<SEC-DOCUMENT>0001214659-26-005347.txt : 20260430
<SEC-HEADER>0001214659-26-005347.hdr.sgml : 20260430
<ACCEPTANCE-DATETIME>20260430155230
ACCESSION NUMBER:		0001214659-26-005347
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		33
FILED AS OF DATE:		20260430
DATE AS OF CHANGE:		20260430

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF MONTREAL /CAN/
		CENTRAL INDEX KEY:			0000927971
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			A6
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-285508
		FILM NUMBER:		26924624

	BUSINESS ADDRESS:	
		STREET 1:		1 FIRST CANADIAN PLACE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5X 1A1
		BUSINESS PHONE:		000-000-0000

	MAIL ADDRESS:	
		STREET 1:		1 FIRST CANADIAN PLACE
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5X 1A1
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>p430263424b2.htm
<DESCRIPTION>ARC 6360
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 1pt Times New Roman, Times, Serif; margin: 0pt 0; color: white">&nbsp;</P>

<P STYLE="font: 1pt Times New Roman, Times, Serif; margin: 0pt 0; color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Registration Statement No.333-285508<BR STYLE="clear: right">
Filed Pursuant to Rule 424(b)(2)</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><BR STYLE="clear: right">
Pricing Supplement dated April 28, 2026 to the Prospectus dated March 25, 2025,<BR STYLE="clear: right">
the Prospectus Supplement dated March 25, 2025 and the Product Supplement dated March 25, 2025</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="bmologosm.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>US$1,435,000 </B><BR STYLE="clear: right">
<B>Senior Medium-Term Notes, Series K</B><BR STYLE="clear: right">
<B>Autocallable Barrier Notes with Contingent Coupons due May 01, 2031</B><BR STYLE="clear: right">
<B>Linked to the MerQube US Tech+ Vol Advantage Index</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">The notes are designed for investors who are seeking quarterly contingent periodic interest payments
(as described in more detail below), as well as a return of principal if the closing level of the MerQube US Tech+ Vol Advantage Index
(the &ldquo;Reference Asset&rdquo;) on any quarterly Observation Date beginning in April 2027 is greater than 100% of its Initial Level
(the &ldquo;Call Level&rdquo;). Investors should be willing to have their notes automatically redeemed prior to maturity, be willing to
forego any potential to participate in any increase in the level of the Reference Asset and be willing to lose some or all of their principal
at maturity.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">The notes will pay a Contingent Coupon on each Contingent Coupon Payment Date at the Contingent Interest
Rate of 2.775% per quarter (approximately 11.10% per annum) if the closing level of the Reference Asset on the applicable quarterly Observation
Date is greater than or equal to its Coupon Barrier Level. However, if the closing level of the Reference Asset is less than its Coupon
Barrier Level on an Observation Date, the notes will not pay the Contingent Coupon for that Observation Date. </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">Beginning on April 28, 2027, if on any Observation Date, the closing level of the Reference Asset is
greater than its Call Level, the notes will be automatically redeemed. On the following Contingent Coupon Payment Date (the &ldquo;Call
Settlement Date&quot;), investors will receive their principal amount plus the Contingent Coupon otherwise due. After the notes are redeemed,
investors will not receive any additional payments in respect of the notes. </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">The notes do not guarantee any return of principal at maturity. Instead, if the notes are not automatically
redeemed, the payment at maturity will be based on the Final Level of the Reference Asset and whether the Final Level of that Reference
Asset has declined from its Initial Level to below its Trigger Level on the Valuation Date (a &ldquo;Trigger Event&rdquo;), as described
below. </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">If the notes are not automatically redeemed and a Trigger Event has occurred, investors will lose 1%
of the principal amount for each 1% decrease in the level of the Reference Asset from its Initial Level to its Final Level. In such a
case, you will receive a cash amount at maturity that is less than the principal amount, together with the final Contingent Coupon, if
payable. </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">Investing in the notes is not equivalent to a hypothetical direct investment in the Reference Asset.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">The notes will not be listed on any securities exchange.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">All payments on the notes are subject to the credit risk of Bank of Montreal.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">The notes will be issued in minimum denominations of $1,000 and integral multiples of $1,000.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">Our subsidiary, BMO Capital Markets Corp. (&ldquo;BMOCM&rdquo;), is the agent for this offering. See
&ldquo;Supplemental Plan of Distribution (Conflicts of Interest)&rdquo; below.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-size: 8pt">The notes will not be subject to conversion into our common shares or the common shares of any of our
affiliates under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act (the &ldquo;CDIC Act&rdquo;).</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Terms of the Notes:</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 9pt">
  <TR>
    <TD STYLE="white-space: nowrap; width: 17%"><FONT STYLE="font-size: 8pt"><B>&nbsp;Pricing Date: </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 32%"><FONT STYLE="font-size: 8pt">&nbsp;April 28, 2026 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 5%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 17%"><FONT STYLE="font-size: 8pt"><B>&nbsp;Valuation Date: </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 29%"><FONT STYLE="font-size: 8pt">&nbsp;April 28, 2031 </FONT></TD></TR>
  <TR>
    <TD><FONT STYLE="font-size: 8pt"><B>&nbsp;Settlement Date: </B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;April 30, 2026 </FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 8pt"><B>&nbsp;Maturity Date: </B></FONT></TD>
    <TD><FONT STYLE="font-size: 8pt"><B>&nbsp;</B>May 01, 2031 </FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Specific Terms of the Notes:</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 9pt">
  <TR>
    <TD STYLE="white-space: nowrap; width: 8%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Autocallable <BR>
Number</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 7%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Reference <BR>
Asset</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 7%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Ticker <BR>
Symbol</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Initial <BR>
Level</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 16%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Contingent <BR>
Interest Rate</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 7%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Coupon <BR>
Barrier <BR>
Level*</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 7%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Trigger <BR>
Level*</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>CUSIP</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Principal <BR>
Amount</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 5%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt"><B>Price <BR>
to <BR>
Public</B></FONT><SUP>1</SUP></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt"><B>Agent&rsquo;s <BR>
Commission</B></FONT><SUP>1</SUP></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt"><B>Proceeds to <BR>
Bank of <BR>
Montreal</B></FONT><SUP>1</SUP></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">6360</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;The MerQube US Tech+ Vol Advantage Index</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;MQUSTVA </FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;12,974.38 </FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;2.775% per quarter (approximately 11.10% per annum) </FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">7,784.63, 60.00% of its Initial Level</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">6,487.19, 50.00% of its Initial Level</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">06376KPR3</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">$1,435,000.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">100%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">5.00%</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">$71,750.00</P></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid">
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">95.00%</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">$1,363,250.00</P></TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>1</SUP> The total &ldquo;Agent&rsquo;s Commission&rdquo; and &ldquo;Proceeds
to Bank of Montreal&rdquo; specified above reflect the aggregate amounts at the time Bank of Montreal established its hedge positions
on or prior to the Pricing Date, which may have been variable and fluctuated depending on market conditions at such times. Certain dealers
who purchased the notes for sale to certain fee-based advisory accounts may have foregone some or all of their selling concessions, fees
or commissions. The public offering price for investors purchasing the notes in these accounts was between $950.00 and $1,000 per $1,000
in principal amount.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0">* Rounded to two decimal places.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in"><B><I>Investing in the notes involves risks, including
those described in the &ldquo;Selected Risk Considerations&rdquo; section beginning on page P-5 hereof, the &ldquo;Additional Risk Factors
Relating to the Notes&rdquo; section beginning on page PS-6 of the product supplement, and the &ldquo;Risk Factors&rdquo; section beginning
on page S-1 of the prospectus supplement and on page 8 of the prospectus.</I></B></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in"><I>Neither the Securities and Exchange Commission
nor any state securities commission has approved or disapproved of these notes or passed upon the accuracy of this document, the product
supplement, the prospectus supplement or the prospectus. Any representation to the contrary is a criminal offense. The notes will be our
unsecured obligations and will not be savings accounts or deposits that are insured by the United States Federal Deposit Insurance Corporation,
the Deposit Insurance Fund, the Canada Deposit Insurance Corporation or any other governmental agency or instrumentality or other entity.</I></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in">On the date hereof, based on the terms set forth
above, the estimated initial value of the notes is $916.79 per $1,000 in principal amount. However, as discussed in more detail below,
the actual value of the notes at any time will reflect many factors and cannot be predicted with accuracy.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>BMO CAPITAL MARKETS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Key Terms of the Notes:</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 9pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 26%">Reference Asset:</TD>
    <TD STYLE="width: 74%">The MerQube US Tech+ Vol Advantage Index (ticker symbol &quot;MQUSTVA&quot;). See &quot;The Reference Asset&quot; below for additional information.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Contingent Coupons:</TD>
    <TD>If the closing level of the Reference Asset on an Observation Date is greater than or equal to its Coupon Barrier Level, a Contingent Coupon will be paid on the corresponding Contingent Coupon Payment Date at the Contingent Interest Rate, subject to the automatic redemption feature.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Contingent Interest Rate:</TD>
    <TD>2.775% per quarter (approximately 11.10% per annum), if payable. Accordingly, each Contingent Coupon, if payable, will equal $27.75 for each $1,000 in principal amount.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Contingent Coupon Payment <BR>
Dates and Observation Dates:<SUP>1</SUP></TD>
    <TD>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 9pt">
  <TR>
    <TD STYLE="white-space: nowrap; width: 26%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 37%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Observation Dates</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 37%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt"><B>Contingent Coupon Payment Dates</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">July 28, 2026</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">July 31, 2026</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">October 28, 2026</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">November 2, 2026</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">January 28, 2027</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">February 2, 2027</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">April 28, 2027</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">May 3, 2027</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">July 28, 2027</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">August 2, 2027</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">October 28, 2027</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">November 2, 2027</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">January 28, 2028</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">February 2, 2028</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">April 28, 2028</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">May 3, 2028</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">July 28, 2028</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">August 2, 2028</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">October 30, 2028</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">November 2, 2028</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">January 29, 2029</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">February 1, 2029</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">April 30, 2029</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">May 3, 2029</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">July 30, 2029</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">August 2, 2029</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">October 29, 2029</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">November 1, 2029</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">January 28, 2030</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">January 31, 2030</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">April 29, 2030</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">May 2, 2030</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">July 29, 2030</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">August 1, 2030</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">October 28, 2030</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">October 31, 2030</FONT></TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Valuation Date</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Maturity Date</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 9pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 26%">Automatic Redemption:</TD>
    <TD STYLE="width: 74%">Beginning on April 28, 2027, if, on any Observation Date, the closing level of the Reference Asset is greater than its Call Level, the notes will be automatically redeemed. No further amounts will be owed to you under the Notes.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Payment upon Automatic <BR>
Redemption:</TD>
    <TD>If the notes are automatically redeemed, then, on the Call Settlement Date, investors will receive their principal amount plus the Contingent Coupon otherwise due.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Call Settlement Date:<SUP>1</SUP></TD>
    <TD>If the notes are automatically redeemed, the Contingent Coupon Payment Date immediately following the relevant Observation Date.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Payment at Maturity:</TD>
    <TD>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">If the notes are not automatically redeemed, the payment at maturity
    for the notes is based on the performance of the Reference Asset.</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">You will receive $1,000 for each $1,000 in principal amount of the note,
    unless a Trigger Event has occurred.</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">If a Trigger Event has occurred, you will receive at maturity, for each
    $1,000 in principal amount of your notes, a cash amount equal to:</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">$1,000 + [$1,000 x Percentage Change]</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>This amount will be less than the principal amount
    of your note, and may be zero.</B></P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">You will also receive the final Contingent Coupon, if payable.</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Trigger Event:<SUP>2</SUP></TD>
    <TD>A Trigger Event will be deemed to occur if the Final Level of the Reference Asset is less than its Trigger Level on the Valuation Date.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Percentage Change:</TD>
    <TD>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">The quotient, expressed as a percentage, of the following formula:</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>(Final Level - Initial Level)</U><BR STYLE="clear: right">
    Initial Level</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Initial Level:<SUP>2</SUP></TD>
    <TD>As set forth on the cover hereof.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Coupon Barrier Level:<SUP>2</SUP></TD>
    <TD>7,784.63, which is 60.00% of the Initial Level (rounded to two decimal places).</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 9pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 26%">Trigger Level:<SUP>2</SUP></TD>
    <TD STYLE="width: 74%">6,487.19, which is 50.00% of the Initial Level (rounded to two decimal places).</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 9pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 26%">Call Level:<SUP>2</SUP></TD>
    <TD STYLE="width: 74%">100.00% of the Initial Level.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Final Level:</TD>
    <TD>The closing level of the Reference Asset on the Valuation Date.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Pricing Date:</TD>
    <TD>April 28, 2026</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Settlement Date:</TD>
    <TD>April 30, 2026</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Valuation Date:<SUP>1</SUP></TD>
    <TD>April 28, 2031</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Maturity Date:<SUP>1</SUP></TD>
    <TD>May 01, 2031</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Calculation Agent:</TD>
    <TD>BMOCM</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Selling Agent:</TD>
    <TD>BMOCM</TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>&nbsp;</SUP></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>1</SUP> Subject to the occurrence of a market disruption event,
as described in the accompanying product supplement.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>2</SUP> As determined by the calculation agent and subject to adjustment
in certain circumstances. See &quot;General Terms of the Notes - Adjustments to a Reference Asset that Is an Index&quot; in the product
supplement for additional information.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>


<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Additional Terms of the Notes</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">You should read this document together with the
product supplement dated March 25, 2025, the prospectus supplement dated March 25, 2025 and the prospectus dated March 25, 2025. <B>This
document, together with the documents listed below, contains the terms of the notes and supersedes all other prior or contemporaneous
oral statements as well as any other written materials including preliminary or indicative pricing terms, correspondence, trade ideas,
structures for implementation, sample structures, fact sheets, brochures or other educational materials of ours or the agent.</B> You
should carefully consider, among other things, the matters set forth in Additional Risk Factors Relating to the Notes in the product supplement,
as the notes involve risks not associated with conventional debt securities. We urge you to consult your investment, legal, tax, accounting
and other advisers before you invest in the notes.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">You may access these documents on the SEC website
at www.sec.gov as follows (or if such address has changed, by reviewing our filings for the relevant date on the SEC website):</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in">Product supplement dated March 25, 2025:<BR STYLE="clear: right">
<A HREF="https://www.sec.gov/Archives/edgar/data/927971/000121465925004743/b324250424b2.htm"><FONT STYLE="color: blue">https://www.sec.gov/Archives/edgar/data/927971/000121465925004743/b324250424b2.htm</FONT></A></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in">Prospectus supplement dated March 25, 2025 and prospectus
dated March 25, 2025:<BR STYLE="clear: right">
<A HREF="https://www.sec.gov/Archives/edgar/data/927971/000119312525062081/d840917d424b5.htm"><FONT STYLE="color: blue">https://www.sec.gov/Archives/edgar/data/927971/000119312525062081/d840917d424b5.htm</FONT></A></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Our Central Index Key, or CIK, on the SEC website
is 927971. As used in this document, &quot;we&quot;, &quot;us&quot; or &quot;our&quot; refers to Bank of Montreal.<B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Selected Risk Considerations</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">An investment in the notes involves significant
risks. Investing in the notes is not equivalent to investing directly in the Reference Asset. These risks are explained in more detail
in the &ldquo;Additional Risk Factors Relating to the Notes&rdquo; section of the product supplement.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Risks Related to the Structure or Features of the Notes</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Your investment in the notes may result in a loss. </B> &mdash; The notes do not guarantee any return of principal. If the notes
are not automatically redeemed, the payment at maturity will be based on the Final Level and whether a Trigger Event has occurred. If
the Final Level is less than its Trigger Level, a Trigger Event will occur, and you will lose 1% of the principal amount for each 1% that
the Final Level is less than the Initial Level. In such a case, you will receive at maturity a cash payment that is less than the principal
amount of the notes and may be zero. <B>Accordingly, you could lose your entire investment in the notes.</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>You may not receive any Contingent Coupons with respect to your notes.</B> &mdash; We will not necessarily make periodic interest
payments on the notes. If the closing level of the Reference Asset on an Observation Date is less than its Coupon Barrier Level, we will
not pay you the Contingent Coupon applicable to that Observation Date. If the closing level of the Reference Asset is less than its Coupon
Barrier Level on each of the Observation Dates, we will not pay you any Contingent Coupons during the term of the notes, and you will
not receive a positive return on the notes. Generally, this non-payment of any Contingent Coupons will coincide with a greater risk of
principal loss on your notes.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Your notes are subject to automatic early redemption.</B> &mdash; We will redeem the notes if the closing level of the Reference
Asset on any Observation Date is greater than its Call Level. Following an automatic redemption, you will not receive any additional Contingent
Coupons and may not be able to reinvest your proceeds in an investment with returns that are comparable to the notes. Furthermore, to
the extent you are able to reinvest such proceeds in an investment with a comparable return for a similar level of risk, you may incur
transaction costs such as dealer discounts and hedging costs built into the price of the new notes.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Your return on the notes is limited to the Contingent Coupons, if any, regardless of any increase in the level of the Reference
Asset. </B> &mdash; You will not receive a payment at maturity with a value greater than your principal amount plus the final Contingent
Coupon, if payable. In addition, if the notes are automatically redeemed, you will not receive a payment greater than the principal amount
plus the applicable Contingent Coupon, even if the Final Level of the Reference Asset exceeds its Call Level by a substantial amount.
Accordingly, your maximum return on the applicable notes is limited to the potential return represented by the Contingent Coupons.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Your return on the notes may be lower than the return on a conventional debt security of comparable maturity. </B> &mdash; The
return that you will receive on your notes, which could be negative, may be less than the return you could earn on other investments.
The notes do not provide for fixed interest payments and you may not receive any Contingent Coupons over the term of the notes. Even if
you do receive one or more Contingent Coupons and your return on the notes is positive, your return may be less than the return you would
earn if you bought a conventional senior interest bearing debt security of ours with the same maturity or if you invested directly in
the Reference Asset. Your investment may not reflect the full opportunity cost to you when you take into account factors that affect the
time value of money.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>A higher Contingent Interest Rate or lower Trigger Level or Coupon Barrier Level may reflect greater expected volatility of the
Reference Asset, and greater expected volatility generally indicates an increased risk of loss at maturity. </B> &mdash; The economic
terms for the notes, including the Contingent Interest Rate, Coupon Barrier Level and Trigger Level, are based, in part, on the expected
volatility of the Reference Asset at the time the terms of the notes are set. &ldquo;Volatility&rdquo; refers to the frequency and magnitude
of changes in the level of the Reference Asset. The greater the expected volatility of the Reference Asset as of the Pricing Date, the
greater the expectation is as of that date that the closing level of the Reference Asset could be less than its Coupon Barrier Level on
any Observation Date and that a Trigger Event could occur and, as a consequence, indicates an increased risk of not receiving a Contingent
Coupon and an increased risk of loss, respectively. All things being equal, this greater expected volatility will generally be reflected
in a higher Contingent Interest Rate than the yield payable on our conventional debt securities with a similar maturity or on otherwise
comparable securities, and/or lower Trigger Level and/or Coupon Barrier Level than those terms on otherwise comparable securities. Therefore,
a relatively higher Contingent Interest Rate may indicate an increased risk of loss. Further, a relatively lower Trigger Level and/or
Coupon Barrier may not necessarily indicate that the notes have a greater likelihood of a return of principal at maturity and/or paying
Contingent Coupons. You should be willing to accept the downside market risk of the Reference Asset and the potential to lose a significant
portion or all of your initial investment.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Risks Related to the Reference Asset</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The strategy tracked by the MQUSTVA and the views implicit in the MQUSTVA are not guaranteed to succeed. </B>The strategy tracked
by the MQUSTVA is not guaranteed to be successful. It is impossible to predict whether and the extent to which the MQUSTVA or the underlying
position in the Invesco QQQ Trust<SUP>SM</SUP>, Series 1 (the &ldquo;QQQ&rdquo; and such position, the &ldquo;QQQ Position&rdquo;) will
yield positive or negative results. You should seek your own advice as necessary to assess the MQUSTVA and its strategy.</TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">The MQUSTVA attempts to provide a dynamic
rules-based exposure to the QQQ Position while targeting a pre-defined level of implied volatility, net of a daily deduction. The MQUSTVA
adjusts its exposure to the QQQ Position weekly, based on the implied volatility of the QQQ. By seeking to maintain a predetermined level
of volatility, the MQUSTVA may underperform an alternative strategy that seeks to maintain a higher or lower volatility or an alternative
strategy that does not seek to maintain a set level of volatility. In addition, the volatility control mechanism includes a maximum limit
on exposure to the QQQ Position, regardless of whether the observed implied volatility of the QQQ Position, adjusted for exposure, corresponds
with the targeted volatility. Additionally, the adjustments to the exposure of the MQUSTVA to the QQQ Position occur on a weekly basis,
meaning that an observed change in volatility will not be immediately reflected and the MQUSTVA&rsquo;s exposure may not be reduced quickly
enough to avoid negative performance or increased quickly enough to capture positive performance. These provisions may limit the ability
of the MQUSTVA to adjust to market conditions with sufficient speed during periods of excessive changes in volatility or to participate
in favorable performance of the QQQ and/or the QQQ Position and may cause the MQUSTVA to underperform another strategy that is not subject
to these or similar conditions. The MQUSTVA includes a decrement feature, which reduces the performance of the MQUSTVA in all cases, whether
the QQQ Position appreciates or depreciates. Additionally, the QQQ Position will reflect the deduction of a notional financing cost which
will reduce its performance.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>


