XML 48 R5.htm IDEA: XBRL DOCUMENT v3.25.3
Consolidated Balance Sheet - CAD ($)
$ in Millions
Oct. 31, 2025
Oct. 31, 2024
Assets    
Cash and Cash Equivalents [1] $ 67,484 $ 65,098
Interest Bearing Deposits with Banks 2,838 3,640
Securities (Note 2)    
Trading 192,303 168,926
Fair value through profit or loss 21,354 19,064
Fair value through other comprehensive income 113,209 93,702
Debt securities at amortized cost 96,610 115,188
Securities, net 423,476 396,880
Securities Borrowed or Purchased Under Resale Agreements (Note 3) 129,421 110,907
Loans (Notes 3 and 5)    
Residential mortgages 196,033 191,080
Consumer instalment and other personal 92,741 92,687
Credit cards 12,649 13,612
Business and government 380,788 384,993
Loans gross of allowance for loan losses 682,211 682,372
Allowance for credit losses (Note 3) (5,050) (4,356)
Loans,net 677,161 678,016
Other Assets    
Derivative instruments (Note 7) 57,151 47,253
Customers' liability under acceptances 711 359
Premises and equipment (Note 8) 6,252 6,249
Goodwill (Note 10) 16,797 16,774
Intangible assets (Note 10) 4,758 4,925
Current tax assets 1,970 2,219
Deferred tax assets (Note 22) 2,732 3,024
Receivable from brokers, dealers and clients 43,167 31,916
Other (Note 11) 42,884 42,387
Other assets 176,422 155,106
Total Assets 1,476,802 1,409,647
Liabilities and Equity    
Deposits (Note 12) 976,202 982,440
Other Liabilities    
Derivative instruments (Note 7) 58,729 58,303
Acceptances 711 359
Securities sold but not yet purchased (Note 13) 54,876 35,030
Securities lent or sold under repurchase agreements (Note 5) 134,967 110,791
Securitization and structured entities' liabilities (Notes 5 and 6) 51,562 40,164
Payable to brokers, dealers and clients 45,170 34,407
Insurance-related liabilities (Note 14) 20,436 18,770
Other (Note 13) 37,549 36,720
Other liabilities 404,000 334,544
Subordinated Debt (Note 15) 8,500 8,377
Total Liabilities 1,388,702 1,325,361
Equity    
Contributed surplus 373 354
Retained earnings 47,377 46,469
Accumulated other comprehensive income 7,986 5,419
Total shareholders' equity 88,051 84,250
Non-controlling interest in subsidiaries 49 36
Total Equity 88,100 84,286
Total Liabilities and Equity 1,476,802 1,409,647
Preferred shares and other equity instruments (Note 16)    
Equity    
Issued capital 8,956 8,087
Total Equity 8,956 8,087
Common shares (Note 16)    
Equity    
Issued capital 23,359 23,921
Total Equity $ 23,359 $ 23,921
[1] We are required to maintain reserves or minimum balances with certain central banks, regulatory bodies and counterparties, totalling $108 million as at October 31, 2025 ($80 million as at October 31, 2024).