Note 14, Commitments:

We lease certain property and equipment under operating leases. Initial lease terms range from 5 years to 30 years and certain leases contain renewal options ranging from one to 25 years or provide for options to purchase the related property at fair market value or at predetermined purchase prices. The leases generally require us to pay all maintenance, property taxes and insurance costs.

The following schedule outlines the future minimum lease payments and rentals under operating leases:

(In thousands)	Operating Leases
2015	$	32,148
2016		31,085
2017		28,450
2018		26,615
2019		21,450
Subsequent to 2020		63,029
Total minimum lease payments		202,777
Less total minimum sublease rentals		(12	)
Net minimum lease payments	$	202,765

Step rent and other lease concessions (free rent periods) are taken into account in computing lease expense on a straight-line basis. Lease concessions for capital improvements have not been significant, but are recorded as a reduction of expense over the term of the lease. Net rental expense applicable to operating leases consisted of the following for the years ended December 31:

	2014			2013			2012
Property
Minimum	$	27,264		$	27,370		$	27,633
Additional rentals based on sales		79			—			—
Sublease income		(144	)		(146	)		(137	)
		27,199			27,224			27,496
Equipment		2,568			2,444			2,162
	$	29,767		$	29,668		$	29,658