<SUBMISSION>
<ACCESSION-NUMBER>0000720005-02-000002
<TYPE>10-Q
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20011228
<FILING-DATE>20020208
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>RAYMOND JAMES FINANCIAL INC
<CIK>0000720005
<ASSIGNED-SIC>6211
<IRS-NUMBER>591517485
<STATE-OF-INCORPORATION>FL
<FISCAL-YEAR-END>0930
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>10-Q
<ACT>34
<FILE-NUMBER>001-09109
<FILM-NUMBER>02531176
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>880 CARILLON PKWY
<STREET2>P O BOX 12749
<CITY>ST PETERSBURG
<STATE>FL
<ZIP>33716
<PHONE>7275733800
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>P O BOX 12749
<CITY>ST. PETERSBURG
<STATE>FL
<ZIP>33716
</MAIL-ADDRESS>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>RJ FINANCIAL CORP/FL
<DATE-CHANGED>19870303
</FORMER-COMPANY>
</FILER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>dec01.htm
<TEXT>
<HTML>
<HEAD>
<TITLE>&#9;FORM 10 Q</TITLE>
</HEAD>
<BODY>

<B><FONT FACE="Arial" SIZE=3><P ALIGN="CENTER"><A NAME="OLE_LINK2"></a><A NAME="OLE_LINK1">FORM 10-Q</B><BR>
<B>SECURITIES AND EXCHANGE COMMISSION</B><BR>
<B>Washington, D. C. 20549</P>
</B><P ALIGN="JUSTIFY"></P>
<B><P ALIGN="JUSTIFY">(Mark one)</P>
<P align="left">[ X ]&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
THE SECURITIES EXCHANGE ACT OF 1934.</P>
</B><P ALIGN="JUSTIFY"></P></FONT>
<P ALIGN="RIGHT">
<div align="center">
  <center><TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=456>
<TR><TD WIDTH="251" VALIGN="TOP">
<B><FONT FACE="Arial" SIZE=3><P>For the quarterly period ended</B></FONT></TD>
<TD WIDTH="173" VALIGN="TOP">
<B><FONT FACE="Arial" SIZE=3><P><u>December 28, 2001</u></FONT> </B></TD>
</TR>
</TABLE>
  </center>
</div>

<B><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY"></P>
<P ALIGN="CENTER">OR</P>
<P ALIGN="JUSTIFY"></P>
<P>[&nbsp;&nbsp;&nbsp;]&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;THE SECURITIES EXCHANGE ACT OF 1934</P>
</B><P ALIGN="JUSTIFY"></P></FONT>
<TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=586>
<TR><TD WIDTH="42%" VALIGN="TOP">
<B><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">For the transition period from</B></FONT></TD>
<TD WIDTH="23%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="8%" VALIGN="TOP">
<B><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">To</B></FONT></TD>
<TD WIDTH="27%" VALIGN="TOP">&nbsp;</TD>
</TR>
</TABLE>

<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">Commission file number&nbsp;<U>&nbsp;&nbsp;1-9109  </U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P ALIGN="JUSTIFY"></P>
<U><P ALIGN="CENTER">RAYMOND JAMES FINANCIAL, INC.</U> <BR>
(Exact name of registrant as specified in its charter)</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">&nbsp;</P></FONT>
<TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=708>
<TR><TD WIDTH="41%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Florida</FONT></TD>
<TD WIDTH="34%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="25%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">No.&nbsp;59-1517485</FONT></TD>
</TR>
<TR><TD WIDTH="41%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">(State or other jurisdiction of incorporation or organization)</FONT></TD>
<TD WIDTH="34%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="25%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">(I.R.S.&nbsp;Employer Identification No.)</FONT></TD>
</TR>
<TR><TD WIDTH="41%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="34%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="25%" VALIGN="TOP">&nbsp;</TD>
</TR>
</TABLE>

<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<U><P ALIGN="CENTER"> 880 Carillon Parkway, St. Petersburg, Florida  33716<BR>
(Address of principal executive offices)    (Zip Code)</P>
</U><P ALIGN="JUSTIFY"></P>
<U><P ALIGN="CENTER">(727) 573-3800<BR>
</U>(Registrant's telephone number, including area code)<BR>
</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="CENTER">Yes<U> X </U> No___</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">Indicate the number of shares outstanding of each of the registrant's classes of common stock, as of the close of the latest practicable date.</P>
<P ALIGN="JUSTIFY"></P>
<U><P ALIGN="CENTER">48,556,693 shares of Common Stock and 190,847 exchangeable shares as of February 6, 2002.</P>
<P ALIGN="CENTER"></P>
</U><P>The exchangeable shares were issued on January 2, 2001 in connection with the acquisition of Goepel McDermid Inc.  They are exchangeable into shares of common stock on a one-for-one basis and entitle holders to payments equivalent
to cash dividends paid on shares of common stock.</P></FONT>
<P ALIGN="CENTER"><CENTER><TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=690 height="1143">
<TR><TD WIDTH="61" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER"></A></FONT></TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">RAYMOND JAMES FINANCIAL, INC. AND SUBSIDIARIES</U></FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Form 10-Q for the Quarter Ended December 28, 2001 </U></FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="3"><font size="1">&nbsp;</font></TD>
<TD WIDTH="535" VALIGN="TOP" height="3"><font size="1">&nbsp;</font></TD>
<TD WIDTH="46" VALIGN="TOP" height="3"><font size="1">&nbsp;</font></TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">INDEX</U></FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">PART I</FONT></TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">FINANCIAL INFORMATION</U></FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">PAGE</FONT></TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">Item 1. </FONT></TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Financial Statements (unaudited)</FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="38">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="38">
<FONT FACE="Arial" SIZE=3><P>Consolidated Statement of Financial Condition as of December 28, 2001 and the audited September 28, 2001    </FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="38">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">2</FONT></TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="38">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="38">
<FONT FACE="Arial" SIZE=3><P>Consolidated Statement of Operations for the three months ended December 28, 2001 and December 29, 2000 </FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="38">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">3</FONT></TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="38">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="38">
<FONT FACE="Arial" SIZE=3><P>Consolidated Statement of Cash Flows for the three months ended December 28, 2001 and December 29, 2000</FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="38">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">4</FONT></TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P>Notes to Consolidated Financial Statements </FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">5</FONT></TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">Item 2.</FONT></TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P>Management's Financial Discussion and Analysis </FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">10</FONT></TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">Item 3.</FONT></TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P>Quantitative and Qualitative Disclosure of Market Risk    </FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">12</FONT></TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P>PART II.</FONT></TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P>OTHER INFORMATION</U></FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">Item 6.</FONT></TD>
<TD WIDTH="535" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P>None</FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="46" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="61" VALIGN="TOP" height="38">&nbsp;</TD>
<TD WIDTH="535" VALIGN="TOP" height="38">
<FONT FACE="Arial" SIZE=3><P>All other items required in Part II have been previously filed or are not applicable for the quarter ended December 28, 2001.</FONT></TD>
<TD WIDTH="46" VALIGN="TOP" height="38">&nbsp;</TD>
</TR>
</TABLE>
</CENTER>

<B><FONT FACE="Arial" SIZE=3><U><P ALIGN="CENTER"><BR>
</P>
<!-- The following table was generated by the Internet Assistant Wizard for Microsoft Excel. -->
<!-- ------------------------- -->
<!-- START OF CONVERTED OUTPUT -->
<!-- ------------------------- -->
<table border="0" cellspacing="0" cellpadding="0" width="637">
  <tr ALIGN="center" VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
    <td COLSPAN="6" width="635"><font FACE="Arial"><b><u>RAYMOND JAMES
      FINANCIAL, INC. AND SUBSIDIARIES</u></b></font></td>
  </tr>
  <tr ALIGN="center" VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
    <td COLSPAN="6" width="635"><font FACE="Arial"><b><u>CONSOLIDATED STATEMENT
      OF FINANCIAL CONDITION</u></b></font></td>
  </tr>
  <tr ALIGN="center" VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
    <td COLSPAN="6" width="635"><font FACE="Arial">(in thousands, except per
      share amounts)</font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
    <td ALIGN="right" width="381"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="109"><font FACE="Arial"><b>December 28,</b></font></td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="117"><font FACE="Arial" size="3"><b>September 28,</b></font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
    <td ALIGN="right" width="381"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="109"><font FACE="Arial"><b>2001</b></font></td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="117"><font FACE="Arial"><b>2001</b></font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
    <td ALIGN="right" width="381"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="109">
      <p style="border-bottom-style: solid"><font face="Arial"><b>(UNAUDITED)</b></font></p>
    </td>
    <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  </U>
  <td ALIGN="center" width="117">
    <p style="border-bottom-style: solid" align="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td>
</tr>
<U>
<tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
  <td ALIGN="left" width="381"><font FACE="Arial"><b>ASSETS</b></font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Cash
    and cash equivalents</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    353,108&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    458,468&nbsp;</font></td>
</tr>
<tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
  <td ALIGN="left" width="381"><font FACE="Arial">Assets segregated pursuant to
    federal regulations:</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Cash and cash equivalents</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">1,421&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">74,426&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Securities purchased under agreements to resell</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">1,945,563&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">1,671,158&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Securities
    owned:</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Trading and investment account securities</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">369,311&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">296,288&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Available for sale securities</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">390,335&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">366,533&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Receivables:</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Clients</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">1,535,446&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">1,596,539&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Stock borrowed</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">1,272,520&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">1,251,554&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Brokers-dealers and clearing organizations</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">267,157&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">181,713&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Other</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">119,587&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">135,087&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Property
    and equipment, net</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">102,292&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">104,694&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Deferred
    income taxes, net</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">40,603&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">37,817&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Deposits
    with clearing organizations</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">21,967&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">22,069&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Intangible
    assets</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">64,365&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">64,819&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Investment
    in leveraged leases</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">24,951&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">24,868&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Prepaid
    expenses and other assets</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><u><font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    97,382&nbsp;</font></u></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    86,021&nbsp;</u></font></td>
</tr>
<tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
  <td ALIGN="right" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="109">
    <p style="border-bottom-style: solid"><font FACE="Arial"><b>$&nbsp;&nbsp;&nbsp;&nbsp;
    6,606,008&nbsp;</b></font></p>
  </td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="117">
    <p style="border-bottom-style: solid"><font FACE="Arial"><b>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    6,372,054&nbsp;</b></font></p>
  </td>
</tr>
<tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
  <td ALIGN="left" width="381"><font FACE="Arial"><b>LIABILITIES AND
    SHAREHOLDERS' EQUITY</b></font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Loans
    payable</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    166,485&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    162,426&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Payables:</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Clients</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">3,662,498&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">3,611,594&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Stock loaned</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">1,319,951&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">1,265,089&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Brokers-dealers and clearing organizations</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">279,575&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">168,401&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Trade and other</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">133,333&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">140,504&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;
    Trading account securities sold but not yet</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    purchased</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">71,979&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">65,419&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Accrued
    compensation, commissions and benefits</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">166,698&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">187,745&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Income
    taxes payable</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    11,347&nbsp;</u></font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    -&nbsp;</u></font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    5,811,866&nbsp;</u></font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    5,601,178&nbsp;</u></font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Commitments
    and contingencies&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">-&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">-&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial"><b>Shareholders'
    equity</b></font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Preferred
    stock; $.10 par value; authorized</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;
    10,000,000 shares; issued and outstanding -0- shares</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">-&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">-&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Common
    Stock; $.01 par value; authorized</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;
    100,000,000 shares; issued 48,997,995 shares</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">490&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">490&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Shares
    exchangeable into common stock; 218,573</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">6,423&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">6,423&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Additional
    paid-in capital</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">70,591&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">67,464&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Accumulated
    other comprehensive income</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">(8,083)</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">(6,881)</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Retained
    earnings</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    734,483&nbsp;</u></font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    721,183&nbsp;</u></font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">803,904&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">788,679&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">Less:
    533,044 and 1,002,753 common shares</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="left" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;
    in treasury, at cost</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    (9,762)</u></font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    (17,803)</u></font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    794,142&nbsp;</u></font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    770,876&nbsp;</u></font></td>
</tr>
<tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
  <td ALIGN="right" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="109">
    <p style="border-bottom-style: solid"><font FACE="Arial"><b>$&nbsp;&nbsp;&nbsp;&nbsp;
    6,606,008&nbsp;</b></font></p>
  </td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="117">
    <p style="border-bottom-style: solid"><font FACE="Arial"><b>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    6,372,054&nbsp;</b></font></p>
  </td>
</tr>
<tr VALIGN="bottom">
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="381"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="109"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: #, ##0_)[semicolon](#, ##0)" width="6"><font FACE="Arial">&nbsp;</font></td>
  <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]_)[semicolon]_(@_)'" width="117"><font FACE="Arial">&nbsp;</font></td>
</tr>
<tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:#,##0_)[semicolon](#,##0)">
  <td ALIGN="center" COLSPAN="6" width="635"><font FACE="Arial">See accompanying
    Notes to Consolidated Financial Statements.</font></td>
</tr>
</table>
<!-- ------------------------- -->
<!-- END OF CONVERTED OUTPUT -->
<!-- ------------------------- -->
<!-- The following table was generated by the Internet Assistant Wizard for Microsoft Excel. -->
<!-- ------------------------- -->
<!-- START OF CONVERTED OUTPUT -->
<!-- ------------------------- -->
<table border="0" cellspacing="0" cellpadding="0">
  <tr VALIGN="bottom">
    <td ALIGN="right">&nbsp;
      <p>&nbsp;</td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="left"></td>
  </tr>
  <tr VALIGN="bottom">
    <td COLSPAN="7" ALIGN="center"><font FACE="Arial"><b><u>RAYMOND JAMES
      FINANCIAL, INC. AND SUBSIDIARIES</u></b></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td COLSPAN="7" ALIGN="center"><font FACE="Arial"><b><u>CONSOLIDATED
      STATEMENT OF OPERATIONS</u></b></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td COLSPAN="7" ALIGN="center"><font FACE="Arial"><b><u>(UNAUDITED)</u></b></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td COLSPAN="7" ALIGN="center"><font FACE="Arial">(in thousands, except per
      share amounts)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="left"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="left"></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" COLSPAN="3">
      <p style="border-bottom-style: solid"><font FACE="Arial">Three Months
      Ended</font></p>
    </td>
    <td ALIGN="left"></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center"><font FACE="Arial">December 28,</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center"><font FACE="Arial">December 29,</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center">
      <p style="border-bottom-style: solid"><font FACE="Arial">2001</font></p>
    </td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center">
      <p style="border-bottom-style: solid"><font FACE="Arial">2000</font></p>
    </td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Revenues:</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Securities commissions and
      fees</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      238,634</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      245,239</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Investment banking</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">23,850</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">12,989</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Investment advisory fees</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">27,768</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">33,528</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Interest</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">45,379</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">102,465</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Correspondent clearing</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">838</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">1,052</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Net trading profits</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">5,912</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">6,980</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Financial service fees</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">13,513</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">10,742</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Other</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      8,242</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      8,028</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total revenues</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      364,136</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      421,023</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Expenses</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Compensation, commissions
      and benefits</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">245,991</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">245,196</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Communication and
      information processing</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">17,243</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">13,568</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Occupancy and equipment</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">15,096</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">13,276</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Clearance and floor
      brokerage</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">3,369</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">3,153</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Interest</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">25,121</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">70,813</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Business development</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">11,254</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">12,065</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Other</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">16,680</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">13,823</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      &nbsp;</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      &nbsp;</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total expenses</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      334,754</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      371,894</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Income before provision for income taxes</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">29,382</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">49,129</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; Provision for income taxes</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">11,284</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">16,948</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      &nbsp;</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      &nbsp;</u></font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Net income</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      18,098</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      32,181</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0_)[semicolon]_($* (#,##0)[semicolon]_($* [dquote]-[dquote]_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Net income per share-basic</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]??_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      0.37</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]??_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      0.69</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Net income per share-diluted</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]??_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      0.37</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]??_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      0.67</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Cash dividends declared per</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; common share</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]???_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      0.09</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]???_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_($* #,##0.00_)[semicolon]_($* (#,##0.00)[semicolon]_($* [dquote]-[dquote]???_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      0.09</font></p>
    </td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Weighted average common shares</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; outstanding-basic</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">48,377</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">46,648</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">Weighted average common and common</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left"><font FACE="Arial">&nbsp;&nbsp; equivalent shares
      outstanding-diluted</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">49,366</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)">
      <p style="border-bottom-style: solid"><font FACE="Arial">47,822</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat:_(* #,##0_)[semicolon]_(* (#,##0)[semicolon]_(* [dquote]-[dquote]??_)[semicolon]_(@_)"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="center" COLSPAN="6"><font FACE="Arial">See accompanying Notes to
      Consolidated Financial Statements.</font></td>
    <td ALIGN="right"><font FACE="Arial">&nbsp;</font></td>
  </tr>
</table>
<!-- ------------------------- -->
<!-- END OF CONVERTED OUTPUT -->
<!-- ------------------------- -->
<P ALIGN="CENTER"></P>
<!-- The following table was generated by the Internet Assistant Wizard for Microsoft Excel. -->
<!-- ------------------------- -->
<!-- START OF CONVERTED OUTPUT -->
<!-- ------------------------- -->
<table border="0" cellspacing="0" cellpadding="0" width="684">
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="center" COLSPAN="5" width="655">&nbsp;
      <p>&nbsp;</p>
      <p><font FACE="Arial"><u>RAYMOND JAMES FINANCIAL, INC. AND SUBSIDIARIES</u></font></p>
    </td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="center" COLSPAN="5" width="655"><font FACE="Arial"><u>CONSOLIDATED
      STATEMENT OF CASH FLOWS</u></font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="center" COLSPAN="5" width="655"><font FACE="Arial">(UNAUDITED)</font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="center" COLSPAN="5" width="655"><font FACE="Arial">(in thousands)</font></td>
  </tr>
  <tr ALIGN="center" VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td width="416"><font FACE="Arial">&nbsp;</font></td>
    <td width="4"><font FACE="Arial">&nbsp;</font></td>
    <td width="110"><font FACE="Arial">&nbsp;</font></td>
    <td width="39"><font FACE="Arial">&nbsp;</font></td>
    <td width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="center" COLSPAN="2" width="395"></td>
    <td ALIGN="center" COLSPAN="3" width="258">
      <p style="border-bottom-style: solid"><font FACE="Arial"><b>Quarter Ended</b></font></p>
    </td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="110"><font FACE="Arial"><b>December 28,</b></font></td>
    <td ALIGN="right" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="105"><font FACE="Arial"><b>December 29,</b></font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="left" width="416"><font FACE="Arial"><b>Cash Flows from operating
      activities:</b></font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="110">
      <p style="border-bottom-style: solid"><font FACE="Arial"><b>2001</b></font></p>
    </td>
    <td ALIGN="right" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="center" width="105">
      <p style="border-bottom-style: solid"><font FACE="Arial"><b>2000</b></font></p>
    </td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Net Income</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><u>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      18,098&nbsp;</u></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><u>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      32,181&nbsp;</u></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Adjustments to
      reconcile net income to net</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><b>&nbsp;</b></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><b>&nbsp;</b></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp; cash
      provided by (used in) operating activities:</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Depreciation and amortization</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">5,336&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">5,346&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Amortization of intangible assets</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">454&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">634&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Deferred income taxes</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(2,786)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(5,327)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Unrealized loss and premium amortization</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      on available for sale securities</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">376&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(7)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Ineffectiveness of cash flow hedges&nbsp;</font></td>
    <td ALIGN="left" width="4"></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">693&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font face="Arial">(41)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Provision for bad debts and other accruals</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">1,581&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(3,651)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Stock and option compensation expense</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">6,623&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">12,351&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; (Increase) decrease
      in assets:</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Assets segregated pursuant to federal regulations</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(201,400)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(733,391)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Receivables:</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Clients, net</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">61,093&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">262,401&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Stock borrowed</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(20,966)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(58,159)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Brokers-dealers and clearing organizations</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(85,444)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(90,483)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Other</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">15,500&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(9,603)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Trading and investment account securities, net</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(66,463)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(25,721)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Prepaid expenses and other assets</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(11,342)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(22,739)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Increase (decrease)
      in liabilities:</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Payables:</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Clients</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">50,904&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">685,660&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Stock loaned</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">54,862&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">18,297&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Brokers-dealers and clearing organizations</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">111,174&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(5,561)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Trade and other</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(8,752)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">6,189&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;
      Accrued compensation, commissions and benefits</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(21,047)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(54,405)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;
      Income taxes payable</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      11,347&nbsp;</u></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      23,577&nbsp;</u></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      Total adjustments</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      (98,257)</u></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      5,367&nbsp;</u></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">Net cash provided by (used
      in) operating activities</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      (80,159)</u></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      37,548&nbsp;</u></font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial"><b>Cash Flows from investing
      activities:</b></font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Additions to property
      and equipment, net</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(2,934)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(4,425)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Purchases of
      available for sale securities</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(77,099)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(1,232)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Sales of available
      for sale securities</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">-&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">41,780&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Maturations and
      repayments of available for sale securities</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">52,753&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">28,119&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">Net cash provided by (used
      in) investing activities</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      (27,280)</u></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      64,242&nbsp;</u></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial"><b>Cash Flows from financing
      activities:</b></font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Proceeds from
      borrowed funds</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">15,066&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">41,228&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Repayments on
      mortgage and borrowings</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(11,007)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(27,332)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Exercise of stock
      options and employee stock purchases</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">5,234&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">4,548&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Purchase of treasury
      stock</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(690)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(257)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Cash dividends on
      common stock</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(4,798)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">(4,220)</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">Net cash provided by
      financing activities</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      3,805&nbsp;</u></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      13,967&nbsp;</u></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">Currency adjustments:</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Effect of exchange
      rate changes on cash</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      (1,726)</u></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      643&nbsp;</u></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">Net increase (decrease) in
      cash and cash equivalents</font></td>
    <td ALIGN="left" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">(105,360)</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">116,400&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">Cash and cash equivalents at
      beginning of period</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      458,468&nbsp;</u></font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      305,284&nbsp;</u></font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_(* #', '##0_)[semicolon]_(* #', '##0)[semicolon]_(* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">Cash and cash equivalents at
      end of period</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      353,108&nbsp;</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      421,684&nbsp;</font></p>
    </td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">Supplemental disclosures of
      cash flow information</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font face="Arial">&nbsp; Cash paid for
      interest</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      26,735&nbsp;</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      44,991&nbsp;</font></p>
    </td>
  </tr>
  <tr VALIGN="bottom">
    <td ALIGN="left" width="416"><font FACE="Arial">&nbsp; Cash paid for taxes</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="110">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      1,518&nbsp;</font></p>
    </td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" STYLE="vnd.ms-excel.numberformat: '_($* #', '##0_)[semicolon]_($* #', '##0)[semicolon]_($* dquote]-[dquote]??_)[semicolon]_(@_)'" width="105">
      <p style="border-bottom-style: solid"><font FACE="Arial">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
      2,830&nbsp;</font></p>
    </td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="right" width="416"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="4"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="110"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="39"><font FACE="Arial">&nbsp;</font></td>
    <td ALIGN="right" width="105"><font FACE="Arial">&nbsp;</font></td>
  </tr>
  <tr VALIGN="bottom" STYLE="vnd.ms-excel.numberformat:@">
    <td ALIGN="center" width="677" colspan="5"><font FACE="Arial" SIZE="-1">&nbsp;See
      accompanying Notes to Consolidated Financial Statements</font></td>
  </tr>
</table>
<!-- ------------------------- -->
<!-- END OF CONVERTED OUTPUT -->
<!-- ------------------------- -->
</U></FONT>
</B><P ALIGN="CENTER"><FONT FACE="Arial" SIZE=1></P>
<P ALIGN="CENTER"></P>
</FONT><U><FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">RAYMOND JAMES FINANCIAL, INC. AND SUBSIDIARIES</U><BR>
<U>NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</U><BR>
<U>December 28, 2001 </U> </P>
<B><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">Basis of Presentation</P>
</B><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The consolidated financial statements include the accounts of Raymond James Financial, Inc. and its consolidated subsidiaries (the "Company").  All material intercompany balances and transactions have been eliminated in consolidation.  Certain financial information that is normally included in annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America but not required for interim reporting purposes has been condensed or omitted.  These consolidated financial statements reflect, in the opinion of management, all adjustments (consisting of normal recurring accruals) necessary for a fair presentation of the consolidated financial position and results of operations for the interim periods presented.  The nature of the Company's business is such that the results of any interim period are not necessarily indicative of results for a full year. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on form 10-K for the year ended September 28, 2001.  To prepare consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management must estimate certain amounts that affect the reported assets and liabilities, disclosure of contingent assets and liabilities, and reported revenues and expenses. Actual results could differ from those estimates.  Certain other reclassifications have been made to prior year consolidated financial statements to conform to the current presentation.</P>
<P ALIGN="JUSTIFY"></P>
<B><P>Effects of recently issued accounting standards</P>
</B></FONT><FONT FACE="Courier New">
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In July 2001, the Financial Accounting Standards Board ("FASB") issued Statement of Financial Accounting Standards No. 141, Business Combinations ("SFAS 141"), and Statement of Financial Accounting Standards No. 142, Goodwill and Other Intangible Assets ("SFAS 142").  SFAS 141 requires all business combinations initiated after June 30, 2001 to be accounted for using the purchase method of accounting and that certain intangible assets acquired in a business combination shall be recognized as assets apart from goodwill.  SFAS 142 requires goodwill to be tested for impairment at least annually, as well as under certain circumstances, and written down when impaired, rather than being amortized as previous standards required.  Furthermore, SFAS 142 requires purchased intangible assets other than goodwill to be amortized over their useful lives unless these lives are determined to be indefinite.  Purchased intangible assets are carried at cost less accumulated amortization.  SFAS 142 is effective for fiscal years beginning after December 15, 2001; however the Company has elected to early-adopt the standard as of the beginning of fiscal 2002. As a result, the Company ceased all goodwill amortization and did not recognize $1,163,000 of goodwill amortization expense that would have been recognized in the first quarter of fiscal 2002 under the previous accounting standard.  </P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The following table presents the impact of SFAS 142 on net income and net income per share had the standard been in effect for the first quarter of fiscal 2001 (in thousands): </P>
<P ALIGN="JUSTIFY"></P></FONT>
<P ALIGN="CENTER">&nbsp;<CENTER><TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=522>
<TR><TD WIDTH="54%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="46%" VALIGN="TOP" COLSPAN=3>
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">Three Months Ended</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">December 28, </FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">December 29, </FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2001</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2000</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>Reported net income</FONT></TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$18,098 </FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$32,181  </FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>Adjustments:</FONT></TD>
<TD WIDTH="21%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>  Amortization of Goodwill</FONT></TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">-</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">583  </FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>  Income tax effect</FONT></TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
-</u></FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(224)</u></FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>Adjusted net income</FONT></TD>
</CENTER>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$18,098</FONT></TD>
<CENTER>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
</CENTER>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$32,540</FONT></TD>
</TR>
<CENTER>
<TR><TD WIDTH="54%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>Reported net income per share- basic</FONT></TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$     0.37</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$      0.69</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>Adjusted net income per share - basic</FONT></TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$     0.37</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$      0.70</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>Reported net income per share - diluted</FONT></TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$     0.37</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$      0.68</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>Adjusted net income per share - diluted</FONT></TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$     0.37</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$      0.69</FONT></TD>
</TR>
</TABLE>
</CENTER>

