<SEC-DOCUMENT>0001213900-25-122699.txt : 20251217
<SEC-HEADER>0001213900-25-122699.hdr.sgml : 20251217
<ACCEPTANCE-DATETIME>20251217141458
ACCESSION NUMBER:		0001213900-25-122699
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		15
FILED AS OF DATE:		20251217
DATE AS OF CHANGE:		20251217

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JPMORGAN CHASE & CO
		CENTRAL INDEX KEY:			0000019617
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				132624428
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-270004
		FILM NUMBER:		251578366

	BUSINESS ADDRESS:	
		STREET 1:		383 MADISON AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10017
		BUSINESS PHONE:		2122706000

	MAIL ADDRESS:	
		STREET 1:		383 MADISON AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10017

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	J P MORGAN CHASE & CO
		DATE OF NAME CHANGE:	20010102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CHASE MANHATTAN CORP /DE/
		DATE OF NAME CHANGE:	19960402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CHEMICAL BANKING CORP
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JPMorgan Chase Financial Co. LLC
		CENTRAL INDEX KEY:			0001665650
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				475462128
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-270004-01
		FILM NUMBER:		251578367

	BUSINESS ADDRESS:	
		STREET 1:		383 MADISON AVENUE
		STREET 2:		FLOOR 21
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10179
		BUSINESS PHONE:		(212) 270-6000

	MAIL ADDRESS:	
		STREET 1:		383 MADISON AVENUE
		STREET 2:		FLOOR 21
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10179
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ea0270078-01_424b2.htm
<DESCRIPTION>PRICING SUPPLEMENT
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
</HEAD>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 85%; padding-right: -19.8pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 14pt; color: gray"><B>JPMorgan Chase Financial Company LLC</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 15%; padding-right: -19.8pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: gray"><B>December 2025</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right; color: gray">Pricing Supplement</P>

<P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right; color: gray">Registration Statement Nos. 333-270004
and 333-270004-01</P>

<P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right; color: gray">Dated December 15, 2025</P>

<P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right; color: gray">Filed pursuant to Rule 424(b)(2)</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0; color: #296DC1"><FONT STYLE="text-transform: uppercase">Structured Investments</FONT></P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0 0 3pt; color: #296DC1">Opportunities in U.S. and International Equities</P>

<P STYLE="color: #296DC1; font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing
of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19,
2030</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; color: gray"><B>Principal at Risk Securities</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; color: gray"><B>Fully and Unconditionally Guaranteed by JPMorgan Chase &amp;
Co.</B></P>

<P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0">The Enhanced Trigger Jump Securities do not pay interest and do not guarantee
the return of any of the principal at maturity. At maturity, you will receive for each security that you hold an amount in cash that will
vary depending on the performance of the worst performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP>
Index and the TOPIX<SUP>&reg;</SUP> Index, as determined on the valuation date. If the final index value of each underlying index is greater
than or equal to 75% of its initial index value, you will receive for each security that you hold at maturity the greater of a cash payment
that reflects the index percent change of the worst performing underlying index and an upside payment in addition to the stated principal
amount. However, if the final index value of any underlying index is less<I>&nbsp;</I>than 75% of its initial index value, the payment
due at maturity will be less than the stated principal amount of the securities by an amount that is proportionate to the percentage decrease
in the final index value of the worst performing underlying index from its initial index value. This amount will be less than $750.00
and could be zero. <B>Accordingly, investors may lose their entire initial investment in the securities.</B> Because the payment at maturity
is based on the worst performing of the underlying indices, a decline below the trigger level of any underlying index will result in a
loss, which may be significant, of your initial investment, even if the other underlying indices have appreciated or have not declined
below their respective trigger levels. The securities are for investors who are willing to risk their principal and forgo current income
in exchange for the upside payment feature that applies to a limited range of the performance of the worst performing underlying index.
The Enhanced Trigger Jump Securities are unsecured and unsubordinated obligations of JPMorgan Chase Financial Company LLC, which we refer
to as JPMorgan Financial, the payment on which is fully and unconditionally guaranteed by JPMorgan Chase &amp; Co., issued as part of
JPMorgan Financial&#8217;s Medium-Term Notes, Series A, program. <B>Any payment on the securities is subject to the credit risk of JPMorgan
Financial, as issuer of the securities, and the credit risk of JPMorgan Chase &amp; Co., as guarantor of the securities.</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #296DC1">
    <TD COLSPAN="4" STYLE="font-style: normal; padding-top: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; color: White; font-weight: normal"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt"><B>FINAL TERMS</B></FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF0">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Issuer:
    </B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">JPMorgan Chase Financial Company LLC, a direct, wholly owned finance subsidiary of JPMorgan Chase &amp; Co.</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Guarantor:
    </B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">JPMorgan Chase &amp; Co.</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Underlying
    indices: </B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 2pt 5.4pt 2pt 0pt"><FONT STYLE="font-size: 7.5pt">S&amp;P 500<SUP>&reg;</SUP> Index (Bloomberg ticker: SPX Index) (the &#8220;SPX Index&#8221;), EURO STOXX 50<SUP>&reg;</SUP> Index (Bloomberg ticker: SX5E Index) (the &#8220;SX5E Index&#8221;) and TOPIX<SUP>&reg;</SUP> Index (Bloomberg ticker: TPX Index) (the &#8220;TPX Index&#8221;) (each, an &#8220;underlying index&#8221;)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Aggregate
    principal amount:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">$4,094,000</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Payment
    at maturity: </B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 0.25in; text-indent: -0.25in; font-size: 9.5pt"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #A3C4EB">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-size: 7.5pt">If the final index value of each underlying index is <I>greater than or equal to </I>its trigger level, you will receive at maturity a cash payment per $1,000 stated principal amount security equal to:</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-style: normal"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0.375in"><FONT STYLE="font-size: 7.5pt">$1,000 + the greater of (a) $1,000 &times; index percent change of the worst performing underlying index and (b) the upside payment</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-style: normal"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-left: 0.25in; text-indent: -0.25in; font-size: 9.5pt"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #A3C4EB">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-size: 7.5pt">If the final index value of any underlying index is <I>less than</I> its trigger level, you will receive at maturity a cash payment per $1,000 stated principal amount security equal to:</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-style: normal"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0.375in"><FONT STYLE="font-size: 7.5pt">$1,000 &times; index performance factor of the worst performing underlying index</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-style: normal"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0.25in"><FONT STYLE="font-size: 7.5pt"><I>This amount will be less than the stated principal amount of $1,000, and will represent a loss of more than 25%, and possibly all, of your principal amount.</I></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Upside
    payment:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">$530.00 per $1,000 stated principal amount security (53.00% of the stated principal amount)</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Stated
    principal amount:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">$1,000 per security</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Issue
    price:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">$1,000 per security (see &#8220;Commissions and issue price&#8221; below)</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Pricing
    date:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-weight: normal">December 15, 2025</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Original
    issue date (settlement date): </B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">December 18, 2025</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Valuation
    date*:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">December 16, 2030</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Maturity
    date*: </B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">December 19, 2030</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-style: normal"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; text-align: right; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt"><B><I>Terms continued on the following page</I></B></FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7.5pt; font-style: normal; color: #296DC1"><B>CUSIP
    / ISIN:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">48136LQ51 / US48136LQ512</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Listing:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">The securities will not be listed on any securities exchange.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Agent:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 0pt"><FONT STYLE="font-size: 7.5pt">J.P. Morgan Securities LLC (&#8220;JPMS&#8221;)</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; width: 24%; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7.5pt; font-style: normal; color: #296DC1"><B>Commissions
    and issue price:</B></FONT></TD>
    <TD STYLE="padding-left: 5.4pt; width: 29%; padding-top: 2pt; padding-right: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Price to public<SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="padding-left: 5.4pt; width: 22%; padding-top: 2pt; padding-right: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Fees and commissions</B></FONT></TD>
    <TD STYLE="padding-left: 5.4pt; width: 25%; padding-top: 2pt; padding-right: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Proceeds to issuer</B></FONT></TD></TR>
  </TABLE>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: white">
    <TD STYLE="width: 24%; padding-top: 2pt; padding-left: 66.6pt"><FONT STYLE="font-size: 7.5pt; color: #296DC1"><B>Per security</B></FONT></TD>
    <TD STYLE="width: 29%; padding-top: 2pt; padding-right: -3.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">$1,000.00</FONT></TD>
    <TD STYLE="width: 22%; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">$30.00<SUP>(2)</SUP></FONT></TD>
    <TD STYLE="width: 25%; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">$965.00</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-top: 2pt; padding-left: 66.6pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-right: -3.75pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">$5.00<SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="padding-top: 2pt; padding-left: 66.6pt"><FONT STYLE="font-size: 7.5pt; color: #296DC1"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: -3.75pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">$4,094,000.00</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">$143,290.00</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">$3,950,710.00</FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 7pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><I>(1)</I></TD><TD><I>See &#8220;Additional Information about the Securities &#8212; Supplemental use of proceeds and hedging&#8221; in this document
for information about the components of the price to public of the securities.</I></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 7pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><I>(2)</I></TD><TD><I>JPMS, acting as agent for JPMorgan Financial, will pay all of the selling commissions of $30.00 per $1,000 stated principal amount
security it receives from us to Morgan Stanley Smith Barney LLC (&#8220;Morgan Stanley Wealth Management&#8221;). See &#8220;Plan of Distribution
(Conflicts of Interest)&#8221; in the accompanying product supplement.</I></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 7pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.25in"><I>(3)</I></TD><TD><I>Reflects a structuring fee payable to Morgan Stanley Wealth Management by the agent or its affiliates of $5.00 for each $1,000
stated principal amount security </I></TD></TR></TABLE>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0 0 1pt">*Subject to postponement in the event of a market disruption event
and as described under &#8220;General Terms of Notes &#8212; Postponement of a Determination Date &#8212; Notes Linked to Multiple Underlyings&#8221;
and &#8220;General Terms of Notes &#8212; Postponement of a Payment Date&#8221; in the accompanying product supplement or early acceleration
in the event of a change-in-law event as described under &#8220;General Terms of Notes &#8212; Consequences of a Change-in-Law Event&#8221;
in the accompanying product supplement and &#8220;Risk Factors &#8212; Risks Relating to the Securities Generally &#8212; We may accelerate
your securities in our sole discretion and the calculation agent may adjust their final payment in good faith and in a commercially reasonable
manner if a change-in-law event occurs&#8221; in this document</P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0"><B>The estimated value of the securities on the pricing date was $940.10
per $1,000 stated principal amount security. See &#8220;Additional Information about the Securities &#8212; The estimated value of the
securities&#8221; in this document for additional information.</B></P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Investing in the securities involves a number of risks. See &#8220;Risk
Factors&#8221; beginning on page S-2 of the accompanying prospectus supplement, Annex A to the accompanying prospectus addendum, &#8220;Risk
Factors&#8221; beginning on page PS-11 of the accompanying product supplement and &#8220;Risk Factors&#8221; beginning on page 9 of this
document.</B></P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0">Neither the Securities and Exchange Commission (the &#8220;SEC&#8221;) nor
any state securities commission has approved or disapproved of the securities or passed upon the accuracy or the adequacy of this document
or the accompanying product supplement, underlying supplement, prospectus supplement, prospectus and prospectus addendum. Any representation
to the contrary is a criminal offense.</P>




