<SEC-DOCUMENT>0001214659-21-003674.txt : 20210331
<SEC-HEADER>0001214659-21-003674.hdr.sgml : 20210331
<ACCEPTANCE-DATETIME>20210331140833
ACCESSION NUMBER:		0001214659-21-003674
CONFORMED SUBMISSION TYPE:	PX14A6G
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20210331
DATE AS OF CHANGE:		20210331
EFFECTIVENESS DATE:		20210331

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PRICE T ROWE GROUP INC
		CENTRAL INDEX KEY:			0001113169
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY & COMMODITY BROKERS, DEALERS, EXCHANGES & SERVICES [6200]
		IRS NUMBER:				522264646
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		PX14A6G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-32191
		FILM NUMBER:		21792405

	BUSINESS ADDRESS:	
		STREET 1:		100 EAST PRATT STREET
		STREET 2:		P.O. BOX 89000
		CITY:			BALTIMORE
		STATE:			MD
		ZIP:			21289-0320
		BUSINESS PHONE:		4103452000

	MAIL ADDRESS:	
		STREET 1:		100 EAST PRATT STREET
		STREET 2:		P.O. BOX 89000
		CITY:			BALTIMORE
		STATE:			MD
		ZIP:			21289-0320

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ZEVIN ASSET MANAGEMENT LLC
		CENTRAL INDEX KEY:			0001394096
		IRS NUMBER:				274484197
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		PX14A6G

	BUSINESS ADDRESS:	
		STREET 1:		2 OLIVER STREET
		STREET 2:		SUITE 806
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02109
		BUSINESS PHONE:		6177426666

	MAIL ADDRESS:	
		STREET 1:		2 OLIVER STREET
		STREET 2:		SUITE 806
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02109

