XML 57 R46.htm IDEA: XBRL DOCUMENT
v3.25.3

Regulatory Requirements (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2025
Regulatory Capital Requirements Under Banking Regulations [Abstract] |
Regulatory Capital and Ratios | Regulatory capital and ratios for CSC (consolidated) and CSB are as follows:
|  | Actual |  | Minimum to be Well Capitalized |  | Minimum Capital Requirement
September 30, 2025 |  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio (1)
CSC |  |  |  |  |  |  |  |  |  |  |  |
Common Equity Tier 1 Risk-Based Capital |  | $ | 36,728 |  |  | 32.8 | % |  | N/A |  |  |  | $ | 5,035 |  |  | 4.5 | %
Tier 1 Risk-Based Capital |  | 43,491 |  |  | 38.9 | % |  | N/A |  |  |  | 6,714 |  |  | 6.0 | %
Total Risk-Based Capital |  | 43,552 |  |  | 38.9 | % |  | N/A |  |  |  | 8,952 |  |  | 8.0 | %
Tier 1 Leverage |  | 43,491 |  |  | 9.7 | % |  | N/A |  |  |  | 17,884 |  |  | 4.0 | %
Supplementary Leverage Ratio |  | 43,491 |  |  | 9.7 | % |  | N/A |  |  |  | 13,513 |  |  | 3.0 | %
CSB |  |  |  |  |  |  |  |  |  |  |  |
Common Equity Tier 1 Risk-Based Capital |  | $ | 31,514 |  |  | 40.8 | % |  | $ | 5,019 |  |  | 6.5 | % |  | $ | 3,475 |  |  | 4.5 | %
Tier 1 Risk-Based Capital |  | 31,514 |  |  | 40.8 | % |  | 6,177 |  |  | 8.0 | % |  | 4,633 |  |  | 6.0 | %
Total Risk-Based Capital |  | 31,537 |  |  | 40.8 | % |  | 7,722 |  |  | 10.0 | % |  | 6,177 |  |  | 8.0 | %
Tier 1 Leverage |  | 31,514 |  |  | 12.4 | % |  | 12,694 |  |  | 5.0 | % |  | 10,155 |  |  | 4.0 | %
Supplementary Leverage Ratio |  | 31,514 |  |  | 12.3 | % |  | N/A |  |  |  | 7,684 |  |  | 3.0 | %
December 31, 2024 |  |  |  |  |  |  |  |  |  |  |  |
CSC |  |  |  |  |  |  |  |  |  |  |  |
Common Equity Tier 1 Risk-Based Capital |  | $ | 35,995 |  |  | 31.7 | % |  | N/A |  |  |  | $ | 5,114 |  |  | 4.5 | %
Tier 1 Risk-Based Capital |  | 45,186 |  |  | 39.8 | % |  | N/A |  |  |  | 6,819 |  |  | 6.0 | %
Total Risk-Based Capital |  | 45,218 |  |  | 39.8 | % |  | N/A |  |  |  | 9,092 |  |  | 8.0 | %
Tier 1 Leverage |  | 45,186 |  |  | 9.9 | % |  | N/A |  |  |  | 18,325 |  |  | 4.0 | %
Supplementary Leverage Ratio |  | 45,186 |  |  | 9.8 | % |  | N/A |  |  |  | 13,836 |  |  | 3.0 | %
CSB |  |  |  |  |  |  |  |  |  |  |  |
Common Equity Tier 1 Risk-Based Capital |  | $ | 32,584 |  |  | 41.7 | % |  | $ | 5,079 |  |  | 6.5 | % |  | $ | 3,516 |  |  | 4.5 | %
Tier 1 Risk-Based Capital |  | 32,584 |  |  | 41.7 | % |  | 6,251 |  |  | 8.0 | % |  | 4,688 |  |  | 6.0 | %
Total Risk-Based Capital |  | 32,606 |  |  | 41.7 | % |  | 7,813 |  |  | 10.0 | % |  | 6,251 |  |  | 8.0 | %
Tier 1 Leverage |  | 32,584 |  |  | 11.6 | % |  | 14,035 |  |  | 5.0 | % |  | 11,228 |  |  | 4.0 | %
Supplementary Leverage Ratio |  | 32,584 |  |  | 11.5 | % |  | N/A |  |  |  | 8,479 |  |  | 3.0 | %
(1) Under risk-based capital rules, CSC and CSB are also required to maintain additional capital buffers above the regulatory minimum risk-based capital ratios. As of September 30, 2025, CSC was subject to a stress capital buffer of 2.5%. In addition, CSB is required to maintain a capital conservation buffer of 2.5%. CSC and CSB are also required to maintain a countercyclical capital buffer above the regulatory minimum risk-based capital ratios, which was zero for both periods presented. If a buffer falls below the minimum requirement, CSC and CSB would be subject to increasingly strict limits on capital distributions and discretionary bonus payments to executive officers. At September 30, 2025, the minimum capital ratio requirements for both CSC and CSB, inclusive of their respective buffers, were 7.0%, 8.5%, and 10.5% for Common Equity Tier 1 Risk-Based Capital, Tier 1 Risk-Based Capital, and Total Risk-Based Capital, respectively. N/A Not applicable.
Net Capital and Net Capital Requirements | Net capital and net capital requirements for CS&Co are as follows:
|  | September 30, 2025 |  | December 31, 2024
CS&Co |  |  |  |
Net capital |  | $ | 11,977 |  |  | $ | 11,112 |
Minimum dollar requirement |  | 0.250 |  |  | 0.250 |
2% of aggregate debit balances |  | 2,567 |  |  | 2,049 |
Net capital in excess of required net capital |  | 9,410 |  |  | 9,063 |

X
- Definition Regulatory Capital Requirements Under Banking Regulations + References No definition available. + Details
Name: | schw_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract
Namespace Prefix: | schw_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of net capital requirement for broker-dealer under Securities and Exchange Commission (SEC) regulation. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name Rule 15c3-1 -Number 240 -Section 15c3-1 -Publisher SEC + Details
Name: | srt_ComputationOfNetCapitalUnderSecuritiesAndExchangeCommissionRegulationTextBlock
Namespace Prefix: | srt_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration