<SEC-DOCUMENT>0001213900-25-117156.txt : 20251202
<SEC-HEADER>0001213900-25-117156.hdr.sgml : 20251202
<ACCEPTANCE-DATETIME>20251202144134
ACCESSION NUMBER:		0001213900-25-117156
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20251202
DATE AS OF CHANGE:		20251202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF AMERICA CORP /DE/
		CENTRAL INDEX KEY:			0000070858
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				560906609
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-268718
		FILM NUMBER:		251542723

	BUSINESS ADDRESS:	
		STREET 1:		BANK OF AMERICA CORPORATE CENTER
		STREET 2:		100 N TRYON ST
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28255
		BUSINESS PHONE:		7043868486

	MAIL ADDRESS:	
		STREET 1:		BANK OF AMERICA CORPORATE CENTER
		STREET 2:		100 N TRYON ST
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28255

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANKAMERICA CORP/DE/
		DATE OF NAME CHANGE:	19981022

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NATIONSBANK CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NCNB CORP
		DATE OF NAME CHANGE:	19920107

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BofA Finance LLC
		CENTRAL INDEX KEY:			0001682472
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				813167494
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-268718-01
		FILM NUMBER:		251542724

	BUSINESS ADDRESS:	
		STREET 1:		100 NORTH TRYON STREET
		STREET 2:		NC1-007-06-10
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202
		BUSINESS PHONE:		704-386-4175

	MAIL ADDRESS:	
		STREET 1:		100 NORTH TRYON STREET
		STREET 2:		NC1-007-06-10
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ea0268138-01_424b2.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
</HEAD>
<BODY>


<P STYLE="font: 8pt Bookman Old Style, Times, Serif; margin: 0; color: red">This pricing supplement, which is not complete and may be
changed, relates to an effective Registration Statement under the Securities Act of 1933. This pricing supplement and the accompanying
prospectus supplement and prospectus are not an offer to sell these notes in any country or jurisdiction where such an offer would not
be permitted.</P>

<P STYLE="font: 8pt Bookman Old Style, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 8pt Bookman Old Style, Times, Serif">
  <TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 50%">Preliminary Pricing Supplement - Subject to Completion</TD>
    <TD STYLE="white-space: nowrap; text-align: right; width: 50%">Filed Pursuant to Rule 424(b)(2)</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: White">
    <TD>(To Prospectus dated December 30, 2022</TD>
    <TD STYLE="text-align: right">Registration Statement Nos. 333-268718 and 333-268718-01</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: White">
    <TD COLSPAN="2">and Series A Prospectus Supplement dated December 30, 2022)</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: White">
    <TD>December 2, 2025</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>


<P STYLE="font: 8pt Bookman Old Style, Times, Serif; margin-top: 0; margin-right: 0; margin-bottom: 12pt; text-align: left"><IMG SRC="image_001.jpg" ALT="A black text on a white background&#10;&#10;AI-generated content may be incorrect." STYLE="height: 45px; width: 219px"><BR> </P>





<P STYLE="font: 8pt Bookman Old Style, Times, Serif; margin: 0 0pt">&nbsp;</P>

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0 0pt"><B>BofA Finance LLC</B></P>

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 2pt 0pt 0"><B>8.00% Issuer Callable Daily Range Accrual Notes Linked to the
CMT Rate, due December 11, 2035</B></P>

<P STYLE="font: 8pt Bookman Old Style, Times, Serif; margin: 3pt 0pt 2pt"><B>Fully and Unconditionally Guaranteed by Bank of America
Corporation</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">The CUSIP number for the notes is 09711CAT1.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">The notes are unsecured senior notes issued by BofA Finance
LLC (&#8220;BofA Finance&#8221;), a consolidated finance subsidiary of Bank of America Corporation (&#8220;BAC&#8221; or the &#8220;Guarantor&#8221;),
the payment of which is fully and unconditionally guaranteed by the Guarantor. Any payments due on the notes, including any repayment
of principal, will be subject to the credit risk of BofA Finance, as issuer of the notes, and the credit risk of BAC, as guarantor of
the notes.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">The notes are expected to price on December 9, 2025 (the
&#8220;pricing date&#8221;). The notes are expected to mature on December 11, 2035, unless previously called.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">The notes are designed for investors who wish to receive
quarterly interest income where, as described below, the amount of such interest will depend on the CMT Rate (as defined below).</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">Interest will be paid quarterly, in arrears, on March 11,
June 11, September 11 and December 11 of each year, commencing on March 11, 2026, and with the final interest payment occurring on the
maturity date.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.9pt"></TD><TD STYLE="width: 12.95pt"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">For each quarterly interest period, interest will accrue
at a variable rate per annum equal to the product of:</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 34.85pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">(a)</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">the Base Rate of at least 8.00% (set on the pricing date);
and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 34.85pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">(b)</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">N/D; where,</FONT></TD></TR></TABLE>

<P STYLE="font: 8pt Bookman Old Style, Times, Serif; margin: 0 0 0 52.85pt">&#8220;N&#8221; = the number of U.S. Government Securities
Business Days (subject to the Rate Cut-Off Date convention, as defined in &quot;Summary&quot; herein) in the applicable interest period
on which the CMT Rate, on the applicable U.S. Government Securities Business Day, is <B>greater than or equal to </B>0.00% and <B>less
than or equal to </B>5.00<B>% </B>(the &#8220;Accrual Range&#8221;); and</P>

<P STYLE="font: 8pt Bookman Old Style, Times, Serif; margin: 0 0 0 52.85pt">&#8220;D&#8221; = the total number of U.S. Government Securities
Business Days in the applicable interest period.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 0 0.5in"><FONT STYLE="font-size: 8pt">In no event will the interest rate
applicable to any interest period be greater than 8.00% per annum (assuming that the Base Rate is equal to the lowest possible Base Rate
that will be determined on the pricing date) or less than 0.00% per annum.<BR>
The interest rate for each interest period will be rounded, if necessary, to five decimal places. See &#8220;Summary</FONT>&#8212; <FONT STYLE="font-size: 8pt">Interest
Rates&#8221; on page PS-5.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">We have the right to redeem all, but not less than all,
of the notes on any Call Date for an amount equal to 100% of the principal amount, plus any accrued and unpaid interest. The &#8220;Call
Dates&#8221; will be each Interest Payment Date beginning on December 11, 2026 and ending on September 11, 2035. No further amounts will
be payable following an early redemption.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">At maturity, if the notes have not been previously redeemed,
you will receive a cash payment equal to the principal amount of the notes, plus any accrued but unpaid interest.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">The notes will not be listed on any securities exchange.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt">The notes will be issued in denominations of $1,000 and
whole multiples of $1,000.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 8pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 8pt"><B>The initial estimated value of the notes will be less
than the public offering price.</B> The initial estimated value of the notes as of the pricing date is expected to be between $940.00
and $975.00 per $1,000 in principal amount. See &#8220;Summary&#8221; beginning on page PS-4 of this pricing supplement, &#8220;Risk Factors&#8221;
beginning on page PS-9 of this pricing supplement and &#8220;Structuring the Notes&#8221; on page PS-23 of this pricing supplement for
additional information. The actual value of your notes at any time will reflect many factors and cannot be predicted with accuracy.</FONT></TD></TR></TABLE>

<P STYLE="font: 7pt Bookman Old Style, Times, Serif; margin: 0"><I>There are important differences between the notes and a conventional
debt security, including different investment risks and certain additional costs. Potential purchasers of the notes should consider the
information in &#8220;Risk Factors&#8221; beginning on page PS-9 of this pricing supplement, page S-6 of the accompanying prospectus supplement,
and page 7 of the accompanying prospectus.</I></P>

<P STYLE="font: 7pt Bookman Old Style, Times, Serif; margin: 0 0 6pt">The notes and the related guarantee:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="border: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding: 0pt; width: 32%; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt"><B>Are Not FDIC Insured</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding: 0pt; width: 33%; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt"><B>Are Not Bank Guaranteed</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding: 0pt; width: 35%; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt"><B>May Lose Value</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 80%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt; font-family: Bookman Old Style, Times, Serif; layout-grid-mode: char; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">Per Note</FONT></TD>
    <TD STYLE="text-align: center; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">Total</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 49%; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">Public Offering Price<SUP>(1)</SUP></FONT></TD>
    <TD STYLE="width: 11%; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="width: 11%; padding-bottom: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">1,000.00</FONT></TD>
    <TD STYLE="vertical-align: top; width: 3%; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 13%; padding-bottom: 1pt; padding-left: 12.6pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="vertical-align: top; width: 13%; padding-bottom: 1pt; padding-left: 2.25pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">Underwriting Discount<SUP>(1)(2)(3)</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;25.00</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 1pt; padding-left: 12.6pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 1pt; padding-left: 2.25pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">Proceeds (before expenses) to BofA Finance<SUP>(3)</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">975.00</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 1pt; padding-left: 12.6pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 7pt">$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 1pt; padding-left: 2.25pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 7pt Bookman Old Style, Times, Serif; margin: 0 0 6pt">&nbsp;</P>

<P STYLE="font: 7pt Bookman Old Style, Times, Serif; margin: 0 0 1pt"><SUP>(1) </SUP>Certain dealers who purchase notes for sale to certain
fee-based advisory accounts may forgo some or all of their selling concessions, fees or commissions. The price to public for investors
purchasing the notes in these accounts may be as low as $975.00 (97.50%) per $1,000 in principal amount of the notes. See &#8220;Supplemental
Plan of Distribution; Role of BofAS and Conflicts of Interest&#8221; in this pricing supplement.</P>

<P STYLE="font: 7pt Bookman Old Style, Times, Serif; margin: 0 0 1pt"><SUP>(2) </SUP>We or one of our affiliates may pay varying selling
concessions of up to 2.50% in connection with the distribution of the notes to other registered broker-dealers.</P>

<P STYLE="font: 7pt Bookman Old Style, Times, Serif; margin: 0 0 1pt"><SUP>(3) </SUP>The underwriting discount per $1,000 in principal
amount of the notes may be as high as $25.00, resulting in proceeds, before expenses, to BofA Finance of as low as $975.00 per $1,000
in principal amount of the notes.</P>

<P STYLE="font: 7pt Bookman Old Style, Times, Serif; margin: 0 0 1pt"></P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 2pt 5.4pt"><I>The notes and the related guarantee of the notes by the
Guarantor are unsecured and are not savings accounts, deposits, or other obligations of a bank. The notes are not guaranteed by Bank
of America, N.A. or any other bank, are not insured by the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;) or any
other governmental agency. <B>Potential purchasers of the notes should consider the information discussed in &#8220;Risk
Factors&#8221; beginning on page PS-9 of this pricing supplement, page S-6 of the accompanying prospectus supplement, and page 7 of
the accompanying prospectus. </B>None of the Securities and Exchange Commission (the &#8220;SEC&#8221;), any state securities
commission, or any other regulatory body has approved or disapproved of these notes or the guarantee, or passed upon the adequacy or
accuracy of this pricing supplement, or the accompanying prospectus supplement or prospectus. Any representation to the contrary is
a criminal offense.</I></P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 2pt 5.4pt"><I></I></P>

<P STYLE="font: 7pt Bookman Old Style, Times, Serif; margin: 0pt 0pt 0pt 5.4pt">We will deliver the notes in book-entry form only through The Depository
Trust Company on or about December 11, 2025 against payment in immediately available funds.</P>