<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">It is impossible to predict and list all
factors and events that may impact the MQUSTVA and QQQ Position, positively or negatively. Conditions in particular markets, as well as
overall market and macroeconomic conditions and other events and circumstances, may affect the MQUSTVA and QQQ Position in unanticipated
ways, which could adversely affect the MQUSTVA performance and, therefore, your return on any investment linked to the MQUSTVA. Certain
disruption or extraordinary events may also require the applicable index sponsor to adjust or terminate the MQUSTVA, the MerQube ETF QQQ
Excess Return Index I (the &ldquo;MQROQQE1&rdquo;) or the MerQube ETF QQQ Total Return Index (&ldquo;MQROQQTU&rdquo;), which could adversely
affect the QQQ Position, the MQUSTVA&rsquo;s performance and the return on any investment linked to the MQUSTVA.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">No assurance can be given that the investment
strategy on which the MQUSTVA or QQQ Position is based will be successful or that the MQUSTVA or QQQ Position will outperform any alternative
strategy that might be employed in respect of the QQQ Position, the MQROQQTU or the QQQ.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The MQUSTVA may underperform the QQQ Position and/or the QQQ, and the QQQ Position may underperform the QQQ. </B>The MQUSTVA is
intended to provide volatility-adjusted exposure to the QQQ Position net of a daily decrement deduction. The QQQ Position is represented
by the MQROQQE1, which is calculated as the total return performance of the QQQ (represented by the performance of the MQROQQTU) minus
a notional financing cost based on the Secured Overnight Financing Rate (&ldquo;SOFR&rdquo;) plus a spread. The MQUSTVA increases its
exposure to the QQQ Position when the implied volatility of the QQQ is lower and decreases exposure to the QQQ Position when the implied
volatility of the QQQ volatility is higher. The underlying investment thesis, which may or may not prove to be accurate, is that decreasing
exposure to the QQQ Position during periods of increased volatility of the QQQ will limit the MQUSTVA&rsquo;s participation in rapid downturns.
However, decreasing exposure to the QQQ Position during periods of increased volatility will also limit the MQUSTVA&rsquo;s participation
in any rapid growth. There can be no assurance that the MQUSTVA&rsquo;s investment thesis will prove correct or that the MQUSTVA will
effectively implement its investment thesis. Additionally, because of the embedded deductions, the MQUSTVA will underperform the QQQ Position,
adjusted for exposure, and the QQQ Position will underperform the QQQ.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The decrement will reduce the performance of the MQUSTVA. </B>The MQUSTVA includes a decrement feature, whereby a decrement based
on a per annum rate of 6% is deducted daily as part of the calculation of the MQUSTVA level. The QQQ Position, adjusted for exposure,
must increase by an amount sufficient to offset the decrement in order for the MQUSTVA to display a positive return, and, even when the
QQQ Position performs positively, the decrement will reduce the performance of the MQUSTVA. Accordingly, the level of the MQUSTVA may
decline even if the level of the QQQ Position increases or the QQQ appreciates. The decrement will adversely affect the performance of
the MQUSTVA in all cases, whether the QQQ Position performs positively or negatively.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The QQQ Position is calculated on an &ldquo;excess return&rdquo; basis</B>. &ldquo;Excess return&rdquo; is a measure of the extent
to which a particular asset, in this case MQROQQTU, outperforms another market measure. The level of the MQROQQE1 is calculated by determining
the total return of the QQQ (as represented by the MQROQQTU) and deducting of a notional financing cost equal to SOFR plus a spread of
0.50% per annum. The notional financing cost will be deducted daily. Therefore, the notional financing cost may offset in whole or in
part any increases in the level of the QQQ or MQROQQTU, which will have the effect of reducing the amount payable to you. This deduction
is separate from, and in addition to, the decrement feature.</TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">Any increase in SOFR rates, whether due
to the Federal Reserve decisions to raise interest rates (specifically, its federal funds target rate) or otherwise, will increase the
adverse effect of the notional financing cost on performance of the MQROQQE1 and thereby the MQUSTVA. SOFR will be affected by many factors,
including, among others described under <I>&ldquo;&mdash;SOFR will be affected by a number of factors and may be volatile</I>&rdquo; below,
the monetary policy of the Federal Reserve, and SOFR has fluctuated significantly over time. For example, on December 31, 2021, the SOFR
rate was 0.05% and, on December 29, 2023, the SOFR rate was 5.38%. The Federal Reserve raised its federal funds target rate over periods
in the past and may do so again in the future.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">Additionally, the fixed spread added to
SOFR as part of the notional financing cost will further reduce the performance of the MQROQQE1 and the MQUSTVA and the return on your
notes. While the notional financing cost is intended to approximate the cost of maintaining a position in the QQQ using borrowed funds,
the actual cost of maintaining a position in the QQQ at any time may be less than the notional financing cost.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>SOFR will be affected by a number of factors and may be volatile</B>. The notional financing cost will depend on SOFR. The level
of SOFR will depend on a number of factors, including, but not limited to:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>supply and demand for overnight U.S. Treasury repurchase agreements;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>general U.S. and global economic conditions;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>sentiment regarding underlying strength in the U.S. and global economies;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>inflation and expectations concerning inflation;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>sentiment regarding credit quality in the U.S. and global credit markets;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>central bank policy regarding interest rates;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>performance of capital markets; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">o</FONT></TD><TD>any statements from public government officials regarding the cessation of SOFR.</TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">These and other factors may have a material
effect on the performance of SOFR, on the notional financing cost, on the performance of the QQQ Position and the MQUSTVA, on the value
of the notes in the secondary market, and on your return on the notes.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The administrator of SOFR may make changes that could adversely affect the level of SOFR or discontinue SOFR and has no obligation
to consider your interest in doing so.</B> The Federal Reserve Bank of New York (or a successor), as administrator of SOFR, may make methodological
or other changes that could change the value of SOFR, including changes related to the method by which SOFR is calculated, eligibility
criteria applicable to the transactions used to calculate SOFR or timing related to the publication of SOFR. If the manner in which SOFR
is calculated is changed, that change may result in an increase to the notional financing cost, which would adversely affect the performance
of the QQQ Position and MQUSTVA and the value of the notes. The administrator of SOFR may withdraw, modify, amend, suspend or discontinue
the calculation or dissemination of SOFR in its sole discretion and without notice and has no obligation to consider the interests of
holders of the notes in calculating, withdrawing, modifying, amending, suspending or discontinuing SOFR.</TD></TR></TABLE>

<P STYLE="font: 9pt Symbol; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The MQUSTVA is subject to risks associated with significant leverage. </B>The MQUSTVA uses a volatility-control mechanism to achieve
its target volatility, which may involve the use of significant leverage. The volatility control mechanism adjusts the &ldquo;exposure&rdquo;
of the MQUSTVA to the QQQ Position. At times, the exposure can be as high as 500%, meaning that a 1% daily decrease in the QQQ Position
will be reflected as a 5% daily decrease in the level of the MQUSTVA, before accounting for the daily decrement which will further diminish
the performance of the MQUSTVA. When the MQUSTVA employs leveraged exposure in this way, any decline (including any deduction related
to the &ldquo;excess return&rdquo; construct) in the QQQ Position will be magnified, resulting in accelerated losses.</TD></TR></TABLE>
<P STYLE="font: 9pt Symbol; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Symbol; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The MQUSTVA may be significantly uninvested in the QQQ Position</B>. The MQUSTVA&rsquo;s exposure to the QQQ Position may be less
than 100% if the implied volatility of the QQQ is above 35% as of the applicable weekly rebalancing. If the MQUSTVA&rsquo;s exposure to
the QQQ Position is less than 100%, the MQUSTVA will not be fully &ldquo;invested&rdquo;, and any uninvested portion will earn no return.
The MQUSTVA may be significantly uninvested on any given day and will realize only a portion of any gains due to increases in the level
of the QQQ Position on any such day. The 6.0% per annum decrement is deducted daily, even when the MQUSTVA is not fully invested.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The volatility control mechanism may negatively impact the performance of the MQUSTVA. </B>The MQUSTVA employs a rules-based volatility
control mechanism that aims to control volatility close to a pre-defined target level. By seeking to maintain a predetermined level of
implied volatility, the MQUSTVA may underperform an alternative strategy that seeks to maintain a higher or lower volatility or an alternative
strategy that does not seek to maintain a level of volatility. The volatility control mechanisms also include limits on maximum exposure,
regardless of the observed volatility. These provisions may limit the ability to adjust to market conditions or to participate in favorable
performance of the QQQ Position or QQQ and, accordingly, may cause the MQUSTVA to underperform another strategy that is not subject to
these or similar conditions.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The MQUSTVA may not approximate its target volatility. </B>The MQUSTVA seeks to maintain a target volatility by dynamically adjusting
its exposure to the QQQ Position on a weekly basis, subject to a maximum exposure of 500% and a minimum exposure of 0%. These adjustments
are made based on the implied volatility of the QQQ. There is no guarantee that such measures will be an accurate representation of future
volatility. The volatility of a portfolio on any day may change quickly and unexpectedly. If the volatility of the QQQ changes rapidly
from day-to-day, the MQUSTVA will not match such changes in volatility, since the exposure of the MQUSTVA is only adjusted weekly. Further,
there can be no assurance that the volatility control mechanism employed by the MQUSTVA will be the most effective way to accurately assess
volatility or to predict patterns of volatility. There can be no assurance that the MQUSTVA will achieve its target volatility.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Implied volatility may not be an accurate indicator of future volatility. </B>The MQUSTVA seeks to take on a defined degree of
expected risk by allocating exposure to the QQQ Position based on the volatility control mechanism. The MQUSTVA measures the expected
risk of its portfolio based on implied volatility, which is calculated over the course of a pre-determined time window near the end of
each weekly trading session. There can be no assurance that the implied volatility measured during this pre-determined time window will
be indicative of future volatility of the portfolio or of volatility at any other time. In addition, other potential measures of volatility,
such as historical volatility, may be a more accurate measure of volatility than implied volatility. As a result, the measure of expected
risk used by the MQUSTVA may be less accurate than other measures that could have been used.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The MQUSTVA may be adversely affected by a &ldquo;volatility drag&rdquo; effect.</B> If the MQUSTVA is not consistently successful
in increasing exposure to the QQQ Position in advance of increases in the value of the QQQ Position and reducing exposure to the QQQ Position
in advance of declines in the value of the QQQ Position, then the MQUSTVA is also expected to be subject to a &ldquo;volatility drag&rdquo;
effect, which will exacerbate the decline that results from having highly leveraged exposure to the declines in the value of the QQQ Position.
The decay effect would result from the fact that the MQUSTVA resets its leveraged exposure to the QQQ Position on a weekly basis, and
would manifest any time the level of the QQQ Position moves in one direction prior to a reset and another following the reset. The decay
effect would result because resetting leverage after an increase but in advance of a decline would cause an Index to have increased exposure
to that decline, and resetting leverage following a decline but in advance of an increase would cause an Index to have decreased exposure
to that increase. The more this fact pattern repeats, the lower the performance of the MQUSTVA would be relative to the performance of
the QQQ Position.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>There can be no guarantee that the method by which implied volatility is determined will be effective and you should undertake
your own investigation into the method by which implied volatility is calculated for the MQUSTVA.</B> The volatility measure referenced
in the calculation of the MQUSTVA is determined based on the implied volatility of the QQQ, calculated based on the prices of listed options
on the QQQ with a one week expiration. Further details on the method of calculating implied volatility for the MQUSTVA are publicly available,
and you should undertake your own investigation into the method by which implied volatility is calculated or any assumptions on which
this methodology may be based. There can be no guarantee that the method by which implied volatility is determined for purposes of calculating
the MQUSTVA will be effective or achieve the intended results. Alternative methods of calculating volatility could produce more effective
results.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Non-U.S. securities risk. </B>The MQUSTVA references the QQQ Position, which tracks the performance of the QQQ on an excess return
basis. Some of the equity securities held by the QQQ are issued by non-U.S. companies. Investments linked to the value of such non-U.S.
equity securities involve risks associated with the home countries of the issuers of those non-U.S. equity securities. The prices of securities
in non-U.S. markets may be affected by political, economic, financial and social factors in those countries, or global regions, including
changes in government, economic and fiscal policies and currency exchange laws.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The MQUSTVA, the MQROQQE1 and the MQROQQTU were recently launched and have limited operating history. </B>The MQUSTVA was launched
on June 22, 2021, the MQROQQE1 was launched on December 18, 2025 and the MQROQQTU was launched on December 15, 2023 and each therefore
has limited historical performance. As a result, limited actual historical performance information is available for you to consider in
making an independent investigation of the MQUSTVA which may make it more difficult for you to evaluate the historical performance of
the MQUSTVA and make an informed investment decision than would be the case if each of the MQUSTVA, the MQROQQE1 and the MQROQQTU had
a longer history.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Historical performance of the MQUSTVA should not be taken as an indication of the future performance of the MQUSTVA. </B>The actual
performance of the MQUSTVA over the term of the notes, as well as the amount payable at maturity, may bear little relation to the historical
performance of the MQUSTVA or its hypothetical, back-tested historical performance. As a result, it is impossible to predict whether the
level of the MQUSTVA will rise or fall.</TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>


<!-- Field: Page; Sequence: 7 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">The publicly available levels of the MQUSTVA
and the MQROQQTU for any dates prior to their respective launch dates were calculated using hypothetical back-tested performance. Hypothetical
back-tested performance prior to the launch of the MQUSTVA and the MQROQQTU refers to simulated performance data created by applying each
index&rsquo;s respective calculation methodology to historical or simulated levels of the QQQ Position (which itself is based on applying
the QQQ Position&rsquo;s calculation methodology to historical or simulated levels of the MQROQQTU) and other market measures. Such simulated
performance data has been produced by the retroactive application of a back-tested methodology in hindsight, that is, with the benefit
of being able to evaluate how the MQUSTVA methodology would have caused the MQUSTVA to perform had it existed during the hypothetical
back-test period. It is impossible to predict whether the MQUSTVA will rise or fall. Accordingly, the actual performance of the MQUSTVA
may differ significantly from the back-tested information, and if the MQUSTVA is shown to have generally appreciated over the hypothetical
back-test period, that may not therefore be an accurate or reliable indication of any fundamental aspect of the MQUSTVA methodology.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">Moreover, prior to February 9, 2024, the
MQUSTVA applied a different methodology that did not reference the QQQ Position and instead was calculated based on an adjusted level
based on the prices of E-mini Nasdaq 100 futures contracts. The calculation of the QQQ Position that is applied after February 9, 2024
involves significantly different calculations as compared to the prior methodology of the MQUSTVA that referenced the level of E-mini
Nasdaq 100 futures contracts. Since the levels of the MQUSTVA prior to February 9, 2024 were calculated using a methodology that referenced
a different underlying asset, the current methodology was not applied to the calculation of such levels and those prior levels do not
reflect the levels that would have resulted had the current methodology of the MQUSTVA been applied. Such results are therefore neither
an indicator nor a guarantor of future results of the application of the current methodology of the MQUSTVA.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">The hypothetical back-tested performance
of the MQUSTVA and the QQQ Position, prior to June 22, 2021 and December 15, 2023 respectively, cannot fully reflect the actual results
that would have occurred had each of the MQUSTVA and the QQQ Position actually been calculated during that period and should not be relied
upon as an indication of the MQUSTVA&rsquo;s future performance. In addition, the historical performance of the MQUSTVA prior to February
9, 2024 does not reflect the application of the current methodology of the MQUSTVA and should not be relied upon as an indication of the
MQUSTVA&rsquo;s future performance. A longer history of actual performance could be helpful in providing more reliable information on
which to assess the MQUSTVA.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>MerQube sponsors, administers, calculates and publishes the MQUSTVA, the MQROQQE1 and the MQROQQTU. </B>MerQube have the authority
to determine whether certain events affecting the MQUSTVA, the QQQ Position (represented by the MQROQQE1) or the MQROQQTU have occurred
including, but not limited to, events affecting the measures referenced in the calculation of the indices. Potential investors in the
notes should be aware that any determination or calculation made by MerQube may affect the level of the MQUSTVA, the QQQ Position (as
represented by the MQROQQE1, which references the MQROQQTU) and, as appropriate, the performance of any instruments linked to the performance
of the MQUSTVA, including the notes. MerQube has no obligation to consider the interest of investors in any such instruments, including
the notes, when making any determination or calculation. Determinations of calculations by MerQube may negatively impact your return on
the notes.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Owning the notes is not the same as a hypothetical direct investment in the MQUSTVA, the QQQ Position, the MQROQQE1, the MQROQQTU
or the QQQ or a security directly linked to the MQUSTVA, the QQQ Position, the MQROQQE1, the MQROQQTU or the QQQ.</B> The return on your
notes will not reflect the return you would realize if you made a hypothetical direct investment in the MQUSTVA, the QQQ Position, the
MQROQQE1, the MQROQQTU, the QQQ or the underlying securities of the QQQ, or a security directly linked to the performance of the MQUSTVA,
the QQQ Position, the MQROQQE1, the MQROQQTU, the QQQ or the underlying securities of the QQQ and held that investment for a similar period.
Your notes may trade quite differently from the MQUSTVA, the MQROQQE1, the MQROQQTU, the QQQ or the underlying securities of the QQQ.
Changes in the level of the MQUSTVA, the MQROQQE1, the MQROQQTU, or changes in the prices of the QQQ or the underlying securities of the
QQQ, may not result in comparable changes in the market value of your notes. Even if the level of the MQUSTVA, QQQ Position, the MQROQQE1
and/or the MQROQQTU, or the prices of the QQQ or the underlying securities of the QQQ, increases during the term of the notes, the market
value of the notes prior to maturity may not increase to the same extent. It is also possible for the market value of the notes to decrease
while the level of the MQUSTVA, the QQQ Position, the MQROQQE1 or the MQROQQTU, or the prices of the QQQ and the underlying securities
of the QQQ, increases.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>You will not have any shareholder rights and will have no right to receive any securities referenced by the MQUSTVA or the QQQ
Position, nor shares of any company included in the QQQ, at maturity.</B> Investing in your notes will not make you a holder of any securities
held or referenced by the MQUSTVA or the QQQ Position or of any shares of any company included in the QQQ. Neither you nor any other holder
or owner of the notes will have any voting rights, any right to receive dividends or other distributions, or any other rights with respect
to such underlying securities.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>We have no affiliation with the index sponsor and will not be responsible for the index sponsor&rsquo;s actions. </B> The sponsor
of the MQUSTVA is not our affiliate and will not be involved in the offering of the notes in any way. Consequently, we have no control
over the actions of the index sponsor, including any actions of the type that would require the calculation agent to adjust the payment
to you at maturity. The index sponsor may consult with market participants before taking any action with respect to the index, and these
market participants may include parties with whom we have entered into hedging arrangements with respect to the notes. None of these parties
have any obligation of any sort with respect to the notes. Thus, neither the index sponsor nor any hedging counterparty has any obligation
to take your interests into consideration for any reason, including in taking any actions that might affect the value of the notes. None
of our proceeds from the issuance of the notes will be delivered to the index sponsor.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>You must rely on your own evaluation of the merits of an investment linked to the MQUSTVA. </B> In the ordinary course of their
businesses, our affiliates from time to time may express views on expected movements in the levels of the MQUSTVA, the MQROQQE1, the MQROQQTU,
SOFR or the prices of the QQQ or the securities included in the QQQ. One or more of our affiliates have published, and in the future may
publish, research reports that express views on the MQUSTVA, the MQROQQTU, the MQROQQE1, SOFR, the QQQ or the securities included in the
QQQ. However, these views are subject to change from time to time. Moreover, other professionals who deal in the markets relating to the
MQUSTVA, the MQROQQTU, the MQROQQE1, SOFR or the QQQ at any time may have significantly different views from those of our affiliates.
You are encouraged to derive information concerning the MQUSTVA and the measures it references from multiple sources, and you should not
rely on the views expressed by our affiliates. Neither the offering of the notes nor any views which our affiliates from time to time
may express in the ordinary course of their businesses constitutes a recommendation as to the merits of an investment in the notes.</TD></TR></TABLE>

<P STYLE="font: 9pt Symbol; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 8 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>General Risk Factors</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Your investment is subject to the credit risk of Bank of Montreal. </B> &mdash; Our credit ratings and credit spreads may adversely
affect the market value of the notes. Investors are dependent on our ability to pay any amounts due on the notes, and therefore investors
are subject to our credit risk and to changes in the market&rsquo;s view of our creditworthiness. Any decline in our credit ratings or
increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the value of the notes.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Potential conflicts. </B> We and our affiliates play a variety of roles in connection with the issuance of the notes, including
acting as calculation agent. In performing these duties, the economic interests of the calculation agent and other affiliates of ours
are potentially adverse to your interests as an investor in the notes. We or one or more of our affiliates may also engage in trading
of the QQQ, securities included in the QQQ or on options related to the QQQ on a regular basis as part of our general broker-dealer and
other businesses, for proprietary accounts, for other accounts under management or to facilitate transactions for our customers. Any of
these activities could adversely affect the level of the MQUSTVA and, therefore, the market value of, and the payments on, the notes.
We or one or more of our affiliates may also issue or underwrite other securities or financial or derivative instruments with returns
linked or related to changes in the performance of the MQUSTVA, the MQROQQE1, the MQROQQTU or the QQQ. By introducing competing products
into the marketplace in this manner, we or one or more of our affiliates could adversely affect the market value of the notes. Additionally,
we may enter into transactions with a hedging counterparty to offset our obligations under the notes. Any such hedging counterparty and
its affiliates may engage in activities that are adverse to your interests as a holder of the notes, including the activities described
in this paragraph as well as other activities with respect to the MQUSTVA.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Our initial estimated value of the notes is lower than the price to public.</B> &mdash; Our initial estimated value of the notes
is only an estimate, and is based on a number of factors. The price to public of the notes exceeds our initial estimated value, because
costs associated with offering, structuring and hedging the notes are included in the price to public, but are not included in the estimated
value. These costs include any underwriting discount and selling concessions, the profits that we and our affiliates expect to realize
for assuming the risks in hedging our obligations under the notes and the estimated cost of hedging these obligations.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Our initial estimated value does not represent any future value of the notes, and may also differ from the estimated value of any
other party.</B> &mdash; Our initial estimated value of the notes as of the date hereof is derived using our internal pricing models.
This value is based on market conditions and other relevant factors, which include volatility of the Reference Asset, dividend rates and
interest rates. Different pricing models and assumptions could provide values for the notes that are greater than or less than our initial
estimated value. In addition, market conditions and other relevant factors after the Pricing Date are expected to change, possibly rapidly,
and our assumptions may prove to be incorrect. After the Pricing Date, the value of the notes could change dramatically due to changes
in market conditions, our creditworthiness, and the other factors set forth herein and in the product supplement. These changes are likely
to impact the price, if any, at which we or BMOCM would be willing to purchase the notes from you in any secondary market transactions.
Our initial estimated value does not represent a minimum price at which we or our affiliates would be willing to buy your notes in any
secondary market at any time.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The terms of the notes were not determined by reference to the credit spreads for our conventional fixed-rate debt. </B> &mdash;
To determine the terms of the notes, we used an internal funding rate that represents a discount from the credit spreads for our conventional
fixed-rate debt. As a result, the terms of the notes are less favorable to you than if we had used a higher funding rate.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Certain costs are likely to adversely affect the value of the notes.</B> &mdash; Absent any changes in market conditions, any secondary
market prices of the notes will likely be lower than the price to public. This is because any secondary market prices will likely take
into account our then-current market credit spreads, and because any secondary market prices are likely to exclude all or a portion of
any underwriting discount and selling concessions, and the hedging profits and estimated hedging costs that are included in the price
to public of the notes and that may be reflected on your account statements. In addition, any such price is also likely to reflect a discount
to account for costs associated with establishing or unwinding any related hedge transaction, such as dealer discounts, mark-ups and other
transaction costs. As a result, the price, if any, at which BMOCM or any other party may be willing to purchase the notes from you in
secondary market transactions, if at all, will likely be lower than the price to public. Any sale that you make prior to the Maturity
Date could result in a substantial loss to you.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Lack of liquidity.</B> &mdash; The notes will not be listed on any securities exchange. BMOCM may offer to purchase the notes in
the secondary market, but is not required to do so. Even if there is a secondary market, it may not provide enough liquidity to allow
you to trade or sell the notes easily. Because other dealers are not likely to make a secondary market for the notes, the price at which
you may be able to trade the notes is likely to depend on the price, if any, at which BMOCM is willing to buy the notes.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Hedging and trading activities. </B> &mdash; We or any of our affiliates have carried out or may carry out hedging activities related
to the notes and may have entered or may enter into agreements with third-parties to hedge our obligations under the notes. We, any of
our affiliates, any hedging counterparty and any of their affiliates may carry out market transactions related to the MQUSTVA, including
purchasing or selling shares of the QQQ, shares of securities included in the QQQ, futures or options relating to the MQUSTVA, MQROQQE1,
MQROQQQTU, SOFR, QQQ or securities included in the QQQ or other derivative instruments with returns linked or related to changes in the
performance on the MQUSTVA, MQROQQE1, MQROQQQTU, SOFR, QQQ or securities included in the QQQ. We, any of our affiliates, any hedging counter
party and any of their affiliates may also trade in the securities included in the QQQ or instruments related to the MQUSTVA, MQROQQE1,
MQROQQQTU, SOFR, QQQ or such securities from time to time. Any of these hedging or trading activities on or prior to the Pricing Date
and during the term of the notes could adversely affect the payments on the notes.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Many economic and market factors will influence the value of the notes.</B> &mdash; In addition to the level of the Reference Asset
and interest rates on any trading day, the value of the notes will be affected by a number of economic and market factors that may either
offset or magnify each other, and which are described in more detail in the product supplement.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Significant aspects of the tax treatment of the notes are uncertain.</B> &mdash; The tax treatment of the notes is uncertain. We
do not plan to request a ruling from the Internal Revenue Service or from any Canadian authorities regarding the tax treatment of the
notes, and the Internal Revenue Service or a court may not agree with the tax treatment described herein.<BR STYLE="clear: right">
The Internal Revenue Service has released a notice that may affect the taxation of holders of &ldquo;prepaid forward contracts&rdquo;
and similar instruments. According to the notice, the Internal Revenue Service and the U.S. Treasury are actively considering whether
the holder of such instruments should be required to accrue ordinary income on a current basis. While it is not clear whether the notes
would be viewed as similar to such instruments, it is possible that any future guidance could materially and adversely affect the tax
consequences of an investment in the notes, possibly with retroactive effect.<BR STYLE="clear: right">
Please read carefully the section entitled &quot;U.S. Federal Tax Information&quot; herein, the section entitled &quot;Supplemental Tax
Considerations&ndash;Supplemental U.S. Federal Income Tax Considerations&quot; in the accompanying product supplement, the section entitled
&quot;United States Federal Income Taxation&quot; in the accompanying prospectus and the section entitled &quot;Certain Income Tax Consequences&quot;
in the accompanying prospectus supplement. You should consult your tax advisor about your own tax situation.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 9 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Examples of the Hypothetical Payment at Maturity for a $1,000 Investment
in the Notes </B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The following table illustrates the hypothetical
payments on a note at maturity, assuming that the notes are not automatically redeemed. The hypothetical payments are based on a $1,000
investment in the note, a hypothetical Initial Level of 100.00, a hypothetical Trigger Level of 50.00 (50.00% of the hypothetical Initial
Level), a hypothetical Call Level of 100.00 (100.00% of the hypothetical Initial Level), a range of hypothetical Final Levels and the
effect on the payment at maturity .</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The hypothetical examples shown below are intended
to help you understand the terms of the notes. If the notes are not automatically redeemed, the actual cash amount that you will receive
at maturity will depend upon the Final Level of the Reference Asset. If the notes are automatically redeemed prior to maturity, the hypothetical
examples below will not be relevant, and you will receive on the applicable Call Settlement Date, for each $1,000 principal amount, the
principal amount plus the applicable Contingent Coupon.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">As discussed in more detail above, your total return
on the notes will also depend on the number of Contingent Coupon Dates on which the Contingent Coupon is payable. It is possible that
the only payments on your notes will be the payment, if any, due at maturity. The payment at maturity will not exceed the principal amount,
and may be significantly less.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 9pt">
  <TR STYLE="background-color: #BFBFBF">
    <TD STYLE="white-space: nowrap; width: 34%; border: Black 1pt solid; text-align: center"><B>Hypothetical Final Level </B></TD>
    <TD STYLE="white-space: nowrap; width: 33%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><B>Hypothetical Final Level Expressed <BR>
as a Percentage of the Initial Level </B></TD>
    <TD STYLE="white-space: nowrap; width: 33%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><B>Payment at Maturity (Excluding <BR>
Coupons)</B></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">200.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">200.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">180.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">180.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">160.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">160.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">140.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">140.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">120.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">120.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR STYLE="background-color: #BFBFBF">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">100.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">100.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">90.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">90.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">80.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">80.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">70.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">70.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR STYLE="background-color: #BFBFBF">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">50.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">50.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$1,000.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">49.99</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">49.99%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$499.90</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">40.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">40.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$400.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">20.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">20.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$200.00</TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center">0.00</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">0.00%</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center">$0.00</TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 10 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>U.S. Federal Tax Information</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">By purchasing the notes, each holder agrees (in
the absence of a change in law, an administrative determination or a judicial ruling to the contrary) to treat each note as a pre-paid
contingent income-bearing derivative contract for U.S. federal income tax purposes. In the opinion of our counsel, Mayer Brown LLP, it
would generally be reasonable to treat the notes as pre-paid contingent income-bearing derivative contracts in respect of the Reference
Asset for U.S. federal income tax purposes. However, the U.S. federal income tax consequences of your investment in the notes are uncertain
and the Internal Revenue Service could assert that the notes should be taxed in a manner that is different from that described in the
preceding sentence. Please see the discussion in the accompanying product supplement under &quot;Supplemental Tax Considerations&mdash;Supplemental
U.S. Federal Income Tax Considerations&mdash;Notes Treated as Investment Units Consisting of a Debt Portion and a Put Option, as Pre-Paid
Contingent Income-Bearing Derivative Contracts, or as Pre-Paid Derivative Contracts&mdash;Notes Treated as Pre-Paid Contingent Income-Bearing
Derivative Contracts,&quot; which applies to the notes.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 11 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Supplemental Plan of Distribution (Conflicts of Interest)</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">BMOCM will purchase the notes from us at a purchase
price reflecting the commission set forth on the cover hereof. BMOCM has informed us that, as part of its distribution of the notes, it
will reoffer the notes to other dealers who will sell them. Each such dealer, or each additional dealer engaged by a dealer to whom BMOCM
reoffers the notes, will receive a commission from BMOCM, which will not exceed the commission set forth on the cover page. &nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Certain dealers who purchase the notes for sale
to certain fee-based advisory accounts may forego some or all of their selling concessions, fees or commissions. The public offering price
for investors purchasing the notes in these accounts may be less than 100% of the principal amount, as set forth on the cover page of
this document. Investors that hold their notes in these accounts may be charged fees by the investment advisor or manager of that account
based on the amount of assets held in those accounts, including the notes.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">We will deliver the notes on a date that is greater
than one business day following the pricing date. Under Rule 15c6-1 of the Securities Exchange Act of 1934, as amended (the &ldquo;Exchange
Act&rdquo;), trades in the secondary market generally are required to settle in one business day, unless the parties to any such trade
expressly agree otherwise. Accordingly, purchasers who wish to trade the notes more than one business day prior to the issue date will
be required to specify alternative settlement arrangements to prevent a failed settlement.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">We own, directly or indirectly, all of the outstanding
equity securities of BMOCM, the agent for this offering. In accordance with FINRA Rule 5121, BMOCM may not make sales in this offering
to any of its discretionary accounts without the prior written approval of the customer.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">You should not construe the offering of the notes
as a recommendation of the merits of acquiring an investment linked to the Reference Asset or as to the suitability of an investment in
the notes.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">BMOCM may, but is not obligated to, make a market
in the notes. BMOCM will determine any secondary market prices that it is prepared to offer in its sole discretion.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">We may use this pricing supplement in the initial sale of the notes.
In addition, BMOCM or another of our affiliates may use this pricing supplement in market-making transactions in any notes after their
initial sale. Unless BMOCM or we inform you otherwise in the confirmation of sale, this pricing supplement is being used by BMOCM in a
market-making transaction.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">For a period of approximately three months following
issuance of the notes, the price, if any, at which we or our affiliates would be willing to buy the notes from investors, and the value
that BMOCM may also publish for the notes through one or more financial information vendors and which could be indicated for the notes
on any brokerage account statements, will reflect a temporary upward adjustment from our estimated value of the notes that would otherwise
be determined and applicable at that time. This temporary upward adjustment represents a portion of (a) the hedging profit that we or
our affiliates expect to realize over the term of the notes and (b) any underwriting discount and the selling concessions paid in connection
with this offering. The amount of this temporary upward adjustment will decline to zero on a straight-line basis over the three-month
period.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The notes and the related offer to purchase notes
and sale of notes under the terms and conditions provided herein do not constitute a public offering in any non-U.S. jurisdiction, and
are being made available only to individually identified investors pursuant to a private offering as permitted in the relevant jurisdiction.
The notes are not, and will not be, registered with any securities exchange or registry located outside of the United States and have
not been registered with any non-U.S. securities or banking regulatory authority. The contents of this document have not been reviewed
or approved by any non-U.S. securities or banking regulatory authority. Any person who wishes to acquire the notes from outside the United
States should seek the advice or legal counsel as to the relevant requirements to acquire these notes.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><I>British Virgin Islands.</I> The notes have not
been, and will not be, registered under the laws and regulations of the British Virgin Islands, nor has any regulatory authority in the
British Virgin Islands passed comment upon or approved the accuracy or adequacy of this document. This pricing supplement and the related
documents shall not constitute an offer, invitation or solicitation to any member of the public in the British Virgin Islands for the
purposes of the Securities and Investment Business Act, 2010, of the British Virgin Islands.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><I>Cayman Islands.</I> Pursuant to the Companies
Law (as amended) of the Cayman Islands, no invitation may be made to the public in the Cayman Islands to subscribe for the notes by or
on behalf of the issuer unless at the time of such invitation the issuer is listed on the Cayman Islands Stock Exchange. The issuer is
not presently listed on the Cayman Islands Stock Exchange and, accordingly, no invitation to the public in the Cayman Islands is to be
made by the issuer (or by any dealer on its behalf). No such invitation is made to the public in the Cayman Islands hereby.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><I>Dominican Republic.</I> Nothing in this pricing
supplement constitutes an offer of securities for sale in the Dominican Republic. The notes have not been, and will not be, registered
with the Superintendence of Securities Market of the Dominican Republic (Superintendencia del Mercado de Valores), under Dominican Securities
Market Law No. 249-17 (&ldquo;Securities Law 249-17&rdquo;), and the notes may not be offered or sold within the Dominican Republic or
to, or for the account or benefit of, Dominican persons (as defined under Securities Law 249-17 and its regulations). Failure to comply
with these directives may result in a violation of Securities Law 249-17 and its regulations.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><I>Israel.</I> This pricing supplement is intended
solely for investors listed in the First Supplement of the Israeli Securities Law of 1968, as amended. A prospectus has not been prepared
or filed, and will not be prepared or filed, in Israel relating to the notes offered hereunder. The notes cannot be resold in Israel other
than to investors listed in the First Supplement of the Israeli Securities Law of 1968, as amended.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">No action will be taken in Israel that would permit
an offering of the notes or the distribution of any offering document or any other material to the public in Israel. In particular, no
offering document or other material has been reviewed or approved by the Israel Securities Authority. Any material provided to an offeree
in Israel may not be reproduced or used for any other purpose, nor be furnished to any other person other than those to whom copies have
been provided directly by us or the selling agents.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 12 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Nothing in this pricing supplement or any other
offering material relating to the notes, should be considered as the rendering of a recommendation or advice, including investment advice
or investment marketing under the Law For Regulation of Investment Advice, Investment Marketing and Investment Portfolio Management, 1995,
to purchase any note. The purchase of any note will be based on an investor&rsquo;s own understanding, for the investor&rsquo;s own benefit
and for the investor&rsquo;s own account and not with the aim or intention of distributing or offering to other parties. In purchasing
the notes, each investor declares that it has the knowledge, expertise and experience in financial and business matters so as to be capable
of evaluating the risks and merits of an investment in the notes, without relying on any of the materials provided.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><I>Mexico.</I> The notes have not been registered
with the National Registry of Securities maintained by the Mexican National Banking and Securities Commission and may not be offered or
sold publicly in Mexico. This pricing supplement and the related documents may not be publicly distributed in Mexico. The notes may only
be offered in a private offering pursuant to Article 8 of the Securities Market Law.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><I>Switzerland.</I> This pricing supplement is not
intended to constitute an offer or solicitation to purchase or invest in any notes. Neither this pricing supplement nor any other offering
or marketing material relating to the notes constitutes a prospectus compliant with the requirements of articles 35 et seq. of the Swiss
Financial Services Act (&quot;FinSA&quot;)) for a public offering of the notes in Switzerland and no such prospectus has been or will
be prepared for or in connection with the offering of the notes in Switzerland.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Neither this pricing supplement nor any other offering
or marketing material relating to the notes has been or will be filed with or approved by a Swiss review body (Pr&uuml;fstelle). No application
has been or is intended to be made to admit the notes to trading on any trading venue (SIX Swiss Exchange or on any other exchange or
any multilateral trading facility) in Switzerland. Neither this pricing supplement nor any other offering or marketing material relating
to the notes may be publicly distributed or otherwise made publicly available in Switzerland.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The notes may not be publicly offered, directly
or indirectly, in Switzerland within the meaning of FinSA except (i) in any circumstances falling within the exemptions to prepare a prospectus
listed in article 36 para. 1 FinSA or (ii) where such offer does not qualify as a public offer in Switzerland, provided always that no
offer of notes shall require the Issuer or any offeror to publish a prospectus pursuant to article 35 FinSA in respect to such offer and
that such offer shall comply with the additional restrictions set out below (if applicable). The Issuer has not authorised and does not
authorise any offer of notes which would require the Issuer or any offeror to publish a prospectus pursuant to article 35 FinSA in respect
of such offer. For purposes of this provision &quot;public offer&quot; shall have the meaning as such term is understood pursuant to article
3 lit. g and h FinSA and the Swiss Financial Services Ordinance (&quot;FinSO&quot;).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The notes do not constitute participations in a
collective investment scheme within the meaning of the Swiss Collective Investment Schemes Act. They are not subject to the approval of,
or supervision by, the Swiss Financial Market Supervisory Authority (&quot;FINMA&quot;), and investors in the notes will not benefit from
protection under CISA or supervision by FINMA.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Prohibition of Offer to Private Clients in Switzerland
- No Key Information Document pursuant to article 58 FinSA (Basisinformationsblatt f&uuml;r Finanzinstrumente) or equivalent document
under foreign law pursuant to article 59 para. 2 FinSA has been or will be prepared in relation to the notes. Therefore, the following
additional restriction applies: Notes qualifying as &quot;debt securities with a derivative character&quot; pursuant to article 86 para.
2 FinSO may not be offered within the meaning of article 58 para. 1 FinSA, and neither this pricing supplement nor any other offering
or marketing material relating to such notes may be made available, to any retail client (Privatkunde) within the meaning of FinSA in
Switzerland.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The notes may also be sold in the following jurisdictions,
provided, in each case, any sales are made in accordance with all applicable laws in such jurisdiction:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>Barbados</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>Bermuda</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;&nbsp;</P>