<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0"><I>The securities are not bank deposits, are not insured by the Federal Deposit
Insurance Corporation or any other governmental agency and are not obligations of, or guaranteed by, a bank.</I></P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>You should read this document together with the related
product supplement, underlying supplement, prospectus supplement, prospectus and prospectus addendum, each of which can be accessed via
the hyperlinks below. Please also see &#8220;Additional Information about the Securities&#8221; at the end of this document.</B></P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">Product supplement no. 4-I dated April 13, 2023: <A HREF="http://www.sec.gov/Archives/edgar/data/19617/000121390023029539/ea152803_424b2.pdf">http://www.sec.gov/Archives/edgar/data/19617/000121390023029539/ea152803_424b2.pdf</A></P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">Underlying supplement no. 1-I dated April 13, 2023: <FONT STYLE="color: #0563C1"><U><A HREF="http://www.sec.gov/Archives/edgar/data/19617/000121390023029543/ea151873_424b2.pdf">http://www.sec.gov/Archives/edgar/data/19617/000121390023029543/ea151873_424b2.pdf
</A></U></FONT></P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">Prospectus supplement and prospectus, each dated April
13, 2023: <A HREF="http://www.sec.gov/Archives/edgar/data/19617/000095010323005751/crt_dp192097-424b2.pdf">http://www.sec.gov/Archives/edgar/data/19617/000095010323005751/crt_dp192097-424b2.pdf</A></P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">Prospectus addendum dated June 3, 2024: <A HREF="http://www.sec.gov/Archives/edgar/data/1665650/000095010324007599/dp211753_424b3.htm">http://www.sec.gov/Archives/edgar/data/1665650/000095010324007599/dp211753_424b3.htm</A></P>


<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->



<P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0pt 0pt 0pt 5.4pt"><B><I> Terms continued from previous page:</I></B></P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; width: 29%; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Index percent change:</B></FONT></TD>
    <TD STYLE="width: 71%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">With respect to each underlying index, (final index value &#8722; initial index value) / initial index value</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Index performance factor:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">With respect to each underlying index, final index value / initial index value</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Trigger level:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0 0">With respect to the SPX Index: 5,112.3825, which is 75% of its initial
    index value</P>
    <P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0">With respect to the SX5E Index: 4,314.39, which is 75% of its initial index
    value</P>
    <P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 0">With respect to the TPX Index: 2,573.6025, which is 75% of its initial
    index value</P></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Initial index value: </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0 0">With respect to the SPX Index: 6,816.51, which is its closing level
    on the pricing date</P>
    <P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0 0">With respect to the SX5E Index: 5,752.52, which is its closing level
    on the pricing date</P>
    <P STYLE="font: 7.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0 0">With respect to the TPX Index: 3,431.47, which is its closing level
    on the pricing date</P></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Final index value: </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">With respect to each underlying index, the closing level of that underlying index on the valuation date</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding-right: 5.4pt; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt; color: #296DC1"><B>Worst performing underlying index:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7.5pt">The underlying index with the lowest index performance factor</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 16pt Arial, Helvetica, Sans-Serif; margin: 4pt 0; color: #296DC1">Investment Summary</P>

<P STYLE="color: #296DC1; font: bold 10.5pt Arial, Helvetica, Sans-Serif; margin: 4pt 0 0">The Enhanced Trigger Jump Securities</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">The Enhanced Trigger Jump Securities Based on the Worst Performing
of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19,
2030 (the &#8220;securities&#8221;) can be used:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD STYLE="text-align: left">As an alternative to direct exposure to the underlying indices
that provides a potential return equal to the greater of the index percent change of the worst performing underlying index and 53.00%
(as reflected in the upside payment of $530.00 per $1,000 stated principal amount security) if the final index value of each underlying
index is greater than or equal to 75% of its initial index value, which we refer to as a trigger level.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD STYLE="text-align: left">To enhance returns and potentially outperform the worst performing
underlying index for a limited range of performances of the worst performing underlying index, but only if the final index value of the
worst performing underlying index is greater than or equal to its trigger level.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD STYLE="text-align: left">To obtain limited market downside protection against the loss
of principal in the event of a decline of the worst performing underlying index as of the valuation date, subject to the credit risks
of JPMorgan Financial and JPMorgan Chase &amp; Co., but only if the final index value of the worst performing underlying index is greater
than or equal to its trigger level.</TD>
</TR></TABLE>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0 5pt; text-indent: 0in">If the final index value of any underlying index
is less than its trigger level, the securities are exposed on a 1-to-1 basis to any percentage decline of the final index value of the
worst performing underlying index from its initial index value. Accordingly, investors may lose their entire initial investment in the
securities.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 37%; padding: 3pt 5.4pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Maturity:</FONT></TD>
    <TD STYLE="width: 63%; padding: 1.5pt 5.4pt; layout-grid-mode: char">Approximately 5 years</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Upside payment:</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt; layout-grid-mode: char">$530.00 per $1,000 stated principal amount security (53.00% of the stated principal amount)</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Trigger level:</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt; layout-grid-mode: char">With respect to each underlying index, 75% of its initial index value</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Minimum payment at maturity:</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt; layout-grid-mode: char">None.&nbsp;&nbsp;Investors may lose their entire initial investment in the securities.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Interest:</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt; layout-grid-mode: char">None</TD></TR>
  </TABLE>
<P STYLE="font: 16pt Arial, Helvetica, Sans-Serif; margin: 12pt 0 5pt; color: #296DC1">Supplemental Terms of the Securities</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt 0.25in; text-indent: -0.25in">For purposes of the accompanying product
supplement, each underlying index is an &#8220;Index.&#8221;</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">Any values of the underlying indices, and any values derived therefrom,
included in this document may be corrected, in the event of manifest error or inconsistency, by amendment of this document and the corresponding
terms of the securities. Notwithstanding anything to the contrary in the indenture governing the securities, that amendment will become
effective without consent of the holders of the securities or any other party.</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 16pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; color: #296DC1">Key Investment Rationale</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">This investment offers a potential return at maturity based on the
full participation in the positive performance of the worst performing underlying index, subject to a contingent minimum return, if the
final index value of each underlying index is greater than or equal to 75% of its initial index value, which we refer to as a trigger
level. However, if the final index value of any underlying index is less than its trigger level, the payment at maturity will be less
than $750.00 and could be zero.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 19%; border: white 1.5pt solid; padding: 3pt 2.9pt; background-color: #DCEBF4; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Upside
    Scenario</FONT></TD>
    <TD STYLE="width: 81%; padding: 1.45pt 2.9pt; font-size: 9.5pt"><FONT STYLE="font-size: 9pt"><I>If the final index value of each underlying index is greater than or equal to its trigger level, </I>the payment at maturity for each security will be equal to $1,000 <I>plus</I> the greater of (a) $1,000 </FONT><FONT STYLE="font-size: 7.5pt">&times; </FONT><FONT STYLE="font-size: 9pt">the index percent change of the worst performing underlying index and (b) the upside payment of $530.00 per $1,000 stated principal amount security.&nbsp;&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; padding: 3pt 2.9pt; background-color: #DCEBF4; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Downside
    Scenario</FONT></TD>
    <TD STYLE="padding: 1.45pt 2.9pt; font-size: 9.5pt"><FONT STYLE="font-size: 9pt"><I>If the final index value of any underlying index is less than its trigger level, which means that at least one underlying index has depreciated by more than 25% from its initial index value</I>, you will lose 1% for every 1% decline of the level of the worst performing underlying index from its initial index value to its final index value (<I>e.g.</I>, a 50% depreciation of the worst performing underlying index will result in a payment at maturity that is less than the stated principal amount by 50%, or $500.00 per $1,000 stated principal amount security).</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="color: #296DC1; font: 16pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0">How the Enhanced Trigger Jump Securities Work</P>