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Robert Brooke Zevin Associates, Inc.
		DATE OF NAME CHANGE:	20070322
</SEC-HEADER>
<DOCUMENT>
<TYPE>PX14A6G
<SEQUENCE>1
<FILENAME>d331214px14a6g.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="zevinlogo.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>T. Rowe Price Group, Inc (TROW)<U><BR>
Shareholder Proposal No. 4: Report on proxy voting related to climate change</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Zevin Asset Management, LLC, a registered investment advisor, seeks
your support<SUP>1</SUP> for <B>Proposal No. 4 on the T. Rowe Price Group, Inc. </B>(&ldquo;T. Rowe Price&rdquo; or &ldquo;the Company&rdquo;)
2021 proxy ballot. The resolved clause states:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="background-color: white"><I>Shareowners request
that the Board of Directors initiate a review and issue a report on the proxy voting policies and practices of its subsidiaries related
to climate change, prepared at reasonable cost and omitting proprietary information, and including an assessment of any incongruities
between the Company&rsquo;s public statements and pledges regarding climate change (including ESG risk considerations associated with
climate change), and the voting policies and practices of its subsidiaries.</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B><U>Our Rebuttal to the Company&rsquo;s
Statement of Opposition and our Rationale to vote FOR follows:</U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>Firstly, T. Rowe Price&rsquo;s
main argument in the Statement of Opposition<SUP>2</SUP> in the 2021 proxy statement does not withstand scrutiny.</B> T. Rowe Price claims
that because of its organizational structure and the relative independence of the Price Advisers, then &ldquo;the Company and its Board
do not have direct responsibility for proxy voting&rdquo; and &ldquo;the suggestion that the Board should intervene in oversight of the
Price Advisers&rsquo; proxy voting is inappropriate and conflicts with the fiduciary principles applicable to the Price Advisers.&rdquo;<SUP>3</SUP></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white">This argument elides T. Rowe
Price&rsquo;s opportunities and responsibilities regarding climate change risk, which are discussed below. But, more than that, T. Rowe
Price&rsquo;s argument is specifically contravened by the Division of Corporation Finance of the U.S. Securities and Exchange Commission
(SEC), which opined regarding a prior proposal on March 13, 2020:<BR>
<BR>
</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="background-color: white"><I>We are unable to
concur in your view that T. Rowe Price Group, the parent holding company, may exclude the Proposal under rule 14a-8(i)(7) as the Proposal
transcends T. Rowe Price Group&rsquo;s ordinary business operations. In our view, the Proposal is focused on possible differences between
T. Rowe Price Group&rsquo;s public statements and pledges regarding climate change and the voting policies and practices of its subsidiaries,
including any subsidiaries which are investment advisers (&ldquo;Price Advisers&rdquo;) regarding climate change.<BR>
<BR>
Accordingly, we do not believe that T. Rowe Price Group may omit the Proposal from its proxy materials in reliance on rule 14a-8(i)(7).
In reaching this position, we recognize that the Price Advisers are subject to the Investment Advisers Act of 1940 and, accordingly, have
a fiduciary duty to their clients and must vote their clients&rsquo; proxies in the clients&rsquo; best interest. As a result, and as
you note in your letter, the Proposal, if adopted, cannot nor should not require T. Rowe Price Group to direct or request the Price Advisers
to alter their voting policies or practices in any way that would interfere with the Price Advisers&rsquo; ability to fulfill their fiduciary
duty to their clients.<SUP>4</SUP></I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white">_____________________________</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>1</SUP></FONT> This communication
is an exempt proxy solicitation <FONT STYLE="color: #1A1A1A">submitted pursuant to Rule 14a-6(g)(1) promulgated under the Securities Exchange
Act of 1934.&nbsp;Submission is not required under the terms of the Rule, but is made voluntarily in the interest of public disclosure
and consideration of these important issues. </FONT>This is not a solicitation of authority to vote your proxy and Zevin Asset Management,
LLC will not accept proxies if sent. Zevin Asset Management, LLC urges shareholders to vote for the proposals discussed in this communication
following the instructions provided on the management&rsquo;s proxy mailing. The cost of this communication is being borne entirely by
Zevin Asset Management, LLC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>2</SUP></FONT> T. Rowe Price
2021 proxy statement, at p. 64. https://www.sec.gov/Archives/edgar/data/1113169/000110465921040955/tm216522d3_def14a.htm</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>3</SUP></FONT> Ibid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>4</SUP></FONT> SEC response
to T. Rowe Price. https://www.sec.gov/divisions/corpfin/cf-noaction/14a-8/2020/zevintrp031320-14a8.pdf</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="zevinfooter.jpg" ALT=""></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 8pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Zevin Asset Management, LLC</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Shareholder Proposal No. 4 at T. Rowe Price Group, Inc (2021)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Page 2</B></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white">In sum, investors should be reassured
that Proposal No. 4 does not present the risks claimed by the Company summarized above, and the proposal can indeed be reasonably implemented.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white">Turning to Proposal No. 4 itself,
there is global scientific consensus on the reality of climate change and the toll it is already taking around the world. Climate change
is also an investment risk &mdash; with distinct physical, regulatory, and economic dimensions &mdash; which is too large to ignore. Addressing
climate change-related risks is now an integral part of sound investment practice:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">In 2015, 409 investment institutions with assets
totaling more than $24 trillion declared that the global investment community is &ldquo;acutely aware of the risks climate change presents
to our investments.&rdquo;<SUP>5</SUP> The group (which included publicly traded investment companies like BlackRock and large institutional
asset owners like CalPERS) pledged to assess climate change-related risks in their investment portfolios and engage with companies in
which they invest about their own climate change-related risks.<SUP>6</SUP></FONT></TD></TR></TABLE>



<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">A taskforce chaired by Michael Bloomberg under the
Financial Stability Board of the G20 wrote that climate change presents &ldquo;significant&rdquo; risks to companies and the global economy.
Moreover, investors need climate-related financial disclosures from companies &ldquo;to appropriately assess and price climate-related
risks and opportunities.&rdquo;<SUP>7</SUP></FONT></TD></TR></TABLE>



<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">In January 2019, Larry Fink, the CEO of T. Rowe
Price&rsquo;s peer institution BlackRock, sent a letter to S&amp;P 500 companies expressing the need for corporations to take the lead
in addressing environmental and social risks.</FONT></TD></TR></TABLE>



<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">Since 2017, more than 450 professional investment
institutions with total assets under management exceeding $40 trillion have joined the Climate Action 100+ coalition to collectively press
companies that emit large amounts of carbon toward responsible action in line with the Paris Climate Accord.<SUP>8</SUP> Although many
of its peer asset management companies (including BlackRock) have joined this initiative, T. Rowe Price has not joined the Climate Action
100+.<SUP>9</SUP></FONT></TD></TR></TABLE>