<!-- Field: Page; Sequence: 13 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Additional Information Relating to the Estimated Initial Value of
the Notes</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Our estimated initial value of the notes on the
date hereof that is set forth on the cover hereof, equals the sum of the values of the following hypothetical components:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>a fixed-income debt component with the same tenor as the notes, valued using our internal funding rate for structured notes; and&nbsp;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>one or more derivative transactions relating to the economic terms of the notes.&nbsp;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The internal funding rate used in the determination
of the initial estimated value generally represents a discount from the credit spreads for our conventional fixed-rate debt. The value
of these derivative transactions is derived from our internal pricing models. These models are based on factors such as the traded market
prices of comparable derivative instruments and on other inputs, which include volatility, dividend rates, interest rates and other factors.
As a result, the estimated initial value of the notes on the Pricing Date was determined based on the market conditions on the Pricing
Date.&nbsp;&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 14 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The Reference Asset</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">All disclosures contained in this pricing supplement
regarding the Reference Asset, including, without limitation, their make-up, method of calculation, and changes in their components and
their historical closing levels, have been derived from publicly available information prepared by the applicable sponsor. The information
reflects the policies of, and is subject to change by, the sponsor. The sponsor owns the copyrights and all rights to the Reference Asset.
The sponsor is under no obligation to continue to publish, and may discontinue publication of, the Reference Asset. Neither we nor BMO
Capital Markets Corp. accepts any responsibility for the calculation, maintenance or publication of the Reference Asset or any successor.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">We encourage you to review recent levels of the
Reference Asset prior to making an investment decision with respect to the notes.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>The MerQube US Tech+ Vol Advantage Index</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">The MerQube US Tech+ Vol Advantage Index (the &ldquo;MQUSTVA&rdquo;)
attempts to provide a dynamic rules-based exposure to an unfunded position in the Invesco QQQ Trust<SUP>SM</SUP>, Series 1 (the &ldquo;QQQ&rdquo;
and such position, the &ldquo;QQQ Position&rdquo;), while targeting a level of implied volatility of 35% (the &ldquo;Volatility Target&rdquo;),
net of a daily deduction based on a rate of 6% per annum. The MQUSTVA adjusts its exposure to the QQQ Position weekly, based on the implied
volatility of the QQQ. On each weekly rebalance day (each, an &ldquo;Index Rebalance Day&rdquo;), the exposure to the QQQ Position (the
&ldquo;Leverage Factor&rdquo;) is set equal to (a) the Volatility Target divided by (b) the one-week implied volatility of the QQQ, subject
to a maximum exposure of 500% and a minimum exposure of 0%.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">The performance of the QQQ Position is excess return and is represented
by the performance of the MerQube ETF QQQ Excess Return Index I (&ldquo;MQROQQE1&rdquo;). The MQROQQE1 is calculated as the excess return
performance of the QQQ, represented by the MerQube ETF QQQ Total Return Index (&ldquo;MQROQQTU&rdquo;) minus a notional financing cost
(based on the Secured Overnight Financing Rate (&ldquo;SOFR&rdquo;) plus a spread of 0.5% per annum).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">The MQUSTVA is sponsored, administered and calculated by MerQube, which
collectively refers to MerQube Inc, MerQube UK Limited and any of their respective subsidiaries and affiliates. The MQUSTVA was developed
by MerQube in coordination with J.P. Morgan Securities LLC. The MQUSTVA was first calculated on June 22, 2021, and is calculated based
on a base date of January 7, 2005. The MQUSTVA is scheduled to be calculated on each day on which the NASDAQ is scheduled to open for
trading for its regular trading session (such day, an &ldquo;Index Calculation Day&rdquo;) and is published on Bloomberg under the ticker
&ldquo;MQUSTVA&rdquo;.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">The MQROQQTU is designed to track the total return performance of the
QQQ and the MQROQQE1 is designed to track the excess return performance of the QQQ. <FONT STYLE="color: #080808">The QQQ is a unit investment
trust designed to generally correspond to the price and yield performance of the NASDAQ 100 Index<SUP>&reg;</SUP>. The NASDAQ-100 Index<SUP>&reg;</SUP>
is a modified market capitalization-weighted index of 100 of the largest stocks of both U.S. and non-U.S. non-financial companies listed
on The NASDAQ Stock Market based on market capitalization. </FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">Prior to February 9, 2024, the MQUSTVA referenced the E-mini Nasdaq
100 futures contracts instead of the QQQ Position.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">The full methodology of the MQUSTVA is publicly available online at
https://merqube.com/index/MQUSTVA. The foregoing website address is an inactive textual reference only and the contents of such website
and the information contained therein are not incorporated into this document.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><B><I>Calculation of the Level of
the MQUSTVA</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">On each Index Calculation Day, the
level of the MQUSTVA is calculated by adjusting the closing level of the MQUSTVA on the immediately preceding Index Rebalance Day to reflect
(a) the performance of the QQQ Position from the immediately preceding Index Rebalance Day, scaled by the prevailing Leverage Factor (as
defined below) determined on the immediately preceding Index Rebalance Day, and (b) the accrual of the 6% per annum daily deduction from
the immediately preceding Index Rebalance Day, calculated on the basis of the actual number of calendar days elapsed and a 360 day year
(i.e., ACT/360 basis). Expressed as a formula:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="text-align: center; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_022.jpg" ALT="" STYLE="height: 32px; width: 412px"></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in; color: #080808">Where:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in; color: #080808">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 95%; border-collapse: collapse; font-size: 9pt; margin-left: 0.5in">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 25%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_043.jpg" ALT="" STYLE="height: 16px; width: 36px"></FONT></TD>
    <TD STYLE="width: 5%"><FONT STYLE="color: #080808">=</FONT></TD>
    <TD STYLE="width: 70%"><FONT STYLE="color: #080808">the level of the MQUSTVA in respect of Index Calculation Day <I>t</I>;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_044.jpg" ALT="" STYLE="height: 16px; width: 53px"></FONT></TD>
    <TD><FONT STYLE="color: #080808">=</FONT></TD>
    <TD><FONT STYLE="color: #080808">the level of the MQUSTVA in respect of the Index Rebalance Day immediately preceding Index Calculation Day <I>t</I>;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_045.jpg" ALT="" STYLE="height: 16px; width: 41px"></FONT></TD>
    <TD><FONT STYLE="color: #080808">=</FONT></TD>
    <TD><FONT STYLE="color: #080808">the Leverage Factor in respect of the Index Rebalance Day immediately preceding Index Calculation Day <I>t </I>(calculated as described in greater detail below);</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_046.jpg" ALT="" STYLE="height: 16px; width: 49px"></FONT></TD>
    <TD><FONT STYLE="color: #080808">=</FONT></TD>
    <TD><FONT STYLE="color: #080808">the level of the </FONT>MQROQQE1 <FONT STYLE="color: #080808">in respect of Index Calculation Day <I>t </I>(calculated as described in greater detail below);</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_047.jpg" ALT="" STYLE="height: 16px; width: 66px"></FONT></TD>
    <TD><FONT STYLE="color: #080808">=</FONT></TD>
    <TD><FONT STYLE="color: #080808">the level of the </FONT>MQROQQE1 <FONT STYLE="color: #080808">in respect of the Index Rebalance Day immediately preceding Index Calculation Day <I>t </I>(calculated as described in greater detail below);</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_048.jpg" ALT="" STYLE="height: 16px; width: 22px"></FONT></TD>
    <TD><FONT STYLE="color: #080808">=</FONT></TD>
    <TD><FONT STYLE="color: #080808">6.0%; and</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_049.jpg" ALT="" STYLE="height: 16px; width: 48px"></FONT></TD>
    <TD><FONT STYLE="color: #080808">= </FONT></TD>
    <TD><FONT STYLE="color: #080808">the number of calendar days from the Index Rebalance Day immediately preceding Index Calculation Day <I>t </I>to Index Calculation Day <I>t. </I></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>