<P STYLE="color: #296DC1; font: bold 10.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0">Payoff Diagram</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0 6pt">The payoff diagram below illustrates the payment at maturity on
the securities based on the following terms:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 60%; font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 2pt 3pt 3pt; width: 53%; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Stated principal amount:</FONT></TD>
    <TD STYLE="padding: 1.5pt 3pt; width: 47%; layout-grid-mode: char"><FONT STYLE="font-size: 9.5pt">$1,000 per $1,000 stated principal amount security</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 2pt 3pt 3pt; vertical-align: top; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Upside payment:</FONT></TD>
    <TD STYLE="padding: 2pt 3pt 3pt; vertical-align: bottom; layout-grid-mode: char"><FONT STYLE="font-size: 9.5pt">$530.00 (53.00% of the stated principal amount) per $1,000 stated principal amount security</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 2pt 3pt 3pt; vertical-align: top; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Trigger level:</FONT></TD>
    <TD STYLE="padding: 2pt 3pt 3pt; vertical-align: bottom; layout-grid-mode: char"><FONT STYLE="font-size: 9.5pt">With respect to each underlying index, 75% of its initial index value (-25% change in its final index value compared with its initial index value)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0.25in 6pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="width: 100%; padding-top: 3pt; padding-right: 5.4pt; padding-bottom: 3pt; text-align: center; font-size: 8pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1">Enhanced Trigger Jump Securities Payoff Diagram</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 0pt; padding-left: 0pt; font-size: 12pt; text-align: center"><B><IMG SRC="image_001.jpg" ALT="" STYLE="height: 277px; width: 532px"></B></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 5; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 16pt Arial, Helvetica, Sans-Serif; margin: 12pt 0 10pt; color: #296DC1">Hypothetical Examples</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 12pt">The following hypothetical examples illustrate how to calculate
the payment at maturity on the securities. The following examples are for illustrative purposes only. The hypothetical initial index value
of each underlying index of 100.00 has been chosen for illustrative purposes only and does not represent the actual initial index value
of any underlying index.&nbsp; The actual initial index value of each underlying index is the closing level of that underlying index on
the pricing date and is specified under &#8220;Final Terms &#8212; Initial index value&#8221; in this pricing supplement.&nbsp; The actual
trigger level of each underlying index is specified under &#8220;Final Terms &#8212; Trigger level&#8221; in this pricing supplement.
For historical data regarding the actual closing levels of each underlying index, please see the historical information set forth under
&#8220;S&amp;P 500<SUP>&reg;</SUP> Index Overview,&#8221; &#8220;EURO STOXX 50<SUP>&reg;</SUP> Index Overview&#8221; and &#8220;TOPIX<SUP>&reg;</SUP>
Index Overview,&#8221; as applicable, in this pricing supplement.&nbsp; All payments on the securities, if any, are subject to our and
JPMorgan Chase &amp; Co.&#8217;s credit risks. The numbers in the hypothetical examples below may have been rounded for the ease of analysis.
The examples below are based on the following assumed terms:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24%; padding-top: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt; color: #296DC1"><B>Stated principal amount:</B></FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt 6pt; width: 76%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 per $1,000 stated principal amount security</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt; color: #296DC1"><B>Hypothetical initial index value:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0">With respect to the SPX Index: 100.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0.5pt 0 0">With respect to the SX5E Index: 100.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0.5pt 0 0">With respect to the TPX Index: 100.00</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt; color: #296DC1"><B>Hypothetical trigger&nbsp;&nbsp;level:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0">With respect to the SPX Index: 75.00, which is 75% of its hypothetical
    initial index value</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0">With respect to the SX5E Index: 75.00, which is 75% of its hypothetical
    initial index value</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0">With respect to the TPX Index: 75.00, which is 75% of its hypothetical
    initial index value</P></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt; vertical-align: top; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt; color: #296DC1"><B>Upside payment:</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 6pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$530.00 (53.00% of the stated principal amount) per $1,000 stated principal amount security</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt; color: #296DC1"><B>Interest:</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 6pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">None</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 10pt 0"><B>EXAMPLE 1: Each underlying index appreciates moderately and investors
receive the stated principal amount <I>plus</I> the upside payment.</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 80%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 33%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Final index value</FONT></TD>
    <TD STYLE="vertical-align: top; width: 5%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 61%; padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: 110.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: 115.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: 105.00</P></TD>
    <TD STYLE="width: 1%; font-size: 12pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Index percent change</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: (110.00 &#8722; 100.00) / 100.00 = 10%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: (115.00 &#8722; 100.00) / 100.00 = 15%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: (105.00 &#8722; 100.00) / 100.00 = 5%</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Payment at maturity</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 + greater of (a) $1,000 &times; index percent change of the worst performing underlying index and (b) the upside payment</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 + $530.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,530.00</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0">In example 1, the closing level of the SPX Index has appreciated
by 10%, the closing level of the SX5E Index has appreciated by 15% and the closing level of the TPX Index has appreciated by 5% as of
the valuation date. Because the final index value of each underlying index is at or above its trigger level and the upside payment of
$530.00 is greater than $1,000 &times; the index percent change of the worst performing underlying index (5%), investors receive at maturity
the stated principal amount <I>plus</I> the upside payment of $530.00. Investors receive $1,530.00 per $1,000 stated principal amount
security at maturity.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 10pt 0"><B>EXAMPLE 2: Each underlying index appreciates significantly and
investors receive a payment at maturity greater than the stated principal amount <I>plu</I>s the upside payment.&nbsp; </B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 80%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 33%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Final index value</FONT></TD>
    <TD STYLE="vertical-align: top; width: 5%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 61%; padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: 180.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: 170.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: 165.00</P></TD>
    <TD STYLE="width: 1%; font-size: 12pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Index percent change</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: (180.00 &#8722; 100.00) / 100.00 = 80%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: (170.00 &#8722; 100.00) / 100.00 = 70%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: (165.00 &#8722; 100.00) / 100.00 = 65%</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Payment at maturity</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 + greater of (a) $1,000 &times; index percent change of the worst performing underlying index and (b) the upside payment</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 + $650.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,650.00</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 10pt 0">In example 2, the closing level of the SPX Index has appreciated by
80%, the closing level of the SX5E Index has appreciated by 70.00% and the closing level of the TPX Index has appreciated by 65% as of
the valuation date. Because the final index value of each underlying index is at or above its trigger level and $1,000 &times; the index
percent change of the worst performing underlying index (65%) is greater than the upside payment of $530.00, investors receive at maturity
the stated principal amount <I>plus</I> the stated principal amount <I>times</I> the index percent change of the worst performing underlying
index. Investors receive $1,650.00 per $1,000 stated principal amount security at maturity.</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><B>EXAMPLE 3: One underlying index appreciates moderately while
the others decline to below their respective initial index values, but not below their respective trigger levels, as of the valuation
date, and investors receive the stated principal amount <I>plus</I> the upside payment.</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 80%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 33%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Final index value</FONT></TD>
    <TD STYLE="vertical-align: top; width: 5%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 61%; padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: 110.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: 85.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: 80.00</P></TD>
    <TD STYLE="width: 1%; font-size: 12pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Index percent change</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: (110.00 &#8722; 100.00) / 100.00 = 10%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: (85.00 &#8722; 100.00) / 100.00 = -15%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: (80.00 &#8722; 100.00) / 100.00 = -20%</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Payment at maturity</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 + greater of (a) $1,000 &times; index percent change of the worst performing underlying index and (b) the upside payment</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 + $530.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,530.00</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 10pt">In example 3, the closing level of the SX5E Index has declined
by 15% to below its initial index value and the closing level of the TPX Index has declined by 20% to below its initial index value, while
the closing level of the SPX Index has appreciated by 10% as of the valuation date. Because the final index value of each underlying index
is at or above its trigger level and the upside payment of $530.00 is greater than $1,000 &times; the index percent change of the worst
performing underlying index (-20%), investors receive at maturity the stated principal amount <I>plus</I> the upside payment of $530.00.&nbsp;
Investors receive $1,530.00 per $1,000 stated principal amount security at maturity.&nbsp; This is the case even though two of the underlying
indices have depreciated.</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><B>EXAMPLE 4: One underlying index declines to below its trigger
level while the others appreciate as of the valuation date, and investors are exposed to the decline in the worst performing underlying
index from its initial index value.</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 80%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 33%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Final index value</FONT></TD>
    <TD STYLE="vertical-align: top; width: 5%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 61%; padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: 105.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: 60.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: 110.00</P></TD>
    <TD STYLE="width: 1%; font-size: 12pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Index performance factor</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: 105.00 / 100.00 = 105%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: 60.00 / 100.00 = 60%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: 110.00 / 100.00 = 110%</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Payment at maturity</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 &times; index performance factor of worst performing underlying index</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 &times; 60%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$600</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0">In example 4, the final index value of the SPX Index and the TPX
Index are greater than their respective trigger levels. However, the final index value of the SX5E Index has declined by 40% to below
its trigger level. Therefore, investors are exposed to the negative performance of the SX5E Index, which is the worst performing underlying
index in this example, and receive a payment at maturity of $600.00 per $1,000 stated principal amount security. Investors lose 1% of
the stated principal amount for every 1% decline in the closing level of the SX5E Index from its initial index value, even though the
other underlying indices have appreciated from their respective initial index values.</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 12pt"><B>EXAMPLE 5: Each underlying index declines to below its trigger
level as of the valuation date, and investors are exposed to the decline in the worst performing underlying index from its initial index
value.</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 80%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 33%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Final index value</FONT></TD>
    <TD STYLE="vertical-align: top; width: 5%; padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 61%; padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: 30.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: 50.00</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: 50.00</P></TD>
    <TD STYLE="width: 1%; font-size: 12pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Index performance factor</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SPX Index: 30.00 / 100.00 = 30%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">SX5E Index: 50.00 / 100.00 = 50%</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 2pt 0">TPX Index: 50.00 / 100.00 = 50%</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">Payment at maturity</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 &times; index performance factor of worst performing underlying index</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$1,000 &times; 30%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">=</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9.5pt">$300</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 6pt">In example 5, the final index values of the SPX Index, the SX5E
Index and the TPX Index are less than their respective trigger levels. The closing level of each of the SX5E Index and the TPX Index has
declined by 50%, while the closing level of the SPX Index has declined by 70%. Therefore, investors are exposed to the negative performance
of the SPX Index, which is the worst performing underlying index in this example, and receive a payment at maturity of $300.00 per $1,000
stated principal amount security.</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt"><B>Because the payment at maturity of the securities is based on
the worst performing of the underlying indices, a decline in any of the underlying indices below its trigger level will result in a loss,
which may be significant, of your initial investment, even if the other underlying indices have appreciated.</B></P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0">The hypothetical returns and hypothetical payments on the securities shown
above apply <B>only if you hold the securities for their entire term.</B> These hypotheticals do not reflect fees or expenses that would
be associated with any sale in the secondary market. If these fees and expenses were included, the hypothetical returns and hypothetical
payments shown above would likely be lower.<BR STYLE="clear: both">
</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 16pt Arial, Helvetica, Sans-Serif; margin: 0">Risk Factors</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 5pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><I>The following
is a non-exhaustive list of certain key risk factors for investors in the securities. </I></FONT><I>For further discussion of these and
other risks, you should read the sections entitled &#8220;Risk Factors&#8221; of the accompanying prospectus supplement and the accompanying
product supplement and Annex A to the accompanying prospectus addendum. We urge you to consult your investment, legal, tax, accounting
and other advisers in connection with your investment in the securities</I>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0 0.25in; text-indent: -0.25in; color: #296DC1">Risks Relating to the
Securities Generally</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>The securities do not pay interest or guarantee the return of any principal
and your investment in the securities may result in a loss.</B></FONT> The terms of the <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT>
differ from those of ordinary debt securities in that the <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT>
do not pay interest or guarantee the payment of any stated principal amount at maturity. If the final index value of any underlying index
is less than its trigger level, you will receive for each security that you hold a payment at maturity that is less than the $1,000 stated
principal amount of each <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">security</FONT> by an amount proportionate
to the decline in the closing level of the worst performing underlying index on the valuation date from its initial index value. There
is no minimum payment at maturity on the securities and, accordingly, you could lose your entire principal amount.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Your ability to receive the upside payment may terminate on the valuation
date.</B> <FONT STYLE="font-weight: normal">If the final index value of any underlying index is less than its trigger level, you will
not be entitled to receive the upside payment at maturity. Under these circumstances, you will lose more than 25% of your principal amount
and may lose all of your principal amount at maturity.</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>You are exposed to the price risk of each underlying index. </B><FONT STYLE="font-weight: normal">Your
return on the securities is not linked to a basket consisting of the underlying indices. Rather, it will be contingent upon the independent
performance of each underlying index. Unlike an instrument with a return linked to a basket of underlying assets in which risk is mitigated
and diversified among all the components of the basket, you will be exposed to the risks related to each underlying index. The performance
of the underlying indices may not be correlated. Poor performance by any underlying index over the term of the securities will negatively
affect your return and will not be offset or mitigated by any positive performance by the other underlying indices. Accordingly, your
investment is subject to the risk of decline in the closing level of each underlying index.</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>To receive at least the upside payment, each underlying index must close
at or above its trigger level on the valuation date. </B><FONT STYLE="font-weight: normal">If any underlying index has declined below
its trigger level as of the valuation date, you will be fully exposed to the decline in the worst performing underlying index, as compared
to its initial index value, on a 1-to-1 basis, even if the other underlying indices have appreciated. Under this scenario, the value of
any payment at maturity will be less than 75% of the stated principal amount and could be zero.</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Because the securities are linked to the performance of the worst performing
underlying index, you are exposed to greater risks of sustaining a loss on your investment than if the securities were linked to just
one underlying index. </B><FONT STYLE="font-weight: normal">The risk that you will suffer a loss on your investment is greater if you
invest in the securities than if you invest in substantially similar securities that are linked to the performance of just one underlying
index. With three underlying indices, it is more likely that any one underlying index will close below its trigger level on the valuation
date than if the securities were linked to only one underlying index. In addition, you will not benefit from the performance of any underlying
index other than the worst performing underlying index. Therefore, it is more likely that you will suffer a loss, which may be significant
loss, of your initial investment.</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>The securities are subject to the credit risks of JPMorgan Financial and
JPMorgan Chase &amp; Co., and any actual or anticipated changes to our or JPMorgan Chase &amp; Co.&#8217;s credit ratings or credit spreads
may adversely affect the market value of the securities.</B></FONT> Investors are dependent on our and JPMorgan Chase &amp; Co.&#8217;s
ability to pay all amounts due on the securities. Any actual or anticipated decline in our or JPMorgan Chase &amp; Co.&#8217;s credit
ratings or increase in our or JPMorgan Chase &amp; Co.&#8217;s credit</TD></TR></TABLE>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 9.6pt 0 0 0.25in; text-indent: 0in">spreads determined by the market for taking
that credit risk is likely to adversely affect the market value of the securities. If we and JPMorgan Chase &amp; Co. were to default
on our payment obligations, you may not receive any amounts owed to you under the securities and you could lose your entire investment.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>As a finance subsidiary, JPMorgan Financial has no independent operations
and has limited assets.</B></FONT> As a finance subsidiary of JPMorgan Chase &amp; Co., we have no independent operations beyond the issuance
and administration of our securities and the collection of intercompany obligations. Aside from the initial capital contribution from
JPMorgan Chase &amp; Co., substantially all of our assets relate to obligations of JPMorgan Chase &amp; Co. to make payments under loans
made by us to JPMorgan Chase &amp; Co. or under other intercompany agreements. As a result, we are dependent upon payments from JPMorgan
Chase &amp; Co. to meet our obligations under the securities. We are not a key operating subsidiary of JPMorgan Chase &amp; Co. and in
a bankruptcy or resolution of JPMorgan Chase &amp; Co. we are not expected to have sufficient resources to meet our obligations in respect
of the securities as they come due. If JPMorgan Chase &amp; Co. does not make payments to us and we are unable to make payments on the
securities, you may have to seek payment under the related guarantee by JPMorgan Chase &amp; Co., and that guarantee will rank <I>pari
passu</I> with all other unsecured and unsubordinated obligations of JPMorgan Chase &amp; Co. For more information, see the accompanying
prospectus addendum.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>The benefit provided by the trigger level may terminate on the valuation date.&nbsp; </B>If the final index value of any underlying
index is less than its trigger level, the benefit provided by the trigger level will terminate and you will be fully exposed to any depreciation
of the worst performing underlying index.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Secondary trading may be limited.</B> <FONT STYLE="font-weight: normal">Th</FONT></FONT>e
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT> will not be listed on a securities exchange.
There may be little or no secondary market for the <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT>.
Even if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT>
easily<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">. JPMS </FONT>may act as a market maker for the <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT>,
but is not required to do so. Because we do not expect that other market makers will participate significantly in the secondary market
for the <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT>, the price at which you may be
able to trade your <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT> is likely to depend
on the price, if any, at which <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">JPMS</FONT> is willing to
buy the <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT>. If at any time <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">JPMS</FONT>
or another agent does not act as a market maker, it is likely that there would be little or no secondary market for the <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">securities</FONT>.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>We may accelerate your securities in our sole discretion and the calculation
agent may adjust their final payment in good faith and in a commercially reasonable manner if a change-in-law event occurs. </B></FONT>Upon
the announcement or occurrence of legal or regulatory changes that the calculation agent determines are likely to interfere with your
or our ability to transact in or hold the securities or our ability to hedge or perform our obligations under the securities, we may,
in our sole and absolute discretion, accelerate the payment on your securities&nbsp;and pay you an amount determined in good faith and
in a commercially reasonable manner by the calculation agent.&nbsp; If the payment on your securities is accelerated, your investment
may result in a loss and you may not be able to reinvest your money in a comparable investment.&nbsp; Please see &#8220;General Terms
of Notes &#8212; Consequences of a Change-in-Law Event&#8221; in the accompanying product supplement for more information.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>The tax consequences of an investment in the securities are uncertain. </B>There is no direct legal authority as to the proper
U.S. federal income tax characterization of the securities, and we do not intend to request a ruling from the IRS. The IRS might not accept,
and a court might not uphold, the treatment of the securities described in &#8220;Additional Information about the Securities &#8213;
Additional Provisions &#8213; Tax considerations&#8221; in this document and in &#8220;Material U.S. Federal Income Tax Consequences&#8221;
in the accompanying product supplement. If the IRS were successful in asserting an alternative treatment for the securities, the timing
and character of any income or loss on the securities could differ materially and adversely from our description herein. In addition,
in 2007 Treasury and the IRS released a notice requesting comments on the U.S. federal income tax treatment of &#8220;prepaid forward
contracts&#8221; and similar instruments. The notice focuses in particular on whether to require investors in these instruments to accrue
income over the term of their investment. It also asks for comments on a number of related topics, including the character of income or
loss with respect to these instruments; the relevance of factors such as the nature of the underlying property to which the instruments
are linked; the degree, if any, to which</TD></TR></TABLE>


