<DOCUMENT>
<TYPE>EX-27
<SEQUENCE>2
<FILENAME>a2027872zex-27.txt
<DESCRIPTION>EXHIBIT 27
<TEXT>

<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from
the 8-K for the period ended September 30, 2000 and is qualified in its
entirety by reference to such financial information.
</LEGEND>
<MULTIPLIER> 1,000,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          14,051
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 2,153
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     35,703
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        141,377
<ALLOWANCE>                                      3,417
<TOTAL-ASSETS>                                 241,119
<DEPOSITS>                                     150,969
<SHORT-TERM>                                    22,476
<LIABILITIES-OTHER>                             12,445
<LONG-TERM>                                     30,037
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        265
<COMMON>                                         2,777
<OTHER-SE>                                      22,150
<TOTAL-LIABILITIES-AND-EQUITY>                 241,119
<INTEREST-LOAN>                                  9,593
<INTEREST-INVEST>                                1,798
<INTEREST-OTHER>                                 1,129
<INTEREST-TOTAL>                                12,520
<INTEREST-DEPOSIT>                               2,600
<INTEREST-EXPENSE>                               5,029
<INTEREST-INCOME-NET>                            7,491
<LOAN-LOSSES>                                      803
<SECURITIES-GAINS>                               (820)
<EXPENSE-OTHER>                                  7,798
<INCOME-PRETAX>                                  5,082
<INCOME-PRE-EXTRAORDINARY>                       3,119
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,119
<EPS-BASIC>                                       1.91
<EPS-DILUTED>                                     1.89
<YIELD-ACTUAL>                                    5.52
<LOANS-NON>                                        900
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     2
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,170
<CHARGE-OFFS>                                    1,075
<RECOVERIES>                                       308
<ALLOWANCE-CLOSE>                                3,417
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>
</TEXT>
</DOCUMENT>