<FONT FACE="Arial" SIZE=3>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;SFAS 142 requires the completion of a transitional impairment test within six months of adoption, with any impairments treated as a cumulative effect of a change in accounting principle as of the date of adoption. The Company will complete the transitional impairment test by the end of the second quarter of fiscal 2002. The Company will then be required to perform goodwill impairment tests on at least an annual basis.  There can be no assurance that future goodwill impairment tests will not result in a charge to earnings.</P>

<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;As of December 28, 2001 and September 28, 2001, total purchased intangible assets, other than goodwill, consisted only of a noncompete agreement with a gross carrying amount of $3 million arising from the acquisition of Goepel McDermid.  The noncompete agreement is being amortized over a two year period and will be fully amortized at the end of the first quarter of fiscal 2003, resulting in an expense of $375,000 per quarter until that time.</P>

<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In July 2001, the FASB issued SFAS No. 143 - Accounting for Asset Retirement Obligations.  Statement 143 relates to the accounting for the obligations associated with the retirement of long-lived assets.  In August 2001, the FASB issued SFAS No. 144 - Accounting for Impairment or Disposal of Long-lived Assets.  Statement 144 establishes methods of accounting and reporting for the impairment of long-lived assets other than goodwill and intangible assets not being amortized.  The Company is currently reviewing these statements and the impact of their adoption on its financial position, results of operations and cash flows.  The Company will implement Statement 143 and 144 beginning in the first quarter of its fiscal year ending September 26, 2003.  </P>
<P ALIGN="JUSTIFY"></P>
<B><P ALIGN="JUSTIFY">Commitments and Contingencies</P>
</B><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company has committed to lend to, or guarantee other debt for, Raymond James Tax Credit Funds, Inc. (&quot;RJ Tax Credit&quot;) up to $60 million upon request. Any borrowings bear interest at broker call plus 1% per annum. The borrowings are secured by properties under development. In addition, RJ Tax Credit is charged 1% for amounts guaranteed.  At December 28, 2001, balances of $8,288,939 were loaned to RJ Tax Credit and there were no guarantees outstanding.  The commitment expires in November 2002, at which time any outstanding balances will be due and payable. </P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;RJBank has outstanding at any time a significant number of commitments to extend credit.  These arrangements are subject to strict credit control assessments and each customer's creditworthiness is evaluated on a case-by-case basis.  At December 28, 2001, RJBank had standby letters of credit of $3,848,483, consumer lines of credit of $7,576,123 and commercial lines of credit of $18,569,819 outstanding. In addition, RJBank had commitments to fund loans at fixed and variable rates of $8,787,613 and $28,421,876, respectively, at December 28, 2001.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;As part of an effort to increase brand awareness, the Company entered into a stadium naming rights contract in July 1998.  The contract has a thirteen-year term with a five-year renewal option and a 4% annual escalator.  Expenses of $604,614 and $581,360 were recognized in the first quarter of fiscal 2002 and 2001, respectively.</P>
</FONT><FONT FACE="Courier New" SIZE=3><P ALIGN="JUSTIFY"></P>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the normal course of business, the Company enters into underwriting commitments.  Transactions relating to such commitments that were open at December 28, 2001 and were subsequently settled had no material effect on the consolidated financial statements as of that date.</P>
</FONT><FONT FACE="Courier New" SIZE=3><P ALIGN="JUSTIFY"></P>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company utilizes client marginable securities to satisfy deposits with clearing organizations.  At December 28, 2001 and December 29, 2000, the Company had client margin securities valued at $71,209,000 and $80,296,000, respectively, on deposit with a clearing organization.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company has guaranteed lines of credit for their various foreign joint ventures as follows: three lines of credit totaling $12.5 million in Turkey, two lines of credit not to exceed $11 million in Argentina, and a $325,000 letter of credit in India.  At December 28, 201 there were no balances outstanding on these lines of credit.  In addition, the Company has issued letters of guarantee with respect to the clearance by its joint venture affiliates of potential securities transactions to 14 counterparties in Turkey and 4 in Argentina totaling $32.5 million in Turkey and $8 million in Argentina. </P>
<P ALIGN="JUSTIFY"></P>
<B><P ALIGN="JUSTIFY">Capital Transactions</P>
</B><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company's Board of Directors has, from time to time, adopted resolutions authorizing the Company to repurchase its common stock for general corporate purposes.  At December 28, 2001, pursuant to prior authorizations from the Board of Directors, 1,680,723 shares were available to be repurchased at the discretion of management.</P>
<P ALIGN="JUSTIFY"></P>
<B><P ALIGN="JUSTIFY">Acquisition of Goepel McDermid Inc.</P>
</B><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Effective January 1, 2001, the Company purchased 100% of Goepel McDermid Inc., a Canadian broker-dealer, for $78 million plus the establishment of CDN $17.5 million in deferred compensation.  The $78 million consisted of $48 million in cash and one million shares exchangeable for RJF common stock.  The exchangeable shares have dividend rights equivalent to those of common shares.  </P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Effective January 23, 2001 Goepel McDermid Inc. changed its name to Raymond James Ltd.  For consolidated financial statement purposes the acquisition was accounted for as a purchase and, accordingly, Raymond James Ltd.'s results are included in the consolidated financial statements since the date of acquisition. The aggregate purchase price has been allocated to the assets based on their estimated fair value, with the remainder of the purchase price (approximately $35 million) recorded as goodwill.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The unaudited pro forma results of operations as though Goepel McDermid Inc. had been acquired as of the beginning of fiscal 2000 are as follows:</P>
<P ALIGN="JUSTIFY"></P></FONT>
<P ALIGN="CENTER"><CENTER><TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=409>
<TR><TD WIDTH="138" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="55" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="158" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Three months ended</FONT></TD>
</TR>
<TR><TD WIDTH="138" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="55" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="158" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">December 29, 2000</FONT></TD>
</TR>
<TR><TD WIDTH="138" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Revenues (000s)</FONT></TD>
<TD WIDTH="55" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="158" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$441,644</FONT></TD>
</TR>
<TR><TD WIDTH="138" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Net Income (000s)</FONT></TD>
<TD WIDTH="55" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="158" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp; 31,872</FONT></TD>
</TR>
<TR><TD WIDTH="138" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Net income per share:</FONT></TD>
<TD WIDTH="55" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="158" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="138" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Basic</FONT></TD>
<TD WIDTH="55" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="158" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$       0.68</FONT></TD>
</TR>
<TR><TD WIDTH="138" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Diluted</FONT></TD>
<TD WIDTH="55" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="158" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$       0.67</FONT></TD>
</TR>
</TABLE>
</CENTER>

<B><FONT FACE="Arial" SIZE=3>
<P>Net Capital Requirements</P>
</B><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The broker-dealer subsidiaries of the Company are subject to the requirements of the Uniform Net Capital Rule (Rule 15c3-1) under the Securities Exchange Act of 1934.  Raymond James &amp; Associates, Inc. (&quot;RJA&quot;), a member firm of the New York Stock Exchange, Inc. (&quot;NYSE&quot;), is also subject to the rules of the NYSE, whose requirements are substantially the same.  Rule 15c3-1 requires that aggregate indebtedness, as defined, not exceed fifteen times net capital, as defined. Rule 15c3-1 also provides for an &quot;alternative net capital requirement&quot;, which RJA has elected.  It requires that minimum net capital, as defined, be equal to the greater of $250,000 or two percent of Aggregate Debit Items arising from client transactions.  The NYSE may require a member firm to reduce its business if its net capital is less than four percent of Aggregate Debit Items and may prohibit a member firm from expanding its business and declaring cash dividends if its net capital is less than five percent of Aggregate Debit Items.  The net capital position of the Company's clearing broker-dealer subsidiary was as follows:</P>
<P ALIGN="JUSTIFY"></P></FONT>
<P ALIGN="CENTER"><CENTER><TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=552>
<TR><TD WIDTH="82%" VALIGN="TOP">
<B><U><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Raymond James &amp; Associates, Inc.:</B></U></FONT></TD>
<TD WIDTH="18%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="82%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">(alternative method elected)</FONT></TD>
<TD WIDTH="18%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="82%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;Net capital as a percent of aggregate debit items</FONT></TD>
<TD WIDTH="18%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">25.90%</FONT></TD>
</TR>
<TR><TD WIDTH="82%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;Net capital (000's)</FONT></TD>
<TD WIDTH="18%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$299,356</FONT></TD>
</TR>
<TR><TD WIDTH="82%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;Required net capital (000's)</FONT></TD>
<TD WIDTH="18%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp; 23,120</FONT></TD>
</TR>
</TABLE>
</CENTER>

