 127,648
Non-interest income (loss)        
Revenue from Contract with Customer, Including Assessed Tax 2,000 1,790 5,469 4,767
Gain (Loss) on Sales of Loans, Net 318 137 3,705 273
Net gain (loss) on sale of securities 661   661  
Net gain (loss) from fair value adjustments (1,831) 974 (327) 197
Federal Home Loan Bank of New York stock dividends 369 624 1,494 2,036
Life insurance proceeds   1   1
Bank owned life insurance 2,319 1,260 6,728 3,683
Noninterest Income, Other Operating Income 910 1,491 2,367 2,620
Total non-interest income (loss) 4,746 6,277 20,097 13,577
Noninterest Expense [Abstract]        
Labor and Related Expense 24,685 22,216 70,229 66,052
Occupancy and equipment 4,189 3,745 12,286 11,237
Professional Fees 3,999 2,752 10,336 8,330
Federal Deposit Insurance Corporation Premium Expense 1,373 1,318 4,590 4,292
Information Technology and Data Processing 1,831 1,681 5,505 5,193
Depreciation and amortization of bank premises and equipment 1,316 1,436 4,056 4,318
Other real estate owned / foreclosure expense 353 135 918 405
Net (gain) loss on sales of real estate owned   (174) 0 (174)
Impairment of goodwill     17,636 0
Other Noninterest Expense 5,619 5,587 17,841 17,982
Total non-interest expense 43,365 38,696 143,397 117,635
Income (loss) before income taxes 13,678 11,457 26,683 23,590
Provision (benefit) for income taxes        
Federal 2,211 1,484 7,554 3,583
State and Local Income Tax Expense (Benefit), Continuing Operations 1,020 1,067 4,275 2,095
Total provision (benefit) for income taxes 3,231 2,551 11,829 5,678
Net income (loss) $ 10,447 $ 8,906 $ 14,854 $ 17,912
Basic earnings (loss) per common share (in dollars per share) $ 0.3 $ 0.3 $ 0.43 $ 0.6
Diluted earnings (loss) per common share (in dollars per share) $ 0.3 $ 0.3 $ 0.43 $ 0.6