<!-- Field: Page; Sequence: 15 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">The Leverage Factor resets weekly
on each Index Rebalance Day (subject to the occurrence of any market disruption events) and reflects the degree of exposure of the MQUSTVA
in the performance of the QQQ Position, before the daily decrement is applied. It is calculated based on the implied volatility of the
QQQ and is subject to a maximum of 500% and a minimum of 0%, as discussed in greater detail below. <I>The Leverage Factor may magnify
the MQUSTVA&rsquo;s exposure to negative performance of the QQQ Position or reduce the ability of the MQUSTVA to participate in positive
performance of the QQQ Position. Similarly, the 6.0% per annum daily deduction will offset any positive performance of the QQQ and magnify
any negative performance of the QQQ. The Leverage Factor may and the daily deduction will adversely affect the performance of the MQUSTVA.</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Several changes to the methodology were made as of
February 9, 2024. Prior to February 9, 2024, among other differences, the level of the MQUSTVA referenced E-mini Nasdaq 100 futures contracts
instead of the MQROQQE1 and the time weighted average price (&ldquo;TWAP&rdquo;) of such futures contracts.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Additionally, the level of the <FONT STYLE="color: #080808">MQUSTVA
is subject to a minimum level of 0 (i.e., the level will never be negative). If the level of the MQUSTVA ever reaches zero, the MQUSTVA
will stay at 0 and MerQube&rsquo;s index committee may, but is not required to, terminate the MQUSTVA. </FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><B><I>Calculation of Leverage Factor</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">The Leverage Factor is calculated
once each week on the Index Rebalance Day (typically Friday) based on the quotient of the Volatility Target divided by one-week implied
volatility of the QQQ, subject to the maximum Leverage Factor of 500% and minimum Leverage Factor of 0%. The implied volatility of the
QQQ will be calculated based on the value of listed options on QQQ as described in greater detail below. Expressed as a formula:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="text-align: center; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_030.jpg" ALT="" STYLE="height: 45px; width: 205px"></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in; color: #080808">Where:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in; color: #080808">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 95%; border-collapse: collapse; font-size: 9pt; margin-left: 0.5in">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 25%; text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_050.jpg" ALT="" STYLE="height: 18px; width: 32px"></FONT></TD>
    <TD STYLE="width: 5%; text-indent: 0in"><FONT STYLE="font-size: 10pt">=</FONT></TD>
    <TD STYLE="width: 70%; text-indent: 0in"><FONT STYLE="color: #080808">the Leverage Factor in respect of a particular Index Rebalance Day <I>rb</I>;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_051.jpg" ALT="" STYLE="height: 20px; width: 56px"></FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">= </FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">the one week implied volatility of the QQQ in respect of Index Rebalance Day <I>rb </I>(calculated as described in greater detail below);</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_052.jpg" ALT="" STYLE="height: 20px; width: 40px"></FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">=</FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">35%; and </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_053.jpg" ALT="" STYLE="height: 18px; width: 52px"></FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-size: 10pt">=</FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">500%.</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><B><I>Calculation of Implied Volatility</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Volatility is a measure of the degree
of variation in the value of an asset over a period of time. Implied volatility is a method of estimating the market&rsquo;s expectation
of the future volatility of an asset based on the prices of options contracts on that asset. The Leverage Factor is calculated based on
the implied volatility of listed options on the QQQ with a one week expiration.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Specifically, the Index Calculation
Agent will reference out-of-the-money call and put options on the QQQ centered around an at-the-money strike price with a scheduled expiry
on the immediately following Index Rebalance Day. These options will include (i) put options with strikes at or below the at-the-money
strike price, and (ii) call options with strikes at or above the at-the-money strike price. In addition, the Index Calculation Agent adjusts
the price of any American-style options that are selected, to approximate a European option price for such option. The at-the-money strike
price refers to the &ldquo;forward price&rdquo; of the QQQ, which is determined based on the current price of the QQQ, any expected dividend
payments, and the interest rates derived from official closing prices of SOFR 3-month futures.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Prior to April 13, 2023, the official
closing prices of Eurodollar futures, which referenced 3-month USD LIBOR rates, were used to calculate the at-the-money strike price.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">These calculations are performed as
of each Index Rebalance Day with respect to the end of each minute during the period from and including 2:30 p.m. to but excluding 3:00
p.m. (EST) and the one-week implied volatility of the QQQs is calculated as the arithmetic average of implied volatility levels for the
selected weekly options on the QQQ, as described above, at the end of each minute during the period. If options data is not available
on an Index Rebalance Day during that period, the Index Calculation Agent may use the most recent time period on that day for which options
data was available to perform the relevant calculations, if, in the Index Calculation Agent&rsquo;s discretion, the data from such period
is an accurate reflection of the current level of volatility in the market.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Further details on the method by
which implied volatility is calculated for the MQUSTVA is publicly available, and you should undertake your own investigation into the
method by which implied volatility is calculated or any assumptions on which this methodology may be based. The actual volatility of
the MQUSTVA may not correspond with the Target Volatility, particularly during (i) periods of excessive volatility or (ii) periods where
there is a significant difference between implied and realized volatility. Because the Leverage Factor is calculated on a weekly basis,
it may take multiple days for the Leverage Factor to reflect changes based on the implied volatility of the QQQ. The MQUSTVA may underperform
an alternative investment that more directly tracks the relevant market volatility or employs an alternative method of calculating volatility.
<B><I>There can be no guarantee that the method by which implied volatility is determined will be effective or achieve the intended results.
Alternative methods of calculating volatility could produce more effective results. </I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><B><I>Calculation of QQQ Position
</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">The performance of the QQQ Position is excess return and is represented
by the MQROQQE1. The level of the MQROQQE1 is calculated as the total return performance of the QQQ (represented by the MQROQQTU) minus
a notional financing cost (based on SOFR plus a spread of 0.5% per annum). <FONT STYLE="color: #080808">An excess return is a measure
of the extent to which a particular asset outperforms another market measure and is determined by comparing the asset&rsquo;s rate of
return to a benchmark rate. The notional financing cost (i.e., SOFR plus a spread of 0.5% per annum) is intended to approximate the cost
of maintaining a position in the QQQ using borrowed funds. SOFR is intended to be a broad measure of the cost of borrowing cash overnight
collateralized by U.S. Treasury securities. <I>The deduction of the notional financing cost will reduce the performance of the QQQ Position
and, therefore, adversely affect the performance of the MQUSTVA.</I></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 16 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="color: #080808">Specifically, on each
Index Calculation Day, the level of the QQQ Position, represented by the </FONT>MQROQQE1, <FONT STYLE="color: #080808">is calculated by
adjusting the level of the QQQ Position as of the immediately preceding Index Calculation Day to reflect the percentage change of the
</FONT>MQROQQTU from the immediately preceding Index Calculation Day net of the deduction of the notional financing cost that has accrued
since the immediately preceding Index Calculation Day, <FONT STYLE="color: #080808">calculated on the basis of the actual number of calendar
days elapsed and a 360 day year (i.e., ACT/360 basis). Expressed as a formula:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="text-align: center; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_035.jpg" ALT="" STYLE="height: 32px; width: 385px"></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in; color: #080808">Where:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in; color: #080808">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 95%; border-collapse: collapse; font-size: 9pt; margin-left: 0.5in">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 25%; text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_054.jpg" ALT="" STYLE="height: 16px; width: 49px"></FONT></TD>
    <TD STYLE="width: 5%; text-indent: 0in"><FONT STYLE="color: #080808">=</FONT></TD>
    <TD STYLE="width: 70%; text-indent: 0in"><FONT STYLE="color: #080808">the level of the </FONT>MQROQQE1 <FONT STYLE="color: #080808">on Index Calculation Day </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_055.jpg" ALT="" STYLE="height: 16px; width: 5px"></FONT><FONT STYLE="color: #080808">;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_056.jpg" ALT="" STYLE="height: 16px; width: 60px"></FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">=</FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">the level of the </FONT>MQROQQE1 <FONT STYLE="color: #080808">on the Index Calculation Day immediately preceding Index Calculation Day </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_055.jpg" ALT="" STYLE="height: 16px; width: 5px"></FONT><FONT STYLE="color: #080808">;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_057.jpg" ALT="" STYLE="height: 16px; width: 48px"></FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">=</FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">the level of the MQROQQTU on Index Calculation Day </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_055.jpg" ALT="" STYLE="height: 16px; width: 5px"></FONT><FONT STYLE="color: #080808">;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_058.jpg" ALT="" STYLE="height: 16px; width: 60px"></FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">=</FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">the level of the MQROQQTU on the Index Calculation Day immediately preceding Index Calculation Day </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_055.jpg" ALT="" STYLE="height: 16px; width: 5px"></FONT><FONT STYLE="color: #080808">;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_059.jpg" ALT="" STYLE="height: 16px; width: 41px"></FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">=</FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">SOFR as of the Index Calculation Day immediately preceding Index Calculation Day </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_055.jpg" ALT="" STYLE="height: 16px; width: 5px"></FONT><FONT STYLE="color: #080808">;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_060.jpg" ALT="" STYLE="height: 16px; width: 46px"></FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">=</FONT></TD>
    <TD STYLE="text-indent: 0in"><FONT STYLE="color: #080808">0.5% per annum; and</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-indent: 0in">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><IMG SRC="image_061.jpg" ALT="" STYLE="height: 16px; width: 40px"></FONT></TD>
    <TD><FONT STYLE="color: #080808">&nbsp;=</FONT></TD>
    <TD><FONT STYLE="color: #080808">the number of calendar days from the Index Calculation Day immediately preceding Index Calculation Day <I>t </I>to Index Calculation Day <I>t. </I></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2.25in; text-indent: -1.75in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The MQROQQE1 is sponsored, administered and calculated
by MerQube. The MQROQQTU was first calculated on December 18, 2025 and is calculated using a base value of 5104.75278917811 as of the
base date of February 9, 2024. The MQROQQE1 is scheduled to be calculated on each day on which the NASDAQ is scheduled to open for trading
for its regular trading session and is published on Bloomberg under the ticker &ldquo;MQROQQE1&rdquo;.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>The MerQube ETF QQQ Total Return Index</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The MQROQQTU is designed to track the total return
of the QQQ. &ldquo;Total return&rdquo; refers to a method of calculating the return of an asset or basket of assets, in this case the
QQQ, while taking into account any applicable ordinary and special dividends without applying any withholding tax rate. These dividends
are &ldquo;reinvested&rdquo; into additional shares of the relevant asset.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The level of the MQROQQTU on a particular Index Calculation
Day is based on the number of shares of the QQQ comprising the MQROQQTU as of such Index Calculation Day and the price of the QQQ. The
number of shares of the QQQ reflected in the MQROQQTU will be adjusted to reflect the reinvestment of dividends as well as corporate actions
and market events affecting the QQQ. The reinvestment of dividends (i.e., &ldquo;purchase&rdquo; of additional shares of the QQQ based
on the dividend &ldquo;received&rdquo; in respect of existing shares reflected in the MQROQQTU) will be made as of the relevant market
close.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">The MQROQQTU is sponsored, administered and calculated
by MerQube. The MQROQQTU was first calculated on December 15, 2023 and is calculated using a base value of 580.52 as of the base date
of January 7, 2005. The MQROQQTU is scheduled to be calculated on each day on which the NASDAQ is scheduled to open for trading for its
regular trading session and is published on Bloomberg under the ticker &ldquo;MQROQQTU&rdquo;.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><B>The Invesco QQQ Trust<SUP>SM</SUP>,
Series 1</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">The QQQ is a unit investment trust
designed to generally correspond to the price and yield performance of the NASDAQ 100 Index<SUP>&reg;</SUP>. The QQQ will, under most
circumstances, consist of all of stocks in the NASDAQ 100 Index<SUP>&reg;</SUP>. The NASDAQ 100 Index<SUP>&reg;</SUP> includes 100 of
the largest domestic and international nonfinancial companies listed on the Nasdaq Stock Market based on market capitalization. The QQQ
and the NASDAQ 100 Index<SUP>&reg;</SUP> are rebalanced quarterly and reconstituted annually. The QQQ&rsquo;s sponsor is Invesco Capital
Management LLC. Shares of the QQQ are listed on the Nasdaq Stock Market under the symbol &ldquo;QQQ.&rdquo;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><B>The NASDAQ-100<SUP>&reg;</SUP>
Index </B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">The NASDAQ-100 Index<SUP>&reg;</SUP>
is a modified market capitalization-weighted index of 100 of the largest stocks of both U.S. and non-U.S. non-financial companies listed
on The NASDAQ Stock Market based on market capitalization. It does not contain securities of financial companies, including investment
companies. The NASDAQ-100 Index<SUP>&reg;</SUP> which includes companies across a variety of major industry groups, was launched on January
31, 1985, with a base index value of 250.00. On January 1, 1994, the base index value was reset to 125.00. The NASDAQ-100 Index<SUP>&reg;</SUP>
composition is reviewed on an annual basis in December. Nasdaq, Inc. publishes the NASDAQ-100 Index<SUP>&reg;</SUP>. Current information
regarding the market value of the Nasdaq-100 Index<SUP>&reg;</SUP> is available from Nasdaq, Inc. as well as numerous market information
services.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">The share weights of the component
securities of the NASDAQ-100 Index<SUP>&reg;</SUP> at any time are based upon the total shares outstanding in each of those securities
and are additionally subject, in certain cases, to rebalancing. Accordingly, each underlying stock&rsquo;s influence on the level of
the NASDAQ-100 Index<SUP>&reg;</SUP> is directly proportional to the value of its share weight.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>


<!-- Field: Page; Sequence: 17 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><I>Index Calculation</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">At any moment in time, the value of
the NASDAQ-100 Index<SUP>&reg;</SUP> equals the aggregate value of the then-current share weights of each of the component securities,
which are based on the total shares outstanding of each such component security, multiplied by each such security&rsquo;s respective last
sale price on The NASDAQ Stock Market (which may be the official closing price published by The NASDAQ Stock Market), and divided by a
scaling factor (the &ldquo;divisor&rdquo;), which becomes the basis for the reported level of the NASDAQ-100 Index<SUP>&reg;</SUP>. The
divisor serves the purpose of scaling such aggregate value to a lower order of magnitude, which is more desirable for reporting purposes.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><I>Underlying Stock Eligibility
Criteria and Annual Ranking Review</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">Initial Eligibility Criteria</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">To be eligible for initial inclusion
in the NASDAQ-100 Index<SUP>&reg;</SUP>, a security must be listed on The NASDAQ Stock Market and meet the following criteria:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security&rsquo;s U.S. listing must be exclusively on the Nasdaq Global Select Market or the Nasdaq Global Market;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security must be issued by a non-financial company (any industry other than financials) according to the Industry Classification
Benchmark (ICB);</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security may not be issued by an issuer currently in bankruptcy proceedings;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security must generally be a common stocks, ordinary shares, American Depositary Receipts (ADRs), or tracking stock (closed-end
funds, convertible debentures, exchange traded funds, limited liability companies, limited partnership interests, preferred stocks, rights,
shares or units of beneficial interests, warrants, units and other derivative securities are not included in the NASDAQ-100 Index<SUP>&reg;</SUP>,
nor are the securities of investment companies). Companies organized as Real Estate Investment Trusts (&ldquo;REITs&rdquo;) are not eligible
for index inclusion. If the security is a depositary receipt representing a security of a non-U.S. issuer, then references to the &quot;issuer&quot;
are references to the underlying security and the total shares outstanding (&ldquo;TSO&rdquo;) is the actual depositary shares outstanding
as reported by the depositary banks;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security must have a three-month average daily trading volume of at least 200,000 shares;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>if the security is issued by an issuer organized under the laws of a jurisdiction outside the United States, it must have listed options
on a recognized market in the United States or be eligible for listed-options trading on a recognized options market in the United States;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the issuer of the security may not have entered into a definitive agreement or other arrangement that would make it ineligible for
index inclusion and where the transaction is imminent as determined by the index management committee;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the issuer of the security may not have annual financial statements with an audit opinion that is currently withdrawn; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the issuer of the security must have &ldquo;seasoned&rdquo; on the NASDAQ Stock Market or another recognized market (generally, a
company is considered to be seasoned if it has been listed on a market for at least three full months, excluding the first month of initial
listing).</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">Continued Eligibility Criteria</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">In addition, to be eligible for continued
inclusion in the NASDAQ-100 Index<SUP>&reg;</SUP> the following criteria apply:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security&rsquo;s U.S. listing must be exclusively on the NASDAQ Global Select Market or the NASDAQ Global Market;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security must be issued by a non-financial company;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security may not be issued by an issuer currently in bankruptcy proceedings;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security must have an average daily trading volume of at least 200,000 shares in the previous three-month trading period as measured
annually during the ranking review process described below;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>if the issuer of the security is organized under the laws of a jurisdiction outside the United States, then such security must have
listed options on a recognized market in the United States or be eligible for listed-options trading on a recognized options market in
the United States, as measured annually during the ranking review process;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the issuer of the security may not have entered into a definitive agreement or other arrangement that would likely result in the security
no longer being eligible;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the security must have an adjusted market capitalization equal to or exceeding 0.10% of the aggregate adjusted market capitalization
of the NASDAQ-100 Index<SUP>&reg;</SUP> at each month-end. In the event that a company does not meet this criterion for two consecutive
month-ends, it will be removed from the NASDAQ-100 Index<SUP>&reg;</SUP> effective after the close of trading on the third Friday of the
following month; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #080808"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the issuer of the security may not have annual financial statements with an audit opinion that is currently withdrawn.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in; color: #080808">These eligibility criteria may
be revised from time to time by Nasdaq, Inc. without regard to the notes.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"></P>


<!-- Field: Page; Sequence: 18 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><I>Annual Ranking Review</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">The component securities are evaluated
on an annual basis (the &ldquo;Ranking Review&rdquo;), except under extraordinary circumstances, which may result in an interim evaluation,
as follows. Securities that meet the applicable eligibility criteria are ranked by market value. Eligible securities that are already
in the NASDAQ-100 Index<SUP>&reg;</SUP> and that are ranked in the top 100 eligible securities (based on market capitalization) are retained
in the NASDAQ-100 Index<SUP>&reg;</SUP>. A security that is ranked 101 to 125 is also retained, provided that such security was ranked
in the top 100 eligible securities as of the previous Ranking Review or was added to the NASDAQ-100 Index<SUP>&reg;</SUP> subsequent
to the previous Ranking Review. Securities not meeting such criteria are replaced. The replacement securities chosen are those eligible
securities not currently in the Nasdaq-100 Index<SUP>&reg;</SUP> that have the largest market capitalization. The data used in the ranking
includes end of October market data and is updated for total shares outstanding submitted in a publicly filed SEC document via EDGAR
through the end of November.&nbsp;</P>


