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v3.25.3

Financial Instruments Subject to Off-Balance Sheet Credit Risk (Tables) | 9 Months Ended
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Sep. 30, 2025
Offsetting [Abstract] |
Offsetting Assets and Liabilities | The following table presents information about our interest rate swaps, resale agreements, securities lending, repurchase agreements, and other activity depicting the potential effect of rights of setoff between these recognized assets and liabilities:
|  | Gross Assets/ Liabilities |  | Gross Amounts Offset in the Condensed Consolidated Balance Sheets |  | Net Amounts Presented in the Condensed Consolidated Balance Sheets |  | Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets | Net Amount
|  |  |  | Counterparty Offsetting |  | Collateral
September 30, 2025 |  |  |  |  |  |  |  |  |  |  |  |
Assets |  |  |  |  |  |  |  |  |  |  |  |
Resale agreements (1) |  | $ | 22,245 |  |  | $ | — |  |  | $ | 22,245 |  |  | $ | — |  |  | $ | (22,245) |  | (2) | $ | — |
Securities borrowed (3) |  | 2,342 |  |  | — |  |  | 2,342 |  |  | (1,615) |  |  | (713) |  |  | 14 |
Interest rate swaps (4) |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  | (5) | — |
Total |  | $ | 24,587 |  |  | $ | — |  |  | $ | 24,587 |  |  | $ | (1,615) |  |  | $ | (22,958) |  |  | $ | 14 |
Liabilities |  |  |  |  |  |  |  |  |  |  |  |
Repurchase agreements (6) |  | $ | 3,995 |  |  | $ | — |  |  | $ | 3,995 |  |  | $ | — |  |  | $ | (3,995) |  |  | $ | — |
Securities loaned (7) |  | 21,690 |  |  | — |  |  | 21,690 |  |  | (1,615) |  |  | (19,449) |  |  | 626 |
Secured short-term borrowings (8) |  | 1,750 |  |  | — |  |  | 1,750 |  |  | — |  |  | (1,750) |  |  | — |
Interest rate swaps (4) |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  | (5) | — |
Total |  | $ | 27,435 |  |  | $ | — |  |  | $ | 27,435 |  |  | $ | (1,615) |  |  | $ | (25,194) |  |  | $ | 626 |
December 31, 2024 |  |  |  |  |  |  |  |  |  |  |  |
Assets |  |  |  |  |  |  |  |  |  |  |  |
Resale agreements (1) |  | $ | 10,075 |  |  | $ | — |  |  | $ | 10,075 |  |  | $ | — |  |  | $ | (10,075) |  | (2) | $ | — |
Securities borrowed (3) |  | 695 |  |  | — |  |  | 695 |  |  | (617) |  |  | (77) |  |  | 1 |
Interest rate swaps (4) |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  | (5) | — |
Total |  | $ | 10,770 |  |  | $ | — |  |  | $ | 10,770 |  |  | $ | (617) |  |  | $ | (10,152) |  |  | $ | 1 |
Liabilities |  |  |  |  |  |  |  |  |  |  |  |
Repurchase agreements (6) |  | $ | 5,499 |  |  | $ | — |  |  | $ | 5,499 |  |  | $ | — |  |  | $ | (5,499) |  |  | $ | — |
Securities loaned (7) |  | 13,068 |  |  | — |  |  | 13,068 |  |  | (617) |  |  | (11,795) |  |  | 656 |
Secured short-term borrowings (8) |  | 500 |  |  | — |  |  | 500 |  |  | — |  |  | (500) |  |  | — |
Interest rate swaps (4) |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  | (5) | — |
Total |  | $ | 19,067 |  |  | $ | — |  |  | $ | 19,067 |  |  | $ | (617) |  |  | $ | (17,794) |  |  | $ | 656 |
(1) Included in cash and investments segregated and on deposit for regulatory purposes in the condensed consolidated balance sheets. (2) Actual collateral was greater than or equal to the value of the related assets. At September 30, 2025 and December 31, 2024, the fair value of collateral received in connection with resale agreements that are available to be repledged or sold was $22.7 billion and $10.3 billion, respectively. (3) Included in receivables from brokers, dealers, and clearing organizations in the condensed consolidated balance sheets. (4) Derivative assets are included in other assets and derivative liabilities are included in accrued expenses and other liabilities in the condensed consolidated balance sheets. Derivative assets and liabilities as of September 30, 2025 and December 31, 2024 were less than $500 thousand. (5) At September 30, 2025 and December 31, 2024, the fair value of initial margin pledged as collateral related to interest rate swaps was $311 million and $378 million, respectively. See Notes 5 and 11 for additional information. (6) Included in other short-term borrowings in the condensed consolidated balance sheets. Actual collateral value was greater than or equal to the value of the related liabilities. At September 30, 2025 and December 31, 2024, the fair value of collateral pledged in connection with repurchase agreements was $4.2 billion and $5.9 billion, respectively. See Note 9 for additional information. (7) Included in payables to brokers, dealers, and clearing organizations in the condensed consolidated balance sheets. Securities loaned are predominantly comprised of equity securities held in client brokerage accounts. At September 30, 2025, $18.7 billion of securities loaned had overnight and continuous remaining contractual maturities and $3.0 billion of securities loaned had contractual maturities of 35 - 95 days. At December 31, 2024, $8.8 billion of securities loaned had overnight and continuous remaining contractual maturities and $4.3 billion of securities loaned had contractual maturities of 35 - 95 days. The cash collateral received from counterparties under securities lending transactions was equal to or greater than the market value of the securities loaned at September 30, 2025 and December 31, 2024. (8) Included in other short-term borrowings in the condensed consolidated balance sheets. See below for collateral pledged and Note 9 for additional information.
Summary of the Fair Value of Client Securities Available to Utilize as Collateral and Amounts Pledged | The following table summarizes the fair value of client securities that were available, under such regulations, that could have been used as collateral, as well as the fair value of securities that we had pledged to third parties under such regulations and from securities borrowed transactions:
|  | September 30, 2025 |  | December 31, 2024
Fair value of client securities available to be pledged |  | $ | 134,727 |  |  | $ | 116,258 |
Fair value of securities pledged for: |  |  |  |
Fulfillment of requirements with the Options Clearing Corporation (1) |  | $ | 41,004 |  |  | $ | 24,011 |
Fulfillment of client short sales |  | 12,117 |  |  | 5,179 |
Securities lending to other broker-dealers |  | 20,768 |  |  | 12,282 |
Collateral for secured short-term borrowings |  | 2,048 |  |  | 618 |
Total collateral pledged to third parties |  | $ | 75,937 |  |  | $ | 42,090 |
Note: Excludes amounts available and pledged for securities lending from fully-paid client securities. The fair value of fully-paid client securities available and pledged was $237 million and $105 million at September 30, 2025 and December 31, 2024, respectively. (1) Securities pledged to fulfill client margin requirements for open option contracts established with the Options Clearing Corporation.

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