<!-- Field: Page; Sequence: 10; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0 0.25in; text-indent: 0in">income (including any mandated accruals)
realized by non-U.S. investors should be subject to withholding tax; and whether these instruments are or should be subject to the &#8220;constructive
ownership&#8221; regime, which very generally can operate to recharacterize certain long-term capital gain as ordinary income and impose
a notional interest charge. While the notice requests comments on appropriate transition rules and effective dates, any Treasury regulations
or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment
in the securities, possibly with retroactive effect. You should review carefully the section entitled &#8220;Material U.S. Federal Income
Tax Consequences&#8221; in the accompanying product supplement and consult your tax adviser regarding the U.S. federal income tax consequences
of an investment in the securities, including possible alternative treatments and the issues presented by this notice.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-indent: 0in; color: #296DC1">Risks Relating to Conflicts of Interest</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Economic interests of the issuer, the guarantor, the calculation agent, the agent of the offering of the securities and other affiliates
of the issuer may be different from those of investors.</B> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">We
and our affiliates play a variety of roles in connection with the issuance of the securities, including acting as calculation agent and
as an agent of the offering of the securities, hedging our obligations under the securities and making the assumptions used to determine
the pricing of the securities and the estimated value of the securities, which we refer to as the estimated value of the securities. In
performing these duties, our and JPMorgan Chase &amp; Co.&#8217;s economic interests and the economic interests of the calculation agent
and other affiliates of ours are potentially adverse to your interests as an investor in the securities. The calculation agent has determined
the initial index values and the trigger levels, will determine the final index values and will calculate the amount of payment you will
receive at maturity, if any. Determinations made by the calculation agent, including with respect to the occurrence or non-occurrence
of market disruption events, the selection of a successor to any underlying index or the calculation of the final index value of any underlying
index in the event of a discontinuation or material change in method of calculation of that underlying index, may affect the payment to
you at maturity.</FONT></TD></TR></TABLE>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 9.6pt 0 0 0.25in; text-indent: 0in">In addition, <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">our
and JPMorgan Chase &amp; Co.&#8217;s</FONT> business activities, including hedging and trading activities, could cause <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">our
and JPMorgan Chase &amp; Co.&#8217;s</FONT> economic interests to be adverse to yours and could adversely affect any payment on the securities
and the value of the securities. It is possible that hedging or trading activities of ours or our affiliates in connection with the securities
could result in substantial returns for us or our affiliates while the value of the securities declines. Please refer to &#8220;Risk Factors
&#8212; Risks Relating to Conflicts of Interest&#8221; in the accompanying product supplement for additional information about these risks.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Hedging and trading activities by the issuer and its affiliates could potentially affect the value of the securities. </B> The
hedging or trading activities of the issuer&#8217;s affiliates and of any other hedging counterparty with respect to the securities on
or prior to the pricing date and prior to maturity could have adversely affected, and may continue to adversely affect, the levels of
the underlying indices and, as a result, could decrease the amount an investor may receive on the securities at maturity, if any. Any
of these hedging or trading activities on or prior to the pricing date could have affected the initial index values and the trigger levels
and, therefore, could potentially increase the levels that the final index values must reach before you receive a payment at maturity
that exceeds the issue price of the securities or so that you do not suffer a loss on your initial investment in the securities. Additionally,
these hedging or trading activities during the term of the securities, including on the valuation date, could adversely affect the final
index values and, accordingly, the payment to you at maturity, if any. It is possible that these hedging or trading activities could result
in substantial returns for us or our affiliates while the value of the securities declines.</TD></TR></TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 9.6pt 0 0; text-indent: 0in; color: #296DC1">Risks Relating to the Estimated
Value and Secondary Market Prices of the Securities</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>The estimated value of the securities is lower than the original issue
price (price to public) of the securities.</B> <FONT STYLE="font-weight: normal">The estimated value of the securities is only an estimate
determined by reference to several factors. The original issue price of the securities exceeds the estimated value of the securities because
costs associated with selling, structuring and hedging the securities are included in the original issue price </FONT></FONT></TD></TR></TABLE>


