<SEC-DOCUMENT>0001140361-25-044817.txt : 20251208
<SEC-HEADER>0001140361-25-044817.hdr.sgml : 20251208
<ACCEPTANCE-DATETIME>20251208135301
ACCESSION NUMBER:		0001140361-25-044817
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20251208
DATE AS OF CHANGE:		20251208

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TORONTO DOMINION BANK
		CENTRAL INDEX KEY:			0000947263
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				135640479
		STATE OF INCORPORATION:			A6
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-283969
		FILM NUMBER:		251555592

	BUSINESS ADDRESS:	
		STREET 1:		66 WELLINGTON STREET WEST
		STREET 2:		12TH FLOOR, TD TOWER
		CITY:			TORONTO, ONTARIO
		STATE:			A6
		ZIP:			M5K 1A2
		BUSINESS PHONE:		416-944-6367

	MAIL ADDRESS:	
		STREET 1:		66 WELLINGTON STREET WEST
		STREET 2:		12TH FLOOR, TD TOWER
		CITY:			TORONTO, ONTARIO
		STATE:			A6
		ZIP:			M5K 1A2

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TORONTO DOMINION BANK
		CENTRAL INDEX KEY:			0000947263
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				135640479
		STATE OF INCORPORATION:			A6
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		66 WELLINGTON STREET WEST
		STREET 2:		12TH FLOOR, TD TOWER
		CITY:			TORONTO, ONTARIO
		STATE:			A6
		ZIP:			M5K 1A2
		BUSINESS PHONE:		416-944-6367

	MAIL ADDRESS:	
		STREET 1:		66 WELLINGTON STREET WEST
		STREET 2:		12TH FLOOR, TD TOWER
		CITY:			TORONTO, ONTARIO
		STATE:			A6
		ZIP:			M5K 1A2
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>ef20060818_fwp.htm
<DESCRIPTION>TERM SHEET
<TEXT>
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              <div style="text-align: right; font-size: 6pt; font-weight: bold;">Filed Pursuant to Rule 433</div>
              <div style="text-align: right; font-size: 6pt; font-weight: bold;">Registration Statement No. 333-283969</div>
              <div style="text-align: right; font-size: 6pt; font-weight: bold;">Dated December 8, 2025</div>
            </td>
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              <div style="text-align: justify; color: rgb(187, 8, 38); font-size: 12pt; font-weight: bold;">Market Linked Securities &#8211; Auto-Callable with Contingent Coupon with Memory Feature and</div>
              <div style="text-align: justify; color: rgb(187, 8, 38); font-size: 12pt; font-weight: bold;">Contingent Downside</div>
              <div style="color: rgb(187, 8, 38); font-weight: bold;">Principal at Risk Securities Linked to the Lowest Performing of the common stock of Broadcom Inc., the Class A common</div>
              <div style="color: rgb(187, 8, 38); font-weight: bold;">stock of Alphabet Inc., the common stock of Meta Platforms, Inc. and the common stock of NVIDIA Corporation due</div>
              <div style="color: rgb(187, 8, 38); font-weight: bold;">December 15, 2028</div>
              <div style="color: rgb(187, 8, 38); font-weight: bold;">Term Sheet to Preliminary Pricing Supplement dated December 8, 2025</div>
            </td>
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        <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial; font-size: 9pt; color: #000000; width: 100%;" id="z6d2c18ad162f4356b79f94c25630390e">

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                <div style="background-color: #FFFFFF; margin: 3pt 0px 0px; color: #7F7F7F; font-size: 11.5pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none;">Summary of Terms</div>
                <table cellspacing="0" cellpadding="2" border="0" id="z6bf363383538496d973d9257aa5183a2" style="font-family: Arial; font-size: 9pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