<P STYLE="font: 7pt Bookman Old Style, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0"><A HREF="https://www.sec.gov/Archives/edgar/data/1682472/000119312522315195/d409418d424b3.htm">Prospectus
Supplement and Prospectus dated December 30, 2022</A></P>



<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0; text-align: center"><B>BofA Securities</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; text-align: center">Selling Agent</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-transform: uppercase; text-align: center"><FONT STYLE="text-transform: none"><B>EXPLANATORY
NOTES </B></FONT></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-transform: uppercase; text-align: left; text-indent: 0.5in"><FONT STYLE="text-transform: none">Capitalized
or other defined terms used, but not defined, in this pricing supplement have the respective meanings as are given to them in the accompanying
prospectus supplement or the accompanying prospectus, as applicable. Capitalized or other defined terms used and defined in this pricing
supplement are sometimes defined after their first use without a reference such as &#8220;as defined in this pricing supplement.&#8221;
Unless otherwise indicated or unless the context requires otherwise, all references in this pricing supplement to &#8220;we,&#8221; &#8220;us,&#8221;
&#8220;our,&#8221; or similar references are to BofA Finance, and not to BAC (or any other affiliate of BofA Finance). </FONT></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-transform: uppercase; text-align: left; text-indent: 0.5in"><FONT STYLE="text-transform: none">The
above referenced prospectus and prospectus supplement may be accessed at the link set forth at the bottom of the cover page of this pricing
supplement.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>


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<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0; text-align: center"><B>TABLE OF CONTENTS</B></P>

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 45pt 0 0; text-align: right; text-indent: 481.5pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Page</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 91%; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">SUMMARY</FONT></TD>
    <TD STYLE="text-align: right; width: 9%; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">pS-4</FONT></TD></TR>
  <TR STYLE="font-size: 6pt; vertical-align: top">
    <TD STYLE="font-size: 6pt; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 6pt; text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">RISK
    FACTORS</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">pS-9</FONT></TD></TR>
  <TR STYLE="font-size: 6pt; vertical-align: top">
    <TD STYLE="font-size: 6pt; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 6pt; text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">ADDITIONAL
    TERMS OF THE NOTES</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">pS-15</FONT></TD></TR>
  <TR STYLE="font-size: 6pt; vertical-align: top">
    <TD STYLE="font-size: 6pt; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 6pt; text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">DESCRIPTION
    OF THE NOTES</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">pS-18</FONT></TD></TR>
  <TR STYLE="font-size: 6pt; vertical-align: top">
    <TD STYLE="font-size: 6pt; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 6pt; text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">HISTORICAL
    LEVELS OF The CMT Rate</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">PS-20</FONT></TD></TR>
  <TR STYLE="font-size: 6pt; vertical-align: top">
    <TD STYLE="font-size: 6pt; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 6pt; text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">SUPPLEMENTAL
    PLAN OF DISTRIBUTION; ROLE OF BOFAS and CONFLICTS OF INTEREST</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">pS-21</FONT></TD></TR>
  <TR STYLE="font-size: 6pt; vertical-align: top">
    <TD STYLE="font-size: 6pt; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 6pt; text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">STRUCTURING
    THE NOTES</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">pS-23</FONT></TD></TR>
  <TR STYLE="font-size: 6pt; vertical-align: top">
    <TD STYLE="font-size: 6pt; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 6pt; text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">U.S.
    FEDERAL INCOME TAX SUMMARY</FONT></TD>
    <TD STYLE="text-align: right; text-indent: 0in; text-transform: uppercase"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">pS-24</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 8pt 0 0; text-align: right">&nbsp;</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 8pt 0 0; text-align: right"></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 12pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-align: center"><B>SUMMARY</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 0.5in">The 8.00% Issuer Callable Daily Range Accrual
Notes Linked to the CMT Rate, due December 11, 2035 (the &#8220;notes&#8221;) are senior debt securities issued by BofA Finance, and the
payment obligations of BofA Finance under the notes are fully and unconditionally guaranteed by BAC. The notes and the related guarantee
are not guaranteed or insured by the FDIC or secured by collateral. <B>The notes will rank equally in right of payment with all of our
other unsecured and unsubordinated obligations, except obligations that are subject to any priorities or preferences by law. The related
guarantee will rank equally in right of payment with all of BAC&#8217;s other unsecured and unsubordinated obligations, except obligations
that are subject to any priorities or preferences by law, and senior to its subordinated obligations. Any payments due on the notes, including
any repayment of the principal amount, will be subject to the credit risk of BofA Finance, as issuer, and BAC, as guarantor. </B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 0.5in">To determine the interest rate for any quarterly
interest period, we will (i) divide the number of U.S. Government Securities Business Days in such interest period on which the CMT Rate
is <B>greater than or equal to</B> 0.00% and <B>less than or equal to</B> 5.00% by the total number of U.S. Government Securities Business
Days in such interest period and (ii) multiply the resulting fraction by the Base Rate of at least 8.00% (set on the pricing date) per
annum. Your quarterly interest payment, if any, will be determined in accordance with the 30/360 day count basis. <B>You will not receive
any interest on your notes on an interest payment date if, on each U.S. Government Securities Business Day during the related interest
period, the CMT Rate is less than 0.00% or greater than 5.00%.</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 0.5in">Prior to the maturity date, on each Interest
Payment Date beginning on December 11, 2026 and ending on September 11, 2035, we have the right to redeem all, but not less than all,
of the notes at 100% of the principal amount, plus any accrued and unpaid interest. No further amounts will be payable following an early
redemption.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 0.5in">If the notes are not called prior to maturity,
in addition to any accrued and unpaid interest, at maturity you will receive a cash payment equal to the principal amount of the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 0.5in">You should read carefully this entire pricing
supplement, and the applicable information in, and incorporated by reference into, the accompanying prospectus supplement and prospectus,
as applicable, to understand fully the terms of the notes, as well as the tax and other considerations important to you in making a decision
about whether to invest in the notes. In particular, you should review carefully the section in this pricing supplement entitled &#8220;Risk
Factors,&#8221; which highlights a number of risks of an investment in the notes, to determine whether an investment in the notes is appropriate
for you. Information in this pricing supplement that is inconsistent with information in the accompanying prospectus supplement or prospectus
will supersede such information in those documents. You are urged to consult with your own attorneys and business and tax advisors before
making a decision to purchase any of the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 0.5in">The information in this &#8220;Summary&#8221;
section is qualified in its entirety by the more detailed explanation set forth elsewhere in this pricing supplement and the accompanying
prospectus supplement and prospectus. We have not authorized anyone to provide any information other than that contained or incorporated
by reference in this pricing supplement and the accompanying prospectus supplement and prospectus. We take no responsibility for, and
can provide no assurance as to the reliability of, any other information that others may provide. None of us, the Guarantor or any selling
agent is making an offer to sell these notes in any jurisdiction where the offer or sale is not permitted. You should not assume that
the information in this pricing supplement and the accompanying prospectus supplement and prospectus is accurate as of any date other
than the date on the front of this pricing supplement or the accompanying prospectus supplement or prospectus, as applicable.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 22.5pt"><I>&nbsp;</I></P>

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  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 16%; padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Issuer:</B></FONT></TD>
    <TD STYLE="width: 84%; padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">BofA Finance LLC (&#8220;BofA Finance&#8221;)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Guarantor:</B></FONT></TD>
    <TD STYLE="padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">Bank of America Corporation (&#8220;BAC&#8221;)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Term:</B></FONT></TD>
    <TD STYLE="padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">Approximately 10 years, if not previously called</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Pricing Date:</B></FONT></TD>
    <TD STYLE="padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">December 9, 2025</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Issue Date:</B></FONT></TD>
    <TD STYLE="padding-top: 10pt; padding-right: 5pt; padding-left: 5pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">December 11, 2025</FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

</DIV>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<DIV STYLE="padding-right: 5pt; padding-left: 5pt">

<DIV STYLE="border: Black 1pt solid">

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 16%; padding-top: 10pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Maturity Date: </B></FONT></TD>
    <TD STYLE="width: 84%; padding-top: 10pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">December 11, 2035</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-right: -9pt; padding-left: 5.4pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Minimum Denominations:</B></FONT></TD>
    <TD STYLE="padding-top: 10pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">$1,000 and multiples of $1,000 in excess of $1,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0"><B>&nbsp;</B></P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0"><B>The CMT Rate:</B></P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 9.5pt 0 0">The &#8220;CMT Rate&#8221; means the 10-Year CMT Rate. With respect
    to any U.S. Government Securities Business Day, the 10-Year CMT Rate means the yield on actively traded U.S. Treasury nominal/non-inflation-indexed
    securities adjusted to constant maturity with a maturity equal to 10 years for such U.S. Government Securities Business Day as displayed
    on the Designated CMT Rate Page on the immediately following U.S. Government Securities Business Day (the &#8220;CMT Rate Publication
    Day&#8221;).</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">&nbsp;</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">If, with respect to any U.S. Government Securities Business Day, the 10-Year
    CMT Rate cannot be determined as described above by 5:00 p.m., New York, New York time, on the applicable CMT Rate Publication Day, then
    the 10-Year CMT Rate for that U.S. Government Securities Business Day will be:</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-indent: -0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">the yield on actively traded U.S. Treasury nominal/non-inflation-indexed
    securities adjusted to constant maturity with a maturity equal to 10 years for such U.S. Government Securities Business Day as published
    by the Federal Reserve (or any successor) in the H.15 Daily Update under the heading &#8220;Treasury constant maturities&#8221; in the
    row titled &#8220;10-year&#8221;;</FONT></P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 0 0.5in">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-indent: -0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">if such rate is not published in the H.15 Daily Update
by 5:00 p.m., New York, New York time, on the applicable CMT Rate Publication Day, the yield for U.S. Treasury securities at &#8220;constant
maturity&#8221; with a maturity equal to 10 years for such U.S. Government Securities Business Day as published by the United States
Department of the Treasury (or any successor) in its Daily Treasury Par Yield Curve Rates (or any successor publication) in the column
titled &#8220;10 Yr&#8221;;</FONT></P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 0 0.5in">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-indent: -0.25in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">if neither of the foregoing is available by 5:00 p.m.,
    New York, New York time, on the applicable CMT Rate Publication Day, the 10-Year CMT Rate for such U.S. Government Securities Business
    Day will be determined by the Calculation Agent in its sole discretion, after consulting such sources (if any) as it deems comparable
    to the foregoing sources, or any other source or data it determines to be reasonable.</FONT></P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 10pt 0 6pt">Notwithstanding the foregoing, if we or the Calculation Agent,
    after consulting with us, determines that a CMT Rate Transition Event and related CMT Rate Replacement Date have occurred prior to the
    applicable CMT Rate Reference Time in respect of any determination of the 10-Year CMT Rate on any date, as described under &#8220;Additional
    Terms of the Notes&#8212;Effect of a CMT Rate Transition Event and Related CMT Rate Replacement Date with Respect to the CMT Rate&#8221;
    beginning on page PS-15 of this pricing supplement, then the CMT Rate benchmark replacement provisions set forth under such heading will
    thereafter apply to all determinations of the Interest Rate payable on the notes.</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">As used in the foregoing terms and provisions relating to the determination
    of the 10-Year CMT Rate:</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">&nbsp;</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">&#8220;Designated CMT Rate Page&#8221; means the &#8220;H15T10Y Index&#8221;
    Bloomberg (or any successor or replacement service) screen page.</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">&nbsp;</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">&#8220;H.15 Daily Update&#8221; means the Selected Interest Rates (Daily)-H.15
    release of the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve&#8221;), available at www.federalreserve.gov/releases/h15/,
    or any successor site or publication.</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5.4pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Interest Rates:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 10pt 0 6pt">For each quarterly interest period, interest will accrue at a
    variable rate per annum equal to the product of:</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Base Rate; and</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;N/D; where,</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

