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Revenue (Tables) | 12 Months Ended
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Dec. 31, 2024
Revenue [abstract] |
Summary of Rewards Earned By Retail Customers are Deducted From Revenue | Revenue includes fee revenue, interest revenue, retail revenue, rewards and other gains (losses). Rewards earned by retail customers of the Group are deducted from revenue.
|  | 2022 |  |  | 2023 |  |  | 2024 |
REVENUE |  |  | 1,270,592 |  |  |  | 1,913,490 |  |  |  | 2,532,156 |
Fee revenue |  |  | 724,742 |  |  |  | 1,027,545 |  |  |  | 1,329,350 |
Interest revenue |  |  | 574,426 |  |  |  | 833,516 |  |  |  | 1,082,668 |
Retail revenue |  |  | - |  |  |  | 68,807 |  |  |  | 163,134 |
Rewards |  |  | (44,960 | ) |  |  | (39,578 | ) |  |  | (54,225 | )
Other gains (losses) |  |  | 16,384 |  |  |  | 23,200 |  |  |  | 11,229 |
Summary of Revenue by Segments | Revenue by segments for the years ended 31 December 2022, 2023 and 2024 is presented below:
|  | 2022 |  |  | 2023 |  |  | 2024 |
Payments |  |  | 333,343 |  |  |  | 478,684 |  |  |  | 587,097 |
Payments fee revenue |  |  | 256,750 |  |  |  | 368,925 |  |  |  | 458,953 |
Interest revenue |  |  | 76,593 |  |  |  | 109,759 |  |  |  | 128,144 |
Marketplace |  |  | 239,609 |  |  |  | 448,223 |  |  |  | 732,943 |
Marketplace fee revenue |  |  | 236,884 |  |  |  | 375,189 |  |  |  | 562,283 |
Retail revenue |  |  | - |  |  |  | 68,807 |  |  |  | 163,134 |
Interest revenue |  |  | - |  |  |  | - |  |  |  | 6,304 |
Other gains |  |  | 2,725 |  |  |  | 4,227 |  |  |  | 1,222 |
Fintech |  |  | 745,023 |  |  |  | 1,026,721 |  |  |  | 1,281,827 |
Interest revenue |  |  | 500,256 |  |  |  | 723,757 |  |  |  | 955,528 |
Fintech fee revenue |  |  | 231,108 |  |  |  | 283,991 |  |  |  | 316,292 |
Other gains (losses) |  |  | 13,659 |  |  |  | 18,973 |  |  |  | 10,007 |
Intergroup |  |  | (2,423 | ) |  |  | (560 | ) |  |  | (15,486 | )
Segment Revenue |  |  | 1,315,552 |  |  |  | 1,953,068 |  |  |  | 2,586,381 |
Rewards |  |  | (44,960 | ) |  |  | (39,578 | ) |  |  | (54,225 | )
REVENUE |  |  | 1,270,592 |  |  |  | 1,913,490 |  |  |  | 2,532,156 |
Summary of Fee Revenue and Retail Revenue are Presented by Timing of Revenue Recognition | Fee revenue and retail revenue are presented by timing of revenue recognition in the table below:
|  | 2022 |  |  | 2023 |  |  | 2024 |
Goods and services transferred at point in time |  |  | 480,514 |  |  |  | 786,267 |  |  |  | 1,151,887 |
Payments fee revenue - Transaction Revenue |  |  | 243,630 |  |  |  | 342,271 |  |  |  | 426,470 |
Marketplace fee revenue |  |  | 236,884 |  |  |  | 375,189 |  |  |  | 562,283 |
Retail revenue |  |  | - |  |  |  | 68,807 |  |  |  | 163,134 |
Goods and services transferred over time |  |  | 244,228 |  |  |  | 310,645 |  |  |  | 348,775 |
Payments fee revenue - Membership Revenue |  |  | 13,120 |  |  |  | 26,654 |  |  |  | 32,483 |
Fintech fee revenue - Membership Revenue |  |  | 4,568 |  |  |  | 3,249 |  |  |  | 3,432 |
Fintech fee revenue - Fintech banking service fees |  |  | 226,540 |  |  | 280,742 |  |  | 312,860 |
TOTAL FEE AND RETAIL REVENUE |  |  | 724,742 |  |  |  | 1,096,912 |  |  |  | 1,500,662 |

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