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                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Issuer:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">The Toronto-Dominion Bank (the &#8220;Bank&#8221;)</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
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                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Underwriters:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">TD Securities (USA) LLC. and Wells Fargo Securities, LLC</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Market Measures:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">The common stock of Broadcom Inc., the Class A common stock of Alphabet Inc., the common stock of Meta Platforms, Inc. and the common stock of NVIDIA Corporation (each referred to as
                          an &#8220;Underlying Stock,&#8221; and collectively as the &#8220;Underlying Stocks&#8221;).</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
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                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Pricing Date*:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">December 12, 2025</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
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                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Issue Date*:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">December 17, 2025</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
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                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Face Amount and</div>
                        <div style="font-size: 7pt;">Original Offering</div>
                        <div style="font-size: 7pt;">Price:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">$1,000 per security</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Contingent Coupon</div>
                        <div style="font-size: 7pt;">Payment (with</div>
                        <div style="font-size: 7pt;">Memory Feature):</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">On each contingent coupon payment date the securities will pay a contingent coupon payment at a per annum rate equal to the contingent coupon rate if, <font style="font-weight: bold;">and only if</font>, the stock closing price of the lowest performing Underlying Stock on the related calculation day is greater than or equal to its coupon threshold price. Each &#8220;<u>contingent coupon payment</u>,&#8221; if any,
                          will be calculated per security as follows: ($1,000 &#215; contingent coupon rate) / 12. Any contingent coupon payment will be rounded to the nearest cent, with one-half cent rounded upward. In addition, if the stock closing price of
                          the lowest performing Underlying Stock on one or more calculation days is less than its coupon threshold price and, on a subsequent calculation day, the stock closing price of the lowest performing Underlying Stock on that
                          subsequent calculation day is greater than or equal to its coupon threshold price, the securities will pay the contingent coupon payment due for that subsequent calculation day plus all previously unpaid contingent coupon payments
                          (without interest on amounts previously unpaid).</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
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                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Contingent Coupon</div>
                        <div style="font-size: 7pt;">Payment Dates:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">Monthly, on the third business day following each calculation day; provided that the contingent coupon payment date with respect to the final calculation day will be the stated
                          maturity date.</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Contingent Coupon<br>
                          Rate:</div>
                      </td>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">At least 19.00% per annum, to be determined on the pricing date</div>
                      </td>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Automatic Call:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">If the stock closing price of the lowest performing Underlying Stock on any of the calculation days from March 2026 to November 2028, inclusive, is greater than or equal to its
                          starting price, the securities will be automatically called, and on the related call settlement date you will be entitled to receive a cash payment per security in U.S. dollars equal to the face amount plus a final contingent
                          coupon payment. The securities will not be subject to automatic call until the third calculation day, which is approximately three months after the issue date.</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Calculation Days*:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-indent: -0.1pt; margin-left: 0.1pt; margin-bottom: 6pt; font-size: 7pt;">Monthly, on the 12<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day of each calendar month, commencing January 2026 and ending December 2028. We refer to the calculation day
                          scheduled to occur in December 2028 (expected to be December 12, 2028) as the &#8220;final calculation day.&#8221;</div>
                        <div>&#160;</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Call Settlement</div>
                        <div style="font-size: 7pt;">Date:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">Three business days after the applicable calculation day.</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Maturity Payment</div>
                        <div style="font-size: 7pt;">Amount (per</div>
                        <div style="font-size: 7pt;">security):</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">If the securities are not automatically called prior to the stated maturity date:</div>
                        <div style="text-align: justify; text-indent: -10.1pt; margin-left: 11.3pt;"><font style="font-size: 7pt;">&#8226;</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 5.8pt;">&#160;&#160;&#160; </font><font style="font-size: 7pt;">if

                            the ending price of the lowest performing Underlying Stock on the final calculation day is greater than or equal to its downside threshold price: $1,000; or</font></div>
                        <div style="text-align: justify; text-indent: -10.1pt; margin-left: 11.3pt;"><font style="font-size: 7pt;">&#8226;</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 5.8pt;">&#160;&#160;&#160; </font><font style="font-size: 7pt;">if

                            the ending price of the lowest performing Underlying Stock on the final calculation day is less than its downside threshold price:</font></div>
                        <div style="text-align: center; margin-left: 11.3pt; font-size: 7pt;">$1,000 &#215; performance factor of the lowest performing Underlying Stock on the final calculation day</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Stated Maturity</div>
                        <div style="font-size: 7pt;">Date*:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">December 15, 2028</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Starting Price:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">For each Underlying Stock, its stock closing price on the pricing date</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">
                        <div style="font-size: 7pt;">Ending Price:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; font-size: 7pt;">For each Underlying Stock, its stock closing price on the final calculation day</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>

                </table>
                <table cellspacing="0" cellpadding="0" id="z09d56a606bde4e47971cf2aae3480da2" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000;">