<!-- Field: Page; Sequence: 11; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 9.6pt 0 0 0.25in; text-indent: 0in"><FONT STYLE="font-weight: normal">of the
securities. These costs include the selling commissions, the structuring fee, the projected profits, if any, that our affiliates expect
to realize for assuming risks inherent in hedging our obligations under the securities and the estimated cost of hedging our obligations
under the securities. See &#8220;Additional Information about the Securities &#8212; The estimated value of the securities&#8221; in this
document.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 9.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>The estimated value of the securities does not represent future values
of the securities and may differ from others&#8217; estimates. </B> <FONT STYLE="font-weight: normal">The estimated value of the securities
is determined by reference to internal pricing models of our affiliates. This estimated value of the securities is based on market conditions
and other relevant factors existing at the time of pricing and assumptions about market parameters, which can include volatility, dividend
rates, interest rates and other factors. Different pricing models and assumptions could provide valuations for the securities that are
greater than or less than the estimated value of the securities. In addition, market conditions and other relevant factors in the future
may change, and any assumptions may prove to be incorrect. On future dates, the value of the securities could change significantly based
on, among other things, changes in market conditions, our or JPMorgan Chase &amp; Co.&#8217;s creditworthiness, interest rate movements
and other relevant factors, which may impact the price, if any, at which JPMS would be willing to buy securities from you in secondary
market transactions. See &#8220;Additional Information about the Securities &#8212; The estimated value of the securities&#8221; in this
document.</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>The estimated value of the securities is derived by reference to an internal funding rate. </B>The internal funding rate used in
the determination of the estimated value of the securities may differ from the market-implied funding rate for vanilla fixed income instruments
of a similar maturity issued by JPMorgan Chase &amp; Co. or its affiliates. Any difference may be based on, among other things, our and
our affiliates&#8217; view of the funding value of the securities as well as the higher issuance, operational and ongoing liability management
costs of the securities in comparison to those costs for the conventional fixed income instruments of JPMorgan Chase &amp; Co. This internal
funding rate is based on certain market inputs and assumptions, which may prove to be incorrect, and is intended to approximate the prevailing
market replacement funding rate for the securities. The use of an internal funding rate and any potential changes to that rate may have
an adverse effect on the terms of the securities and any secondary market prices of the securities. See &#8220;Additional Information
about the Securities &#8212; The estimated value of the securities&#8221; in this document.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><B>The value of the securities as published by JPMS (and which may be reflected on customer account statements) may be higher than
the then-current estimated value of the securities for a limited time period.</B> We generally expect that some of the costs included
in the original issue price of the securities will be partially paid back to you in connection with any repurchases of your securities
by JPMS in an amount that will decline to zero over an initial predetermined period. These costs can include selling commissions, the
structuring fee, projected hedging profits, if any, and, in some circumstances, estimated hedging costs and our internal secondary market
funding rates for structured debt issuances. See &#8220;Additional Information about the Securities &#8212; Secondary market prices of
the securities&#8221; in this document for additional information relating to this initial period. Accordingly, the estimated value of
your securities during this initial period may be lower than the value of the securities as published by JPMS (and which may be shown
on your customer account statements).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 0.1in; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Secondary market prices of the securities will likely be lower than the
original issue price of the securities.</B> <FONT STYLE="font-weight: normal">Any secondary market prices of the securities will likely
be lower than the original issue price of the securities because, among other things, secondary market prices take into account our internal
secondary market funding rates for structured debt issuances and, also, because secondary market prices may exclude selling commissions,
the structuring fee, projected hedging profits, if any, and estimated hedging costs that are included in the original issue price of the
securities. As a result, the price, if any, at which JPMS will be willing to buy securities from you in secondary market transactions,
if at all, is likely to be lower than the original issue price. Any sale by you prior to the maturity date could result in a substantial
loss to you. See the immediately following risk factor for information about additional factors that will impact any secondary market
prices of the securities.</FONT></FONT></TD></TR></TABLE>


