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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Operating Activities    
Net income (loss) $ 14,854 $ 17,912
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:    
Provision (benefit) for credit losses 10,043 3,128
Depreciation and amortization of premises and equipment 4,056 4,318
Net (loss) gain on sales of loans (3,705) (273)
Net amortization (accretion) of premiums and discounts 1,940 2,797
Net (gain) loss on sales of OREO 0 (174)
Impairment of goodwill 17,636 0
Deferred income tax provision (benefit) 8,934 1,969
Net loss (gain) from fair value adjustments 327 (197)
Gain from life insurance proceeds 0 (1)
Income from Bank owned life insurance (6,728) (3,683)
Stock-based compensation expense 2,348 2,556
Deferred compensation (1,678) (1,872)
Amortization of core deposit intangibles 269 317
Decrease (increase) in other assets 5,105 (16,035)
(Decrease) increase in other liabilities (1,211) (2,018)
Net cash provided by (used in) operating activities 52,190 8,744
Investing Activities    
Purchases of premises and equipment (3,277) (1,620)
Purchases of Federal Home Loan Bank New York stock (8,028) (32,012)
Redemptions of Federal Home Loan Bank New York stock 27,215 30,333
Proceeds from prepayments of securities held-to-maturity 972 1,219
Purchases of securities available for sale (340,423) (934,881)
Proceeds from sales and calls of securities available for sale 212,830 83,669
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale 138,653 129,724
Proceeds from sale of real estate owned 0 839
Proceeds from bank owned life insurance 1,633 14
Change in cash collateral (25,850) (25,130)
Net repayments (originations) of loans 291,546 206,743
Purchases of loans (213,558) (130,334)
Proceeds from Sale, Loan, Held-for-Investment 68,965 18,760
Net cash provided by (used in) investing activities 150,678 (652,676)
Financing Activities    
Net increase (decrease) in noninterest-bearing deposits 128,222 13,514
Net increase (decrease) in interest-bearing deposits 78,074 719,930
Net increase (decrease) in mortgagors' escrow deposits 29,615 22,990
Proceeds from (Repayments of) Short-Term Debt (425,000) (95,750)
Proceeds from long-term borrowing   300,000
Repayment of long-term borrowings   (200,000)
Repurchase of shares to satisfy tax obligations (721) (1,684)
Cash dividends paid (22,703) (19,582)
Net cash provided by (used in) financing activities (212,513) 739,418
Net (decrease) increase in cash and cash equivalents, and restricted cash (9,645) 95,486
Cash, cash equivalents, and restricted cash, beginning of period 152,574 172,157
Cash, cash equivalents, and restricted cash, end of period 142,929 267,643
Cash payments for:    
Interest Paid, Excluding Capitalized Interest, Operating Activities 193,650 203,257
Income taxes paid, net of refunds 338 6,178
Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]    
Transfer of loans held for investment to other real estate owned   665
Transfer of loans held for investment to loans held for sale 24,067 $ 18,148
Transfer of loans held for sale to loans held for investment 58,781  
Securities purchased not yet settled $ 70,020