                    <tr>
                      <td style="width: 9pt; vertical-align: top; font-size: 6.5pt;">*</td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="font-size: 6.5pt;">Subject to change.</div>
                      </td>
                    </tr>

                </table>
              </div>
            </div>
            <div style="float: right; width: 48%;" class="BRPFTCR">
              <div>
                <div style="margin: 3pt 0px 0px; color: #7F7F7F; font-size: 11.5pt; text-align: justify;">Summary of Terms (continued)</div>
                <table cellspacing="0" cellpadding="2" border="0" id="z4b6b9628ff124732b7fc15da03a3e76a" style="font-family: Arial; font-size: 9pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                    <tr>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="margin: 1pt 0px 0px; font-size: 7pt;">Coupon Threshold</div>
                        <div style="margin: 0px 0px 1pt; font-size: 7pt;">Price:</div>
                      </td>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">For each Underlying Stock, 60% of its starting price</div>
                      </td>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="margin: 1pt 0px 0px; font-size: 7pt;">Downside Threshold</div>
                        <div style="margin: 0px 0px 1pt; font-size: 7pt;">Price:</div>
                      </td>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">For each Underlying Stock, 60% of its starting price</div>
                      </td>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="margin: 1pt 0px 0px; font-size: 7pt;">Lowest Performing</div>
                        <div style="margin: 0px 0px 1pt; font-size: 7pt;">Underlying Stock:</div>
                      </td>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">For any calculation day, the &#8220;<u>lowest performing Underlying Stock</u>&#8221; will be the Underlying Stock with the lowest performance factor on that
                          calculation day.</div>
                      </td>
                      <td style="width: 1%; vertical-align: middle; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">Performance Factor:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">With respect to an Underlying Stock on any calculation day, its stock closing price on such calculation day divided by its starting price
                          (expressed as a percentage).</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">Calculation Agent:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">The Bank</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">Denominations:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">$1,000 and any integral multiple of $1,000</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">Agent Discount**:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">Up to 2.325%; dealers, including Wells Fargo Advisors, LLC (&#8220;WFA&#8221;), may receive a selling concession of up to 1.75%, and WFA may receive a
                          distribution expense fee of 0.075%.</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">CUSIP / ISIN:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">89115LBB3 / US89115LBB36</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td nowrap="nowrap" style="width: 22%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">
                        <div style="margin: 1pt 0px 0px; font-size: 7pt;">Material Canadian</div>
                        <div style="font-size: 7pt;">and U.S. Tax</div>
                        <div style="margin: 0px 0px 1pt; font-size: 7pt;">Consequences:</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                      <td style="width: 75%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">
                        <div style="text-align: justify; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt;">See the preliminary pricing supplement.</div>
                      </td>
                      <td style="width: 1%; vertical-align: top; border-top: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);" colspan="1"><br>
                      </td>
                    </tr>

                </table>
                <table cellspacing="0" cellpadding="0" border="0" id="z300d316abf2b4d36ae04824e16fd40f5" class="DSPFListTable" style="width: 100%; color: #000000; font-family: Arial; font-size: 9pt; text-align: left;">

                    <tr>
                      <td style="width: 9.2pt; vertical-align: top; font-size: 6.5pt;">**</td>
                      <td style="width: auto; vertical-align: top; text-align: justify;">
                        <div style="font-size: 6.5pt;">In respect of certain securities, we may pay a fee of up to $3.00 per security to selected securities dealers for marketing and other services in connection with the distribution of the securities to
                          other securities dealers.</div>
                      </td>
                    </tr>