<!-- Field: Page; Sequence: 12; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 9.6pt 0 0 0.25in; text-indent: 0in"><FONT STYLE="font-weight: normal">The
securities are not designed to be short-term trading instruments. Accordingly, you should be able and willing to hold your securities
to maturity. See &#8220;&#8212; Risks Relating to the Securities Generally &#8212; Secondary trading may be limited&#8221; above.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 0.1in; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Secondary market prices of the securities will be impacted by many economic
and market factors.</B><FONT STYLE="font-weight: normal">&nbsp; The secondary market price of the securities during their term will be
impacted by a number of economic and market factors, which may either offset or magnify each other, aside from the selling commissions,
structuring fee, projected hedging profits, if any, estimated hedging costs and the closing level of each underlying index, including:</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify">any actual or potential change in our or JPMorgan Chase &amp;
Co.&#8217;s creditworthiness or credit spreads;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>customary bid-ask spreads for similarly sized trades;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>our internal secondary market funding rates for structured debt issuances;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>the actual and expected volatility of each underlying index;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>the time to maturity of the securities;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>the dividend rates on the equity securities included in the underlying indices;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>the actual and expected positive or negative correlation among the underlying indices, or the actual or expected absence of any such
correlation;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>interest and yield rates in the market generally;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>the exchange rates and the volatility of the exchange rates between the U.S. dollar and each of the currencies in which the equity
securities included in the SX5E Index and the TPX Index trade and the correlation among those rates and the levels of the SX5E Index and
the TPX Index; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">o</FONT></TD><TD>a variety of other economic, financial, political, regulatory and judicial events.</TD></TR></TABLE>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 9.6pt 0 0 0.25in; text-indent: 0in"><FONT STYLE="font-weight: normal">Additionally,
independent pricing vendors and/or third party broker-dealers may publish a price for the securities, which may also be reflected on customer
account statements. This price may be different (higher or lower) than the price of the securities, if any, at which JPMS may be willing
to purchase your securities in the secondary market.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-indent: 0in; color: #296DC1">Risks Relating to the Underlying
Indices</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>JPMorgan Chase &amp; Co. is currently one of the companies that make up
the SPX Index. </B><FONT STYLE="font-weight: normal">JPMorgan Chase &amp; Co. is currently one of the companies that make up the SPX Index.
JPMorgan Chase &amp; Co. will not have any obligation to consider your interests as a holder of the securities in taking any corporate
action that might affect the value of the SPX Index or the securities. </FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 0.1in; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Investing in the securities is not equivalent to investing in any underlying
index.</B> <FONT STYLE="font-weight: normal">Investing in the securities is not equivalent to investing in any underlying index or its
component stocks. Investors in the securities will not have voting rights or rights to receive dividends or other distributions or any
other rights with respect to the stocks that constitute any underlying index.</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 0.1in; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Adjustments to any underlying index could adversely affect the value of
the securities. </B><FONT STYLE="font-weight: normal">The underlying index publisher of any underlying index may discontinue or suspend
calculation or publication of that underlying index at any time. In these circumstances, the calculation agent will have the sole discretion
to substitute a successor index that is comparable to the discontinued underlying index and is not precluded from considering indices
that are calculated and published by the calculation agent or any of its affiliates.</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>The securities are subject to risks associated with securities issued by non-U.S. companies with respect to the SX5E Index and
the TPX Index. </B>&nbsp;The equity securities included in the SX5E Index and the TPX Index have been issued by non-U.S. companies. Investments
in securities linked to the value of such</TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
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<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0 0.25in; text-indent: 0in">non-U.S. equity securities involve risks
associated with the home countries and/or the securities markets in the home countries of the issuers of those non-U.S. equity securities,
including risks of volatility in those markets, governmental intervention in those markets and cross shareholdings in companies in certain
countries. Also, there is generally less publicly available information about companies in some of these jurisdictions than there is about
U.S. companies that are subject to the reporting requirements of the SEC, and generally non-U.S. companies are subject to accounting,
auditing and financial reporting standards and requirements and securities trading rules different from those applicable to U.S. reporting
companies.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="background-color: white"><B>The </B></FONT><B>securities <FONT STYLE="background-color: white">are not directly exposed
to fluctuations in foreign exchange rates with respect to the SX5E Index and the TPX Index. </FONT></B><FONT STYLE="background-color: white">The
value of your securities will not be adjusted for exchange rate fluctuations between the U.S. dollar and the currencies upon which the
equity securities included in the SX5E Index and the TPX Index are based, although any currency fluctuations could affect the performance
of the SX5E Index and the TPX Index. Therefore, if the applicable currencies appreciate or depreciate relative to the U.S. dollar over
the term of the securities, you will not receive any additional payment or incur any reduction in any payment on the securities</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="background-color: white"><B>Governmental legislative and regulatory actions, including sanctions, could adversely affect
your investment in the securities.</B>&nbsp; Governmental legislative and regulatory actions, including, without limitation, sanctions-related
actions by the U.S. or a foreign government, could prohibit or otherwise restrict persons from holding the securities or the securities
included in any underlying index, or engaging in transactions in them, and any such action could adversely affect the value of the securities
or any underlying index.&nbsp; These legislative and regulatory actions could result in restrictions on the securities.&nbsp; You may
lose a significant portion or all of your initial investment in the securities if you are forced to divest the securities due to the government
mandates, especially if such divestment must be made at a time when the value of the securities has declined.</FONT></TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
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<P STYLE="color: #296DC1; font: 16pt Arial, Helvetica, Sans-Serif; margin: 12pt 0 3pt">S&amp;P 500<SUP>&reg;</SUP> Index Overview</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">The S&amp;P 500<SUP>&reg;</SUP> Index, which is calculated, maintained
and published by S&amp;P Dow Jones Indices LLC, consists of stocks of 500 companies selected to provide a performance benchmark for the
U.S. equity markets. For additional information about the S&amp;P 500<SUP>&reg;</SUP> Index, see &#8220;Equity Index Descriptions &#8212;
The S&amp;P U.S. Indices&#8221; in the accompanying underlying supplement.</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 2pt; text-indent: 0in">Information as of market close on December 15,
2025:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif">
  <TR>
    <TD STYLE="width: 20%; padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Bloomberg Ticker Symbol:</FONT></TD>
    <TD STYLE="width: 18%; padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">SPX</TD>
    <TD STYLE="width: 26%; padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Week High (on 12/11/2025): </FONT></TD>
    <TD STYLE="width: 36%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6,901.00</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Current Closing Level:</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6,816.51</FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Week Low (on 4/8/2025):</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">4,982.77</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Weeks Ago (on 12/16/2024):</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6,074.08</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 12pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 4pt 0">The following table sets forth the published high and low closing levels,
as well as end-of-quarter closing levels, of the S&amp;P 500<SUP>&reg;</SUP> Index for each quarter in the period from January 1, 2020
through December 15, 2025. The graph following the table sets forth the daily closing levels of the S&amp;P 500<SUP>&reg;</SUP> Index
during the same period. The closing level of the S&amp;P 500<SUP>&reg;</SUP> Index on December 15, 2025 was 6,816.51. We obtained the
closing level information above and in the table and graph below from the Bloomberg Professional<SUP>&reg;</SUP> service (&#8220;Bloomberg&#8221;),
without independent verification.</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 4pt 0">The historical levels of the S&amp;P 500<SUP>&reg;</SUP> Index should
not be taken as an indication of future performance, and no assurance can be given as to the closing level of the S&amp;P 500<SUP>&reg;</SUP>
Index on the valuation date. The payment of dividends on the stocks that constitute the S&amp;P 500<SUP>&reg;</SUP> Index is not reflected
in its closing level and, therefore, has no effect on the calculation of the payment at maturity.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #296DC1">
    <TD STYLE="padding: 3pt 5.4pt; width: 46%; border: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>S&amp;P 500<SUP>&reg;</SUP> Index</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>High</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Low</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Period End</B></FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2020</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,386.15</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,237.40</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,584.59</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,232.39</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,470.50</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,100.29</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,580.84</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,115.86</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,363.00</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,756.07</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,269.96</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,756.07</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2021</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,974.54</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,700.65</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,972.89</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,297.50</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,019.87</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,297.50</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,536.95</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,258.49</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,307.54</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,793.06</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,300.46</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,766.18</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2022</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,796.56</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,170.70</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,530.41</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,582.64</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,666.77</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,785.38</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,305.20</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,585.62</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,585.62</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,080.11</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,577.03</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,839.50</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 15; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: #296DC1">
    <TD STYLE="border: Black 1pt dashed; padding: 3pt 5.4pt; width: 46%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>S&amp;P 500<SUP>&reg;</SUP> Index</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>High</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Low</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Period End</B></FONT></TD></TR>

<TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2023</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,179.76</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">3,808.10</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,109.31</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,450.38</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,055.99</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,450.38</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,588.96</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,273.53</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,288.05</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,783.35</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,117.37</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,769.83</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2024</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,254.35</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,688.68</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,254.35</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,487.03</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,967.23</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,460.48</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,762.48</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,186.33</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,762.48</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,090.27</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,695.94</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,881.63</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2025</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,144.15</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,521.52</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">5,611.85</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,204.95</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">4,982.77</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,204.95</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,693.75</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,198.01</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,688.46</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter (through December 15, 2025)</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,901.00</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,538.76</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">6,816.51</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 4pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 100%; background-color: #DCEBF4; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0 0; text-align: center; color: #296DC1">S&amp;P 500<SUP>&reg;</SUP>
    Index Historical Performance &#8211; Daily Closing Levels*</P>
    <P STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 1pt 0 0; text-align: center; color: #296DC1">January 2, 2020 to December
    15, 2025</P></TD>
    </TR>
  <TR>
    <TD STYLE="padding: 0pt; text-align: center; font-size: 9.5pt"><IMG SRC="image_004.jpg" ALT=""></TD></TR>
  <TR>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.75in">*The dotted line in the graph indicates the trigger level, equal
to 75% of the initial index value.</TD></TR>
  </TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.75in"></P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0"><B>License Agreement. </B>&#8220;S&amp;P<SUP>&reg;</SUP>&#8221; and
&#8220;S&amp;P 500<SUP>&reg;</SUP>&#8221; are trademarks of S&amp;P Global, Inc. or its affiliates and have been licensed for use by JPMorgan
Chase &amp; Co. and its affiliates, including JPMorgan Financial.&nbsp; See &#8220;Equity Index Descriptions &#8212; The S&amp;P U.S.
Indices &#8212; License Agreement&#8221; in the accompanying underlying supplement.</P>


