XML 74 R54.htm IDEA: XBRL DOCUMENT

Subordinated Debt (Tables)

12 Months Ended

Dec. 31, 2024

Subordinated liabilities [abstract]

Schedule of Subordinated Securities Issued


		Currency		Maturity date		Nominal interest rate, %				2023				2024

Third bond program – fourth issue		KZT		June 2025			10.7	%			62,274				62,278
Debt component of preference shares		KZT		n/a		n/a					95				138

Total subordinated debt											62,369				62,416

Summary of Group's Liabilities Arising from Financing Activities

The table below details changes in the Group’s liabilities arising from financing activities, including both cash and non-cash changes. Liabilities arising from financing activities are those for which cash flows were, or future cash flows will be, classified in the Group’s consolidated statements of cash flows as cash flows from financing activities.


										Non-cash changes
		1 January 2023				Financing cash flows				Foreign exchange movement		Financing cash flows				2023

Debt securities issued			140,378				(41,261	)		-			351				99,468
Subordinated debt			67,608				(5,300	)		-			61				62,369


										Non-cash changes
		1 January 2024				Financing cash flows				Foreign exchange movement		Changes in amortized cost				2024

Debt securities issued			99,468				(48,769	)		-			351				51,050
Subordinated debt			62,369				-			-			47				62,416