                </table>
                <div style="margin-top: 6pt; margin-bottom: 2pt; color: rgb(127, 127, 127); font-size: 10pt;">Hypothetical Payout Profile (maturity payment amount)</div>
                <div style="text-align: center;"><img src="image00002.jpg">
                  <div>
                    <div style="text-align: justify; margin-bottom: 6pt; font-size: 7pt; font-weight: bold;">If the securities are not automatically called prior to stated maturity and the ending price of the lowest performing Underlying Stock on the final
                      calculation day is less than its downside threshold price, you will lose more than 40%, and possibly all, of the face amount of your securities at stated maturity.</div>
                    <div style="text-align: justify; margin-bottom: 6pt; font-size: 7pt; font-weight: bold;">Any return on the securities will be limited to the sum of your contingent coupon payments, if any. You will not participate in any appreciation of
                      any Underlying Stock, but you will have full downside exposure to the lowest performing Underlying Stock on the final calculation day if the ending price of that Underlying Stock is less than its downside threshold price.</div>
                    <div style="text-align: justify; margin-bottom: 6pt; font-size: 7pt; font-style: italic; font-weight: bold;">Our estimated value of the securities at the time the terms of your securities are set on the pricing date is expected to be
                      between $885.00 and $920.00 per security. The estimated value is expected to be less than the public offering price of the securities. See &#8220;Estimated Value of the Securities&#8221; in the preliminary pricing supplement.</div>
                    <div style="text-align: left; margin-bottom: 6pt; font-size: 7pt; font-weight: bold;">Preliminary pricing supplement:</div>
                    <div style="font-size: 7pt; text-align: left;">
                      <div><a href="https://www.sec.gov/Archives/edgar/data/947263/000114036125044804/ef20060817_424b2.htm">http://www.sec.gov/Archives/edgar/data/947263/000114036125044804/ef20060817_424b2.htm</a></div>
                    </div>
                  </div>
                </div>
              </div>
            </div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial; font-size: 9pt; color: #000000; width: 100%;" id="za52fce7da4f94d5c81c942f8f207bae1">

              <tr>
                <td style="border-bottom: 1px solid #000000; width: 100%;"><br>
                </td>
              </tr>

          </table>
          <div>
            <div style="margin: 4pt 0px 0px; font-size: 6.5pt; font-weight: bold; text-align: justify;"><font style="color: rgb(192, 0, 0);">This introductory term sheet does not provide all of the information that an investor should consider prior to
                making an investment decision. </font>The securities have complex features and investing in the securities involves a number of risks. See &#8220;Selected Risk Considerations&#8221; beginning on page P-12 of the preliminary pricing supplement, &#8220;Risk
              Factors&#8221; beginning on page PS-5 of the product supplement MLN-WF-1 dated February 26, 2025 (the &#8220;product supplement&#8221;) and &#8220;Risk Factors&#8221; on page 1 of the prospectus dated February 26, 2025 (the &#8220;prospectus&#8221;). The securities are not a bank
              deposit and not insured or guaranteed by the Canada Deposit Insurance Corporation, the U.S. Federal Deposit Insurance Corporation or any other governmental agency or instrumentality of Canada or the United States.</div>
          </div>
          <div> <br>
          </div>
        </div>
        <div style="clear: both; margin-top: 9pt; margin-bottom: 9pt;" class="BRPFPageBreakArea">
          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <div style="margin-bottom: 6pt; color: rgb(127, 127, 127); font-size: 14pt;">Selected Risk Considerations</div>
          <div style="text-align: justify; font-size: 8pt;">The risks set forth below are discussed in detail in &#8220;Selected Risk Considerations&#8221; in the preliminary pricing supplement, &#8220;Risk Factors&#8221; in the product supplement and &#8220;Risk Factors&#8221; in the
            prospectus. Please review those risk disclosures carefully.</div>
        </div>
      </div>
      <div style="color: rgb(0, 0, 0);"><br>
      </div>
      <div style="float: left; width: 48%;" class="BRPFTCL">
        <div>
          <table cellspacing="0" cellpadding="0" id="ze0972710a5be4194b0cf9b24f19bd6a4" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">If The Securities Are Not Automatically Called Prior To Stated Maturity, You May Lose Some Or All Of The Face Amount Of Your Securities At Stated Maturity.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z1f235534e1eb4cbdb81dabcaa5a98a87" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">The Securities Do Not Provide For Fixed Payments Of Interest And You May Receive No Coupon Payments On One Or More Contingent Coupon Payment Dates, Or Even Throughout The Entire Term Of The Securities.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z9cde1268ec484925ac65a8d9db075379" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">The Securities Are Subject To The Full Risks Of Each Underlying Stock And Will Be Negatively Affected If Any Underlying Stock Performs Poorly, Even If Another Underlying Stock Performs Favorably.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z72821b3b02484319b9fedd2560b9eb67" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">Your Return On The Securities Will Depend Solely On The Performance Of The Underlying Stock That Is The Lowest Performing Underlying Stock On Each Calculation Day, And You Will Not Benefit In Any Way From The
                    Performance Of A Better Performing Underlying Stock.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z93d4a77bb8524f919f3ed16e1c834a56" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">You Will Be Subject To Risks Resulting From The Relationship Among The Underlying Stocks.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z7b13b51d46e5428c98056d0206e3d945" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">You May Be Fully Exposed To The Decline In The Lowest Performing Underlying Stock On The Final Calculation Day From Its Starting Price, But Will Not Participate In Any Positive Performance Of Any Underlying
                    Stock.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z916a442a921c499291ecf0b5a2daf1ac" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">Higher Contingent Coupon Rates Are Associated With Greater Risk.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z68028b5d58cb41e6ac3a292173bacff1" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">You Will Be Subject To Reinvestment Risk.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z1292c775fbcc419687b68ee74843ad3c" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">Each Calculation Day (Including The Final Calculation Day) And The Related Call Settlement Date (Including The Stated Maturity Date) Is Subject To Market Disruption Events And Postponements.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="z000e3636b3494731973c7e13925c8f9f" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">Investors Are Subject To The Bank&#8217;s Credit Risk, And The Bank&#8217;s Credit Ratings And Credit Spreads May Adversely Affect The Market Value Of The Securities.</div>
                </td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" id="zbe2f16cbe3f448f7a756144da5e9f541" class="DSPFListTable" style="font-family: Arial; font-size: 9pt; width: 100%; text-align: left; color: #000000; margin-bottom: 6pt;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="font-size: 8pt;">The Estimated Value Of Your Securities Is Expected To Be Less Than The Original Offering Price Of Your Securities.</div>
                </td>
              </tr>