</DIV>

</DIV>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<DIV STYLE="padding-right: 5pt; padding-left: 5pt; border: Black 1pt solid">

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; width: 16%; font-family: Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 84%; padding-right: 5pt; padding-left: 5pt">
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0">&#8220;N&#8221; = the number of U.S. Government Securities Business
    Days (subject to the Rate Cut-Off Date convention) in the applicable interest period on which the CMT Rate is <B>greater than or equal
    to </B>0.00% and <B>less than or equal to </B>5.00%; and</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0">&#8220;D&#8221; = the total number of U.S. Government Securities Business
    Days in the applicable interest period.</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 10pt 0 0">In no event will the interest rate applicable to any interest period
    be greater than 8.00% per annum (assuming that the Base Rate is equal to the lowest possible Base Rate that will be determined on the
    pricing date) or less than 0.00% per annum.</P>
    <P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 10pt 0 6pt">The interest rate will be calculated and rounded, if necessary,
    to the nearest one hundred-thousandth of a percent, with five one-millionths of a percentage point rounded upwards, e.g., 9.876545% (or
    0.09876545) being rounded to 9.87655% (or 0.0987655).</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Base Rate:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">At least 8.00% per annum, to be determined on the pricing date.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Accrual Range:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">Between 0.00% to 5.00%, inclusive. </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Redemption Amount:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">At maturity, you will receive a cash payment equal to the principal amount of the notes, plus any accrued but unpaid interest.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Rate Cut-Off Date:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">With respect to each applicable interest period, the &#8220;Rate Cut-Off Date&#8221; will be the third U.S. Government Securities Business Day prior to the interest payment date in respect of such interest period (or, in the case of the final interest period, the maturity date). The CMT Rate on any U.S. Government Securities Business Day in the period from, and including, the Rate Cut-Off Date to, but excluding, the interest payment date in respect of such interest period (or in the case of the final interest period, the maturity date) will be the CMT Rate on that third U.S. Government Securities Business Day prior to that quarterly interest payment date.&nbsp;&nbsp;See &#8220;Risk Factors&#8212; If the CMT Rate is less than 0.00% or above 5.00% on a Rate Cut-Off Date, no interest will accrue on the notes on each day from and including the Rate Cut-Off Date through the end of the applicable interest period.&#8221;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Interest Periods:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">Each period from and including a quarterly interest payment date (or the issue date) to and excluding the immediately succeeding quarterly interest payment date (or the maturity date).</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Interest Payment Dates:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">Quarterly, on March 11, June 11, September 11 and December 11 of each year, commencing on March 11, 2026 and ending on December 11, 2035 (the maturity date).</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Interest Day Count Basis:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">30/360</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Optional Early Redemption:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">On any Call Date, we have the right to redeem all, but not less than all, of the notes for an amount equal to the Early Redemption Payment.&nbsp;&nbsp;No further amounts will be payable following an early redemption. We will give notice to the trustee at least five business days but not more than 60 calendar days before the applicable Call Date.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Early Redemption Payment:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">The sum of the principal amount plus any accrued and unpaid interest.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Call Dates:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">The Interest Payment Dates beginning on December 11, 2026 and ending on September 11, 2035.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Repayment at Option of Holder:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">None</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Payment at Maturity:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt 6pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">If not earlier redeemed, the payment at maturity will equal the principal amount of the notes, plus any accrued but unpaid interest.</FONT></TD></TR>

<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt; width: 15%; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Business Day Convention; Business Days:</B></FONT></TD>
    <TD STYLE="width: 85%; padding-right: 5pt; padding-left: 5pt">
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 10pt 0 6pt">If any interest payment date, call date or the maturity
date occurs on a day that is not a business day in New York, New York, then the payment will be postponed until the next business day
in New York, New York. No additional interest will accrue on the notes as a result of such postponement, and no adjustment will be made
to the length of the relevant interest period.</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

</DIV>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<DIV STYLE="padding-right: 5pt; padding-left: 5pt; border: Black 1pt solid">

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt; width: 15%; font-family: Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="padding: 10pt 5pt 6pt; width: 85%; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">A &#8220;business day&#8221; means any day other than a day on which banking institutions in New York, New York are authorized or required by law, regulation, or executive order to close or a day on which transactions in U.S. dollars are not conducted.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Record Dates for Interest Payments:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">For book-entry only notes, one business day in New York, New York prior to the payment date. If notes are not held in book-entry only form, the record dates will be the fifteenth calendar day preceding such interest payment day, whether or not such record date is a business day.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Listing:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">None&nbsp;&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Initial Estimated Value:</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 5pt">
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 10pt 0">Any payments on the notes depend on the credit risk of BofA Finance,
    as issuer, and BAC, as guarantor, and on the performance of the CMT Rate. The economic terms of the notes (including the Base Rate and
    the Accrual Range) are based on BAC&#8217;s internal funding rate, which is the rate it would pay to borrow funds through the issuance
    of market-linked notes and the economic terms of certain related hedging arrangements it enters into. BAC&#8217;s internal funding rate
    is typically lower than the rate it would pay when it issues conventional fixed or floating rate debt securities. This difference in funding
    rate, as well as the underwriting discount and the hedging related charges described below, will reduce the economic terms of the notes
    to you and the initial estimated value of the notes. Due to these factors, the public offering price you pay to purchase the notes will
    be greater than the initial estimated value of the notes as of the pricing date.</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 10pt 0">On the cover page of this pricing supplement, we have provided the
    initial estimated value range for the notes as of the date of this pricing supplement. The final pricing supplement will set forth the
    initial estimated value of the notes as of the pricing date. For more information about the initial estimated value and the structuring
    of the notes, see &#8220;Risk Factors&#8221; beginning on page PS-9 and &#8220;Structuring the Notes&#8221; on page PS-23.</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Calculation Agent:</B></FONT></TD>
    <TD STYLE="padding: 10pt 5pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">Merrill Lynch Capital Services, Inc. (&#8220;MLCS&#8221;)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 10pt 5pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Selling Agent:</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 5pt">
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">&nbsp;</P>
    <P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">BofA Securities, Inc. (&#8220;BofAS&#8221;), an affiliate of BofA Finance.
    See &#8220;Supplemental Plan of Distribution; Role of BofAS and Conflicts of Interest&#8221; beginning on page PS-21.</P></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 45.35pt"><I>The pricing date, issue date and other
dates set forth above are subject to change, and will be set forth in the final pricing supplement relating to the notes.</I></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 45pt">The information in this &#8220;Summary&#8221;
section is qualified in its entirety by the more detailed explanation set forth elsewhere in this pricing supplement and the accompanying
prospectus supplement and prospectus. You should rely only on the information contained in this pricing supplement and the accompanying
prospectus supplement and prospectus. We have not authorized any other person to provide you with different information. If anyone provides
you with different or inconsistent information, you should not rely on it. None of us, the Guarantor or any selling agent is making an
offer to sell these notes in any jurisdiction where the offer or sale is not permitted. You should assume that the information in this
pricing supplement, the accompanying prospectus supplement, and prospectus is accurate only as of the date on their respective front covers.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 45.35pt">Capitalized or certain other terms used but
not defined in this pricing supplement have the meanings set forth in the accompanying prospectus supplement and prospectus. Unless otherwise
indicated or unless the context requires otherwise, all references in this pricing supplement to &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our,&#8221;
or similar references are to BofA Finance, and not to BAC (or any other affiliate of BofA Finance).</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0; text-indent: 45pt">The above documents may be accessed at the link
set forth on the cover page of this pricing supplement.</P>

</DIV>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 12pt Times New Roman, Times, Serif; text-indent: 0.5in; margin-top: 2pt; margin-right: 0; margin-left: 0"></P>



<P STYLE="font: 9pt Bookman Old Style, Times, Serif; text-indent: 0.5in; margin-top: 2pt; margin-right: 0; margin-left: 0"><B>Hypothetical
Interest Payment for an Interest Period</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">The table below illustrates the hypothetical
interest payment per $1,000 in principal amount for a single interest period, based on a Base Rate of 8.00% (assuming that the Base Rate
is equal to the lowest possible Base Rate that will be determined on the pricing date) and the Accrual Range, assuming there are 66 U.S.
Government Securities Business Days during the interest period. Depending on the performance of the CMT Rate, you may not receive any
interest payments during the term of the notes. The interest payment amounts appearing in the table below have been rounded to two decimal
places for ease of analysis.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; background-color: white; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 34%; border: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Number Of U.S. Government <BR>
Securities Business Days On <BR>
Which the CMT Rate Is Greater <BR>
Than Or Equal To 0.00% And <BR>
Less Than Or Equal To 5.00%*</B></FONT></TD>
    <TD STYLE="width: 33%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Annualized Interest Rate</B></FONT></TD>
    <TD STYLE="width: 33%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Interest Payment Per $1,000 In <BR>
Principal Amount Of The Notes <BR>
During An Interest Period**</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">0.00000%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">$0.0000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">15</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">1.81818%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">$4.5455</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">30</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">3.63636%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">$9.0909</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">45</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">5.45455%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">$13.6364</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">60</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">7.27273%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">$18.1818</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">66</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">8.00000%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">$20.0000</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 10pt">* For any U.S. Government Securities Business Day from and including
the third U.S. Government Securities Business Day prior to the related quarterly interest payment date for any interest period through
the end of the applicable interest period, the CMT Rate on those days will be the CMT Rate on that third U.S. Government Securities Business
Day prior to that quarterly interest payment date (the &#8220;Rate Cut-Off Date&#8221;).</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 10pt">** Calculated based on the interest day count basis of 30/360.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 10pt"><B>&nbsp;</B></P>

