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v3.26.1

BANK DEPOSITS (Tables) | 9 Months Ended
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Jun. 30, 2026
Deposits [Abstract] |
Summary of Bank Deposits | The following table presents a summary of bank deposits, excluding affiliate deposits, as well as the weighted-average interest rates on such deposits. The calculation of the weighted-average rates was based on the actual deposit balances and rates at each respective period end.
|  | June 30, 2026 |  | September 30, 2025
$ in millions |  | Balance |  | Weighted-average rate |  | Balance |  | Weighted-average rate
Money market and savings accounts |  | $ | 34,132 |  |  | 1.33 | % |  | $ | 33,881 |  |  | 1.60 | %
Interest-bearing demand deposits |  | 25,254 |  |  | 3.52 | % |  | 22,532 |  |  | 3.86 | %
Certificates of deposit |  | 3,326 |  |  | 3.92 | % |  | 1,937 |  |  | 4.21 | %
Non-interest-bearing demand deposits |  | 607 |  |  | — |  |  | 547 |  |  | — |
Total bank deposits |  | $ | 63,319 |  |  | 2.35 | % |  | $ | 58,897 |  |  | 2.56 | %
Bank Deposits by Insured and Uninsured | The following table details the amount of total bank deposits (which excluded affiliate deposits) that are FDIC-insured, as well as the amount that exceeded the FDIC insurance limit at each respective period end.
$ in millions |  | June 30, 2026 |  | September 30, 2025
FDIC-insured bank deposits |  | $ | 52,461 |  |  | $ | 49,117 |
Bank deposits exceeding FDIC insurance limit (1) (2) |  | 10,858 |  |  | 9,780 |
Total bank deposits |  | $ | 63,319 |  |  | $ | 58,897 |
FDIC-insured bank deposits as a % of total bank deposits |  | 83 | % |  | 83 | %
(1)Bank deposits that exceeded the FDIC insurance limit were calculated in accordance with applicable regulatory reporting requirements. (2)Excluded affiliate deposits exceeding the FDIC insurance limit of $1.34 billion and $1.24 billion as of June 30, 2026 and September 30, 2025, respectively.
Schedule of Maturities of Certificates of Deposit that Exceeded FDIC Limit | The following table sets forth the amount of certificates of deposit that exceeded the FDIC insurance limit, categorized by the time remaining until maturity, as of June 30, 2026.
$ in millions |  | June 30, 2026
Three months or less |  | $ | 73 |
Over three through six months |  | 92 |
Over six through twelve months |  | 32 |
Over twelve months |  | 313 |
Total certificates of deposit that exceeded the FDIC insurance limit (1) |  | $ | 510 |
(1)Total certificates of deposit that exceeded the FDIC insurance limit were calculated in accordance with applicable regulatory reporting requirements.
Maturities by Fiscal Year of Certificates of Deposit | The maturities by fiscal year of our certificates of deposit as of June 30, 2026 are presented in the following table.
|  | $ in millions
Remainder of 2026 |  | $ | 652 |
2027 |  | 1,413 |
2028 |  | 877 |
2029 |  | 228 |
2030 |  | 88 |
Thereafter |  | 68 |
Total certificates of deposit |  | $ | 3,326 |
Interest Expense on Deposits | Interest expense on deposits, excluding interest expense related to affiliate deposits, is summarized in the following table.
|  | Three months ended June 30, |  | Nine months ended June 30,
$ in millions |  | 2026 |  | 2025 |  | 2026 |  | 2025
Money market and savings accounts |  | $ | 117 |  |  | $ | 142 |  |  | $ | 359 |  |  | $ | 446 |
Interest-bearing demand deposits |  | 204 |  |  | 212 |  |  | 589 |  |  | 646 |
Certificates of deposit |  | 27 |  |  | 19 |  |  | 69 |  |  | 71 |
Total interest expense on deposits |  | $ | 348 |  |  | $ | 373 |  |  | $ | 1,017 |  |  | $ | 1,163 |

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