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Operating and Geographic Segmentation (Tables)
 12 Months Ended
Oct. 31, 2025
Text Block [Abstract]  
Schedule of Operating Segments
Our results and average assets, grouped by operating segment, are as follows:
 
(Canadian $ in millions)  
Canadian
P&C
    
U.S. Banking 
(1)		    
Wealth
Management
    
Capital
Markets
(1)
    
Corporate
Services 
(1) (2)		    
2025
Total
  
Net interest income
  
$
9,667
 
  
$
9,017
 
  
$
1,020
 
  
$
2,482
 
  
$
(699
)
  
$
21,487
 
Non-interest
revenue
  
 
2,595
 
  
 
2,466
 
  
 
4,282
 
  
 
4,965
 
  
 
479
 
  
 
14,787
 
Total Revenue
  
 
12,262
 
  
 
11,483
 
  
 
5,302
 
  
 
7,447
 
  
 
(220
)
  
 
36,274
 
Provision for credit losses on impaired loans
  
 
1,952
 
  
 
1,010
 
  
 
8
 
  
 
133
 
  
 
44
 
  
 
3,147
 
Provision for (recovery of) credit losses on performing loans
  
 
412
 
  
 
33
 
  
 
2
 
  
 
68
 
  
 
(45
)
  
 
470
 
Total provision (recovery of) for credit losses
  
 
2,364
 
  
 
1,043
 
  
 
10
 
  
 
201
 
  
 
(1
)
  
 
3,617
 
Depreciation and amortization
  
 
644
 
  
 
990
 
  
 
215
 
  
 
331
 
  
 
–
 
  
 
2,180
 
Non-interest
expense
  
 
4,716
 
  
 
5,865
 
  
 
3,245
 
  
 
4,285
 
  
 
816
 
  
 
18,927
 
Income (loss) before taxes and
non-controlling
interest in subsidiaries
  
 
4,538
 
  
 
3,585
 
  
 
1,832
 
  
 
2,630
 
  
 
(1,035
)
  
 
11,550
 
Provision for (recovery of) income taxes
  
 
1,243
 
  
 
775
 
  
 
451
 
  
 
653
 
  
 
(297
)
  
 
2,825
 
Reported net income (loss)
  
$
3,295
 
  
$
2,810
 
  
$
1,381
 
  
$
1,977
 
  
$
(738
)
  
$
8,725
 
Non-controlling
interest in subsidiaries
  
$
–
 
  
$
14
 
  
$
–
 
  
$
–
 
  
$
2
 
  
$
16
 
Net income (loss) attributable to bank shareholders
  
$
3,295
 
  
$
2,796
 
  
$
1,381
 
  
$
1,977
 
  
$
(740
)
  
$
8,709
 
Average assets
(3)
  
$
344,176
 
  
$
257,177
 
  
$
53,224
 
  
$
551,491
 
  
$
274,493
 
  
$
1,480,561
 
     Canadian
P&C		     U.S. Banking (1)    
Wealth
Management
    
Capital
Markets (1)
     Corporate
Services (1) (2)		     2024
Total		  
Net interest income
   $ 8,852     $ 8,602     $ 873     $ 1,731     $ (590 )    $ 19,468  
Non-interest
revenue
     2,587       2,209       3,726       4,785       20       13,327  
Total Revenue
     11,439       10,811       4,599       6,516       (570 )      32,795  
Provision for credit losses on impaired loans
     1,326       1,285       15       367       73       3,066  
Provision for (recovery of) credit losses on performing loans
     333       392       2       2       (34 )      695  
Total provision for credit losses
     1,659       1,677       17       369       39       3,761  
Depreciation and amortization
     590       1,006       215       299       –       2,110  
Non-interest
expense
     4,415       5,684       2,961       3,979       350       17,389  
Income (loss) before taxes and
non-controlling
interest in subsidiaries
     4,775       2,444       1,406       1,869       (959 )      9,535  
Provision for (recovery of) income taxes
     1,318       434       339       377       (260 )      2,208  
Reported net income (loss)
   $ 3,457     $ 2,010     $ 1,067     $ 1,492     $ (699 )    $ 7,327  
Non-controlling
interest in subsidiaries
   $ –     $ 2     $ –     $ –     $ 7     $ 9  
Net income (loss) attributable to bank shareholders
   $ 3,457     $ 2,008     $ 1,067     $ 1,492     $ (706 )    $ 7,318  
Average assets
(3)
   $    327,883     $    251,881     $     49,134     $    468,963     $    271,554     $  1,369,415  
 
(1)
Operating segments report on a teb basis – see Basis of Presentation section.
  (2)
Corporate Services includes T&O.
  (3)
Included within average assets are average earning assets, which comprise deposits with other banks, deposits at central banks, securities borrowed or purchased under resale agreements, loans and securities. Total average earning assets for 2025 are $1,305,072 million, including $342,361 million for Canadian P&C, $235,855 million for U.S. Banking and $726,856 million for all other operating segments, including Corporate Services (2024 – Total: $1,235,830 million, Canadian P&C: $319,518 million, U.S. Banking: $230,500 million and all other operating segments: $685,812 million).
Summary of Bank's Financial Results by Geographic Region
Our results and average assets, grouped by geographic region, are as follows:
 
(Canadian $ in millions)                                          
2025
  
                    
Canada
     
United States
     
Other countries
     
Total
  
Total Revenue
        
$
18,885
 
   
$
15,194
 
   
$
2,195
 
   
$
36,274
 
Income before taxes
        
 
5,741
 
   
 
4,339
 
   
 
1,470
 
   
 
11,550
 
Reported net income
        
 
4,191
 
   
 
3,408
 
   
 
1,126
 
   
 
8,725
 
Average Assets
                    
 
732,391
 
   
 
675,161
 
   
 
73,009
 
   
 
1,480,561
 
                                             2024  
Total Revenue
         $ 16,107      $ 14,465      $ 2,223      $ 32,795  
Income before taxes
           4,434        3,547        1,554        9,535  
Reported net income
           3,199        2,865        1,263        7,327  
Average Assets
              692,750           613,098             63,567           1,369,415