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Loans to Customers (Tables)

12 Months Ended

Dec. 31, 2024

Loans to customers [abstract]

Schedule of Loans to Customers

		2023				2024
Gross loans to customers			4,478,489				6,042,443
Less: allowance for impairment losses (Note 7)			(242,532	)			(295,843	)
Total loans to customers			4,235,957				5,746,600

Schedule of Provision Expenses on Loans to Customers

Provision expenses on loans to customers:

		2022				2023				2024
Provision expenses on loans to customers			(53,245	)			(76,888	)			(110,293	)

Schedule of Outstanding NPLs as Compared to Total Allowance for Impairment Losses

The following table sets forth the Group’s outstanding NPLs as compared to the total allowance for impairment losses on total loans to customers:

		Gross NPLs				Total allowance for impairment losses				Total allowance for impairment losses to Gross NPLs
As at 31 December 2023			244,161				242,532				99	%
As at 31 December 2024			327,730				295,843				90	%

Schedule of Gross Carrying Amount and Related Allowance for Impairment Losses on Loans to Customers by Stage

The gross carrying amount and related allowance for impairment losses on loans to customers by stage were as follows:

		Stage 1				Stage 2				Stage 3
		12-month ECL				Lifetime ECL				Lifetime ECL				POCI				Total
Gross loans to customers			4,048,478				55,804				363,703				10,504				4,478,489
Allowance for impairment losses			(59,939	)			(16,290	)			(166,042	)			(261	)			(242,532	)
Carrying amount    as at 31 December 2023			3,988,539				39,514				197,661				10,243				4,235,957

		Stage 1				Stage 2				Stage 3
		12-month ECL				Lifetime ECL				Lifetime ECL				POCI				Total
Gross loans to customers			5,447,804				86,251				485,252				23,136				6,042,443
Allowance for impairment losses			(77,521	)			(22,378	)			(193,759	)			(2,185	)			(295,843	)
Carrying amount    as at 31 December 2024			5,370,283				63,873				291,493				20,951				5,746,600

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