<DOCUMENT>
<TYPE>EX-4.KK
<SEQUENCE>3
<FILENAME>dex4kk.txt
<DESCRIPTION>CERT. OF TRUST OF WELLS FARGO CAPITAL IV - VII
<TEXT>
<PAGE>

                                                                   EXHIBIT 4(kk)


                              CERTIFICATE OF TRUST
                                       OF
                             WELLS FARGO CAPITAL IV


         THIS CERTIFICATE OF TRUST OF WELLS FARGO CAPITAL IV (the "Trust") is
being duly executed and filed by Wilmington Trust Company, a Delaware banking
corporation, and Laurel A. Holschuh and Barbara S. Brett, each an individual, as
trustees, to form a business trust under the Delaware Business Trust Act (12
Del. C. Section 3801 et seq.) (the "Act").

         1.       NAME. The name of the business trust formed hereby is Wells
                  Fargo Capital IV.

         2.       DELAWARE TRUSTEE. The name and business address of the trustee
                  of the Trust in the State of Delaware is Wilmington Trust
                  Company, Rodney Square North, 1100 North Market Street,
                  Wilmington, Delaware 19890-0001, Attention: Corporate Trust
                  Administration.

         3.       EFFECTIVE DATE. This Certificate of Trust shall be effective
                  upon filing.

         IN WITNESS WHEREOF, the undersigned have executed this Certificate of
Trust in accordance with Section 3811(a)(1) of the Act.

                                   WILMINGTON TRUST COMPANY, as Trustee


                                   By: /s/ Anita Dallago
                                       ----------------------------------------
                                           Name: Anita Dallago
                                                 ------------------------------
                                           Title: Financial Services Officer
                                                 ------------------------------


                                   /s/ Laurel A. Holschuh
                                   --------------------------------------------
                                   Laurel A. Holschuh, as Trustee


                                   /s/ Barbara S. Brett
                                   --------------------------------------------
                                   Barbara S. Brett, as Trustee

                                       1
<PAGE>

                              CERTIFICATE OF TRUST
                                       OF
                              WELLS FARGO CAPITAL V


         THIS CERTIFICATE OF TRUST OF WELLS FARGO CAPITAL V (the "Trust") is
being duly executed and filed by Wilmington Trust Company, a Delaware banking
corporation, and Laurel A. Holschuh and Barbara S. Brett, each an individual, as
trustees, to form a business trust under the Delaware Business Trust Act (12
Del. C. Section 3801 et seq.) (the "Act").

         1.       NAME. The name of the business trust formed hereby is Wells
                  Fargo Capital V.

         2.       DELAWARE TRUSTEE. The name and business address of the trustee
                  of the Trust in the State of Delaware is Wilmington Trust
                  Company, Rodney Square North, 1100 North Market Street,
                  Wilmington, Delaware 19890-0001, Attention: Corporate Trust
                  Administration.

         3.       EFFECTIVE DATE. This Certificate of Trust shall be effective
                  upon filing.

         IN WITNESS WHEREOF, the undersigned have executed this Certificate of
Trust in accordance with Section 3811(a)(1) of the Act.

                                   WILMINGTON TRUST COMPANY, as Trustee


                                   By: /s/ Anita Dallago
                                       ----------------------------------------
                                           Name: Anita Dallago
                                                -------------------------------
                                           Title: Financial Services Officer
                                                 ------------------------------


                                   /s/ Laurel A. Holschuh
                                   --------------------------------------------
                                   Laurel A. Holschuh, as Trustee


                                   /s/ Barbara S. Brett
                                   --------------------------------------------
                                   Barbara S. Brett, as Trustee

                                       2
<PAGE>

                              CERTIFICATE OF TRUST
                                       OF
                             WELLS FARGO CAPITAL VI


         THIS CERTIFICATE OF TRUST OF WELLS FARGO CAPITAL VI (the "Trust") is
being duly executed and filed by Wilmington Trust Company, a Delaware banking
corporation, and Laurel A. Holschuh and Barbara S. Brett, each an individual, as
trustees, to form a business trust under the Delaware Business Trust Act (12
Del. C. Section 3801 et seq.) (the "Act").

         1.       NAME. The name of the business trust formed hereby is Wells
                  Fargo Capital VI.

         2.       DELAWARE TRUSTEE. The name and business address of the trustee
                  of the Trust in the State of Delaware is Wilmington Trust
                  Company, Rodney Square North, 1100 North Market Street,
                  Wilmington, Delaware 19890-0001, Attention: Corporate Trust
                  Administration.

         3.       EFFECTIVE DATE. This Certificate of Trust shall be effective
                  upon filing.

         IN WITNESS WHEREOF, the undersigned have executed this Certificate of
Trust in accordance with Section 3811(a)(1) of the Act.

                                   WILMINGTON TRUST COMPANY, as Trustee


                                   By: /s/ Anita Dallago
                                      -----------------------------------------
                                           Name: Anita Dallago
                                                -------------------------------
                                           Title: Financial Services Officer
                                                  -----------------------------


                                   /s/ Laurel A. Holschuh
                                   --------------------------------------------
                                   Laurel A. Holschuh, as Trustee


                                   /s/ Barbara S. Brett
                                   --------------------------------------------
                                   Barbara S. Brett, as Trustee

                                       3
<PAGE>

                              CERTIFICATE OF TRUST
                                       OF
                             WELLS FARGO CAPITAL VII


         THIS CERTIFICATE OF TRUST OF WELLS FARGO CAPITAL VII (the "Trust") is
being duly executed and filed by Wilmington Trust Company, a Delaware banking
corporation, and Laurel A. Holschuh and Barbara S. Brett, each an individual, as
trustees, to form a business trust under the Delaware Business Trust Act (12
Del. C. Section 3801 et seq.) (the "Act").

         1.       NAME. The name of the business trust formed hereby is Wells
                  Fargo Capital VII.

         2.       DELAWARE TRUSTEE. The name and business address of the trustee
                  of the Trust in the State of Delaware is Wilmington Trust
                  Company, Rodney Square North, 1100 North Market Street,
                  Wilmington, Delaware 19890-0001, Attention: Corporate Trust
                  Administration.

         3.       EFFECTIVE DATE. This Certificate of Trust shall be effective
                  upon filing.

         IN WITNESS WHEREOF, the undersigned have executed this Certificate of
Trust in accordance with Section 3811(a)(1) of the Act.

                                   WILMINGTON TRUST COMPANY, as Trustee


                                   By: /s/ Anita Dallago
                                      -----------------------------------------
                                           Name: Anita Dallago
                                                -------------------------------
                                           Title: Financial Services Officer
                                                 ------------------------------


                                   /s/ Laurel A. Holschuh
                                   --------------------------------------------
                                   Laurel A. Holschuh, as Trustee


                                   /s/ Barbara S. Brett
                                   --------------------------------------------
                                   Barbara S. Brett, as Trustee

                                       4

</TEXT>
</DOCUMENT>