</DIV>


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<P STYLE="font: 11pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-transform: uppercase; text-align: center"><B>RISK FACTORS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in"><I>Your investment in the notes entails significant
risks, many of which differ from those of a conventional debt security. Your decision to purchase the notes should be made only after
carefully considering the risks of an investment in the notes, including those discussed below, with your advisors in light of your particular
circumstances. The notes are not an appropriate investment for you if you are not knowledgeable about significant elements of the notes
or financial matters in general. You should carefully review the more detailed explanation of risks relating to the notes in the &#8220;Risk
Factors&#8221; sections beginning on page S-6 of the accompanying prospectus supplement and page 7 of the accompanying prospectus.</I></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 9pt 0 6pt"><B><U>Structure-related Risks</U></B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in"><B>It is possible that you may receive no interest,
or only a limited amount of interest, for one or more interest periods. </B>It is possible that the CMT Rate will be outside the Accrual
Range for so many U.S. Government Securities Business Days during any quarterly interest period that the interest payment for that interest
period will be less than the amount that would be paid on an ordinary debt security. The interest payment for one or more quarterly interest
periods may be zero. In addition, if the CMT Rate is outside the Accrual Range on any U.S. Government Securities Business Days during
the term of the notes, the market value of the notes may decrease and you may receive substantially less than the principal amount if
you wish to sell your notes at that time. Historical performance of the CMT Rate is not necessarily indicative of what may occur in the
future. You should have a view as to the performance of the CMT Rate and related interest rate movements, and must be willing to forgo
guaranteed market rates of interest for the term of the notes, before investing.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in"><B>The amount of interest payable on the notes
in any quarterly interest period is capped. </B>The return on the notes will be limited to the quarterly interest payments that are payable
with respect to each interest period during the term of the notes. The interest rate applicable to any interest period will be variable
and will not be greater than 8.00% per annum (assuming that the Base Rate is equal to the lowest possible Base Rate that will be determined
on the pricing date).</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in"><B>The notes are subject to early redemption
at our option.</B> On each Call Date, at our option, we may redeem your notes in whole, but not in part. Even if we do not exercise our
option to redeem your notes, our ability to do so may adversely affect the market value of your notes. It is our sole option whether to
redeem your notes prior to maturity on any such Call Date and we may or may not exercise this option for any reason. If your notes are
redeemed early, you will not have the right to receive any future interest payments that you may otherwise have received. Further, if
your notes are redeemed early, you may not be able to reinvest the early redemption payment at a comparable return for a similar level
of risk.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in"><B>Your return on the notes may be less than
the yield on a conventional debt security of comparable maturity.</B> Any return that you receive on the notes may be less than the return
you would earn if you purchased a conventional debt security with the same maturity date. As a result, your investment in the notes may
not reflect the full opportunity cost to you when you consider factors, such as inflation, that affect the time value of money.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in"><B>All payments on the notes are subject to
our credit risk and the credit risk of the Guarantor, and actual or perceived changes in our or the Guarantor&#8217;s creditworthiness
are expected to affect the value of the notes.</B> The notes are our senior unsecured debt securities. All payments on the notes will
be fully and unconditionally guaranteed by the Guarantor. The notes are not guaranteed by any entity other than the Guarantor. As a result,
your receipt of all payments of interest and principal on the notes will be dependent upon our ability and the ability of the Guarantor
to repay our respective obligations under the notes on the applicable payment date, regardless of the CMT Rate. No assurance can be given
as to what our financial condition or the financial condition of the Guarantor will be at any time during the term of the notes or on
the maturity date. If we and the Guarantor become unable to meet our respective financial obligations as they become due, you may not
receive the amounts payable under the terms of the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">In addition, our credit ratings and the credit
ratings of the Guarantor are assessments by ratings agencies of our respective abilities to pay our obligations, including our obligations
under the notes. Consequently, our or the Guarantor&#8217;s perceived creditworthiness and actual or anticipated decreases in our or the
Guarantor&#8217;s credit ratings or increases in the spread between the yield on our respective securities and the yield on U.S. Treasury
securities (the &#8220;credit spread&#8221;) prior to the maturity date of the notes may adversely affect the market value of the notes.
However, because your return on the notes generally depends upon factors in addition to our ability and the ability of the Guarantor to
pay our respective obligations, such as performance of the CMT Rate during the term of the notes, an</P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 12pt">improvement in our or the Guarantor&#8217;s credit ratings will not
reduce the other investment risks related to the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in"><B>We are a finance subsidiary and, as such,
have no independent assets, operations or revenues. </B>We are a finance subsidiary of BAC, have no operations other than those related
to the issuance, administration and repayment of our debt securities that are guaranteed by the Guarantor, and are dependent upon the
Guarantor and/or its other subsidiaries to meet our obligations under the notes in the ordinary course. However, we will have no assets
available for distributions to holders of the notes if they make claims in respect of such notes in a bankruptcy, resolution or similar
proceeding. Accordingly, any recoveries by such holders in respect of such claims will be limited to those available under the Guarantor&#8217;s
guarantee of such notes, and any obligations under that guarantee will rank equally in right of payment with all other unsecured and unsubordinated
obligations of the Guarantor, except obligations that are subject to any priorities or preferences by law, and senior in right of payment
to the Guarantor&#8217;s subordinated obligations. Holders of the notes will have recourse only to a single claim against the Guarantor
and its assets under the Guarantor&#8217;s guarantee of the notes, and holders of the notes should accordingly assume that in any bankruptcy,
resolution or similar proceeding, they would not have priority over, and should be treated equally with, the claims of all other unsecured
and unsubordinated obligations of the Guarantor, including claims of holders of unsecured senior debt securities issued by the Guarantor.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in"><B>If the CMT Rate is less than 0.00% or above
5.00% on a Rate Cut-Off Date, no interest will accrue on the notes on each day from and including the Rate Cut-Off Date through the end
of the applicable interest period. </B>The CMT Rate on any U.S. Government Securities Business Day from and including the third U.S. Government
Securities Business Day prior to the related quarterly interest payment date for any interest period through the end of the applicable
interest period will be the CMT Rate on that third U.S. Government Securities Business Day prior to that quarterly interest payment date.
As a result, if the CMT Rate is less than 0.00% or above 5.00% on a Rate Cut-Off Date, no interest will accrue on the notes on each day
from and including the Rate Cut-Off Date through the end of the applicable interest period. This will be the case even if the CMT Rate
is greater than or equal to 0.00% and less than or equal to 5.00% on one or more of those days.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 9pt 0 6pt"><B><U>Valuation- and Market-related Risks</U></B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; text-indent: 0.5in"><B>The public offering price you pay for the notes
will exceed the initial estimated value.</B> The range of initial estimated values of the notes that is provided on the cover page of
this preliminary pricing supplement, and the initial estimated value as of the pricing date that will be provided in the final pricing
supplement, are each estimates only, determined as of a particular point in time by reference to our and our affiliates&#8217; pricing
models. These pricing models consider certain assumptions and variables, including our credit spreads and those of the Guarantor, the
Guarantor&#8217;s internal funding rate, mid-market terms on hedging transactions, expectations on interest rates, volatility, price-sensitivity
analysis, and the expected term of the notes. These pricing models rely in part on certain forecasts about future events, which may prove
to be incorrect.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; text-indent: 0.5in">The initial estimated value does not represent a minimum
or maximum price at which we, the Guarantor, BofAS or any of our other affiliates would be willing to purchase your notes in any secondary
market (if any exists) at any time. The value of your notes at any time after the pricing date will vary based on many factors that cannot
be predicted with accuracy, including our and the Guarantor&#8217;s creditworthiness and changes in market conditions.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">If you attempt to sell the notes prior to maturity,
their market value may be lower than the price you paid for them and lower than their initial estimated value. This is due to, among other
things, fluctuations in the CMT Rate, changes in the Guarantor&#8217;s internal funding rate, and the inclusion in the public offering
price of the underwriting discount and the hedging related charges, all as further described in &#8220;Structuring the Notes&#8221; below.
These factors, together with various credit, market and economic factors over the term of the notes, are expected to reduce the price
at which you may be able to sell the notes in any secondary market and will affect the value of the notes in complex and unpredictable
ways.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in"><B>We cannot assure you that a trading market
for your notes will ever develop or be maintained. </B> We will not list the notes on any securities exchange. We cannot predict how the
notes will trade in any secondary market or whether that market will be liquid or illiquid.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">The development of a trading market for the
notes will depend on the Guarantor&#8217;s financial performance and other factors, including changes in the CMT Rate. The number of potential
buyers of your notes in any secondary market may be limited. We anticipate that the selling agent will act as a</P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0in">market-maker for the notes, but none of us, the Guarantor or the
selling agent is required to do so. <FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">There is no assurance that
any party will be willing to purchase your notes at any price in any secondary market. The selling agent may discontinue its market-making
activities as to the notes at any time. To the extent that the selling agent engages in any market-making activities, it may bid for or
offer the notes. Any price at which the selling agent may bid for, offer, purchase, or sell any notes may differ from the values determined
by pricing models that it may use, whether as a result of dealer discounts, mark-ups, or other transaction costs. These bids, offers,
or completed transactions may affect the prices, if any, at which the notes might otherwise trade in the market.</FONT></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">In addition, if at any time the selling agent
were to cease acting as a market-maker as to the notes, it is likely that there would be significantly less liquidity in the secondary
market. In such a case, the price at which the notes could be sold likely would be lower than if an active market existed.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in"><B>If you attempt to sell the notes prior to
maturity, their market value, if any, will be affected by various factors that interrelate in complex ways, and their market value may
be less than the principal amount of the notes.</B> Unlike savings accounts, certificates of deposit, and other similar investment products,
you have no right to have your notes redeemed prior to maturity. If you wish to liquidate your investment in the notes prior to maturity,
your only option would be to sell them. At that time, there may be an illiquid market for your notes or no market at all. Even if you
were able to sell your notes, there are many factors outside of our control that may affect their market value, some of which, but not
all, are stated below. Some of these factors are interrelated in complex ways. As a result, the effect of any one factor may be offset
or magnified by the effect of another factor. These factors may interact with each other in complex and unpredictable ways. The following
paragraphs describe the expected impact on the market value of the notes from a change in a specific factor, assuming all other conditions
remain constant.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 9pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.35in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Changes in the levels of interest rates may affect the
market value of the notes.</B> The level of interest rates in the United States may affect the U.S. economy and, in turn, the performance
of the CMT Rate. This, in turn, may decrease the market value of the notes. Further, the notes are subject to early redemption at our
option beginning on December 11, 2026 and an interest rate cap of 8.00% per annum (assuming that the Base Rate is equal to the lowest
possible Base Rate that will be determined on the pricing date), which will limit the potential upside to investors. As a result, we anticipate
that the potential for the notes to trade above their par value in the secondary market, if any, is extremely limited.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 9pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.35in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Volatility of the CMT Rate. </B>Volatility is the term
used to describe the size and frequency of market fluctuations. The CMT Rate may be subject to volatility due to a variety of factors
affecting interest rates generally, including, but not limited to: sentiment regarding underlying strength in the U.S. and global economies,
expectations regarding the level of price inflation, sentiment regarding credit quality in U.S. and global credit markets, central bank
policy regarding interest rates and the performance of capital markets. Increases or decreases in the volatility of the CMT Rate may have
an adverse impact on the market value of the notes.</FONT></TD></TR></TABLE>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 0 56.7pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 9pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.35in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Economic and other conditions generally. </B>Interest
payable on the notes is expected to be correlated to interest rates. Prevailing interest rates may be influenced by a number of factors,
including general economic conditions in the United States, U.S. monetary and fiscal policies, inflation, supply and demand for overnight
U.S. Treasury repurchase agreements and other financial, political, regulatory, and judicial events. These factors interrelate in complex
ways, and may disproportionately affect short-term interest rates relative to long-term interest rates, consequently affecting the market
value of your notes.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 9pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.35in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Our and the Guarantor&#8217;s financial condition and
creditworthiness. </B>Our and the Guarantor&#8217;s perceived creditworthiness, including any increases in our respective credit spreads
and any actual or anticipated decreases in our respective credit ratings, may adversely affect the market value of the notes. In general,
we expect the longer the amount of time that remains until maturity, the more significant the impact will be on the value of the notes.
However, a decrease in our or the Guarantor&#8217;s credit spreads or an improvement in our of the Guarantor&#8217;s credit ratings will
not necessarily increase the market value of the notes.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 9pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.35in"><FONT STYLE="font-family: Symbol; font-size: 9pt">&middot;</FONT></TD><TD><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt"><B>Time to maturity. </B>There may be a disparity between
the market value of the notes prior to maturity and their value at maturity. This disparity is often called a time &#8220;value,&#8221;
&#8220;premium,&#8221; or &#8220;discount,&#8221; and reflects expectations concerning the CMT Rate prior to the maturity date. As the
time to maturity decreases, this disparity will likely decrease, such that the value of</FONT></TD></TR></TABLE>


