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Subordinated Credit Facility (Details) - USD ($)
 3 Months Ended 6 Months Ended
Mar. 03, 2025
Oct. 17, 2024
Jan. 31, 2025
Jan. 31, 2024
Jan. 31, 2025
Jan. 31, 2024
Jul. 31, 2024
Line of Credit Facility [Line Items]              
Subordinated debt, net     $ 28,729,000   $ 28,729,000   $ 0
Line of credit facility, derivative liability   $ 3,318,000          
Line of credit facility, noncash expense     3,679,000   3,927,000    
Line of credit facility, financing fees         1,761,000    
Interest expense related to credit facility     1,315,000   1,563,000    
Credit Facility              
Line of Credit Facility [Line Items]              
Line of credit facility, maximum borrowing capacity     25,000,000   25,000,000    
Line of credit facility, term   90 days          
Interest expense related to credit facility     9,673,000 $ 5,246,000 18,926,000 $ 10,157,000  
Credit Facility | Subsequent Event              
Line of Credit Facility [Line Items]              
Line of credit facility, term 90 days            
Subordinated Credit Facility              
Line of Credit Facility [Line Items]              
Plus: Embedded derivative related to redemption features     $ 7,245,000   $ 7,245,000    
Unsecured Debt | Credit Facility              
Line of Credit Facility [Line Items]              
Line of credit facility, maximum borrowing capacity   $ 25,000,000          
Line of credit facility, interest rate   16.00%          
Borrowing rate, increase   2.00%          
Unsecured Debt | Credit Facility | Subsequent Event              
Line of Credit Facility [Line Items]              
Line of credit facility, maximum borrowing capacity $ 65,000,000            
Subordinated debt, net $ 40,000,000            
Unsecured Debt | Credit Facility | First Anniversary              
Line of Credit Facility [Line Items]              
Line of credit facility, interest rate   33.00%          
Unsecured Debt | Credit Facility | First Anniversary | Subsequent Event              
Line of Credit Facility [Line Items]              
Line of credit facility, interest rate 33.00%            
Unsecured Debt | Credit Facility | Second Anniversary              
Line of Credit Facility [Line Items]              
Line of credit facility, interest rate   50.00%          
Unsecured Debt | Credit Facility | Second Anniversary | Subsequent Event              
Line of Credit Facility [Line Items]              
Line of credit facility, interest rate 50.00%            
Unsecured Debt | Credit Facility | Third Anniversary              
Line of Credit Facility [Line Items]              
Line of credit facility, interest rate   75.00%          
Unsecured Debt | Credit Facility | Third Anniversary | Subsequent Event              
Line of Credit Facility [Line Items]              
Line of credit facility, interest rate 75.00%