<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Replacements are made effective after
the close of trading on the third Friday in December. Moreover, if at any time during the year other than the Ranking Review, a component
security is determined by NASDAQ OMX to become ineligible for continued inclusion in the NASDAQ-100 Index<SUP>&reg;</SUP>, the security
will be replaced with the largest market capitalization security meeting the eligibility criteria listed above and not currently included
in the NASDAQ-100 Index<SUP>&reg;</SUP>. Issuers that are added as a result of a spin-off are not replaced until after they have been
included in a reconstitution.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><I>Index Maintenance</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">In addition to the Ranking Review,
the securities NASDAQ-100 Index<SUP>&reg;</SUP> are monitored every day by Nasdaq, Inc. with respect to changes in total shares outstanding
arising from corporate events, such as stock dividends, stock splits and certain spin-offs and rights issuances. Nasdaq, Inc. has adopted
the following quarterly scheduled weight adjustment procedures with respect to those changes. If the change in total shares outstanding
arising from a corporate action is greater than or equal to 10%, that change will be made to the NASDAQ-100 Index<SUP>&reg;</SUP> as soon
as practical, normally within ten days of such corporate action. Otherwise, if the change in total shares outstanding is less than 10%,
then all such changes are accumulated and made effective at one time on a quarterly basis after the close of trading on the third Friday
in each of March, June, September and December.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">In either case, the share weights
for those component securities are adjusted by the same percentage amount by which the total shares outstanding have changed in those
securities. Ordinarily, whenever there is a change in the share weights, a change in a component security, or a change to the price of
a component security due to spin-off, rights issuances or special cash dividends, Nasdaq, Inc. adjusts the divisor to ensure that there
is no discontinuity in the level of the NASDAQ-100 Index<SUP>&reg;</SUP> that might otherwise be caused by any of those changes. All changes
will be announced in advance.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><I>Index Rebalancing</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Under the methodology employed, on
a quarterly basis coinciding with Nasdaq, Inc.&rsquo;s quarterly scheduled weight adjustment procedures, the component securities are
categorized as either &ldquo;Large Stocks&rdquo; or &ldquo;Small Stocks&rdquo; depending on whether their current percentage weights (after
taking into account scheduled weight adjustments due to stock repurchases, secondary offerings or other corporate actions) are greater
than, or less than or equal to, the average percentage weight in the Nasdaq-100 Index<SUP>&reg;</SUP> (i.e., as a 100-stock index, the
average percentage weight in the NASDAQ-100 Index<SUP>&reg;</SUP> is 1%).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">This quarterly examination will result
in an index rebalancing if it is determined that: (1) the current weight of the single largest market capitalization component security
is greater than 24% or (2) the &ldquo;collective weight&rdquo; of those component securities, the individual current weights of which
are in excess of 4.5%, when added together, exceed 48%. In addition, Nasdaq, Inc. may conduct a special rebalancing at any time if it
is determined to be necessary to maintain the integrity of the NASDAQ-100 Index<SUP>&reg;</SUP>.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">If either one or both of these weight
distribution requirements are met upon quarterly review, or Nasdaq, Inc. determines that a special rebalancing is required, a weight rebalancing
will be performed. First, relating to weight distribution requirement (1) above, if the current weight of the single largest component
security exceeds 24%, then the weights of all Large Stocks will be scaled down proportionately towards 1% by enough of an amount for the
adjusted weight of the single largest component security to be set to 20%. Second, relating to weight distribution requirement (2) above,
for those component securities whose individual current weights or adjusted weights in accordance with the preceding step are in excess
of 4.5%, if their &ldquo;collective weight&rdquo; exceeds 48%, then the weights of all Large Stocks will be scaled down proportionately
towards 1% by just enough amount for the &ldquo;collective weight,&rdquo; so adjusted, to be set to 40%.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">The aggregate weight reduction among
the Large Stocks resulting from either or both of the above rescalings will then be redistributed to the Small Stocks in the following
iterative manner. In the first iteration, the weight of the largest Small Stock will be scaled upwards by a factor which sets it equal
to the average Index weight of 1.0%. The weights of each of the smaller remaining Small Stocks will be scaled up by the same factor, reduced
in relation to each stock&rsquo;s relative ranking among the Small Stocks, such that the smaller the component security in the ranking,
the less the scale-up of its weight. This is intended to reduce the market impact of the weight rebalancing on the smallest component
securities in the NASDAQ-100 Index<SUP>&reg;</SUP>.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">In the second iteration, the weight
of the second largest Small Stock, already adjusted in the first iteration, will be scaled upwards by a factor which sets it equal to
the average index weight of 1%. The weights of each of the smaller remaining Small Stocks will be scaled up by this same factor, reduced
in relation to each stock&rsquo;s relative ranking among the Small Stocks, such that, once again, the smaller the component stock in the
ranking, the less the scale-up of its weight.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Additional iterations will be performed
until the accumulated increase in weight among the Small Stocks exactly equals the aggregate weight reduction among the Large Stocks from
rebalancing in accordance with weight distribution requirement (1) and/or weight distribution requirement (2).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Then, to complete the rebalancing
procedure, once the final percent weights of each of the component securities are set, the share weights will be determined anew based
upon the last sale prices and aggregate capitalization of the NASDAQ-100 Index<SUP>&reg;</SUP> at the close of trading on the last day
in February, May, August and November. Changes to the share weights will be made effective after the close of trading on the third Friday
in March, June, September and December, and an adjustment to the divisor will be made to ensure continuity of the NASDAQ-100 Index<SUP>&reg;</SUP>.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">Ordinarily, new rebalanced weights
will be determined by applying the above procedures to the current share weights. However, Nasdaq, Inc. may from time to time determine
rebalanced weights, if necessary, by instead applying the above procedure to the actual current market capitalization of the component
securities. In those instances, Nasdaq, Inc. would announce the different basis for rebalancing prior to its implementation.&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>


<!-- Field: Page; Sequence: 19 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><B>Index Governance</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="color: #080808">The </FONT>MQUSTVA <FONT STYLE="color: #080808">is
overseen by an index committee that is made up of MerQube staff. In the case of any scenario occurring that is not explicitly covered
in the index methodology, the index committee will use its discretion to determine the action to be taken. MerQube and/or the index committee
may also make determinations regarding matters such as recalculations and changes in the methodology used to calculate the </FONT>MQUSTVA
<FONT STYLE="color: #080808">or adjustments. These determinations may (but are not required to) be related to market events and developments
or the availability of or changes to reference measures used in the calculation of the </FONT>MQUSTVA<FONT STYLE="color: #080808">. MerQube
may also decide to terminate the calculation of the </FONT>MQUSTVA<FONT STYLE="color: #080808">. </FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808"><B>License Agreement</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">We have entered into a license agreement
with MerQube that provides, in exchange for a fee, of the right to use the index described herein which is owned and published by MerQube.
MerQube had no obligation and will not have any obligation to consider your interests as an investor in their role in developing the guidelines
and policies governing the MQUSTVA or making judgments that may affect the level the MQUSTVA. Investment suitability must be determined
individually for each investor, and investments linked to the MQUSTVA may not be suitable for all investors.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: #080808">MerQube is not the issuer or producer
of any investment linked to the MQUSTVA and MerQube has no duties, responsibilities, or obligations to investors in any such investment.
The MQUSTVA is calculated using, among other things, market data or other information (&ldquo;Input Data&rdquo;) from one or more sources
(each a &ldquo;Data Provider&rdquo;). MerQube is a registered trademark of MerQube. This trademark has been licensed for certain purposes
by us, including in our capacity as the issuer of investments linked to the MQUSTVA. Such investments are not sponsored, endorsed, sold
or promoted by MerQube, any Data Provider, or any other third party, and none of such parties make any representation regarding the advisability
of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Input Data, MQUSTVA
or any associated data.<B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 20 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Validity of the Notes</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In the opinion of Osler, Hoskin &amp; Harcourt LLP,
the issue and sale of the notes has been duly authorized by all necessary corporate action of the Bank in conformity with the Senior Indenture,
and when this pricing supplement has been attached to, and duly notated on, the master note that represents the notes, the notes will
have been validly executed and issued and, to the extent validity of the notes is a matter governed by the laws of the Province of Ontario,
or the laws of Canada applicable therein, and will be valid obligations of the Bank, subject to the following limitations (i) the enforceability
of the Senior Indenture may be limited by the Canada Deposit Insurance Corporation Act (Canada), the Winding-up and Restructuring Act
(Canada) and bankruptcy, insolvency, reorganization, receivership, moratorium, arrangement or winding-up laws or other similar laws affecting
the enforcement of creditors&rsquo; rights generally; (ii) the enforceability of the Senior Indenture may be limited by equitable principles,
including the principle that equitable remedies such as specific performance and injunction may only be granted in the discretion of a
court of competent jurisdiction; (iii) pursuant to the Currency Act (Canada) a judgment by a Canadian court must be awarded in Canadian
currency and that such judgment may be based on a rate of exchange in existence on a day other than the day of payment; and (iv) the enforceability
of the Senior Indenture will be subject to the limitations contained in the Limitations Act, 2002 (Ontario), and such counsel expresses
no opinion as to whether a court may find any provision of the Senior Debt Indenture to be unenforceable as an attempt to vary or exclude
a limitation period under that Act. This opinion is given as of the date hereof and is limited to the laws of the Provinces of Ontario
and the federal laws of Canada applicable thereto. In addition, this opinion is subject to customary assumptions about the trustee&rsquo;s
authorization, execution and delivery of the Indenture and the genuineness of signatures and certain factual matters, all as stated in
the letter of such counsel dated March 25, 2025, which has been filed as Exhibit 5.3 to Bank of Montreal&rsquo;s Form 6-K filed with the
SEC and dated March 25, 2025.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In the opinion of Mayer Brown LLP, when this pricing
supplement has been attached to, and duly notated on, the master note that represents the notes, and the notes have been issued and sold
as contemplated herein, the notes will be valid, binding and enforceable obligations of Bank of Montreal, entitled to the benefits of
the Senior Indenture, subject to applicable bankruptcy, insolvency and similar laws affecting creditors&rsquo; rights generally, concepts
of reasonableness and equitable principles of general applicability (including, without limitation, concepts of good faith, fair dealing
and the lack of bad faith). This opinion is given as of the date hereof and is limited to the laws of the State of New York. Insofar as
this opinion involves matters governed by the laws of the Province of Ontario, or the laws of Canada applicable therein, Mayer Brown LLP
has assumed, without independent inquiry or investigation, the validity of the matters opined on by Osler, Hoskin &amp; Harcourt LLP,
Canadian legal counsel for the issuer, in its opinion expressed above. This opinion is subject to customary assumptions about the trustee&rsquo;s
authorization, execution and delivery of the Senior Indenture and the genuineness of signatures and to such counsel&rsquo;s reliance on
the Bank of Montreal and other sources as to certain factual matters, all as stated in the legal opinion of Mayer Brown LLP dated March
25, 2025, which has been filed with the SEC as an exhibit to a report on Form 6-K by the Bank of Montreal on March 25, 2025.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">21</P>

<P STYLE="margin: 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 2px solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>ex-filingfees.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<!-- Template (c) 2024-2025 Novaworks, LLC -->
<!-- Field: Set; Name: AliasFileType; Value: Forms View; Template: Fee Exhibit\Fee Exhibit FC.xds -->
<!-- Field: Set; Name: Platform; Value: Novaworks Fee Exhibit Editor; Version: 1.4a -->
<!-- Field: Set; Name: Control; Value: VGVtcGxhdGU6IChkZWZhdWx0KQ0KQmFzZSBGb250OiBUaW1lcyBOZXcgUm9tYW4sIFRpbWVzLCBTZXJpZg0KQ2FwdGlvbiBTaXplOiAxMnB0DQpUYWJsZSBUaXRsZSBTaXplOiAxMXB0DQpUYWJsZSBIZWFkIFNpemU6IDhwdA0KVGFibGUgQm9keSBTaXplOiAxMHB0 -->
<!-- Field: Set; Name: MD5; Value: 8cd81c7af2d89f989da2e8351a5d7d40 -->
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:ffd="http://xbrl.sec.gov/ffd/2025">
<head>
  <title>Filing Fee Exhibit</title>
  <meta http-equiv="Content-Type" content="text/html"/>
  </head>
<body style="font: 10pt Times New Roman, Times, Serif">

<div style="display: none">
  <ix:header>
    <ix:hidden>
      <ix:nonNumeric name="ffd:SubmissnTp" contextRef="c_report" id="fee_001">424B2</ix:nonNumeric>
      <ix:nonNumeric name="ffd:FeeExhibitTp" contextRef="c_report" id="fee_002">EX-FILING FEES</ix:nonNumeric>
      <ix:nonNumeric name="dei:EntityCentralIndexKey" contextRef="c_report" id="fee_003">0000927971</ix:nonNumeric>
      <ix:nonNumeric name="ffd:RegnFileNb" contextRef="c_report" id="fee_004">333-285508</ix:nonNumeric>
      <ix:nonNumeric name="ffd:OfferingTableNa" contextRef="c_report" id="fee_005">N/A</ix:nonNumeric>
      <ix:nonNumeric name="ffd:OffsetTableNa" contextRef="c_report" id="fee_006">N/A</ix:nonNumeric>
      <ix:nonNumeric name="ffd:CombinedProspectusTableNa" contextRef="c_report" id="fee_007">N/A</ix:nonNumeric>
      </ix:hidden>
    <ix:references>
      <link:schemaRef xlink:href="https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd" xlink:type="simple"/>
      </ix:references>
    <ix:resources>
      <xbrli:context id="c_report">
        <xbrli:entity>
          <xbrli:identifier scheme="http://www.sec.gov/CIK">0000927971</xbrli:identifier>
          </xbrli:entity>
        <xbrli:period>
          <xbrli:startDate>2026-04-30</xbrli:startDate>
          <xbrli:endDate>2026-04-30</xbrli:endDate>
          </xbrli:period>
        </xbrli:context>
      <xbrli:unit id="USD">
        <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unit>
      <xbrli:unit id="pure">
        <xbrli:measure>xbrli:pure</xbrli:measure>
        </xbrli:unit>
      <xbrli:unit id="shares">
        <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unit>
      </ix:resources>
    </ix:header>
  </div>

<p style="font: bold 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 12pt; text-align: right">Ex-Filing Fees</p>

<p style="font: bold 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 6pt; text-align: center">CALCULATION OF FILING FEE TABLES</p>

<p style="font: bold 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 6pt; text-align: center"><ix:nonNumeric name="ffd:FormTp" contextRef="c_report" id="fee_008">F-3</ix:nonNumeric></p>

<p style="font: bold 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 12pt; text-align: center"><ix:nonNumeric name="dei:EntityRegistrantName" contextRef="c_report" id="fee_009">BANK OF MONTREAL /CAN/</ix:nonNumeric></p>

<p style="font: bold 11pt Times New Roman, Times, Serif; border-top: Gray 3pt double; padding-top: 6pt; text-align: center; margin-top: 0pt; margin-bottom: 4pt">Narrative Disclosure</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt">
The maximum aggregate offering price of the securities to which the prospectus relates is $<ix:nonFraction name="ffd:NrrtvMaxAggtOfferingPric" decimals="INF" format="ixt:numdotdecimal" unitRef="USD" contextRef="c_report" id="ixv-40">1,435,000.00</ix:nonFraction>.
<ix:nonNumeric name="ffd:FnlPrspctsFlg" contextRef="c_report" format="ixt:booleantrue" id="ixv-41">The prospectus is a final prospectus for the related offering.</ix:nonNumeric></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt"><ix:nonNumeric name="ffd:NrrtvDsclsr" contextRef="c_report" escape="1" id="ixv-42">&#160;&#160;&#160;&#160;</ix:nonNumeric></p>