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<P STYLE="margin-left: 0.75in"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">the notes will approach a value that reflects the remaining
interest payments on the notes based on the then-current performance of the CMT Rate.</FONT></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 9pt 0 6pt"><B><U>Conflict-related Risks</U></B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in"><B>Our trading and hedging activities, and
those of the Guarantor and any of our other affiliates, including BofAS, may create conflicts of interest with you.</B> We, the Guarantor
or one or more of our other affiliates, including the selling agent, may engage in trading activities related to the CMT Rate that are
not for your account or on your behalf. These entities also may issue or underwrite other financial instruments with returns linked to
the CMT Rate. These trading and hedging activities may present a conflict of interest between your interest in the notes and the interests
we, the Guarantor and our other affiliates, including the selling agent, may have in our proprietary accounts, in facilitating transactions,
including block trades, for our or their other customers, and in accounts under our or their management. These trading and other business
activities, if they influence the CMT Rate or secondary trading in your notes, could be adverse to your interests as a beneficial owner
of the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">We, the Guarantor and one or more of our other
affiliates, including BofAS, expect to enter into arrangements or adjust or close out existing transactions to hedge our obligations under
the notes. We, the Guarantor, or our other affiliates, including BofAS, also may enter into hedging transactions relating to other notes
or instruments that we or they issue, some of which may have returns calculated in a manner related to that of the notes offered hereby.
We may enter into such hedging arrangements with one or more of our affiliates. Our affiliates may enter into additional hedging transactions
with other parties relating to the notes and the CMT Rate. This hedging activity is expected to result in a profit to those engaging in
the hedging activity, which could be more or less than initially expected, but could also result in a loss. Each of these parties will
price these hedging transactions with the intent to realize a profit, regardless of whether the value of the notes increases or decreases.
Any profit in connection with such hedging activities will be in addition to any other compensation that we, the Guarantor, and our other
affiliates, including the selling agent, receive for the sale of the notes, which creates an additional incentive to sell the notes to
you.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in"><B>There may be potential conflicts of interest
involving the Calculation Agent, which is an affiliate of ours. We have the right to appoint and remove the Calculation Agent.</B> One
of our affiliates, MLCS, will be the Calculation Agent for the notes and, as such, will determine the amount of interest to be paid on
the notes. Under some circumstances, these duties could result in a conflict of interest between MLCS&#8217;s status as our affiliate
and its responsibilities as Calculation Agent.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">For example, if a CMT Rate Transition Event
and related CMT Rate Replacement Date are determined to have occurred with respect to the CMT Rate, we or the Calculation Agent (after
consulting with us) will determine the CMT Rate Replacement and the CMT Rate Replacement Adjustment and will make CMT Rate Replacement
Conforming Changes with respect to, among other things, the determination of interest periods, the timing and frequency of determining
rates and making payments of interest and other administrative matters, in connection with the applicable CMT Rate Replacement as set
forth under &#8220;Additional Terms of the Notes&#8212;Effect of a CMT Rate Transition Event and Related CMT Rate Replacement Date with
Respect to the CMT Rate&#8221; below. Certain determinations, decisions and elections with respect to the CMT Rate Replacement will, or
the occurrence or non-occurrence of a CMT Rate Transition Event and any CMT Rate Replacement Conforming Changes may, require the exercise
of discretion and the making of subjective judgments by us or the Calculation Agent (after consulting with us). Any determination, decision
or election made by us or the Calculation Agent pursuant to the applicable provisions set forth under &#8220;Additional Terms of the Notes&#8212;Effect
of a CMT Rate Transition Event and Related CMT Rate Replacement Date with Respect to the CMT Rate&#8221; below will, if made by us, be
made in our sole discretion and, if made by the Calculation Agent, be made after consultation with us and, in each case, will become effective
without consent from the holders of the notes or any other party. In making these potentially subjective determinations, we or the Calculation
Agent may have economic interests that are adverse to your interests as holder of the notes, and none of us or any of our affiliates will
have any obligation to consider your interests as a holder of the notes in taking any action or making any determination, which may adversely
affect the return on, value of and market for the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">The Calculation Agent will be required to
carry out its duties in good faith and use its reasonable judgment. However, because we will control the Calculation Agent, potential
conflicts of interest could arise. None of us or any of our affiliates will have any obligation to consider your interests as a holder
of the notes in taking any action that might affect the value of the notes.&nbsp;</P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 9pt 0 6pt"><B><U>The CMT Rate-related Risks</U></B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt"><B>The CMT Rate will be affected by a number
of factors and may be volatile. </B>The CMT Rate will depend on a number of factors, including, but not limited to: (i) supply and demand
of U.S. Treasury securities with a period remaining to maturity roughly equivalent to the applicable index maturity; (ii) sentiment regarding
underlying strength in the U.S. and global economies; (iii) sentiment regarding credit quality in U.S. and global credit markets; (iv)
central bank policy regarding interest rates; (v) inflation and expectations concerning inflation; (vi) performance of capital markets;
and (vii) any statements from U.S. government officials regarding the potential cessation of the U.S. CMT Rate for the applicable index
maturity. These and other factors may have a negative effect on the performance of the CMT Rate for the applicable index maturity, which
would negatively affect the return on, value of and market for the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt"><B>The CMT Rate may be modified or discontinued,
which could adversely affect the return on, value of or market for the notes. </B>The United States Treasury (or a successor), as administrator
of the CMT Rate, may make methodological or other changes that could change the value of the CMT Rate, including changes related to the
method by which the CMT Rate is calculated or timing related to the publication of the CMT Rate. The administrator of the CMT Rate may
withdraw, modify, amend, suspend or discontinue the calculation or dissemination of the CMT Rate in its sole discretion and without notice
and has no obligation to consider the interests of investors in the CMT Rate notes in calculating, withdrawing, modifying, amending,
suspending or discontinuing the CMT Rate.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt"><B>If the CMT Rate does not appear on the Designated
CMT Rate Page at the CMT Rate Reference Time, and a CMT Rate Transition Event and related CMT Rate Replacement Date have not occurred,
the CMT Rate will be determined by the Calculation Agent using alternative methods, which may involve the exercise of discretion by the
Calculation Agent. </B>If the CMT Rate does not appear on the Designated CMT Rate Page at the CMT Rate Reference Time on an applicable
U.S. Government Securities Business Day and a CMT Rate Transition Event and related CMT Rate Replacement Date have not occurred with
respect to the CMT Rate, the Calculation Agent will refer to the alternative sources for such rate as described under &#8220;Summary&#8212;The
CMT Rate&#8221; above. If the CMT Rate does not appear on such sources, then the Calculation Agent will determine the CMT Rate for such
applicable U.S. Government Securities Business Day in its sole discretion, after consulting such sources as it deems comparable to the
CMT Rate Page or any other source or data it determines to be reasonable for the purpose of estimating such rate. This method of determining
the CMT Rate may result in interest payments on the notes that are higher than, lower than or that do not otherwise correlate over time
with the interest payments that would have been made on the notes if the CMT Rate had been published in accordance with the United States
Treasury&#8217;s usual policies and procedures governing the determination and publication of such rate and appeared on the CMT Rate
Page at the CMT Rate Reference Time. This could adversely affect the rate of interest on the notes, which, in turn, could adversely affect
the return on, value of and market for the notes and the price at which investors may be able to sell the notes. In addition, in determining
the CMT Rate, the Calculation Agent may have economic interests that are adverse to the investor&#8217;s interests.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt"><B>If a CMT Rate Transition Event and related CMT Rate Replacement
Date are determined to have occurred with respect to the CMT Rate, the CMT Rate Replacement may not be a suitable replacement for such
rate. </B>If we or the Calculation Agent (after consulting with us) determines that a CMT Rate Transition Event and related CMT Rate Replacement
Date have occurred with respect to the CMT Rate and the notes, then the applicable CMT Rate Replacement will replace the CMT Rate for
the notes for all purposes relating to the notes in respect of all determinations on such date and for all determinations on all subsequent
dates, as set forth under &#8220;Additional Terms of the Notes&#8212;Effect of a CMT Rate Transition Event and Related CMT Rate Replacement
Date.&#8221; The CMT Rate Replacement will be the alternate rate of interest that has been selected by us or the Calculation Agent (after
consulting with us) as an industry-accepted replacement for the current CMT Rate Benchmark for U.S. dollar-denominated floating-rate notes
at such time, plus the CMT Rate Replacement Adjustment (if any). After determination of the CMT Rate Replacement, interest on the notes
will no longer be determined by reference to the CMT Rate, but instead will be determined by reference to the CMT Rate Replacement. If
we or the Calculation Agent (after consulting with us) determines that there is no such replacement rate as of any applicable date of
determination, then we or the Calculation Agent (after consulting with us) will determine a substitute rate or substitute rate value to
be used in place of the CMT Rate for that date of determination after consulting such sources (if any) as we or the Calculation Agent
(after consulting with us) deems comparable to the sources described above under &#8220;Summary&#8212;The CMT Rate&#8221;, or any other
source or data we or the Calculation Agent (after consulting with us) determines to be reasonable for the purpose of determining such
substitute rate or substitute rate value.</P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">There
is no assurance that any CMT Rate Replacement will be similar to the initial CMT Rate in any respect as it is determined and published
by the United States Treasury as of the date of this pricing supplement, or that any CMT Rate Replacement will produce the economic equivalent
of such CMT Rate as a reference rate for determining the interest rate on the notes, or otherwise be a suitable replacement or successor
for such rate. In addition, it is possible that, at the time of the occurrence of a CMT Rate Transition Event and related CMT Rate Replacement
Date, no industry-accepted interest rate as a replacement for the CMT Rate will exist and there may be disagreement regarding the selection
of a replacement rate for such CMT Rate. Notwithstanding the foregoing, the determination of the CMT Rate Replacement will become effective
without the consent of the holders of the notes of any other party. Use of the CMT Rate Replacement may result in interest payments on
the notes that are higher than, lower than or that do not otherwise correlate over time with the interest payments that would have been
made on such notes in the absence of a CMT Rate Transition Event and related CMT Rate Replacement Date. This could adversely affect the
interest rate and amount of interest payable on the notes, which, in turn, could adversely affect the return on, value of and market for
such notes and the price at which investors may be able to sell such notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">In addition, although the CMT Rate benchmark
transition provisions set below provide for a CMT Rate Replacement Adjustment to be added to the Unadjusted CMT Rate Replacement, such
CMT Rate Replacement Adjustment may be zero or negative, and there is no guarantee that the CMT Rate Replacement Adjustment (if any)
will make the Unadjusted CMT Rate Replacement equivalent to the CMT Rate as it is calculated and published by the United States Treasury
as of the date of this pricing supplement.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt"><B><U>Tax-related Risks</U></B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt"><B>The U.S. federal income tax consequences
of an investment in the notes are uncertain. </B>However, it would be reasonable to treat your notes as variable rate debt instruments
for U.S. federal income tax purposes. The U.S. federal income tax consequences of an investment in the notes are not certain. Under the
terms of the notes, you will have agreed with us to treat the notes as variable rate debt instruments, as described below under &#8220;U.S.
Federal Income Tax Summary.&#8221; If you are a secondary purchaser of the notes, the tax consequences to you may be different. No ruling
will be requested from the Internal Revenue Service (the &#8220;IRS&#8221;) with respect to the notes and no assurance can be given that
the IRS will agree with the statements made in the section entitled &#8220;U.S. Federal Income Tax Summary.&#8221; <B>You are urged to
consult with your own tax advisor regarding all aspects of the U.S. federal income tax consequences of investing in the notes.</B></P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-transform: uppercase; text-align: center"><B>ADDITIONAL TERMS
OF THE NOTES</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0.25in 0 0; background-color: white"><B><I>Effect of a CMT Rate Transition
Event and Related CMT Rate Replacement Date with Respect to the CMT Rate</I></B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt"><I>CMT Rate Replacement.
</I>If we or the Calculation Agent (after consulting with us) determines that a CMT Rate Transition Event and related CMT Rate Replacement
Date have occurred with respect to the then-current CMT Rate Benchmark prior to the applicable CMT Rate Reference Time in respect of any
determination of the then-current CMT Rate Benchmark required to be made under the terms of the notes, the CMT Rate Replacement will replace
the then-current CMT Rate Benchmark for all purposes relating to the notes in respect of such determination on such date and all such
determinations on all subsequent dates unless and until another CMT Rate Transition Event and related CMT Rate Replacement Date have occurred
with respect to the applicable CMT Rate Replacement. In the event that a CMT Rate Transition Event and related CMT Rate Replacement Date
are determined to have occurred with respect to a CMT Rate Benchmark as set forth in the preceding sentence, and we or the Calculation
Agent (after consulting with us) has selected a CMT Rate Replacement, the provisions set forth in this section will apply to any such
CMT Rate Replacement and references in this section to the applicable CMT Rate Benchmark will mean such CMT Rate Replacement.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt"><I>CMT Rate Replacement
Conforming Changes. </I>In connection with the implementation of a CMT Rate Replacement, we or the Calculation Agent (after consulting
with us) will have the right to make CMT Rate Replacement Conforming Changes from time to time.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt"><I>No CMT Rate Replacement.</I>
In the event that a CMT Rate Transition Event and related CMT Rate Replacement Date are determined to have occurred as set forth above,
if we or the Calculation Agent (after consulting us) determines that there is no CMT Rate Replacement as of any relevant date of determination
of such CMT Rate Benchmark, then we or the Calculation Agent (after consulting with us) will determine a substitute rate or substitute
rate value to be used in place of the applicable CMT Rate Benchmark for that date of determination after consulting such sources (if any)
as it deems comparable to the sources described above under &#8220;Summary&#8212;The CMT Rate&#8221;, or any other source or data it determines
to be reasonable.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt"><I>Certain Defined
Terms</I>. As used herein with respect to any CMT Rate Transition Event and implementation of the CMT Rate Benchmark Replacement and CMT
Rate Replacement Conforming Changes:</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt">&#8220;CMT Rate Benchmark&#8221;
means, initially, the 10-Year CMT Rate, provided that if a CMT Rate Transition Event and related CMT Rate Replacement Date have occurred
with respect to the 10-Year CMT Rate or then-current CMT Rate Benchmark, then the &#8220;CMT Rate Benchmark&#8221; means the CMT Rate
Replacement.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt">&#8220;CMT Rate Replacement&#8221;
means the sum of (a) the alternate rate of interest that has been selected by us or the Calculation Agent (after consulting with us) as
an industry-accepted replacement for the current CMT Rate Benchmark for U.S. dollar-denominated floating-rate notes at such time and (b)
the CMT Rate Replacement Adjustment (if any).</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt">&#8220;CMT Rate Replacement Adjustment&#8221;
means the spread adjustment (which may be a positive or negative value or zero) that has been selected by us or the Calculation Agent
(after consulting with us) giving due consideration to any industry-accepted spread adjustment, or method for calculating or determining
such spread adjustment, for the replacement of the then-current CMT Rate Benchmark with the applicable Unadjusted CMT Rate Replacement
for floating-rate notes at such time.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt">&#8220;CMT Rate Replacement
Conforming Changes&#8221; means, with respect to any CMT Rate Replacement, changes to (1) any interest determination dates, interest payment
dates, or other relevant dates, business day convention or interest period, (2) the manner, timing and frequency of determining rates
and amounts of interest that are payable on the notes and the conventions relating to such determination and calculations with respect
to interest, (3) the timing and frequency of making payments of interest, (4) rounding conventions, (5) index maturities, and (6) any
other terms or provisions of the notes, in each case that we or the Calculation Agent (after consulting with us) determines, from time
to time, to be appropriate to reflect the determination and implementation of such CMT Rate Replacement giving due consideration to any
industry-accepted market practice (or, if we or the Calculation Agent (after consulting with us) determines that implementation of any
portion of such market practice is not administratively feasible or determines that no market practice for use of the CMT Rate Replacement</P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0pt 0pt 12pt; text-indent: 0pt">exists, in such other manner as we or the Calculation
Agent (after consulting with us) determines is appropriate).</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt">&#8220;CMT Rate Replacement
Date&#8221; means the earliest to occur of the following events with respect to the current CMT Rate Benchmark:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">(A)</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">in
the case of clause (A) or (B) of the definition of &#8220;CMT Rate Transition Event,&#8221; the later of (a) the date of the public statement
or publication of information referenced therein and (b) the date on which the administrator of the CMT Rate Benchmark permanently or
indefinitely ceases to provide such CMT Rate Benchmark;</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">(B)</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">in
the case of clause (C) of the definition of &#8220;CMT Rate Transition Event,&#8221; if such statement or publication referenced therein
indicates that the administrator or regulatory supervisor for the administrator has determined that such rate is no longer representative:
(a) at the date of such statement or publication referenced therein, the date of such statement or publication; or (b) as of a specified
future date, the first date on which such rate would ordinarily have been published or provided and is non-representative by reference
to the most recent statement or publication referenced therein, even if such rate continues to be published or provided on such date;
or</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">(C)</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">in
the case of clause (D) or (E) of the definition of &#8220;CMT Rate Transition Event,&#8221; the date of such determination referenced
therein.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; background-color: white">For the avoidance of doubt, if the event giving
rise to the CMT Rate Replacement Date occurs on the same day as, but earlier than, the CMT Rate Reference Time in respect of any determination,
the CMT Rate Replacement Date will be deemed to have occurred prior to the CMT Rate Reference Time for such determination.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt">&#8220;CMT Rate Reference
Time&#8221; with respect to any determination of a CMT Rate for an applicable index maturity for the notes means 5:00 p.m., New York,
New York time, on the CMT Rate Publication Day for the applicable U.S. Government Securities Business Day; provided that if a CMT Rate
Transition Event and related CMT Rate Replacement Date have occurred with respect to the then-current CMT Rate Benchmark and us or the
Calculation Agent (after consulting with us) has selected a CMT Rate Benchmark Replacement, &#8220;CMT Rate Reference Time&#8221; will
mean with respect to such CMT Rate Replacement, the time determined by us or the Calculation Agent (after consulting with us) in accordance
with the CMT Rate Replacement Conforming Changes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 35pt">&#8220;CMT Rate Transition
Event&#8221; means the occurrence of one or more of the following events with respect to the current CMT Rate Benchmark:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">(A)</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">a
public statement or publication of information by or on behalf of the administrator of the CMT Rate Benchmark announcing that such administrator
has ceased or will cease to provide such CMT Rate Benchmark, permanently or indefinitely, provided that, at the time of such statement
or publication, there is no successor administrator that will continue to provide such CMT Rate Benchmark;</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">(B)</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">a
public statement or publication of information by the regulatory supervisor for the administrator of the CMT Rate Benchmark, the central
bank for the currency of such CMT Rate Benchmark, an insolvency official with jurisdiction over the administrator for such CMT Rate Benchmark,
a resolution authority with jurisdiction over the administrator for such CMT Rate Benchmark or a court or an entity with similar insolvency
or resolution authority over the administrator for such CMT Rate Benchmark, which states that the administrator of such CMT Rate Benchmark
has ceased or will cease to provide such CMT Rate Benchmark permanently or indefinitely, provided that, at the time of such statement
or publication, there is no successor administrator that will continue to provide such CMT Rate Benchmark;</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">(C)</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">a
public statement or publication of information by the administrator of such CMT Rate Benchmark or the regulatory supervisor for the administrator
of such CMT Rate Benchmark announcing that such CMT Rate Benchmark is no longer, or as of a specified future date will no longer be,
representative of the underlying market and economic reality that such CMT Rate Benchmark is intended to measure, and that representativeness
will not be restored;</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">(D)</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">a
determination by us or the Calculation Agent (after consulting with us) that the CMT Rate Benchmark has been permanently or indefinitely
discontinued; or</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">(E)</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Bookman Old Style, Times, Serif; font-size: 9pt">a
determination by us or the Calculation Agent (after consulting with us) that such CMT Rate Benchmark as published is no longer an industry-accepted
rate of interest for U.S. dollar-denominated floating-rate notes at such time.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 12pt 0pt 0pt; text-indent: 0.5in; background-color: white">&#8220;Unadjusted
CMT Rate Replacement&#8221; means the CMT Rate Replacement excluding the CMT Rate Replacement Adjustment (if any).</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-transform: uppercase; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-transform: uppercase; text-align: center"><B>DESCRIPTION OF
THE NOTES</B></P>

