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Consolidated Statement of Income - CAD ($)
$ in Millions
 12 Months Ended
Oct. 31, 2025
Oct. 31, 2024
Interest income    
Loans $ 51,730 $ 53,676
Reverse repurchase agreements 9,859 11,621
Securities    
Interest 18,209 20,295
Dividends 2,648 2,371
Deposits with banks 5,175 5,426
Total interest income 87,621 93,389
Interest expense    
Deposits 40,039 46,860
Securitization liabilities 886 1,002
Subordinated notes and debentures 519 436
Repurchase agreements and short sales 11,602 13,322
Other 1,513 1,297
Total interest expense 54,559 62,917
Net interest income 33,062 30,472
Non-interest income    
Investment and securities services 8,522 7,400
Credit fees 1,650 1,898
Trading income (loss) 4,602 3,628
Service charges 2,788 2,626
Card services 2,905 2,947
Insurance revenue 7,737 6,952
Other income (loss) 6,511 1,300
Total non-interest income 34,715 26,751
Total revenue 67,777 57,223
Provision for (recovery of) credit losses 4,506 4,253
Insurance service expenses 6,089 6,647
Non-interest expenses    
Salaries and employee benefits 18,227 16,733
Occupancy, including depreciation 1,961 1,958
Technology and equipment, including depreciation 2,872 2,656
Amortization of other intangibles 780 702
Communication and marketing 1,643 1,516
Restructuring charges 686 566
Brokerage-related and sub-advisory fees 528 498
Professional, advisory and outside services 4,288 3,064
Other 2,554 7,800
Total non-interest expenses 33,539 35,493
Income before income taxes and share of net income from investment in Schwab 23,643 10,830
Provision for (recovery of) income taxes 3,410 2,691
Share of net income from investment in Schwab 305 703
Net income 20,538 8,842
Preferred dividends and distributions on other equity instruments 565 526
Net income available to common shareholders $ 19,973 $ 8,316
Earnings per share    
Basic $ 11.57 $ 4.73
Diluted 11.56 4.72
Dividends per common share $ 4.20 $ 4.08