<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">The other US broker-dealer subsidiary was in compliance at December 28, 2001 and December 29, 2000.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">The Canadian broker-dealer subsidiary of the Company is subject to the Investment Dealers Association of Canada's capital requirements and was in compliance at December 28, 2001.</P>
<P ALIGN="JUSTIFY"></P>
<B><P ALIGN="JUSTIFY">Earnings Per Share</P>
</B><P ALIGN="JUSTIFY">(in 000's, expect per share amounts)</P></FONT>
<P ALIGN="CENTER">&nbsp;<CENTER><TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=580>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="210" VALIGN="TOP" COLSPAN=4 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">Three Months Ended</FONT></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">December 28,</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">December 29,</FONT></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2001</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2000</FONT></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17><P></P></TD>
</TR>
<TR><TD WIDTH="348" VALIGN="TOP" COLSPAN=2 HEIGHT=18>
<FONT FACE="Arial" SIZE=3><P>Net income</FONT></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=18><P></P></TD>
</CENTER>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=18>
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid"> $
18,098</FONT></TD>
<CENTER>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=18>
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid"> $       32,181 </FONT></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=18><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=18><P></P></TD>
</TR>
<TR><TD WIDTH="348" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P>Weighted average common</FONT></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17><P></P></TD>
</TR>
<TR><TD WIDTH="348" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P>  Shares outstanding - basic </FONT></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">          48,377 </FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">          46,648 </FONT></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17><P></P></TD>
</TR>
<TR><TD WIDTH="348" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P>Additional shares assuming:</FONT></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17><P></P></TD>
</TR>
<TR><TD WIDTH="365" VALIGN="TOP" COLSPAN=3 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P>    Exercise of stock options and warrants (1)</FONT></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">              689 </FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">             1,174 </FONT></TD>
</TR>
<TR><TD WIDTH="365" VALIGN="TOP" COLSPAN=3 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P>    Issuance of contingent exchangeable shares (2)</FONT></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">               &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
300 </U></FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17>
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">                     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
-&nbsp;</FONT>                     </U></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17><P></P></TD>
</TR>
<TR><TD WIDTH="348" VALIGN="TOP" COLSPAN=2 HEIGHT=17>
<FONT FACE="Arial" SIZE=3><P>Weighted average common and</FONT></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=17><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17><P></P></TD>
</TR>
<TR><TD WIDTH="348" VALIGN="TOP" COLSPAN=2 HEIGHT=18>
<FONT FACE="Arial" SIZE=3><P>  Common equivalent shares - diluted</FONT></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=18>
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">          49,366 </FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=18>
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">          47,822 </FONT></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=18><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=18><P></P></TD>
</TR>
<TR><TD WIDTH="348" VALIGN="TOP" COLSPAN=2 HEIGHT=19>
<FONT FACE="Arial" SIZE=3><P>    Net income per share - basic</FONT></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=19><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=19>
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid"> <b> $&nbsp;&nbsp;&nbsp;
0.37</b></FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=19><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=19>
<B><FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid"> $&nbsp;&nbsp;&nbsp;
0.69</FONT> </B></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=18><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=18><P></P></TD>
</TR>
<TR><TD WIDTH="348" VALIGN="TOP" COLSPAN=2 HEIGHT=19>
<FONT FACE="Arial" SIZE=3><P>    Net income per share - diluted</FONT></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=19><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=19>
<B><FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid"> $&nbsp;&nbsp;&nbsp;
0.37</FONT> </B></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=19><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=19>
<B><FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid"> $&nbsp;&nbsp;&nbsp;
0.67</FONT> </B></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="104" VALIGN="TOP" COLSPAN=2 HEIGHT=18><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=18><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=18><P></P></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=71>
<FONT FACE="Arial" SIZE=3><P>(1)</FONT></TD>
<TD WIDTH="549" VALIGN="TOP" COLSPAN=6 HEIGHT=71>
<FONT FACE="Arial" SIZE=3><P>Represents the number of shares of common stock issuable on the exercise of
dilutive employee stock options less the number of shares which could have been purchased with the proceeds from the exercise of such options.  These purchases were assumed to have been made at the average market price of the common stock during the period, or that part of the period for which the option was outstanding.</FONT></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="320" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="15" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="95" VALIGN="TOP" HEIGHT=17><P></P></TD>
<TD WIDTH="8" VALIGN="TOP" COLSPAN=2 HEIGHT=17><P></P></TD>
<TD WIDTH="103" VALIGN="TOP" HEIGHT=17><P></P></TD>
</TR>
<TR><TD WIDTH="26" VALIGN="TOP" HEIGHT=54>
<FONT FACE="Arial" SIZE=3><P>(2)</FONT></TD>
<TD WIDTH="549" VALIGN="TOP" COLSPAN=6 HEIGHT=54>
<FONT FACE="Arial" SIZE=3><P>Represents the exchangeable shares issued on January 2, 2001 in connection with the acquisition of Goepel McDermid Inc. They are exchangeable on a one-for-one basis and entitle holders to dividends equivalent to that paid on shares of common stock.</FONT></TD>
</TR>
</TABLE>
</CENTER>

<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY"></P>
<B><P ALIGN="JUSTIFY">Comprehensive Income</P>
</B></FONT><FONT FACE="Arial" SIZE=1><P ALIGN="JUSTIFY"></P>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total comprehensive income for the three months ended December 28, 2001 and </P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December 29, 2000 is as follows (in thousands):</P>
</FONT><FONT FACE="Arial" SIZE=1><P ALIGN="JUSTIFY"></P></FONT>
<P ALIGN="LEFT"><TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=610>
<TR><TD WIDTH="304" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="230" VALIGN="BOTTOM" COLSPAN=3 HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">Three Months Ended</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">December 28,</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">December 29,</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2001</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2000</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P>Net income </FONT></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$ 18,098&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp; 32,181&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P>Other comprehensive income:</FONT></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="BOTTOM" HEIGHT=21><DIR>

<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;Unrealized gain(loss) on securities available for sale, net of tax</DIR>
</FONT></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">(169)&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">273&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="BOTTOM" HEIGHT=21><DIR>

<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;Unrealized gain(loss) on interest rate swaps accounted for as cash flow hedges (net of tax)</DIR>
</FONT></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">693&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">(41)</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;Foreign currency translation adjustment</FONT></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21>
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(1,726)</U></FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21>
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">       &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
643&nbsp;</U></FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21><P></P></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
<TR><TD WIDTH="304" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;Total comprehensive income</FONT></TD>
<TD WIDTH="109" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$&nbsp;
16,896</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
<TD WIDTH="103" VALIGN="BOTTOM" HEIGHT=21>
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$&nbsp;
33,056&nbsp;</FONT></TD>
<TD WIDTH="1" VALIGN="TOP" HEIGHT=21><P></P></TD>
</TR>
</TABLE>