<!-- Field: Page; Sequence: 16; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 16pt Arial, Helvetica, Sans-Serif; margin: 4pt 0 3pt">EURO STOXX 50<SUP>&reg;</SUP> Index Overview</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt">The EURO STOXX 50<SUP>&reg;</SUP> Index consists of 50 component
stocks of market sector leaders from within the Eurozone. For additional information about the EURO STOXX 50<SUP>&reg;</SUP> Index, see
&#8220;Equity Index Descriptions &#8213; The STOXX Benchmark Indices&#8221; in the accompanying underlying supplement.</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 3pt 0 6pt">Information as of market close on December 15, 2025:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 12pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 29%; padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Bloomberg Ticker Symbol:</FONT></TD>
    <TD STYLE="width: 19%; padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">SX5E</TD>
    <TD STYLE="width: 20%; padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Week High (on 11/12/2025):</FONT></TD>
    <TD STYLE="width: 32%; padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">5,787.31</TD></TR>
  <TR>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Current Closing Level:</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5,752.52</FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Week Low (on 4/9/2025):</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">4,622.14</TD></TR>
  <TR>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Weeks Ago (on 12/16/2024):</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">4,947.03</TD>
    <TD STYLE="padding-top: 1.5pt; padding-bottom: 1.5pt">&nbsp;</TD>
    <TD STYLE="padding-top: 1.5pt; padding-bottom: 1.5pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0">The following table sets forth the published high and low closing
levels, as well as end-of-quarter closing levels, of the EURO STOXX 50<SUP>&reg;</SUP> Index for each quarter in the period from January
1, 2020 through December 15, 2025. The graph following the table sets forth the daily closing levels of the EURO STOXX 50<SUP>&reg;</SUP>
Index during the same period. The closing level of the EURO STOXX 50<SUP>&reg;</SUP> Index on December 15, 2025 was 5,752.52. We obtained
the closing level information above and in the table and graph below from Bloomberg, without independent verification.</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0">The historical levels of the EURO STOXX 50<SUP>&reg;</SUP> Index should
not be taken as an indication of future performance, and no assurance can be given as to the closing level of the EURO STOXX 50<SUP>&reg;</SUP>
Index on the valuation date. The payment of dividends on the stocks that constitute the EURO STOXX 50<SUP>&reg;</SUP> Index is not reflected
in its closing level and, therefore, has no effect on the calculation of the payment at maturity.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #296DC1">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: top; width: 46%; border: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>EURO STOXX 50<SUP>&reg;</SUP> Index</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>High</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Low</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Period End</B></FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2020</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,865.18</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,385.82</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,786.90</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,384.29</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,662.99</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,234.07</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,405.35</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,137.06</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,193.61</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,581.37</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,958.21</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,552.64</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2021</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,926.20</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,481.44</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,919.21</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,158.14</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,924.80</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,064.30</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,246.13</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,928.53</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,048.08</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,401.49</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,996.41</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,298.41</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2022</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,392.15</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,505.29</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,902.52</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,951.12</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,427.91</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,454.86</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,805.22</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,279.04</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,318.20</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,986.83</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,331.53</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,793.62</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2023</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,315.05</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,856.09</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,315.05</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,408.59</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,218.04</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,399.09</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,471.31</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,129.18</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,174.66</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,549.44</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,014.36</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,521.44</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 17; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: #296DC1">
    <TD STYLE="border: Black 1pt dashed; padding: 3pt 5.4pt; vertical-align: top; width: 46%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>EURO STOXX 50<SUP>&reg;</SUP> Index</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>High</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Low</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Period End</B></FONT></TD></TR>

<TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2024</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,083.42</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,403.08</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,083.42</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,100.90</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,839.14</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,894.02</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,067.45</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,571.60</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,000.45</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,041.01</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,729.71</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,895.98</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2025</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,540.69</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,871.45</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,248.39</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,454.65</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,622.14</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,303.24</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,529.96</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,165.60</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,529.96</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter (through December 15, 2025)</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,787.31</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,515.09</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,752.52</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="width: 100%; padding-top: 1.5pt; padding-bottom: 1.5pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>EURO STOXX 50<SUP>&reg;</SUP> Index Historical Performance &#8211; Daily Closing Levels*<BR>
January 2, 2020 to December 15, 2025 </B></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding: 0pt; background-color: White; text-align: center"><IMG SRC="image_002.jpg" ALT="" STYLE="height: 285px; width: 467px"></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt">*The dotted line in the graph indicates the trigger level, equal
    to 75% of the initial index value.</P>
    </TD></TR>
  </TABLE>
<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0 0.75in; text-align: center">&nbsp;</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 12pt 0 6pt"><B>License Agreement.</B> The EURO STOXX 50<SUP>&reg;</SUP> Index
and STOXX<SUP>&reg;</SUP> are the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland and/or
its licensors (the &#8220;Licensors&#8221;), which are used under license. The securities based on the EURO STOXX 50<SUP>&reg;</SUP> Index
are in no way sponsored, endorsed, sold or promoted by STOXX Limited and its Licensors and neither STOXX Limited nor any of its Licensors
shall have any liability with respect thereto. See &#8220;Equity Index Descriptions &#8212; The STOXX Benchmark Indices &#8212; License
Agreement&#8221; in the accompanying underlying supplement.</P>


<!-- Field: Page; Sequence: 18; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 16pt Arial, Helvetica, Sans-Serif; margin: 4pt 0 3pt">TOPIX<SUP>&reg;</SUP> Index Overview</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 3pt 0 6pt"><FONT STYLE="background-color: white">The TOPIX<SUP>&reg;</SUP>
Index, also known as the Tokyo Stock Price Index, is a free float-adjusted market capitalization-weighted index of common stocks listed
on the Tokyo Stock Exchange, Inc. covering an extensive portion of the Japanese stock market. For additional information about the TOPIX<SUP>&reg;</SUP>
Index, see &#8220;Equity Index Descriptions &#8212; The TOPIX<SUP>&reg;</SUP> Index&#8221; in the accompanying underlying supplement.</FONT></P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 3pt 0 6pt">Information as of market close on December 15, 2025:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 12pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 29%; padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Bloomberg Ticker Symbol:</FONT></TD>
    <TD STYLE="width: 19%; padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">TPX</TD>
    <TD STYLE="width: 20%; padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Week High (on 12/15/2025):</FONT></TD>
    <TD STYLE="width: 32%; padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">3,431.47</TD></TR>
  <TR>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Current Closing Level:</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3,431.47</FONT></TD>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Week Low (on 4/7/2025):</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">2,288.66</TD></TR>
  <TR>
    <TD STYLE="padding: 3pt 5.4pt; layout-grid-mode: char; font-size: 9pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">52 Weeks Ago (on 12/16/2024):</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt; layout-grid-mode: char; font-size: 9pt">2,738.33</TD>
    <TD STYLE="padding-top: 1.5pt; padding-bottom: 1.5pt">&nbsp;</TD>
    <TD STYLE="padding-top: 1.5pt; padding-bottom: 1.5pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0">The following table sets forth the published high and low closing levels,
as well as end-of-quarter closing levels, of the TOPIX<SUP>&reg;</SUP> Index for each quarter in the period from January 1, 2020 through
December 15, 2025. The graph following the table sets forth the daily closing levels of the TOPIX <SUP>&reg;</SUP> Index during the same
period. The closing level of the TOPIX<SUP>&reg;</SUP> Index on December 15, 2025 was 3,431.47. We obtained the closing level information
above and in the table and graph below from Bloomberg, without independent verification.</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0">The historical levels of the TOPIX<SUP>&reg;</SUP> Index should not
be taken as an indication of future performance, and no assurance can be given as to the closing level of the TOPIX<SUP>&reg;</SUP> Index
on the valuation date. The payment of dividends on the stocks that constitute the TOPIX<SUP>&reg;</SUP> Index is not reflected in its
closing level and, therefore, has no effect on the calculation of the payment at maturity.</P>