          </table>
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                  <div style="font-size: 8pt;">The Estimated Value Of Your Securities Is Not A Prediction Of The Prices At Which You May Sell Your Securities In The Secondary Market, If Any, And Such Secondary Market Prices, If Any, Will Likely Be Less
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                  <div style="font-size: 8pt;">Any Payments On The Securities And Whether The Securities Are Automatically Called Will Depend Upon The Performance Of The Underlying Stocks And Therefore The Securities Are Subject To The Following Risks,
                    Each As Discussed In More Detail In The Accompanying Product Supplement.</div>
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                  <div style="font-size: 8pt;">Investing In The Securities Is Not The Same As Investing In The Underlying Stocks.</div>
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                  <div style="font-size: 8pt;">Historical Prices Of The Underlying Stocks Should Not Be Taken As An Indication Of The Future Performance Of The Underlying Stocks During The Term Of The Securities.</div>
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                  <div style="font-size: 8pt;">The Securities May Become Linked To The Common Stock Of A Company Other Than An Original Underlying Stock Issuer.</div>
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                  <div style="font-size: 8pt;">We, The Agents And Our Respective Affiliates Cannot Control Actions By An Underlying Stock Issuer.</div>
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                  <div style="font-size: 8pt;">We, The Agents And Our Respective Affiliates Have No Affiliation With Any Underlying Stock Issuer And Have Not Independently Verified Their Public Disclosure Of Information.</div>
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                  <div style="font-size: 8pt;">You Have Limited Anti-Dilution Protection.</div>
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                  <div style="font-size: 8pt;">Trading And Business Activities By The Bank Or Its Affiliates May Adversely Affect The Market Value Of, And Any Amount Payable On, The Securities.</div>
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                  <div style="font-size: 8pt;">There Are Potential Conflicts Of Interest Between You And The Calculation Agent.</div>
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                    <div style="text-align: justify;"><font style="font-size: 8pt;">&#8226;</font></div>
                  </td>
                  <td style="text-align: left; vertical-align: top; width: auto;">
                    <div style="text-align: justify;"><font style="font-size: 8pt;">The Tax Consequences Of An Investment In The Securities Are Unclear.</font></div>
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      <div style="color: rgb(0, 0, 0);">
        <div style="margin: 10pt 0px 6pt; font-size: 8pt; text-align: justify;">The Bank has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the
          prospectus in that registration statement and other documents the Bank has filed with the SEC for more complete information about the Bank and this offering. You may get these documents for free by visiting EDGAR on the SEC website at
          www.sec.gov. Alternatively, the Bank, any Underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling your financial advisor or by calling Wells Fargo Securities, LLC at
          866-346-7732.</div>
        <div style="font-size: 8pt; text-align: justify;">Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, members SIPC, separate registered broker-dealers and non-bank
          affiliates of Wells Fargo &amp; Company.</div>
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        <div style="text-align: center;"><font style="font-size: 8pt;">2</font><br>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