<FONT FACE="Arial" SIZE=1><P ALIGN="JUSTIFY"></P>
</FONT><B><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Derivative Financial Instruments and Hedging Activities</P>
</B></FONT><FONT FACE="Arial" SIZE=1><P ALIGN="JUSTIFY"></P>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company has only limited involvement with derivative financial instruments. Certain derivative financial instruments are used to manage well-defined interest rate risk at RJBank and others are used to hedge fixed income inventories.  On October 1, 2000, the Company adopted Statement of Financial Accounting Standards ("SFAS") No. 133, Accounting for Derivative Instruments and Hedging Activities, as subsequently amended by SFAS 137 and SFAS 138, which establishes accounting and reporting standards for derivatives and hedging activities.  This statement establishes standards for designating a derivative as a hedge.  Derivatives in a broker-dealer and derivatives that do not meet the criteria for designation as a hedge are accounted for as trading account assets.</P>
</FONT><FONT FACE="Courier New" SIZE=1><P ALIGN="JUSTIFY"></P>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To manage interest rate exposures, RJBank uses interest rate swaps.  Interest rate swaps are agreements to exchange interest rate payment streams based on a notional principal amount.  RJBank specifically designates interest rate swaps as hedges during the initial fixed rate period of adjustable rate loan pools and recognizes interest differentials as adjustments to net interest income in the period they occur.</P>
</FONT><FONT FACE="Courier New" SIZE=1><P ALIGN="JUSTIFY"></P>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All derivative instruments are recognized on the balance sheet at their fair value.  On the date the derivative contract is entered into, RJBank designates the derivative as a hedge of the variability of cash flows to be paid related to a recognized liability ("cash flow" hedge).  RJBank formally documents all relationships between hedging instruments and hedged items, as well as its risk-management objective and strategy for undertaking various hedge transactions.  This process includes linking all derivatives that are designated as cash flow hedges to specific liabilities on the balance sheet.  RJBank also formally assesses, both at the hedge's inception and on an ongoing basis, whether the derivatives that are used in hedging transactions are highly effective in offsetting changes in the cash flows of the hedged items.  When it is determined that a derivative is not highly effective as a hedge or that it has ceased to be a highly effective hedge, RJBank discontinues hedge accounting prospectively.  When hedge accounting is discontinued, RJBank continues to carry the derivative at its fair value on the balance sheet and recognizes any changes in its fair value in earnings.</P>
</FONT><FONT FACE="Courier New" SIZE=1><P ALIGN="JUSTIFY"></P>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To the extent of the effectiveness of a hedge, changes in the fair value of a derivative that is designated and qualifies as a cash flow hedge are recorded in other comprehensive income, net of tax. For all hedge relationships, ineffectiveness resulting from differences between the changes in cash flows of the hedged item and changes in fair value of the derivative are recognized in the results of operations as other income or other expense. </P>
</FONT><FONT FACE="Courier New" SIZE=1><P ALIGN="JUSTIFY"></P>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company uses interest rate swaps to hedge certain fixed income inventory positions against interest rate movements.  The inventory positions and the swaps are marked to market with the gain or loss recorded in income for the period. In addition to these transactions, the Company has entered into swaps with some of its institutional customers.  The Company's management performs evaluations of its potential interest rate risk and is of the opinion that the exposure to interest rate risk is not material to its financial position.  </P>
</FONT><FONT FACE="Arial"><P ALIGN="JUSTIFY"></P>
</FONT><B><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Segment Information</P>
</B></FONT><U><FONT FACE="Arial" SIZE=1>
</U></FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company's reportable segments are retail distribution, institutional distribution, investment banking, asset management and other.  Segment data include charges allocating corporate overhead to each segment.  Intersegment revenues and charges are eliminated between segments.  The Company has not disclosed asset information by segment as the information is not produced.</P>
</FONT><U><FONT FACE="Arial" SIZE=1>
<P ALIGN="JUSTIFY">&nbsp;</P>
</U></FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Information concerning operations in these segments of business is as follows:</P>
</FONT><FONT FACE="Arial" SIZE=2></FONT>
<P ALIGN="CENTER">&nbsp;<CENTER><TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=516 height="367">
<TR><TD WIDTH="54%" VALIGN="TOP" height="24">&nbsp;</TD>
<TD WIDTH="46%" VALIGN="TOP" COLSPAN=3 height="24">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">Three Months Ended</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">December 28,</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">December 29,</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="19">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP" height="19">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2001</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="19">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="19">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2000</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="21">
<B><U><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Revenues:</B></U>(000's)</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="21">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP" height="21">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="21">&nbsp;</TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Retail distribution</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp; 242,083&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$ 285,244&nbsp;</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Institutional distribution</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">65,654&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">47,616&nbsp;</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Investment banking</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">10,317&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">6,586&nbsp;</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Asset management</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">29,763&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">33,851&nbsp;</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Other</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">    &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
16,319&nbsp;</U></FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">   &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
47,726&nbsp;</U></FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="21">
<B><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Total</B></FONT></TD>
</CENTER>
<TD WIDTH="22%" VALIGN="TOP" height="21">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$&nbsp;
364,136&nbsp;</FONT></TD>
<CENTER>
<TD WIDTH="3%" VALIGN="TOP" height="21">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="21">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$
421,023&nbsp;</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">&nbsp;</TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="21">
<B><U><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Pre-tax Income:</B></U>(000's)</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="21">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP" height="21">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="21">&nbsp;</TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Retail distribution</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp;&nbsp;&nbsp; 15,527&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp;&nbsp; 38,683&nbsp;</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Institutional distribution</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">9,745&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">3,823&nbsp;</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Investment banking</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">(2,610)</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">(2,986)</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Asset management</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">4,547&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">7,647&nbsp;</FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="20">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;Other</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">      &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
2,173&nbsp;</U></FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="20">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="20">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
1,962&nbsp;</U></FONT></TD>
</TR>
<TR><TD WIDTH="54%" VALIGN="TOP" height="21">
<B><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Total</B></FONT></TD>
<TD WIDTH="22%" VALIGN="TOP" height="21">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$&nbsp;&nbsp;&nbsp;
29,382&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP" height="21">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP" height="21">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$&nbsp;
&nbsp;49,129&nbsp;</FONT></TD>
</TR>
</TABLE>
</CENTER>

<U><FONT FACE="Arial" SIZE=2>
</U></FONT><FONT FACE="Arial"><P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company has operations in the US, Canada, Europe and several consolidated joint ventures overseas including: India, France, Turkey, and Argentina.</P>
</FONT><U><FONT FACE="Arial" SIZE=2></U></FONT>
<P ALIGN="CENTER">&nbsp;<CENTER><TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=516>
<TR><TD WIDTH="53%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="47%" VALIGN="TOP" COLSPAN=3>
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">Three Months Ended</FONT></TD>
</TR>
<TR><TD WIDTH="53%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">December 28,</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">December 29,</FONT></TD>
</TR>
<TR><TD WIDTH="53%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2001</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2000</FONT></TD>
</TR>
<TR><TD WIDTH="53%" VALIGN="TOP">
<B><U><FONT FACE="Arial" SIZE=3><P>Revenue:</B></U></FONT></TD>
<TD WIDTH="22%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="53%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;United States</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$330,938</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$404,540</FONT></TD>
</TR>
<TR><TD WIDTH="53%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Canada</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">19,853</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">- </FONT></TD>
</TR>
<TR><TD WIDTH="53%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Europe</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">10,427</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">12,063</FONT></TD>
</TR>
<TR><TD WIDTH="53%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other</FONT></TD>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
2,918</u></FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
4,420</u></FONT></TD>
</TR>
<TR><TD WIDTH="53%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Total</B></FONT></TD>
</CENTER>
<TD WIDTH="22%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$364,136</FONT></TD>
<CENTER>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="21%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$421,023</FONT></TD>
</TR>
</TABLE>
</CENTER>

<U><FONT FACE="Arial">
<P>Item 2.</P>
<P ALIGN="CENTER">MANAGEMENT'S FINANCIAL DISCUSSION AND ANALYSIS</P>
</U></FONT><FONT FACE="Arial" SIZE=3>
<P ALIGN="JUSTIFY">(Any statements containing forward looking information should be read in conjunction with Management's Discussion and Analysis of Results of Operations and Financial Condition in the Company's Annual Report on Form 10-K for the year ended September 28, 2001).</P>

<U><P>Results of Operations</U> - <U>Three months ended December 28, 2001 compared with three</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<U>months ended December 29, 2000.</P>
</U></FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Quarterly revenues of $364,136,000 declined 13.5% from the prior year quarter's $421,023,000.  Net income of $18,098,000, or $.37 per diluted share, was a 44% decrease from the $32,181,000, or $.67 per share, in the prior year quarter.  Results for the current quarter include the Company's Canadian subsidiary Raymond James Ltd. ("RJ Ltd."), which was acquired as of January 1, 2001 and had revenues and expenses of $19 million for the quarter, breaking even before the amortization of retention pools established in the purchase.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commission revenues of $238.6 million reflect a 3% decrease from the prior year quarter; excluding the $12 million in RJ Ltd. they would show an 8% decline.  This decline is reflective of the effect of the recent poor market conditions and their negative impact on retail investors' behavior.  Although the equity market rallied in the December quarter, retail investors have been understandably cautious in their approach to the market.  The number of retail Financial Advisors at the end of December was 4,699, including 218 in RJ Ltd., representing a 12% increase from the prior year quarter.  </P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Although investment banking revenues increased 84% from the comparable quarter last year, including $2.6 million from RJ Ltd, the equity capital markets operation continues to operate well below capacity.  Underwriting activity did increase during the quarter with the Company managing or co-managing 9 domestic new issues vs. 2 in the prior year quarter, as well as 2 Canadian deals in the December quarter.  The increase in revenues was predominantly due to sales credits from the increased commissions on underwritings.  The Company also realized fees on two military housing financing transactions during the quarter.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Investment Advisory fees are down 17% from the prior year quarter as many billings are based on beginning of quarter balances.  The balances at September 28, 2001 were down 10% from September 29, 2000, when assets under management reached an all time high of $17.6 billion. </P>
<P ALIGN="JUSTIFY"></P></FONT>
<P ALIGN="LEFT"><TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=696>
<TR><TD WIDTH="45%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="17%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">December 28,</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">December 29,</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">September 28,</FONT></TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="17%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2001</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2000</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="CENTER" style="border-bottom-style: solid">2001</FONT></TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">
<B><FONT FACE="Arial" SIZE=3><P>Assets Under Management</B> (000's):</FONT></TD>
<TD WIDTH="17%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="17%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;Eagle Asset Management, Inc.   </FONT></TD>
<TD WIDTH="17%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp; 5,215,828</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp;5,472,337</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">$&nbsp; 4,578,909</FONT></TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;Heritage Family of Mutual Funds    </FONT></TD>
<TD WIDTH="17%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">6,833,233</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">5,850,212</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">6,911,660</FONT></TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;Investment Advisory Services      </FONT></TD>
<TD WIDTH="17%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">4,402,000</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">4,780,000</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">3,825,000</FONT></TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;Awad Asset Management      </FONT></TD>
<TD WIDTH="17%" VALIGN="TOP">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;694,000</U></FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;584,000</U></FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<U><FONT FACE="Arial" SIZE=3><P ALIGN="RIGHT">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;557,000</U></FONT></TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="17%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="45%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P>&nbsp;&nbsp;&nbsp;Total Financial Assets Under Management</FONT></TD>
<TD WIDTH="17%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$17,145,061</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$16,686,549</FONT></TD>
<TD WIDTH="3%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="16%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P align="RIGHT" style="border-bottom-style: solid">$15,872,569</FONT></TD>
</TR>
</TABLE>