<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">In 2021, 73 global asset managers including BlackRock
and Vanguard joined together in the Net Zero Asset Managers Initiative, which commits signatories &ldquo;to press companies in their portfolios
to achieve net zero emissions by 2050 or sooner.&rdquo;<SUP>10</SUP></FONT></TD></TR></TABLE>



<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">By early 2021, the Commodity Futures Trading Commission,
the Treasury Department, the SEC, and the Federal Reserve were all taking steps to encourage financial institutions to disclose and address
material climate risks.<SUP>11</SUP></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>Proxy voting on shareholder
proposals is a primary avenue for investors to communicate with companies. </B></FONT>In the words of a former SEC chair, &ldquo;one of
the most important ways that shareholders have to express their views to company management is through the annual proxy process.&rdquo;<SUP>12</SUP></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>_____________________________</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>5</SUP></FONT> Global Investor
Statement on Climate Change, 2015. http://globalinvestorcoalition.org/wp-content/uploads/2016/09/2014_GlobalInvestState_ClimChange_092316.pdf</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>6</SUP></FONT> Ibid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>7</SUP></FONT> Recommendations
of the Task Force on Climate-related Financial Disclosures (TCFD), December 2016. https://www.fsb-tcfd.org/wp-content/uploads/2016/12/16_1221_TCFD_Report_Letter.pdf</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>8</SUP></FONT> Climate Action
100+ website. http://www.climateaction100.org/</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>9</SUP></FONT> &ldquo;Biggest
asset managers attacked over role in climate change,&rdquo; <I>Financial Times</I>, January 2020. https://www.ft.com/content/8aade207-09bc-41a7-9f0a-24417882f1bc</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>10</SUP></FONT> &ldquo;Investors
BlackRock, Vanguard join net zero effort,&rdquo; <I>Reuters</I>, March 2021. https://www.reuters.com/article/us-climate-change-investors/investors-blackrock-vanguard-join-net-zero-effort-idINKBN2BL0AX</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>11</SUP></FONT> Biden administration
wants the financial sector to face up to climate risk,&rdquo; <I>Washington Post, </I>March 2021. https://www.washingtonpost.com/climate-environment/2021/03/17/biden-climate-change-economy/</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>12</SUP></FONT> &ldquo;Building
Meaningful Communication and Engagement with Shareholders,&rdquo; remarks of former SEC Chair Mary Jo White, June 2015. https://www.sec.gov/news/speech/building-meaningful-communication-and-engagement-with-shareholde.html</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 8pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Zevin Asset Management, LLC</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Shareholder Proposal No. 4 at T. Rowe Price Group, Inc (2021)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Page 3</B></P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>T. Rowe Price has acknowledged
the climate change-related risks and opportunities facing its own operations and the companies in which T. Rowe Price and its subsidiaries
invest.</B> In 2010, T. Rowe Price became a signatory of the UN Principles for Responsible Investment (UNPRI), thus committing to incorporate
environmental, social and governance (ESG) issues into its investment process.<SUP>13</SUP> In its 2020 response to a survey by the Carbon
Disclosure Project (CDP), T. Rowe Price described how the Company and its subsidiaries integrate climate change research and analysis
into the investment process: &ldquo;</FONT>We see climate-related risks and opportunities as material issues for the management of our
portfolios and commercial appeal of our product range. We mitigate this risk through our extensive ESG integration efforts, as well as
the launch of new products that meet the growing demand for &lsquo;ESG-oriented&rsquo; portfolios.&rdquo;<SUP>14</SUP> The company also
states in this disclosure: &ldquo;Our practice at T. Rowe Price is to embed ESG (including climate-related risks/opportunities) throughout
our investment research platform and hold analysts and portfolio managers (PMs) accountable for ESG integration (it is part of their year-end
assessment), but discretion for how a specific investment strategy manages climate-related risks sits with the portfolio manager of that
strategy.&rdquo;<SUP>15</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>T. Rowe Price has a commitment to vote its proxies responsibly on
proposals addressing key environmental and social risks.</B> The Company&rsquo;s Proxy Voting Guidelines commit to analyze every such
proposal on a case-by-case basis, and T. Rowe Price says that: &ldquo;Generally speaking, we will consider supporting well targeted proposals
addressing concerns that are particularly relevant for a company&rsquo;s business but have not yet been adequately addressed by management.&rdquo;<SUP>16</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In its Statement of Opposition regarding Proposal No. 4 in the 2021
proxy statement, T. Rowe Price claims that these policies are carried out in its current proxy voting practices:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>The proxy votes of the Price Advisers on resolutions relating
to climate change clearly reflect an analytical, case-by-case approach that is consistent with their Proxy Voting Policies and fiduciary
