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Fair Value of Financial Instruments (Tables) | 12 Months Ended
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Dec. 31, 2024
Disclosure of fair value measurement of assets [line items] |
Schedule of Reconciliation of Level 3 Fair Value Measurements of Financial Assets | The reconciliation of Level 3 fair value measurements of financial assets is presented as follows:
|  | Fair value through other comprehensive income |
|  | Unquoted debt securities |  |  | Total |
1 January 2023 |  |  | - |  |  |  | - |
Total gains or losses: |  |  |  |  |  |
- in profit or loss |  |  | - |  |  |  | - |
- in other comprehensive income |  |  | - |  |  |  | - |
Purchases |  |  | - |  |  |  | - |
Issues |  |  | - |  |  |  | - |
Disposals/settlements |  |  | - |  |  |  | - |
Transfer into level 3 |  |  | 2,322 |  |  |  | 2,322 |
Transfers out of level 3 |  |  | - |  |  |  | - |
31 December 2023 |  |  | 2,322 |  |  |  | 2,322 |
Total gains or losses: |  |  |  |  |  |
- in profit or loss |  | - |  |  | - |
- in other comprehensive income |  |  | 939 |  |  |  | 939 |
Purchases |  |  | - |  |  |  | - |
Issues |  | - |  |  | - |
Disposals/settlements |  | - |  |  | - |
Transfer into level 3 |  | - |  |  | - |
Transfers out of level 3 |  | - |  |  | - |
31 December 2024 |  |  | 3,261 |  |  |  | 3,261 |
Fair value Recurring |
Disclosure of fair value measurement of assets [line items] |
Schedule of Fair Value Financial Assets and Financial Liabilities Measured at Fair Value | The following table gives information about how the fair values of these financial assets and financial liabilities are determined (in particular, the valuation technique(s) and inputs used).
Financial assets/ financial liabilities |  | 2023 |  |  | 2024 |  |  | Fair value hierarchy |  | Valuation technique(s) and key input(s)
Non-derivative financial assets at FVTOCI (Note 11) |  |  | 3,968 |  |  |  | 22,898 |  |  | Level 1 |  | Quoted prices in an active market.
Non-derivative financial assets at FVTOCI (Note 11) |  |  | 1,370,806 |  |  |  | 1,463,463 |  |  | Level 2 |  | Quoted prices in markets that are not active.
Non-derivative financial assets at FVTOCI (Note 11) |  |  | 2,322 |  |  |  | 3,261 |  |  | Level 3 |  | DCF method with weighted average discount ratio 14.1%
Unlisted equity investments classified as financial assets at FVTOCI |  |  | 34 |  |  |  | 60 |  |  | Level 3 |  | Adjusted net assets based on most recent published financial statements of unlisted companies with discount for marketability and liquidity. Discount ratios varies from 10% to 30%.
Derivative financial assets (Note 11) |  |  | 642 |  |  |  | 17,149 |  |  | Level 2 |  | DCF method. Future cash flows are estimated based on forward exchange rates (from observable forward exchange rates at the end of the reporting period) and contract forward rates, discounted at a rate that reflects the credit risk of various counterparties.
Derivative financial liabilities (Note 19) |  |  | 1,165 |  |  |  | 262 |  |  | Level 2 |  | DCF method. Future cash flows are estimated based on forward exchange rates (from observable forward exchange rates at the end of the reporting period) and contract forward rates, discounted at a rate that reflects the credit risk of various counterparties.
Fair Value Non Recurring |
Disclosure of fair value measurement of assets [line items] |
Schedule of Fair Value Financial Assets and Financial Liabilities Measured at Fair Value | Except as detailed in the following table, management of the Group considers that the carrying amount of financial assets and financial liabilities recognized in the consolidated financial statements approximate their fair values.
|  | 2023 |  |  |
|  | Carrying amount |  |  | Fair value |  |  | Fair value hierarchy
Due from banks |  |  | 30,683 |  |  |  | 30,048 |  |  | Level 2
Loans to customers |  |  | 4,235,957 |  |  |  | 4,230,722 |  |  | Level 3
Due to banks |  |  | 154 |  |  |  | 154 |  |  | Level 2
Customer accounts |  |  | 5,441,456 |  |  |  | 5,382,189 |  |  | Level 2
Debt securities issued |  |  | 99,468 |  |  |  | 96,666 |  |  | Level 2
Subordinated debt |  |  | 62,369 |  |  |  | 60,895 |  |  | Level 2
|  | 2024 |  |  |
|  | Carrying amount |  |  | Fair value |  |  | Fair value hierarchy
Due from banks |  |  | 37,908 |  |  |  | 37,330 |  |  | Level 2
Loans to customers |  |  | 5,746,600 |  |  |  | 5,663,357 |  |  | Level 3
Due to banks |  |  | 24,474 |  |  |  | 24,474 |  |  | Level 2
Customer accounts |  |  | 6,561,950 |  |  |  | 6,515,258 |  |  | Level 2
Debt securities issued |  |  | 51,050 |  |  |  | 49,838 |  |  | Level 2
Subordinated debt |  |  | 62,416 |  |  |  | 60,645 |  |  | Level 2

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