<P STYLE="font: bold 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt">General</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">The terms and provisions of the notes are set
forth in this pricing supplement and, as applicable, the accompanying prospectus supplement and prospectus. The notes will be part of
a series of our medium-term notes entitled &#8220;Senior Medium-Term Notes, Series A&#8221; issued under the senior indenture, as amended
and supplemented from time to time, among us, the Guarantor and The Bank of New York Mellon Trust Company N.A., as trustee. The senior
indenture is described more fully in the accompanying prospectus supplement and prospectus. The following description of the notes supplements
the description of the general terms and provisions of the notes and debt securities set forth under the headings &#8220;Description of
the Notes&#8221; in the prospectus supplement and &#8220;Description of Debt Securities of BofA Finance LLC&#8221; in the prospectus.
These documents should be read in connection with this pricing supplement.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">Our payment obligations on the notes are fully
and unconditionally guaranteed by the Guarantor. The notes will rank equally in right of payment with all of our other unsecured and unsubordinated
obligations from time to time outstanding, except obligations that are subject to any priorities or preferences by law. The guarantee
of the notes will rank equally in right of payment with all other unsecured and unsubordinated obligations of the Guarantor, except obligations
that are subject to any priorities or preferences by law, and senior to its subordinated obligations. Any payments due on the notes, including
the repayment of principal and any accrued and unpaid interest, are subject to our credit risk, as issuer, and the credit risk of BAC,
as guarantor.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">The notes will be issued in minimum denominations
of $1,000 and whole multiples of $1,000. You may transfer the notes only in whole multiples of $1,000. The notes will mature on December
11, 2035.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">We may redeem all of the notes on any quarterly
Interest Payment Date occurring on or after December 11, 2026 (other than the maturity date). Prior to maturity, the notes are not repayable
at your option.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">If any scheduled quarterly interest payment
date, call date or the maturity date is not a business day, no adjustment will be made to the length of the corresponding interest period.
The payment will be postponed to the next business day, and no additional interest will be payable as a result of such postponement.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">The notes will be issued in book-entry form
only.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt"><B>Interest</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0; text-indent: 0.5in">For each quarterly interest period, interest will
accrue at a variable rate per annum equal to the product of:</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 6pt 0.5in; text-indent: 0.5in">(a) the Base Rate of at 8.00% (set on
the pricing date); and</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 6pt 0.5in; text-indent: 0.5in">(b) N/D; where,</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 1pt 1in">&#8220;N&#8221; = the number of U.S. Government Securities Business
Days (subject to the Rate Cut-Off Date convention) in the applicable interest period on which the CMT Rate is <B>greater than or equal
to </B>0.00% and <B>less than or equal to </B>5.00% (the &#8220;Accrual Range&#8221;); and</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 6pt 1in">&#8220;D&#8221; = the total number of U.S. Government Securities
Business Days in the applicable interest period.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 6pt 1in">The interest rate will be calculated and rounded, if necessary,
to the nearest one hundred-thousandth of a percent, with five one-millionths of a percentage point rounded upwards, e.g., 9.876545% (or
0.09876545) being rounded to 9.87655% (or 0.0987655).</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0; text-indent: 0.5in">For any U.S. Government Securities Business Day
from and including the third U.S. Government Securities Business Day prior to the related quarterly interest payment date for any interest
period through the end of the applicable interest period, the CMT Rate on those days will be the CMT Rate on that third U.S. Government
Securities Business Day prior to that quarterly interest payment date (the &#8220;Rate Cut-Off Date&#8221;). As a result, if the CMT Rate
is less than 0.00% or above 5.00% on a Rate Cut-Off Date, no interest will accrue on the notes on each day from and including the Rate
Cut-Off Date through the end of the applicable interest period. This will be the case even if the CMT Rate is greater than or equal to
0.00% and less than or equal to 5.00% on one or more of those days.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0; text-indent: 0.5in">For so long as the notes are held in book-entry
only form, we will pay the interest payment to the persons in whose names the notes are registered at the close of business one business
day prior to each</P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0">quarterly interest payment date. If the notes are not held in book-entry
only form, the record dates will be the fifteenth calendar day preceding the applicable payment date, whether or not that date is a business
day.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0; text-indent: 0.5in">Notwithstanding the foregoing, the payment at
maturity, including any final interest payment, will be paid to the persons in whose names the notes are registered on the maturity date.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0"><B>Optional Early Redemption </B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">On any Call Date, we have the right to redeem
all, but not less than all, of the notes for an amount equal to the Early Redemption Payment. No further amounts will be payable following
an early redemption. We will give notice to the trustee at least five business days but not more than 60 calendar days before the applicable
Call Date.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">The &#8220;Early Redemption Payment&#8221; will
be the principal amount of your notes, plus any accrued and unpaid interest.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">The &#8220;Call Dates&#8221; will be the quarterly
Interest Payment Dates beginning on December 11, 2026 and ending on September 11, 2035.</P>