duties. These policies state: &ldquo;It is T. Rowe Price policy to analyze every shareholder proposal of a social or environmental nature
on a CASE-BY-CASE basis. To do this, we utilize research reports from our external proxy advisor, company filings and sustainability reports,
research from other investors and non-governmental organizations, our internal Responsible Investment team, and our internal industry
research analysts.<SUP>17</SUP></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>This process seems reasonable,
but there is ample evidence to question whether T. Rowe Price&rsquo;s approach is being implemented effectively:</B></FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">Most notably, the 2020 publicly reported proxy voting
records for T. Rowe Price subsidiaries reveal consistent votes against the majority of key climate-related shareholder proposals (with
support for 49 percent of such resolutions). This information was presented and analyzed by Morningstar in December 2020.<SUP>18</SUP></FONT></TD></TR></TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">The Morningstar voting analysis cited above showed
that several notable peers all support a significantly higher share of reasonable climate change-related proposals, including Hartford
(90 percent), Columbia Threadneedle (82 percent), Invesco (66 percent), and JPMorgan (57 percent) among others.<SUP>19</SUP></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">According to the Company&rsquo;s own figures as
disclosed in the Statement of Opposition, Price funds only supported 30 percent of 81 proposals on environmental issues in 2020.<SUP>20</SUP></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif; background-color: white">In sum, it appears that T. Rowe Price funds routinely
failed to support requests for enhanced climate-related disclosure or action, even when independent experts advance a strong business
and economic case for support. Such information would give analysts throughout T. Rowe Price&rsquo;s organization key additional insights
into investment risks and opportunities related to each of those companies.</FONT></TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white">_____________________________</FONT></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>13</SUP></FONT> Principles
for Responsible Investment, T. Rowe Price signatory page. https://www.unpri.org/signatory-directory/t-rowe-price/1892.article</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>14</SUP></FONT> CDP website,
T. Rowe Price 2020 submission. https://www.cdp.net/en/formatted_responses/responses?campaign_id=70692136&amp;discloser_id=854744&amp;locale=en&amp;organization_name=T.+Rowe+Price+Associates%2C+Inc.&amp;organization_number=18169&amp;program=Investor&amp;project_year=2020&amp;redirect=https%3A%2F%2Fcdp.credit360.com%2Fsurveys%2F6sc15v4h%2F87971&amp;survey_id=68887525</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>15</SUP></FONT> Ibid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>16</SUP></FONT> T. Rowe
Price Proxy Voting Guidelines. https://www.troweprice.com/content/dam/trowecorp/Pdfs/55304_TRP_Proxy_Voting_Guide_EN_PE_0221_HR.pdf</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>17</SUP></FONT> T. Rowe
Price 2021 proxy statement, at p. 64. https://www.sec.gov/Archives/edgar/data/1113169/000110465921040955/tm216522d3_def14a.htm</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><SUP>18</SUP></FONT> &ldquo;Which
Fund Companies Supported Climate Via Proxy Votes?&rdquo; <I>Morningstar</I>, December 2020. https://www.morningstar.com/articles/1013254/which-fund-companies-supported-climate-via-proxy-votes</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>19</SUP> Ibid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>20</SUP> T. Rowe Price 2021 proxy statement, at p. 64. https://www.sec.gov/Archives/edgar/data/1113169/000110465921040955/tm216522d3_def14a.htm</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 8pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Zevin Asset Management, LLC</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Shareholder Proposal No. 4 at T. Rowe Price Group, Inc (2021)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Page 4</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>This approach is at odds with
T. Rowe Price&rsquo;s own commitments.</B> In Principle 2 of the UNPRI, signatories pledge to &ldquo;be active owners and incorporate
ESG issues into our ownership policies and practices.&rdquo; Principle 3 states &ldquo;we will seek appropriate disclosure on ESG issues
by the entities in which we invest&rdquo; and includes language resolving to &ldquo;support shareholder initiatives and resolutions promoting
ESG disclosure.&rdquo;<SUP>21</SUP> Sound proxy voting is one of the principal ways in which T. Rowe Price and its subsidiaries can meet
these commitments, elicit information from portfolio companies, and <U>actively</U> manage portfolio risks and opportunities related to
climate change.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>By failing to support more
climate change-related shareholder proposals (and failing to keep pace with leading peers), T. Rowe Price and its subsidiaries could be
missing critical opportunities to reveal and address risks in investment portfolios.</B> The proposals in question are frequently simple
requests for disclosures that would help T. Rowe Price and its subsidiaries understand how companies are dealing with the risks and opportunities
presented by climate change. Many of the measures are filed at companies in sectors with high carbon emissions and serious climate risks,
