National Storage Mechanism | Additional information

Regulatory Announcement

RNS Number: 3641K

Bank of Montreal

December 4, 2025

Bank of Montreal - Q4 2025 Management's Discussion and Analysis

A copy of this document has been submitted to the National Storage Mechanism and will shortly be available for inspection at:

https://data.fca.org.uk/#/nsm/nationalstoragemechanism

http://www.rns-pdf.londonstockexchange.com/rns/3641K_1-2025-12-4.pdf

A copy of the Q4 2025 Management's Discussion and Analysis may also be viewed via www.sedar.com and via www.bmo.com.

For further information, please contact:

Ann Marie McGovern

Corporate Secretary's Dept.

Phone: 647-504-1893

Email: [email protected]

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