| Re: Bank Of Queensland Limited Non Guarenteed Notes |
| AUD 35,000,000.00 |
| MATURING: 22-Jul-2021 |
| ISIN: XS1454967727 |
| PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD 22-Jan-2020 TO 22-Apr-2020 |
| HAS BEEN FIXED AT 2.24 PCT |
| DAY BASIS: ACTUAL/365(FIX) |
| INTEREST PAYABLE VALUE 22-Apr-2020 WILL AMOUNT TO: |
| AUD 195,463.01 PER AUD 35,000,000.00 DENOMINATION |