such as oil &amp; gas, mining, chemicals, and industrials. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>The Company&rsquo;s obligations
to clients are also at stake. </B>T. Rowe Price understands that its obligations to clients require proper handling of ESG factors, including
climate risk. The Company states in its &ldquo;Responsible Investing Guidelines&rdquo; document that it has an &ldquo;obligation to understand
the long-term sustainability of a company&rsquo;s business model and the factors that could cause it to change.&rdquo;<SUP>22</SUP> Specifically
regarding climate change, T. Rowe Price goes on to claim in the Responsible Investing Guidelines: &ldquo;Our investment professionals
capture the impact of climate change as part of their ESG analysis, which is embedded in our investment process. Climate change implications
are considered in company and industry research, investment decisions, and engagements with management teams.&rdquo;<SUP>23</SUP></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>The process of considering
ESG factors that T. Rowe Price describes should be supported by active ownership.</B> Fiduciary duty compels the Company and its subsidiaries
to assess carefully how portfolio companies evaluate climate change and ESG, and to press portfolio companies if their approach or their
disclosure is inadequate. T. Rowe Price itself has acknowledged the elements of that duty: the ESG Policy Statement<SUP>24</SUP> highlights
the importance of assessing the quality of an issuer&rsquo;s disclosure on key ESG issues, and the Proxy Voting Guidelines<SUP>25</SUP>
acknowledge the role that proxy voting can play in addressing concerns that have not been adequately handled by management. Voting on
shareholder proposals that address climate risk and disclosure is a critical opportunity to discharge that duty.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>Conclusion</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white">In its Statement of Opposition
to Proposal No. 4, T. Rowe Price quotes from its Proxy Voting Policies to emphasize that its voting practices address ESG issues and its
subsidiaries evaluate ESG proposals on a case-by-case basis, supporting &ldquo;well targeted proposals addressing concerns that are particularly
relevant for a company&rsquo;s business but have not yet been adequately addressed by management.&rdquo;<SUP>26</SUP> However, that approach
is inadequate because it appears to have prevented the Company from supporting commonsense steps on climate change and environmental issues
in the majority of circumstances.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>_____________________________</U></B></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>21</SUP> &ldquo;What are the Principles for Responsible Investment?&rdquo;
PRI website. https://www.unpri.org/about/the-six-principles</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>22</SUP> T. Rowe Price Responsible Investment Guidelines, at
p.1. https://www.troweprice.com/content/dam/trowecorp/Pdfs/CCON0054749%20Responsible%20Investing%20Guidelines%20UPDATE%202%200720_P2.pdf</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>23</SUP> Ibid, at p. 5.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>24</SUP> T. Rowe Price ESG Policy Statement. https://www.troweprice.com/content/dam/trowecorp/Pdfs/ESG%20Policy%20November%202020.pdf</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>25</SUP> T. Rowe Price Proxy Voting Guidelines. https://www.troweprice.com/content/dam/trowecorp/Pdfs/55304_TRP_Proxy_Voting_Guide_EN_PE_0221_HR.pdf</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>26</SUP> T. Rowe Price 2021 proxy statement, at p. 64. https://www.sec.gov/Archives/edgar/data/1113169/000110465921040955/tm216522d3_def14a.htm</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 8pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Zevin Asset Management, LLC</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Shareholder Proposal No. 4 at T. Rowe Price Group, Inc (2021)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Page 5</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>Investors need a straightforward
report analyzing the consistency between proxy voting policies and practices of T. Rowe Price funds and T. Rowe Price&rsquo;s well-articulated
understanding of ESG- and climate change-related risks.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Given the various statements made by T. Rowe Price, its status as a
UNPRI signatory, the empirically demonstrated ability of ESG issues to impact financial performance of portfolio companies, the current
competitive landscape and practices of T. Rowe Price&rsquo;s peers, and the apparent inconsistencies between T. Rowe Price&rsquo;s own
policies and voting practices, requesting a report is reasonable in our view. We believe that a report analyzing proxy voting in light
of the Company&rsquo;s commitments and policies on climate change would help address the above risks.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Shareholders are urged to vote <U>FOR</U> Proposal No. 4 following
the instructions provided on the Company&rsquo;s proxy mailing.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 0.75pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>For questions regarding <B>T. Rowe Price Proposal No. 4 on Climate
Change and Proxy Voting</B>, please contact Sonia Kowal, Zevin Asset Management, 617.742.6666, sonia@zevin.com. </I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2px solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>