<P STYLE="font: bold 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt">Payment at Maturity</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">Unless earlier redeemed, on the maturity date,
you will be paid the principal amount of the notes and any accrued and unpaid interest on the notes, subject to our and the Guarantor&#8217;s
respective credit risk. See &#8220;Risk Factors&#8212;All payments on the notes are subject to our credit risk and the credit risk of
the Guarantor, and actual or perceived changes in our or the Guarantor&#8217;s creditworthiness are expected to affect the value of the
notes&#8221; above.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">Regardless of the amounts of the interest payable
during each interest period over the term of the notes, you will receive your principal amount at maturity, assuming that we are otherwise
able to pay our debts on the maturity date.</P>

<P STYLE="font: bold 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt">Role of the Calculation Agent</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">The Calculation Agent has the sole discretion
to make all determinations regarding the notes, including determinations regarding the CMT Rate, the amount of each interest payment,
U.S. Government Securities Business Days, and business days. Absent manifest error, all determinations of the Calculation Agent will be
final and binding on you and us, without any liability on the part of the Calculation Agent.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">We have initially appointed our affiliate, MLCS,
as the Calculation Agent, but we may change the Calculation Agent at any time without notifying you.</P>

<P STYLE="font: bold 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt">Same-Day Settlement and Payment</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">The notes will be delivered in book-entry form
only through DTC against payment by purchasers of the notes in immediately available funds. We will make payments of the principal amount
and each interest payment in immediately available funds so long as the notes are maintained in book-entry form.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt"><B>Events of Default and Rights of Acceleration</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">If an Event of Default, as defined in the senior
indenture and in the section entitled &#8220;Description of Debt Securities of BofA Finance LLC&#8212;Events of Default and Rights of
Acceleration; Covenant Breaches&#8221; on page 54 of the accompanying prospectus, with respect to the notes occurs and is continuing,
the amount payable to a holder of the notes upon any acceleration permitted under the senior indenture will be equal to the principal
amount plus any accrued and unpaid interest, calculated as though the date of acceleration were the maturity date of the notes and as
though the final Rate Cut-Off Date were the third U.S. Government Securities Business Day prior to the date of acceleration. Any such
final interest payment may be prorated by the Calculation Agent to reflect the length of the final interest period. In case of a default
in the payment of the notes, whether at their maturity or upon acceleration, the notes will not bear a default interest rate.</P>

<P STYLE="font: bold 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt">Listing</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt; text-indent: 0.5in">The notes will not be listed on any securities
exchange.</P>


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<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-align: center"><B>Historical Levels of the CMT Rate</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-indent: 0.5in">The following graph sets forth the historical
CMT Rate from January 1, 2020 through November 28, 2025. This data is not intended to be indicative of the future performance of the CMT
Rate or what the value of or return on the notes may be. Any historical upward or downward trend in the CMT Rate during any period set
forth below is not an indication that the CMT Rate is more or less likely to increase or decrease in value at any time over the term of
the notes or what the CMT Rate would have been on any hypothetical date. The historical CMT Rate below uses the 10-Year CMT Rate as quoted
on the Bloomberg Professional Services service on page &#8220;&#8220;H15T10Y Index&#8221; at the CMT Rate Reference Time on the applicable
date. No one can predict what the CMT Rate will be on any day throughout the life of the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 6pt; margin-bottom: 0"><FONT STYLE="font-family: Bookman Old Style, Times, Serif"><B><IMG SRC="image_002.jpg" ALT="" STYLE="height: 283px; width: 549px"><BR STYLE="clear: both">
</B></FONT></P>


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<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 6pt 0 0; text-align: center"><B>SUPPLEMENTAL PLAN OF DISTRIBUTION; ROLE
OF BofAS AND CONFLICTS OF INTEREST</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 12pt 0 0; text-indent: 0.5in">BofAS, a broker-dealer affiliate of ours, is
a member of the Financial Industry Regulatory Authority, Inc. (&#8220;FINRA&#8221;) and will participate as a selling agent in the distribution
of the notes. Accordingly, the offering of the notes will conform to the requirements of FINRA Rule 5121. The selling agent is a party
to the distribution agreement described in the &#8220;Supplemental Plan of Distribution (Conflicts of Interest)&#8221; beginning on page
S-54 of the accompanying prospectus supplement.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 12pt 0; text-indent: 0.5in">The selling agent will receive the compensation
set forth on the cover page of this pricing supplement as to the notes sold through its efforts. Certain dealers who purchase the notes
for sale to certain fee-based advisory accounts and/or eligible institutional investors may forgo some or all of their selling concessions,
fees or commissions. The price to public for investors purchasing the notes in these accounts may be as low as $975.00 (97.50%) per $1,000
in principal amount of the notes. We or one of our affiliates may pay varying selling concessions of up to 2.50% in connection with the
distribution of the notes to other registered broker-dealers. If all of the offered notes are not sold on the pricing date at the public
offering price, then the selling agent and/or dealers may offer the notes for sale in one or more transactions at an offering price that
may be at a premium to the public offering price. These sales may occur at market prices prevailing at the time of sale, at prices related
to market prices or at negotiated prices.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">At BofAS&#8217;s discretion, for a short, undetermined
initial period after the issuance of the notes, BofAS may offer to buy the notes in the secondary market at a price that may exceed the
initial estimated value of the notes. Any price offered by BofAS for the notes will be based on then-prevailing market conditions and
other considerations, including the performance of the CMT Rate and the remaining term of the notes. However, none of us, the Guarantor,
BofAS or any of our other affiliates is obligated to purchase your notes at any price or at any time, and we cannot assure you that any
party will purchase your notes at a price that equals or exceeds the initial estimated value of the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">Any price that BofAS may pay to repurchase
the notes will depend upon then prevailing market conditions, the creditworthiness of us and the Guarantor, and transaction costs. At
certain times, this price may be higher than or lower than the initial estimated value of the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt"><B>European Economic Area and United Kingdom</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">None of this pricing supplement, the accompanying
prospectus or the accompanying prospectus supplement is a prospectus for the purposes of the Prospectus Regulation (as defined below).
This pricing supplement, the accompanying prospectus and the accompanying prospectus supplement have been prepared on the basis that any
offer of notes in any Member State of the European Economic Area (the &#8220;EEA&#8221;) or the United Kingdom which has implemented the
Prospectus Regulation (each, a &#8220;Relevant Member State&#8221;) will only be made to a legal entity which is a qualified investor
under the Prospectus Regulation (&#8220;Qualified Investors&#8221;). Accordingly any person making or intending to make an offer in that
Relevant Member State of notes which are the subject of the offering contemplated in this pricing supplement, the accompanying prospectus
and the accompanying prospectus supplement may only do so with respect to Qualified Investors. Neither BofA Finance nor BAC has authorized,
nor does it authorize, the making of any offer of notes other than to Qualified Investors. The expression &#8220;Prospectus Regulation&#8221;
means Regulation (EU) 2017/1129.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in"><B>PROHIBITION OF SALES TO EEA AND UNITED KINGDOM
RETAIL INVESTORS</B> &#8211; The notes are not intended to be offered, sold or otherwise made available to and should not be offered,
sold or otherwise made available to any retail investor in the EEA or the United Kingdom. For these purposes: (a) a retail investor means
a person who is one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of Directive 2014/65/EU, as amended (&#8220;MiFID
II&#8221;); or (ii) a customer within the meaning of Directive (EU) 2016/97 (the Insurance Distribution Directive), where that customer
would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as
defined in the Prospectus Regulation; and (b) the expression &#8220;offer&#8221; includes the communication in any form and by any means
of sufficient information on the terms of the offer and the notes to be offered so as to enable an investor to decide to purchase or subscribe
for the notes. Consequently no key information document required by Regulation (EU) No 1286/2014, as amended (the &#8220;PRIIPs Regulation&#8221;)
for offering or selling the notes or otherwise making them available to retail investors in the EEA or in the United Kingdom has been
prepared and therefore offering or selling the notes or otherwise making them available to any retail investor in the EEA or in the United
Kingdom may be unlawful under the PRIIPs Regulation.</P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt"><B>United Kingdom</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">The communication of this pricing supplement,
the accompanying prospectus supplement, the accompanying prospectus and any other document or materials relating to the issue of the notes
offered hereby is not being made, and such documents and/or materials have not been approved, by an authorized person for the purposes
of section 21 of the United Kingdom&#8217;s Financial Services and Markets Act 2000, as amended (the &#8220;FSMA&#8221;). Accordingly,
such documents and/or materials are not being distributed to, and must not be passed on to, the general public in the United Kingdom.
The communication of such documents and/or materials as a financial promotion is only being made to those persons in the United Kingdom
who have professional experience in matters relating to investments and who fall within the definition of investment professionals (as
defined in Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, as amended (the &#8220;Financial
Promotion Order&#8221;)), or who fall within Article 49(2)(a) to (d) of the Financial Promotion Order, or who are any other persons to
whom it may otherwise lawfully be made under the Financial Promotion Order (all such persons together being referred to as &#8220;relevant
persons&#8221;). In the United Kingdom, the notes offered hereby are only available to, and any investment or investment activity to which
this pricing supplement, the accompanying prospectus supplement and the accompanying prospectus relates will be engaged in only with,
relevant persons. Any person in the United Kingdom that is not a relevant person should not act or rely on this pricing supplement, the
accompanying prospectus supplement or the accompanying prospectus or any of their contents.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">Any invitation or inducement to engage in investment
activity (within the meaning of Section 21 of the FSMA) in connection with the issue or sale of the notes may only be communicated or
caused to be communicated in circumstances in which Section 21(1) of the FSMA does not apply to BofA Finance, as issuer, or BAC, as guarantor.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">All applicable provisions of the FSMA must
be complied with in respect to anything done by any person in relation to the notes in, from or otherwise involving the United Kingdom.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 6pt">&nbsp;</P>