</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>bmologosm.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 bmologosm.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!F17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    0    3@
M      !@     0   &     !<&%I;G0N;F5T(#4N,"XW /_; $,  0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! ?_; $,! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! ?_  !$( "<
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MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$
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MEDF9UYXK!8J67X_-,+7IULKG[*G.CC*52>$S#!3YJ<XX?$17+_77^R'\>O\
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M-W_:FL:K%KNEE9&6SU(Q6-Y*5CFEAB)>&O9+K]BG2+W]H[P-^U'<?&7XJO\
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MIT(U85HXBEBVY2C[.4DYR7B/Q$^-W[0?BO\ X*)?L'^'_ 7Q2_X0[X8_&O\
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M-_\ @VD$NL32?#?]JAK+09)6:"S\:_#D:EJEM"3E(6OM$\1:9;W31CY?.-G
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+ %% !10 44 ?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image_022.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_022.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  @ 9P# 2(  A$! Q$!_\0
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M%@LIKJ669(_*N(P5V2+C+@??(SMSCH>*L#QI:C3[F\FTS4H4MI4CF5TCW(K
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M8'#'G/3&1TR1FM.2ZMXKB&WDGB2>;=Y4;. TF!D[1U.!UQ0!+113)3(L3F)
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M)KFJV%I>VZEX4N+\0$J2.2FX!UW(.H(ROJ*=_P )SX1_Z&K1/_!A%_\ %4=
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,J<^>.Z(J04X\K/_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>image_030.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_030.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  M ,T# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BL#2;B\
MNO%&O%K^22PMGBMXK<I&%CD\L.Y# ;CPR]2<'/X4V\?:<([J5+#4)((;5[N.
M54CVW$2'#.F7! YX+A0>Q- [:V.KHJA9:JE[?7-JMK<Q&!(W\R50%</G[N"3
MD;3G('8C((-68[JWFN)K>*>)YX-OFQJX+1Y&1N'49'3-!-[DU%4]1O)[&W$M
MOIMUJ#E@IBMFB5@.>?WCH,?CGGI4&FZI>7T[1W&@:CIRA<B2ZDMV5CZ#RY7.
M?J,>] S3HK'OO$MAI]Y):S6^JO(F,F#2;J9#D \.D94]>QXZ=:K_ /"9:7_S
MZZY_X(KW_P",T =!17/_ /"9:7_SZZY_X(KW_P",T?\ "9:7_P ^NN?^"*]_
M^,T =!17/_\ "9:7_P ^NN?^"*]_^,T?\)EI?_/KKG_@BO?_ (S0!T%<]XKU
MEM(M[(&^@TV"YN/*FOY]NVW78S9&[Y=Q*A1NXR>AZ4O_  F6E_\ /KKG_@BO
M?_C-'_"9:7_SZZY_X(KW_P",T 8>D^)M1TW2+.6^L_$&LRW\CM"QAM8RJY?8
M-O[KED3?C!([XR!73_\ "1:<-173V>9;LIO*?9W*H=N[:S@% VWG;G..<<BL
M>Z\0:5=:G8WK#Q&GV,N5A70;O8Y9=N6S 3D G&".IZU12]T:/66U))O%8)E>
M7[/_ &)=>4&90IX^SY_A!ZY'3H2*/Z_R Z*+Q3I$VF/J,<\S6JD*&^RRY=CQ
MM1=NYVSD%5!((((!% \5:,WV';=.WVU0T&VWD.0<[=WR_)G! W8R1@9KC==U
M+?I>DV.@Q:O&+$_++-I-_&ZD(4#9%LX;(9]PPI.00RD9J>S3PU::O::HL/B%
MKFVLTLU/_"/W7W54J&#&W+C@G@-M/4@GFCO_ %T_S [/1-:M=?TY;ZSCNDA9
MBH%S;O"QQW < D'L1Q^.:T:Y+2/$&DZ/I5OIZ+XCN$@0(LD^A7>\J. #M@ X
M&!P!T]:N_P#"9:7_ ,^NN?\ @BO?_C--VZ =!17/_P#"9:7_ ,^NN?\ @BO?
M_C-'_"9:7_SZZY_X(KW_ .,T@.@HKG_^$RTO_GUUS_P17O\ \9H_X3+2_P#G
MUUS_ ,$5[_\ &: .@HKG_P#A,M+_ .?77/\ P17O_P 9H_X3+2_^?77/_!%>
M_P#QF@".+P?&FI-=2ZQJ<\#7,ET;.0PB+S'!'.V,.0 > 6.,#TJOIGP]TC2=
M#U#2;26XC@OHO)=T2&-D7! QLC 8C/WG#,>Y-=910M%8'J<_?Z#(Z:?;VMQ>
MHOVHR7EQ'<F.21=C9+$$9R0JX'W0?EV[1BC9Z9JG_":S7+17T-G"XV3/=@Q3
M1"$*$V!RS-O+,6<9&W@\FNNHH6CN!3U'2M.UBW%OJ>GVM] K!Q%<PK*H;D9P
MP(SR>?>H--\-Z%HT[3Z7HNG6,SKL:2UM4B8KUP2H'' K3HH **X;QO) NLZ9
M?&'S9=(>*X;8FZ11+,D8"XYY"R=.N*;X=<6E[XI\17RF6Y:X2VPAW$E$7]TG
M./ON4&.I&3R:%M?U_0'I^'ZG=T5Y_H,T1O/%::[8S6RW"0274%V\3LYD5DV@
M1LPP=H51G)X&,];?@;1K-(TOI[.&+5+"+^R@@10UO'&>!D=W!#D],, .Y(@.
MUHKG;69;OQ/K,MT-Z:8(HX%/(3,>]G _O'<!GT'N:RK#Q5JEUJMK)=76E6FG
MRZ<=3E@,+-)##D!0\QD5%)R3G;@;6'/6A:_UZ_Y!_7Y?YH[>BLI_$NBPI_I6
MJV-K(!EXIKJ,-&0H8AOFQD*03STYZ5.FLZ7)>+9QZE9O=,<+"LZER=H; 7.?
MND-]"#0!>HK*M/$%G=1^8Y^SA8#<2^?+&#"FX@%P&. =K$'[ORGFH[[Q3I%E
M!82+>07)U"1([1()XRT^Y@NY 6&\#<"=N<"@#9HJI=ZII]A(L=Y?VMN[KN59
MIE0L,@9 )Z98#ZD>M06&N66H7MW9)(L=W:NRO \B%RH./,"JQ.TG@$XZ'B@#
M2KA/&1U6ZO[FQ@76#OMHQIZV!EBC:9F8.\LT>-H4;?E9@",X!.,=!K6MSV.F
M1:E8G1Y; KODNK[4C;1*IQL*N(W# YZY';&<\4I-;\1PM;++IOAM&NFVVX;7
M9 93C.%_T;YCCGBCJ MGJ>K6NM'1TTB'^S[5%9[N;5'DF6,EP&8,AW$E">9"
M<$$\\5(OC&W-C<WATO4UA@,1!,:%I4D.%=5#DX[X(#<CY<D"JT=MXDBNKVX'
MA_1C)>A1.'UZX96 &T *;8A>/0#/>J5EH.L6$;1V_AK1]K-$Q$GB*ZDR8R"A
M^:W/(VK]=H!S@4+S#T-R]\3QV!MDETR_::79YD2",M;AWV(7._'+< *6/7C@
MUGS>/K)_[333+&YU*2PD6%A!)$%>5I!'LR7^4ACT8#(Y&17)Z_+J]KXTM]0U
MJ]\'6*J(Y$L[C79(96"$E.3$%90^Y@3&6!+ , 2*W(-&U.XTV2.WT'1Y+2[=
M;D-%XFNR,[MZF-A!E%R<@(0.>G-"VN_Z_K4'H['=0R-+!'(\3PLR@F-R"R'T
M.TD9'L2/>GUSRW7BY5"KH6A  8 &LR__ "+5.346\/\ B*]LK>!GM)((;A(4
M7B)V,BOCT!V*<#ON/<U48N<E&.[(G)0@Y2Z'6T445)84444 %%%% %9-/LH]
M0DU!+.W6]E01R7*Q*)'4=%+8R1[5730-&BA:&/2;!(FG^TLBVR!3-U\PC'W^
M!\W7BM&B@#/DT+2);J2ZDTJQ>XE=)))6MT+NZ?<8G&25['MVJS!96MK+/+;V
MT,,EP^^9XXPID;&,L1U. !DU/10!G_V9Y>M-J5O,8VFC6.XB9=RR!<[2.1M8
M9(SSD<$< B"3P]80Z3J%EI5I9Z:UZCAW@ME4%F!&YE7;NZ^H/O6O10%];G,7
M?A 7=Q-<M=1"YD8NLHMA\C>08D(Y_A+.X]W/3K4&E^&[_P#MN>[OI84@AF4V
M\:6JJSLL(C#[][?)\TA"$ @D\GOUU% '&W?@F\N]'6P.L(NVWMH0ZV\B9,+E
M@24E5L'/0,"",[CTJPOA":&^MI;;48H[>(6X:)K3<S>66)^?=QDL6Z$[N23R
M*ZJBG?J!E#29)M8@U"\ECD-MYWD1^6/DW[0#N]0H8=/XSSZTM'\,26%Y=SWE
MY%<>:T_E+# 82BRR;WW'>Q9N%&X;>%'%=%12 YGQ+_9UKI6FZ!O@M8[^>.T@
MAR%&U?F*@>F$V_B!WKE_#SO=^*]"&IH(]1TW17E^QOCS8@0D8^7LS8D)]B@/
M2O3J*-=7_6S_ ,P\OZW_ . ><:%XMEN;BWN+[Q-"L=UI\EU+&T<8AM7W *B'
M:&.S)#[F/S!1\N<'<\&:G>:FMTM_J4D]U92-;R6[0+&<;B4DD 4$.R8.!@ '
M[N>:ZNBF!YWJ^NQ)\19D7Q!I%B;6*VM&MKD!YY_,DWNL8# @E=@^ZV<]NM7K
M_698/%MMIEKK2P:;<*;;$$$9^SSIM*Q(2I&]E+9!SM51P,YKMJ*2TL#UN<#9
MZ[J%UXA%E;ZX+J:/5'CDLXX(\I;A<.9.-R*'!V'()X!+9XZZRTI;>[NKVX=9
M[NY*AY-FT!%SL11DX RQY)Y8GT DTS3TTJP2TCEEE56=M\I!8EF+'. !U)[5
+<H6B_KR$U>]S_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image_035.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_035.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  @ 8$# 2(  A$! Q$!_\0
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MVXKZ7-VBJ>HZG!I<"S7$=VZLVT"VM);AL^ZQJQ XZXQ4>FZS:ZLT@MHKY#&
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M=GE2"!C/8@'BBX'0T5S<7C*VDMY&.FZ@ER)UMXK-EC\Z9V3>-H#X7Y<D[RI
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6_C17KM%=_P#:%?NON.+ZG#N_O9__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image_043.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_043.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 "0# 2(  A$! Q$!_\0
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K-JBL#P?IDFF>&;6WN(+N"XQNFCN;LSL'/WCNWL "<D ''/J313:L*[/_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>image_044.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_044.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 #4# 2(  A$! Q$!_\0
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'"7))V9__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>image_045.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_045.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 "D# 2(  A$! Q$!_\0
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K=5L(EM@JJP;)$LQ!Z'^+J1QQFM?^T;K_ * U]_WW!_\ '*I1;V$Y);G_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>image_046.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_046.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 #$# 2(  A$! Q$!_\0
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#J?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>image_047.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_047.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 $(# 2(  A$! Q$!_\0
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F%9-I?WB64"OH=^CB-0REX,@XZ<2XHK7V;_IK_,R516U_7_(__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>image_048.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_048.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 !8# 2(  A$! Q$!_\0
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6*;AU(W!0N0%  R%''0=@,FBF)'__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>image_049.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_049.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 # # 2(  A$! Q$!_\0
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D\/"*XMUUB]^U1.JV$2VP558-DB68@]#_ !=2..,T=$PZG__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>image_050.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_050.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  2 " # 2(  A$! Q$!_\0
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7!W9SGY>1:NQ.MKL[.BBB@84444 ?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>image_051.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_051.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  4 #@# 2(  A$! Q$!_\0
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E]!110!&VE:<VJ+J;6%J=05/+6Z,*^:%_NA\9QR>,]Z*** /_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>image_052.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_052.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  4 "@# 2(  A$! Q$!_\0
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L*0PK+TKP]INBR226,,JO(H0M+<22E4&2$7>QVJ,GY5P/:BB@#4HHHH __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>image_053.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_053.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  2 #0# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#U\>)Q'XBU
M/3;JV2*VL[<3K<B8L9  I8%-HP1O7H3G(Z=*32?%=M=>&(-=U?[/HUO.S!/M
M5TH 7<0N6. "0,X&>O4UE3>%=8NO-U&66SCU1'NFBACF8PR[RAA,C; PV>6G
M !R5!SVI_P#PC&JV\'A\6?V!9-.TV2TQ+(Q6"5D0>:F%^<_*PYV\,3Z@K[/]
M>;_R0WO_ %Y+_-G3-J^F(4#:C:*7B>909U&Z-?O,.>5'<]!2WNH);Z-<:C 8
MIDCMVGC)EVHX"[A\X!P#ZX/XUR<GA;6'LM#1+?2$DTCR3&ID=EE 4H59MF<*
M&)'!W, ?DKH/%.GWNK>&+[3K$0&>YC\HB:4QH5) <;@K$97(Z&G):.W]>8HO
M57_KR*FD^(-1GMVO-9L=,TVP6W$\DZ:F93"2%;;(&C0+\K9SDCCWK6;6-+67
MRFU*S$F]$VF=<[G&4&,]6 ) [CI6%I>AWECI%W9PZ%H&G)<3JPMK65WA0;0&
MD(\M06^484*H./O9.:QI-(O=+T30?#SP:7<W2W9$*22LBSPQ*7R[["0S%4+
M*1GUZTVU?^OZT$KVU.[L[ZTU&V%S8W4%U 20)8) ZD@X(R..#Q15/0=,FTRR
ME%S)')=7,[W,QB7"!G.=J^P&!D\G&>,T4AFI1110 4444 %%%% !1110!__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>image_054.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_054.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 #$# 2(  A$! Q$!_\0
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#J?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>image_055.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_055.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0  4# 2(  A$! Q$!_\0
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;Q"[0.,L3DY/09P!@JXN*2NOS,Y*5W;;Y'__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>image_056.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_056.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 #P# 2(  A$! Q$!_\0
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/8'(E/K^>:$KNP-V5S__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>image_057.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_057.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 # # 2(  A$! Q$!_\0
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D)L+9-0NK2+43-((KSR&A0AR!E60E%8KQ\Q ' -5I=DZV1__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>image_058.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_058.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 #P# 2(  A$! Q$!_\0
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-E/K^>:$KNP-V5S__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>image_059.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_059.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 "D# 2(  A$! Q$!_\0
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6T;K_ * U]_WW!_\ '*I1;V$Y);G_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>image_060.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_060.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 "X# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#V%?%"27E]
M#'I6I/%9^8K7"I&8W=-N4'S[@?F&"P4$9.<<U7;QQ8)8W-V]CJ*QP00W.#$N
MYXI-V' W< ;6R&P>. <C,=YX:FM=/UB:VN;W4KZ]M_LRBX>)2J$G@,JKG 8\
ML2>.M7(?"MHEK-%-=7=S)/)$\L\S)O98V#)'\JA0@QC  ZGG)S0O/R!D5[XP
MM["U,DVF:B)\RE;8I&LACCQNERSA0G(Y+ \@8SQ4K^*[3[>EK%:7DX+Q1231
MHNR*20 JC98'.U@QV@X'7%&N^$M.\0W]E>W9=9K/<$*I&V02"1EU8J?E'S(5
M8>M)-X3M9M2^V_;K^/\ TL78ACD4()/+\L_PYY7U/'\.VA>8GY%>?7Y=0U[3
M[+3?MD< NW2:Y"1&&81J^]!G+<.%!( YZ$\UT]8%IX4M;/4H+U+Z^8P-,8X6
8D7RU$K!V7 4'&X9SG/8DCBM^A;#ZG__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>image_061.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_061.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  0 "@# 2(  A$! Q$!_\0
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-/3."52BWL2Y);G__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.26.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Submission<br></strong></div></th>
<th class="th"><div>Apr. 30, 2026</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissionLineItems', window );"><strong>Submission [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Central Index Key</a></td>
<td class="text">0000927971<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">BANK OF MONTREAL /CAN/<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_RegnFileNb', window );">Registration File Number</a></td>
<td class="text">333-285508<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FormTp', window );">Form Type</a></td>
<td class="text">F-3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissnTp', window );">Submission Type</a></td>
<td class="text">424B2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeExhibitTp', window );">Fee Exhibit Type</a></td>
<td class="text">EX-FILING FEES<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTableNa', window );">Offering Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OffsetTableNa', window );">Offset Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_CombinedProspectusTableNa', window );">Combined Prospectus Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_CombinedProspectusTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_CombinedProspectusTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeExhibitTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeExhibitTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:feeExhibitTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FormTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FormTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OffsetTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OffsetTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_RegnFileNb">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_RegnFileNb</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissnTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissnTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.26.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fees Summary<br></strong></div></th>
<th class="th">
<div>Apr. 30, 2026 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeesSummaryLineItems', window );"><strong>Fees Summary [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NrrtvDsclsr', window );">Narrative Disclosure</a></td>
<td class="text">&#160;&#160;&#160;&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NrrtvMaxAggtOfferingPric', window );">Narrative - Max Aggregate Offering Price</a></td>
<td class="nump">$ 1,435,000.00<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FnlPrspctsFlg', window );">Final Prospectus</a></td>
<td class="text">true<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeesSummaryLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeesSummaryLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FnlPrspctsFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FnlPrspctsFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_NrrtvDsclsr">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_NrrtvDsclsr</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_NrrtvMaxAggtOfferingPric">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_NrrtvMaxAggtOfferingPric</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative100TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.26.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>12</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>1</UnitCount>
  <MyReports>
    <Report instance="ex-filingfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>995210 - Document - Submission</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/submissionTable</Role>
      <ShortName>Submission</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report instance="ex-filingfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>995215 - Document - Fees Summary</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/feesSummaryTable</Role>
      <ShortName>Fees Summary</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>2</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="EX-FILING FEES" original="ex-filingfees.htm">ex-filingfees.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="2">http://xbrl.sec.gov/dei/2025</BaseTaxonomy>
    <BaseTaxonomy items="10">http://xbrl.sec.gov/ffd/2025</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>false</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>34
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "ex-filingfees.htm": {
   "dts": {
    "inline": {
     "local": [
      "ex-filingfees.htm"
     ]
    },
    "schema": {
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/lrr/arcrole/deprecated-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2024-01-31/types.xsd",
      "https://xbrl.sec.gov/dei/2025/dei-2025.xsd",
      "https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd"
     ]
    }
   },
   "keyStandard": 12,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 7,
    "http://xbrl.sec.gov/ffd/2025": 6,
    "http://xbrl.sec.gov/dei/2025": 1
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 107,
   "unitCount": 1,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/ffd/2025": 10,
    "http://xbrl.sec.gov/dei/2025": 2
   },
   "report": {
    "R1": {
     "role": "http://xbrl.sec.gov/ffd/role/document/submissionTable",
     "longName": "995210 - Document - Submission",
     "shortName": "Submission",
     "isDefault": "true",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "c_report",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c_report",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     }
    },
    "R2": {
     "role": "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable",
     "longName": "995215 - Document - Fees Summary",
     "shortName": "Fees Summary",
     "isDefault": "false",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "2",
     "firstAnchor": {
      "contextRef": "c_report",
      "name": "ffd:NrrtvDsclsr",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c_report",
      "name": "ffd:NrrtvDsclsr",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "ffd_AggtRedRpPricFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtRedRpPricFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Redeemed or Repurchased Price, Fiscal Year",
        "terseLabel": "Aggregate Redeemed or Repurchased, FY"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AggtRedRpPricPrrFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtRedRpPricPrrFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Redeemed or Repurchased Price, Prior Fiscal Year",
        "terseLabel": "Aggregate Redeemed or Repurchased, Prior FY"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AggtSalesPricFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtSalesPricFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Sales Price, Fiscal Year",
        "terseLabel": "Aggregate Sales Price"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AmtRedCdts": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtRedCdts",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Redemption Credits",
        "terseLabel": "Redemption Credits"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AmtSctiesRcvd": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtSctiesRcvd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Securities Received",
        "terseLabel": "Amount of Securities Received",
        "documentation": "Amount of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form)"
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_AmtSctiesRegd": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtSctiesRegd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Securities Registered",
        "terseLabel": "Amount Registered",
        "documentation": "The amount of securities being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CeasedOprsDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CeasedOprsDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Ceased Operations Date",
        "terseLabel": "Ceased Operations Date"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_CfwdFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Form Type",
        "terseLabel": "Carry Forward Form Type",
        "documentation": "The Form Type of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6). This should be an EDGAR submission type (S-3, S-3/A, S-3ASR, etc.), which means there is a fixed set of possible responses. Note that while the XBRL response should be an EDGAR submission type, the human-readable Ex. 107 could include a simpler label (e.g., \"Form S-3\" in the human-readable and \"S-3ASR\" in the XBRL)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrevslyPdFee": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrevslyPdFee",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Previously Paid Fee",
        "terseLabel": "Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward",
        "documentation": "The fee previously paid in connection with the securities being brought forward from the prior shelf registration statement on which unsold securities are carried forward under 415(a)(6)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrrFctvDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrrFctvDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Prior Effective Date",
        "terseLabel": "Carry Forward Initial Effective Date",
        "documentation": "The initial effective date of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrrFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrrFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward File Number",
        "terseLabel": "Carry Forward File Number",
        "documentation": "The EDGAR File Number of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6). If the prior registration statement has a Securities Act File Number and an Investment Company Act File Number, the Securities Act File Number should be used."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CmbndPrspctsItemAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsItemAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus Item [Axis]",
        "terseLabel": "Combined Prospectus",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different references to earlier prospectuses on a single fee bearing submission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CmbndPrspctsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus [Line Items]",
        "terseLabel": "Combined Prospectus:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CmbndPrspctsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus [Table]",
        "terseLabel": "Combined Prospectus Table"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CombinedProspectusTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CombinedProspectusTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus Table [N/A]",
        "terseLabel": "Combined Prospectus Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_CshPdByRegistrantInTx": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CshPdByRegistrantInTx",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash Paid by Registrant in Transaction",
        "terseLabel": "Cash Consideration Paid",
        "documentation": "Amount of cash consideration paid by registrant in connection with the exchange or other transaction being registered (in a 457(f) calculation)."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "ffd_CshRcvdByRegistrantInTx": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CshRcvdByRegistrantInTx",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash Received by Registrant in Transaction",
        "terseLabel": "Cash Consideration Received",
        "documentation": "Amount of cash consideration received by registrant in connection with the exchange or other transaction being registered (in a 457(f) calculation)."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "ffd_FeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Amount",
        "terseLabel": "Amount of Registration Fee",
        "documentation": "Total amount of registration fee (amount due after offsets)."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeExhibitTp": {
     "xbrltype": "feeExhibitTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeExhibitTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Exhibit Type",
        "terseLabel": "Fee Exhibit Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_FeeIntrstAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeIntrstAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Interest Amount",
        "terseLabel": "Interest Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Note",
        "terseLabel": "Fee Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeNoteMaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeNoteMaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Note Maximum Aggregate Offering Price",
        "terseLabel": "Fee Note MAOP"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeRate",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Rate",
        "terseLabel": "Fee Rate",