</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>zevinlogo.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 zevinlogo.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!H17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    1    3@
M      !@     0   &     !<&%I;G0N;F5T(#0N,BXQ-0  _]L 0P " 0$!
M 0$" 0$! @(" @($ P(" @(%! 0#! 8%!@8&!08&!@<)" 8'"0<&!@@+" D*
M"@H*"@8("PP+"@P)"@H*_]L 0P$" @(" @(% P,%"@<&!PH*"@H*"@H*"@H*
M"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*_\  $0@
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M*:73;J>&2[MXY-HG6.59!&_'*,4 8=QD=Z"3:+6FGVFYC'!;P1\GA4C0#\@
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M8ZY16+#\J -8G')K)TOQ]X%US6)/#VB^--)O-0AR9K&UU**2:/'7**Q8?B*
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M=6O@GX?? KX;^#;W3;N"XT?7M+UZ5;FP:-L_NVCLT.6'!RW.<G)Q7*_\%1O
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M;,MCXP2UF*C[J7=M/; _]_)(A^- ;NQOW6HEH2UVK+;G_6*S#S)._)XVK_\
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M@3MR<%37GO[3$EA<:U\)_BW\&?V9_$-CX,\(^)%N]1F@\,_9I9LO"W%N!YS
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MW\ ?$I/LOPOU>Y,WB:\,),5W,C'9!,?^>*MY<C)_$"<Y"XKUSQ'\3OV5M/\
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M]V6]F.Z3'^RO$:^B1J.U=50 44 %% !10 44 %% !10 44 %% !10 44 %%
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MU?3  !@"@ HH ** "B@ HH ** "B@ HH ** "B@ HH ** "B@ HH ** "B@
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MFF_:+^ ,"[I/C5X5^BZ];DGZ /DU4/[27PVOMT?@^+6_$DPX6/P_H%S<*?\
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)B@ HH ** /_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>zevinfooter.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 zevinfooter.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!H17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    1    3@
M      !@     0   &     !<&%I;G0N;F5T(#0N,BXQ-0  _]L 0P " 0$!
M 0$" 0$! @(" @($ P(" @(%! 0#! 8%!@8&!08&!@<)" 8'"0<&!@@+" D*
M"@H*"@8("PP+"@P)"@H*_]L 0P$" @(" @(% P,%"@<&!PH*"@H*"@H*"@H*
M"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*_\  $0@
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M^#?@R+4+'XH?%+PKX?U;0;"PN?%&FW7B*'_B4B\D$-N9&?80DDQ\N-V5?,;
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MA!IGQX\(7'BKPY9R7>O^'8O$5LU[IT$84R2S0[]T:H&7<6 "[AG&17G>N?\
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M>T'X(?";2;2S^+$OP]M[&./4+Y8X=$U*\ -PY?D.MHT\A"C[_D!1]X4 <_\
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0@ HH ** "B@ HH ** /_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