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<P STYLE="font: 10pt Bookman Old Style, Times, Serif; margin: 0; text-align: center"><B>STRUCTURING THE NOTES</B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 12pt 0 0; text-indent: 0.5in">The notes are our debt securities, the return
on which is linked to the performance of the CMT Rate. The related guarantees are BAC&#8217;s obligations. As is the case for all of our
and BAC&#8217;s respective debt securities, including our market-linked notes, the economic terms of the notes reflect our and BAC&#8217;s
actual or perceived creditworthiness at the time of pricing. In addition, because market-linked notes result in increased operational,
funding and liability management costs to us and BAC, BAC typically borrows the funds under these types of notes at a rate, which we refer
to in this pricing supplement as BAC&#8217;s internal funding rate, that is more favorable to BAC than the rate that it might pay for
a conventional fixed or floating rate debt security. This generally relatively lower internal funding rate, which is reflected in the
economic terms of the notes, along with the fees and charges associated with market-linked notes, typically results in the initial estimated
value of the notes at the time the terms of the notes are set and on the pricing date being less than their public offering price.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 12pt 0 0; text-indent: 0.5in">In order to meet our payment obligations on
the notes, at the time we issue the notes, we may choose to enter into certain hedging arrangements (which may include call options, put
options or other derivatives) with BofAS or one of our other affiliates. The terms of these hedging arrangements are determined based
upon terms provided by BofAS and its affiliates, and take into account a number of factors, including our and BAC&#8217;s creditworthiness,
interest rate movements, the volatility of the CMT Rate, the tenor of the notes and the hedging arrangements. The economic terms of the
notes and their initial estimated value depend in part on the terms of these hedging arrangements.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 12pt 0 0; text-indent: 0.5in">BofAS has advised us that the hedging arrangements
will include hedging related charges, reflecting the costs associated with, and our affiliates&#8217; profit earned from, these hedging
arrangements. Since hedging entails risk and may be influenced by unpredictable market forces, actual profits or losses from these hedging
transactions may be more or less than any expected amounts.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 12pt 0 0; text-indent: 0.5in">For further information, see &#8220;Risk Factors&#8221;
beginning on page PS-9 above.</P>


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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-transform: uppercase; text-align: center"><B>U.S. FEDERAL INCOME
TAX SUMMARY </B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">The following summary of the material U.S. federal
income tax considerations of the acquisition, ownership, and disposition of the notes supplements, and to the extent inconsistent supersedes,
the discussions under &#8220;U.S. Federal Income Tax Considerations&#8221; in the accompanying prospectus and under &#8220;U.S. Federal
Income Tax Considerations&#8221; in the accompanying prospectus supplement and is not exhaustive of all possible tax considerations. This
summary is based upon the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), regulations promulgated under the Code by
the U.S. Treasury Department (&#8220;Treasury&#8221;) (including proposed and temporary regulations), rulings, current administrative
interpretations and official pronouncements of the Internal Revenue Service (&#8220;IRS&#8221;), and judicial decisions, all as currently
in effect and all of which are subject to differing interpretations or to change, possibly with retroactive effect. No assurance can be
given that the IRS would not assert, or that a court would not sustain, a position contrary to any of the tax consequences described below.
This summary does not include any description of the tax laws of any state or local governments, or of any foreign government, that may
be applicable to a particular holder.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">Although the notes are issued by us, they will
be treated as if they were issued by Bank of America Corporation for U.S. federal income tax purposes. Accordingly throughout this tax
discussion, references to &#8220;we,&#8221; &#8220;our&#8221; or &#8220;us&#8221; are generally to Bank of America Corporation unless
the context requires otherwise.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">This summary is directed solely to U.S. Holders
and Non-U.S. Holders that, except as otherwise specifically noted, will purchase the notes upon original issuance and will hold the notes
as capital assets within the meaning of Section 1221 of the Code, which generally means property held for investment, and that are not
excluded from the discussion under &#8220;U.S. Federal Income Tax Considerations&#8221; in the accompanying prospectus. This discussion
does not address the tax consequences applicable to holders subject to Section 451(b) of the Code. This summary assumes that the issue
price of the notes, as determined for U.S. federal income tax purposes, equals the principal amount thereof.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">You should consult your own tax advisor concerning
the U.S. federal income tax consequences to you of acquiring, owning, and disposing of notes, as well as any tax consequences arising
under the laws of any state, local, foreign, or other tax jurisdiction and the possible effects of changes in U.S. federal or other tax
laws.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt"><B>U.S. Holders </B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">The tax treatment of your notes is uncertain.
The tax treatment of your notes will depend upon whether the notes are properly treated as variable rate debt instruments or contingent
payment debt instruments. This in turn depends, in part, upon whether it is reasonably expected that the return on the notes during the
first half of the notes&#8217; term will be significantly greater or less than the return on the notes during the second half of the notes&#8217;
term. Based on our numerical analysis, we will take the position that it is not reasonably expected that the return on the notes during
the first half of the notes&#8217; term will be significantly greater or less than the return on the notes during the second half of the
notes&#8217; term. We will accordingly treat your notes as variable rate debt instruments for U.S. federal income tax purposes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">Except as otherwise noted below under &#8220;Alternative
Treatments,&#8221; the discussion below assumes that the notes will be treated as variable rate debt instruments for U.S. federal income
tax purposes. Under this characterization, interest on a note generally will be included in the income of a U.S. Holder as ordinary income
at the time it is accrued or is received in accordance with the U.S. Holder&#8217;s regular method of accounting for U.S. federal income
tax purposes. Please see the discussion in the prospectus under the section entitled &#8220;U.S. Federal Income Tax Considerations&#8212;
General &#8212;Consequences to U.S. Holders&#8212;Variable Rate Debt Securities&#8221; for a discussion of these rules.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">Upon the sale, exchange, redemption, retirement,
or other disposition of a note, a U.S. Holder will recognize gain or loss equal to the difference between the amount realized upon the
sale, exchange, redemption, retirement, or other disposition (less an amount equal to any accrued interest not previously included in
income if the note is disposed of between interest payment dates, which will be included in income as interest income for U.S. federal
income tax purposes) and the U.S. Holder&#8217;s adjusted tax basis in the note. A U.S. Holder&#8217;s adjusted tax basis in a note generally
will be the cost of the note to such U.S. Holder. Any gain or loss realized on the sale, exchange, redemption, retirement, or other disposition
of a note generally will be capital gain or loss and will be long-term capital gain or loss if the note has been held for more than one
year. The ability of U.S. Holders to deduct capital losses is subject to limitations under the Code.</P>


<!-- Field: Page; Sequence: 24; Value: 2 -->
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<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in"><I>Alternative Tax Treatments. </I>If it is
determined that it is reasonably expected that the return on the notes during the first half of the notes&#8217; term will be significantly
greater or less than the return on the notes during the second half of the notes&#8217; term, the notes should be treated as a debt instrument
subject to special rules governing contingent payment debt instruments for U.S. federal income tax purposes. If the notes are so treated,
a U.S. Holder would be required to accrue original issue discount every year at a &#8220;comparable yield&#8221; determined at the time
of issuance. In addition, you would be required to construct a projected payment schedule for the notes and you would make a &#8220;positive
adjustment&#8221; to the extent of any excess of an actual payment over the corresponding projected payment under the notes, and you would
make a &#8220;negative adjustment&#8221; to the extent of the excess of any projected payment over the corresponding actual payment under
the notes. Any gain realized by a U.S. Holder at maturity or upon a sale or exchange of the notes generally would be treated as ordinary
income, and any loss realized at maturity or upon a sale or exchange of the notes generally would be treated as ordinary loss to the extent
of the U.S. Holder&#8217;s prior accruals of original issue discount, and as capital loss thereafter.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">It is also possible that the IRS could determine
that the notes should be subject to special rules for notes that provide for alternative payment schedules if one of such schedules is
significantly more likely than not to occur. If your notes are subject to those rules, you would generally be required to include the
stated interest on your notes in income as it accrues even if you are otherwise subject to the cash basis method of accounting for tax
purposes. The rules for notes that provide alternative payment schedules if one of such schedules is significantly more likely than not
to occur are discussed under &#8220;U.S. Federal Income Tax Considerations&#8212;General&#8212;Consequences to U.S. Holders&#8212;Debt
Securities Subject to Contingencies&#8221; in the accompanying prospectus.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt"><B>Non-U.S. Holders </B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">Please see the discussion under &#8220;U.S.
Federal Income Tax Considerations&#8212;General&#8212;Consequences to Non-U.S. Holders&#8221; in the accompanying prospectus for the material
U.S. federal income tax consequences that will apply to Non-U.S. Holders of the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt"><B>Backup Withholding and Information Reporting </B></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">Please see the discussion under &#8220;U.S.
Federal Income Tax Considerations&#8212;General&#8212;Backup Withholding and Information Reporting&#8221; in the accompanying prospectus
for a description of the applicability of the backup withholding and information reporting rules to payments made on the notes.</P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt"><I>You should consult your own tax advisor concerning the U.S. federal
income tax consequences to you of acquiring, owning, and disposing of the notes, as well as any tax consequences arising under the laws
of any state, local, foreign, or other tax jurisdiction and the possible effects of changes in U.S. federal or other tax laws.</I></P>

<P STYLE="font: 9pt Bookman Old Style, Times, Serif; margin: 0 0 9pt; text-indent: 0.5in">&nbsp;</P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