<FONT FACE="Arial" SIZE=2>
</FONT><FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest income of $20.3 million represented another decline in net interest, 36% below the comparable prior year quarter and 8% below the immediately preceding quarter.  This decline of $11 million represented almost 60% of the decline in pre-tax profits from the prior year quarter.  Customer margin balances, a significant source of interest income for the Company, are relatively flat with the prior quarter, but they are down 25% from the prior year quarter.  At the same time, customer cash balances are up slightly over both the prior quarter and prior year quarter, resulting in an increase in the Company's regulatorily segregated cash balances.  The interest rate earned on these assets is significantly lower than on margin balances, resulting in lower interests spreads and lower net interest earnings on the largest portion of the Company's interest bearing assets.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Financial service fees reflect a 26% increase over the prior year quarter, the result of an increased number of IRA accounts, a change to fee based (vs. commission) employee trades, increased mutual fund distribution fees and $500,000 at RJ Ltd. Offsetting these increases, was a slight decline in transaction fees on RJA's retail wrap fee commission equivalent accounts, as retail investors are not trading as actively as in prior quarters due to the current uncertain market conditions.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Compensation expense is flat with the prior quarter and has decreased 1% since the prior year quarter.  Excluding the $12 million in compensation expense related to RJ Ltd., compensation expense has declined 5% since the prior year quarter. The decline in compensation correlates with lower commission revenues.  The number of employees (net of RJ Ltd.) is the same as in prior year quarter, down 125 from the prior quarter and down 235 from the Company's high in March 2001.  Each department has been tasked with a thorough review of both their structures and compensation agreements as part of the Company's overall efforts toward expense control.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each of the other expense categories, aside from interest expense, were impacted by the addition of the RJ Ltd. expenses.  Net of RJ Ltd., communication and information processing increased 9% over the prior year quarter, reflecting growth in the support structure and back office operations, as a response to the record volume in fiscal 2000. Other expense includes an addition of approximately $4 million to legal reserves in the quarter ended December 28, 2001 due to net changes in outstanding claims.</P>
<P ALIGN="JUSTIFY"></P>
<U><P ALIGN="JUSTIFY">Financial Condition </U> </P>

<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company's total assets have increased 4% since fiscal year end.  This increase is entirely attributable to the acquisition of RJ Ltd., net of some minor shifts in the Company's balance sheet.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company's credit risks remain consistent with those disclosed in the Company's annual report on Form 10-K dated September 28, 2001.  The Company's balance sheet includes approximately $1.5 billion in receivables from clients.  These receivables consist predominantly of client margin loans and bank loans.  The Company monitors exposure to industry sectors and individual securities and performs analysis on a regular basis in connection with its margin lending activities.  The Company adjusts its margin requirements if it believes its risk exposure is not appropriate based on market conditions.  RJ Bank offers a variety of loan products; including mortgage, commercial real estate, and consumer loans, which are collateralized and corporate loans for which, the borrower is carefully evaluated and monitored.</P>

<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In addition to the $38 million mortgage on the corporate headquarters complex, loans payable at December 28, 2001 include $50 million at the parent company, $60 million in advances from the Federal Home Loan Bank to RJBank, $15 million in short-term financing within RJA, $2 million in short-term financing within the Canadian broker-dealer subsidiary and $1.3 million to fund customer borrowing in a finance subsidiary.  In addition, RJF has a $125 million line of credit. Raymond James &amp; Associates, Inc. has uncommitted bank lines of credit aggregating $355 million with commercial banks and RJ Ltd. has a CDN $40 million line of credit.</P>

<U><P ALIGN="JUSTIFY">Liquidity and Capital Resources</P>
</U>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net cash used in operating activities during the current quarter was $80 million.  Cash was predominantly provided by increased stock borrow balances being less than increased stock loan balances, and increased broker-dealer payables exceeding increased broker-dealer receivables.  Cash was predominantly used by an increase in segregated cash and cash equivalents as client payables increased and client receivables decreased.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Investing activities required $27 million during the quarter. Additions to fixed assets consumed nearly $3 million, predominantly for the purchase of computers, office furniture and equipment, while net purchases of available for sale securities consumed nearly $25 million.  </P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Financing activities provided $4 million, the result of net borrowings exceeding repayments and the payment of cash dividends netting with the exercise of stock options and employee stock purchases. </P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company's broker-dealer subsidiaries are subject to requirements of the SEC and the Investment Dealers Association of Canada relating to liquidity and capital standards (see Notes to Consolidated Financial Statements).</P>
<U><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">Effects of Inflation</P>
</U>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company's assets are primarily liquid in nature and are not significantly affected by inflation.  Management believes that the changes in replacement cost of property and equipment are adequately insured and therefore would not materially affect operating results.  However, the rate of inflation affects the Company's expenses, including employee compensation, communications and occupancy, which may not be readily recoverable through charges for services provided by the Company.</P>
<U><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">Item 3.</U>  Quantitative and Qualitative Disclosure of Market Risk</P>
<U><P ALIGN="JUSTIFY"></P>
</U><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Information about market risks for the three months ended December 28, 2001 does not differ materially from that discussed under Item 7a of the Company's Annual Report on Form 10-K for the year ended September 28, 2001. Additional information is discussed under Derivative Financial Instruments in the notes to the consolidated financial</FONT>
  <FONT FACE="Arial" SIZE=3>statements of this Form 10-Q. </P>
<U>
<p ALIGN="JUSTIFY">&nbsp;</p>
<p ALIGN="JUSTIFY">&nbsp;</p>
<p ALIGN="JUSTIFY">&nbsp;</p>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">SIGNATURES</P>
</U><P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</P>
<P ALIGN="JUSTIFY"></P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">&nbsp;</P>
<P ALIGN="JUSTIFY">  </P></FONT>
<P ALIGN="CENTER"><CENTER><TABLE BORDER="0" CELLSPACING=0 CELLPADDING=0 WIDTH=602>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER"><u>RAYMOND JAMES FINANCIAL, INC.</u></FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">(Registrant)</FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY">Date:&nbsp;&nbsp;<U>February 6, 2002</U></FONT></TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
/s/ Thomas A. James&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Thomas A. James</FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Chairman and Chief</FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Executive Officer</FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
/s/ Jeffrey P. Julien&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Jeffrey P. Julien</FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Senior Vice President - Finance</FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">and Chief Financial</FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">&nbsp;</TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Arial" SIZE=3><P ALIGN="CENTER">Officer</FONT></TD>
</TR>
</TABLE>
</CENTER>

<FONT FACE="Arial" SIZE=3><P ALIGN="JUSTIFY"></A></P></FONT></BODY>
</HTML>

</TEXT>
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<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>3
<FILENAME>dec01.pdf
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