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Risk Management Policy - Additional Information (Details) - KZT (₸) ₸ in Thousands | 12 Months Ended |  |  |  |
--- | --- | --- | --- | --- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2026 | Dec. 31, 2025 | Dec. 31, 2022 | Dec. 31, 2021
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Maximum exposure to credit risk after offset and collateral of loans to customers | ₸ 5,086,464,000 | ₸ 3,823,734,000 |  |  |  |
Net carrying amount of loans to customers at time of modification | ₸ 117,763,000 | ₸ 78,766,000 |  |  |  |
Allowance for impairment losses changed from lifetime expected credit loss period | 12 months | 12 months |  |  |  |
Percentage point of change in key assumptions used to calculate expected credit loss | 100.00% |  |  |  |  |
Customer accounts of individuals obligation nominal maturity period | 2 years |  |  |  |  |
Percentage of deposits absent a liquidity event |  | 94.00% |  |  |  |
Balances on current accounts from customers | ₸ 1,189 |  |  |  |  |
Guarantee deposits | ₸ 37,782,000 | ₸ 27,357,000 |  |  |  |
Interest rate risk |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Change in interest rate percentage | (3.00%) |  |  |  |  |
Interest rate risk | Plus 3 p p change in interest rate |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Impact on profit before income tax due to change in interest rate | ₸ 0 | 0 |  |  |  |
Impact on equity due to change in interest rate | (74,854,000) | (60,568,000) |  |  |  |
Interest rate risk | Minus 3 p.p. change in interest rate |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Impact on equity due to change in interest rate | ₸ 85,862,000 | 68,949,000 |  |  |  |
Currency risk |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Sensitivity rate | 25.00% |  |  |  |  |
Change in foreign currency rates |  |  |  |  | 25.00% | 25.00%
Change in USD rate percentage | (25.00%) |  |  |  |  |
Currency risk | Minus 25% change in USD rate |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Impact on profit before income tax due to change in USD rate | ₸ (7,383,000) | (3,958,000) |  |  |  |
Impact on equity due to change in USD rate | (672,000) | (355,000) |  |  |  |
Credit Impaired Loans |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Loans to customers | 29,418,000 | 26,932,000 |  |  |  |
Stage 1 - 12-month ECL |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Gross carrying amount of loans to customers at time of modification | ₸ 38,744,000 | 24,932,000 |  |  |  |
Baseline Scenario |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Increase decrease in percentage of exchange rate | (100.00%) |  |  |  |  |
Increase decrease in percentage of short term interest rate | (100.00%) |  |  |  |  |
Baseline Scenario | Events After Reporting Period |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Increase decrease in percentage of exchange rate |  |  | 1.46% | 2.30% |  |
Increase decrease in percentage of base rate |  |  | (10.60%) | (12.70%) |  |
Upside Scenario |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Increase decrease in allowance for impairment losses of nominal exchange rate | ₸ (3,143,000) |  |  |  |  |
Increase decrease in allowance for impairment losses of short-term rate | (2,162,000) |  |  |  |  |
Upside Scenario | Events After Reporting Period |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Increase decrease in percentage of exchange rate |  |  | (1.15%) | (0.32%) |  |
Increase decrease in percentage of base rate |  |  | (9.80%) | (11.80%) |  |
Downside Scenario |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Increase decrease in allowance for impairment losses of nominal exchange rate | 295,000 |  |  |  |  |
Increase decrease in allowance for impairment losses of short-term rate | 2,005,000 |  |  |  |  |
Downside Scenario | Events After Reporting Period |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Increase decrease in percentage of exchange rate |  |  | 4.10% | 4.90% |  |
Increase decrease in percentage of base rate |  |  | 11.50% | 13.60% |  |
Gross Carrying |  |  |  |  |  |
Disclosure of detailed information about financial instruments [line items] |  |  |  |  |  |
Loans to customers | ₸ 5,359,101,000 | ₸ 4,046,581,000 |  |  |  |

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