        "documentation": "The rate per dollar of fees that public companies and other issuers pay to register their securities with the Commission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeesOthrRuleFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeesOthrRuleFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fees, Other Rule [Flag]",
        "terseLabel": "Other Rule",
        "documentation": "Checkbox indicating whether filer is using a rule other than 457(a), 457(o), or 457(f) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeesSummaryLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeesSummaryLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Fees Summary [Line Items]",
        "terseLabel": "Fees Summary:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FnlPrspctsFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FnlPrspctsFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Final Prospectus [Flag]",
        "terseLabel": "Final Prospectus"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FormTp": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Form Type",
        "terseLabel": "Form Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_GnlInstrIIhiFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "GnlInstrIIhiFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "General Instruction II.H,I [Flag]",
        "terseLabel": "General Instruction II.H,I"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrCity": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrCity",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, City",
        "terseLabel": "City"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStatOrCtryCd": {
     "xbrltype": "stateOrCountryCodeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStatOrCtryCd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, State or Country Code",
        "terseLabel": "State or Country Code"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStrt1": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStrt1",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Street 1",
        "terseLabel": "Street 1"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStrt2": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStrt2",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Street 2",
        "terseLabel": "Street 2"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrZipCd": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrZipCd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Zip Code",
        "terseLabel": "Zip Code"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrNm": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrNm",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Name",
        "terseLabel": "Issuer Name"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_MaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "MaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum Aggregate Offering Price",
        "terseLabel": "Maximum Aggregate Offering Price",
        "documentation": "The maximum aggregate offering price for the offering that is being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_MaxOfferingPricPerScty": {
     "xbrltype": "nonNegativeDecimal4lItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "MaxOfferingPricPerScty",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum Offering Price per Security",
        "terseLabel": "Proposed Maximum Offering Price per Unit",
        "documentation": "The maximum offering price per share/unit being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NetFeeAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NetFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net Fee Amount",
        "terseLabel": "Net Fee"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NetSalesAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NetSalesAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net Sales Amount",
        "terseLabel": "Net Sales"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvDsclsr": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvDsclsr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure",
        "terseLabel": "Narrative Disclosure"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvMaxAggtAmt": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvMaxAggtAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure, Maximum Aggregate Offering Amount",
        "terseLabel": "Narrative - Max Aggregate Offering Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvMaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvMaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure, Maximum Aggregate Offering Price",
        "terseLabel": "Narrative - Max Aggregate Offering Price"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Axis]",
        "terseLabel": "Offering",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different security offerings on a single fee bearing submission."
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Line Items]",
        "terseLabel": "Offering:"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Note",
        "terseLabel": "Offering Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingSctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingSctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Security Title",
        "terseLabel": "Security Class Title",
        "documentation": "The title of the class of securities being registered (for each class being registered)."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingSctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingSctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Security Type",
        "terseLabel": "Security Type",
        "documentation": "Type of securities: \"Asset-backed Securities\", \"ADRs/ADSs\", \"Debt\", \"Debt Convertible into Equity\", \"Equity\", \"Face Amount Certificates\", \"Limited Partnership Interests\", \"Mortgage Backed Securities\", \"Non-Convertible Debt\", \"Unallocated (Universal) Shelf\", \"Exchange Traded Vehicle Securities\", \"Other\""
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Table]",
        "terseLabel": "Offering:"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Table [N/A]",
        "terseLabel": "Offering Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OffsetAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset [Axis]",
        "terseLabel": "Offset",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different offsets as applied to a fee bearing submission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetClmInitlFilgDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmInitlFilgDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claim Initial Filing Date",
        "terseLabel": "Initial Filing Date",
        "documentation": "The initial filing date of the earlier registration statement with which the earlier (offsetting) fee was paid for a claimed offset. If the offset fee was paid with an amendment, do not provide the amendment date under this element; instead, provide the date of the initial filing (i.e. the \"parent\" filing) ."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetClmdAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claimed Amount",
        "terseLabel": "Fee Offset Claimed",
        "documentation": "The amount of offsetting fees being claimed."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetClmdInd": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmdInd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claimed Indicator",
        "terseLabel": "Offset Claimed"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetExpltnForClmdAmt": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetExpltnForClmdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Explanation for Claimed Amount",
        "terseLabel": "Explanation for Claimed Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetLineItems",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Offset:",
        "label": "Offset [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Note",
        "terseLabel": "Offset Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetPrrFeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Fee Amount",
        "terseLabel": "Fee Paid with Fee Offset Source",
        "documentation": "The fee previously paid from which an offset is being derived."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior File Number",
        "terseLabel": "File Number",
        "documentation": "The EDGAR File Number of the earlier registration statement with which the earlier (offsetting) fee was paid. If the offset filing for the offset has a Securities Act File Number and an Investment Company Act File Number, the Securities Act File Number should be used."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFilerNm": {
     "xbrltype": "filerNameItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFilerNm",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Filer Name",
        "terseLabel": "Registrant or Filer Name",
        "documentation": "The name of the registrant that filed the earlier registration statement with which the earlier (offsetting) fee was paid."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Form Type",
        "terseLabel": "Form or Filing Type",
        "documentation": "The Form Type of the offset filing."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrNbOfUnsoldScties": {
     "xbrltype": "nonNegativeIntegerItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrNbOfUnsoldScties",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Unsold Number of Securities",
        "terseLabel": "Unsold Securities Associated with Fee Offset Claimed",
        "documentation": "The number of unsold securities registered on the prior registration statement that are associated with the claimed offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrSctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrSctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Security Title",
        "terseLabel": "Security Title Associated with Fee Offset Claimed",
        "documentation": "The title of the class of securities from which offset fees were derived."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrSctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrSctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Security Type",
        "terseLabel": "Security Type Associated with Fee Offset Claimed",
        "documentation": "Type of securities: \"Asset-backed Securities\", \"ADRs/ADSs\", \"Debt\", \"Debt Convertible into Equity\", \"Equity\", \"Face Amount Certificates\", \"Limited Partnership Interests\", \"Mortgage Backed Securities\", \"Non-Convertible Debt\", \"Unallocated (Universal) Shelf\", \"Exchange Traded Vehicle Securities\", \"Other\""
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrUnsoldOfferingAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrUnsoldOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Unsold Offering Amount",
        "terseLabel": "Unsold Aggregate Offering Amount Associated with Fee Offset Claimed",
        "documentation": "The aggregate offering amount of unsold securities registered on the prior registration statement that are associated with the claimed offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetSrcFilgDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetSrcFilgDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Source Filing Date",
        "terseLabel": "Filing Date",
        "documentation": "The filing date of the earlier registration statement with which the earlier (offsetting) fee was paid in an offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Offset Payment:",
        "label": "Offset [Table]"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Table [N/A]",
        "terseLabel": "Offset Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_PrevslyPdFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "PrevslyPdFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Previously Paid [Flag]",
        "terseLabel": "Fee Previously Paid"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_RegnFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "RegnFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Registration File Number",
        "terseLabel": "Registration File Number"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_RptgFsclYrEndDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "RptgFsclYrEndDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Reporting Fiscal Year End Date",
        "terseLabel": "Reporting FY End Date"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule011Flg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule011Flg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 0-11 [Flag]",
        "terseLabel": "Rule 0-11"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule011a2OffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule011a2OffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Rule 0-11(a)(2) Offset",
        "label": "Rule 0-11(a)(2) Offset [Flag]"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule415a6Flg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule415a6Flg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 415(a)(6) [Flag]",
        "terseLabel": "Rule 415(a)(6)",
        "documentation": "Checkbox indicating whether filer is claiming a 415(a)(6) carryforward."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_Rule429AggtOfferingAmt": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429AggtOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Aggregate Offering Amount",
        "terseLabel": "Maximum Aggregate Offering Price of Securities Previously Registered",
        "documentation": "The maximum aggregate offering amount of unsold securities registered on the prior registration statement that are carried forward under Rule 429. Only applicable if 457(o) was used in the fee calculation for the prior registration statement."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429CmbndPrspctsFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429CmbndPrspctsFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Combined Prospectus [Flag]",
        "terseLabel": "Rule 429",
        "documentation": "Checkbox indicating whether filer is using a combined prospectus under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429EarlierFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429EarlierFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Earlier File Number",
        "terseLabel": "File Number",
        "documentation": "The Securities Act File Number of the earlier effective registration statement(s) from which securities may be offered and sold using the combined prospectus pursuant to Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429EarlierFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429EarlierFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Earlier Form Type",
        "terseLabel": "Form Type",
        "documentation": "The Form Type of the earlier registration statement from which unsold securities are carried forward under Rule 429. This should be an EDGAR submission type (S-3, S-3/A, S-3ASR, etc.), which means there is a fixed set of possible responses. Note that while the XBRL response should be an EDGAR submission type, the human-readable Ex. 107 could include a simpler label (e.g., \"Form S-3\" in the human-readable and \"S-3ASR\" in the XBRL)."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429InitlFctvDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429InitlFctvDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Initial Effective Date",
        "terseLabel": "Initial Effective Date",
        "documentation": "The filing date of the earlier registration statement from which unsold securities are carried forward under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429NbOfUnsoldScties": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429NbOfUnsoldScties",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Number Of Unsold Securities",
        "terseLabel": "Amount of Securities Previously Registered",
        "documentation": "The number of securities registered on the prior registration statement that are carried forward under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429PrspctsNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429PrspctsNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Prospectus Note",
        "terseLabel": "Combined Prospectus Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule429SctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429SctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Security Title",
        "terseLabel": "Security Class Title"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule429SctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429SctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Security Type",
        "terseLabel": "Security Type"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule457aFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457aFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(a) [Flag]",
        "terseLabel": "Rule 457(a)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(a) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "ffd_Rule457bOffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457bOffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(b) Offset [Flag]",
        "terseLabel": "Rule 457(b) Offset",
        "documentation": "Checkbox indicating whether filer is claiming an offset under Rule 457(b) or 0-11(a)(2)."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "ffd_Rule457fFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457fFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(f) [Flag]",
        "terseLabel": "Rule 457(f)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(f) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_Rule457oFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457oFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(o) [Flag]",
        "terseLabel": "Rule 457(o)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(o) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r7"
     ]
    },
    "ffd_Rule457pOffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457pOffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(p) Offset [Flag]",
        "terseLabel": "Rule 457(p) Offset",
        "documentation": "Checkbox indicating whether filer is claiming an offset under Rule 457(p)."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "ffd_Rule457rFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457rFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(r) [Flag]",
        "terseLabel": "Rule 457(r)"
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "ffd_Rule457sFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457sFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(s) Flag",
        "terseLabel": "Rule 457(s)"
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "ffd_Rule457uFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457uFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(u) [Flag]",
        "terseLabel": "Rule 457(u)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(u) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r11"
     ]
    },
    "ffd_Scties424iAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Axis]",
        "terseLabel": "Securities, 424I"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Scties424iLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Line Items]",
        "terseLabel": "Securities, 424I:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Scties424iTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Table]",
        "terseLabel": "Securities, 424I Table"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Securities424iTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Securities424iNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities 424I [N/A]",
        "terseLabel": "Securities 424I N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_SubmissionLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "SubmissionLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Submission [Line Items]",
        "terseLabel": "Items"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_SubmissnTp": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "SubmissnTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Submission Type",
        "terseLabel": "Submission Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_TermntnCmpltnWdrwl": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TermntnCmpltnWdrwl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Termination / Completion / Withdrawal Statement",
        "terseLabel": "Termination / Withdrawal Statement"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_TtlFeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Fee Amount",
        "terseLabel": "Total Fee Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlFeeAndIntrstAmt": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlFeeAndIntrstAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Fee and Interest Amount",
        "terseLabel": "Total Fee and Interest Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlOfferingAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Offering Amount",
        "terseLabel": "Total Offering"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlOffsetAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlOffsetAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Offset Amount",
        "terseLabel": "Total Offset Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlPrevslyPdAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlPrevslyPdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Previously Paid Amount",
        "terseLabel": "Previously Paid Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlTxValtn": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlTxValtn",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Transaction Valuation",
        "terseLabel": "Total Transaction Valuation"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TxValtn": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TxValtn",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Transaction Valuation",
        "terseLabel": "Transaction Valuation"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_ValSctiesRcvd": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "ValSctiesRcvd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Value of Securities Received",
        "terseLabel": "Value of Securities Received",
        "documentation": "Value of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form)"
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_ValSctiesRcvdPerShr": {
     "xbrltype": "nonNegativeDecimal4lItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "ValSctiesRcvdPerShr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Value of Securities Received, Per Share",
        "terseLabel": "Value of Securities Received, Per Share",
        "documentation": "Value per share of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form). This is included in the explanation of 457(f) fee calculation."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "415",
   "Subsection": "a"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "429"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "f"
  },
  "r7": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "o"
  },
  "r8": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "p"
  },
  "r9": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "r"
  },
  "r10": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "s"
  },
  "r11": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "u"
  },
  "r12": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Subsection": "f",
   "Section": "457"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>35
<FILENAME>0001214659-26-005347-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001214659-26-005347-xbrl.zip
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M\ C0\&$TR/&^T?@.&$'ENT%.OPND%7@CZ!'DA@<BI+:<BG<#GKT):&SEO[*
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B;&EN9V9E97,N:'1M4$L%!@     !  $ /P   $X&      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>ex-filingfees_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2025"
  xmlns:ffd="http://xbrl.sec.gov/ffd/2025"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef
      xlink:href="https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd"
      xlink:type="simple"/>
    <context id="c_report">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000927971</identifier>
        </entity>
        <period>
            <startDate>2026-04-30</startDate>
            <endDate>2026-04-30</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <ffd:SubmissnTp contextRef="c_report" id="fee_001">424B2</ffd:SubmissnTp>
    <ffd:FeeExhibitTp contextRef="c_report" id="fee_002">EX-FILING FEES</ffd:FeeExhibitTp>
    <dei:EntityCentralIndexKey contextRef="c_report" id="fee_003">0000927971</dei:EntityCentralIndexKey>
    <ffd:RegnFileNb contextRef="c_report" id="fee_004">333-285508</ffd:RegnFileNb>
    <ffd:OfferingTableNa contextRef="c_report" id="fee_005">N/A</ffd:OfferingTableNa>
    <ffd:OffsetTableNa contextRef="c_report" id="fee_006">N/A</ffd:OffsetTableNa>
    <ffd:CombinedProspectusTableNa contextRef="c_report" id="fee_007">N/A</ffd:CombinedProspectusTableNa>
    <ffd:FormTp contextRef="c_report" id="fee_008">F-3</ffd:FormTp>
    <dei:EntityRegistrantName contextRef="c_report" id="fee_009">BANK OF MONTREAL /CAN/</dei:EntityRegistrantName>
    <ffd:NrrtvMaxAggtOfferingPric
      contextRef="c_report"
      decimals="INF"
      id="ixv-40"
      unitRef="USD">1435000.00</ffd:NrrtvMaxAggtOfferingPric>
    <ffd:FnlPrspctsFlg contextRef="c_report" id="ixv-41">true</ffd:FnlPrspctsFlg>
    <ffd:NrrtvDsclsr contextRef="c_report" id="ixv-42">&#160;&#160;&#160;&#160;</ffd:NrrtvDsclsr>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