<P STYLE="font: 2pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 2pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 2pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 2pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #296DC1">
    <TD STYLE="padding: 3pt 5.4pt; vertical-align: top; width: 46%; border: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>TOPIX<SUP>&reg;</SUP> Index</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>High</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Low</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; width: 18%; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Period End</B></FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2020</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,744.16</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,236.34</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,403.04</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,630.72</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,325.13</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,558.77</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,661.93</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,496.06</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,625.49</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,819.18</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,579.33</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,804.68</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2021</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,012.21</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,791.22</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,954.00</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,983.54</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,849.04</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,943.57</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,118.87</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,880.68</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,030.16</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,055.56</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,926.37</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,992.33</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2022</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,039.27</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,758.89</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,946.40</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,969.98</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,818.94</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,870.82</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,006.99</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,835.94</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,835.94</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,018.80</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,847.58</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,891.71</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 19; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: #296DC1">
    <TD STYLE="border: Black 1pt dashed; padding: 3pt 5.4pt; vertical-align: top; width: 46%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>TOPIX<SUP>&reg;</SUP> Index</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>High</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Low</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; padding: 3pt 5.4pt; text-align: center; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: white"><B>Period End</B></FONT></TD></TR>

<TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; width: 46%; border: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2023</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; width: 18%; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; width: 18%; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; width: 18%; border-top: Black 1pt dashed; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,071.09</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,868.15</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,003.50</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,300.36</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">1,961.28</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,288.60</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,430.30</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,221.48</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,323.39</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,391.05</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,218.89</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,366.39</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2024</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; vertical-align: top; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,813.22</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,378.79</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,768.62</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,809.63</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,626.32</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,809.63</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,929.17</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,227.15</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,645.94</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,801.68</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,618.32</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">2,784.92</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>2025</B></FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">First Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,815.47</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,658.73</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,658.73</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Second Quarter</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,852.84</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,288.66</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,852.84</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Third Quarter </FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,187.02</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,811.72</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,137.60</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; border-left: Black 1pt dashed"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt">Fourth Quarter (through December 15, 2025)</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,431.47</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,087.40</FONT></TD>
    <TD STYLE="padding: 1.5pt 5.4pt 2.25pt; border-right: Black 1pt dashed; border-bottom: Black 1pt dashed; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,431.47</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="width: 100%; padding-top: 1.5pt; padding-bottom: 1.5pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B>TOPIX<SUP>&reg;</SUP> Index Historical Performance &#8211; Daily Closing Levels*<BR>
January 6, 2020 to December 15, 2025 </B></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="padding: 0pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8.5pt; color: #296DC1"><B><IMG SRC="image_003.jpg" ALT="" STYLE="height: 287px; width: 470px"></B></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt">*The dotted line in the graph indicates the trigger level, equal
    to 75% of the initial index value.</P>
    </TD></TR>
  </TABLE>
<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0 0.75in; text-align: center">&nbsp;</P>

<P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 1pt 0 6pt"><B>License Agreement.</B> JPMorgan Chase &amp; Co. or its affiliate
expects to enter into an agreement with JPX Market Innovation &amp; Research, Inc. (&#8220;JPXI&#8221;) (or to obtain a sublicense from
an affiliate who has entered into a license agreement with JPXI) that would provide it and certain of its affiliates or subsidiaries,
including JPMorgan Financial, with a non-exclusive license and, for a fee, with the right to use the TOPIX<SUP>&reg;</SUP> Index, which
is owned and published by JPXI, in connection with certain securities, including the securities. For more information, see &#8220;Equity
Index Descriptions &#8212; The TOPIX<SUP>&reg;</SUP> Index &#8212; License Agreement&#8221; in the accompanying underlying supplement.</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 0.75in; text-align: center">&nbsp;</P>


<!-- Field: Page; Sequence: 20; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Arial, Helvetica, Sans-Serif"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">December 2025</FONT></TD><TD STYLE="text-align: right; width: 50%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></FONT></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 16pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; color: #296DC1">Additional Information about the Securities</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 9pt 0 6pt">Please read this information in conjunction with the terms on the
front cover of this document.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #296DC1">
    <TD COLSPAN="2" STYLE="padding: 3pt 2.9pt; font-size: 10pt; color: white; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Additional Provisions:</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 2.9pt; vertical-align: top; width: 26%; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Postponement
    of maturity date:</FONT></TD>
    <TD STYLE="padding: 2pt 2.9pt; width: 74%; font-size: 9pt"><FONT STYLE="font-size: 8.5pt">If the scheduled maturity date is not a business day, then the maturity date will be the following business day.&nbsp;&nbsp;If the scheduled valuation date is not a trading day or if a market disruption event occurs on that day so that the valuation date is postponed and falls less than three business days prior to the scheduled maturity date, the maturity date of the securities will be postponed to the third business day following the valuation date as postponed.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 1.5pt 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Minimum
    ticketing size:</FONT></TD>
    <TD STYLE="padding: 1.5pt 2.9pt 2.25pt; font-size: 8pt"><FONT STYLE="font-size: 8.5pt">$1,000 / 1 security</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Trustee:</FONT></TD>
    <TD STYLE="padding: 1.5pt 2.9pt 2.25pt; font-size: 8pt"><FONT STYLE="font-size: 8.5pt">Deutsche Bank Trust Company Americas (formerly Bankers Trust Company)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 1.5pt 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Calculation
    agent:</FONT></TD>
    <TD STYLE="padding: 1.5pt 2.9pt 2.25pt; font-size: 8pt"><FONT STYLE="font-size: 8.5pt">JPMS</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">The
    estimated value of the securities:</FONT></TD>
    <TD STYLE="padding-right: 2.9pt; padding-left: 2.9pt">
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 2.25pt">The estimated value of the securities set forth on the cover
    of this document is equal to the sum of the values of the following hypothetical components: (1) a fixed-income debt component with the
    same maturity as the securities, valued using the internal funding rate described below, and (2) the derivative or derivatives underlying
    the economic terms of the securities. The estimated value of the securities does not represent a minimum price at which JPMS would be
    willing to buy your securities in any secondary market (if any exists) at any time. The internal funding rate used in the determination
    of the estimated value of the securities may differ from the market-implied funding rate for vanilla fixed income instruments of a similar
    maturity issued by JPMorgan Chase &amp; Co. or its affiliates. Any difference may be based on, among other things, our and our affiliates&#8217;
    view of the funding value of the securities as well as the higher issuance, operational and ongoing liability management costs of the
    securities in comparison to those costs for the conventional fixed income instruments of JPMorgan Chase &amp; Co. This internal funding
    rate is based on certain market inputs and assumptions, which may prove to be incorrect, and is intended to approximate the prevailing
    market replacement funding rate for the securities. The use of an internal funding rate and any potential changes to that rate may have
    an adverse effect on the terms of the securities and any secondary market prices of the securities. For additional information, see &#8220;Risk
    Factors &#8212; Risks Relating to the Estimated Value and Secondary Market Prices of the Securities &#8212; The estimated value of the
    securities is derived by reference to an internal funding rate&#8221; in this document. The value of the derivative or derivatives underlying
    the economic terms of the securities is derived from internal pricing models of our affiliates. These models are dependent on inputs such
    as the traded market prices of comparable derivative instruments and on various other inputs, some of which are market-observable, and
    which can include volatility, dividend rates, interest rates and other factors, as well as assumptions about future market events and/or
    environments. Accordingly, the estimated value of the securities on the pricing date is based on market conditions and other relevant
    factors and assumptions existing at that time. See &#8220;Risk Factors &#8212; Risks Relating to the Estimated Value and Secondary Market
    Prices of the Securities &#8212; The estimated value of the securities does not represent future values of the securities and may differ
    from others&#8217; estimates&#8221; in this document.</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 3pt">The estimated value of the securities is lower than the original
    issue price of the securities because costs associated with selling, structuring and hedging the securities are included in the original
    issue price of the securities. These costs include the selling commissions paid to JPMS and other affiliated or unaffiliated dealers,
    the structuring fee, the projected profits, if any, that our affiliates expect to realize for assuming risks inherent in hedging our obligations
    under the securities and the estimated cost of hedging our obligations under the securities. Because hedging our obligations entails risk
    and may be influenced by market forces beyond our control, this hedging may result in a profit that is more or less than expected, or
    it may result in a loss. A portion of the profits, if any, realized in hedging our obligations under the securities may be allowed to
    other affiliated or unaffiliated dealers, and we or one or more of our affiliates will retain any remaining hedging profits. See &#8220;Risk
    Factors &#8212; Risks Relating to the Estimated Value and Secondary Market Prices of the Securities &#8212; The estimated value of the
    securities is lower than the original issue price (price to public) of the securities&#8221; in this document.</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 1.5pt 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><BR STYLE="clear: both">
    Secondary market prices of the securities:</FONT></TD>
    <TD STYLE="padding: 1.5pt 2.9pt 2.25pt; font-size: 8pt"><FONT STYLE="font-size: 8.5pt">For information about factors that will impact any secondary market prices of the securities, see &#8220;Risk Factors &#8212; Risks Relating to the Estimated Value and Secondary Market Prices of the Securities &#8212; Secondary market prices of the securities will be impacted by many economic and market factors&#8221; in this document. In addition, we generally expect that some of the costs included in the original issue price of the securities will be partially paid back to you in connection with any repurchases of your securities by JPMS in an amount that will decline to </FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
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<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 1.5pt 2.9pt; width: 26%; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-style: normal">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1.5pt 2.9pt 2.25pt; width: 74%; font-size: 8pt"><FONT STYLE="font-size: 8.5pt">zero over an initial predetermined period that is intended to be the shorter of two years and one-half of the stated term of the securities.&nbsp;&nbsp;The length of any such initial period reflects the structure of the securities, whether our affiliates expect to earn a profit in connection with our hedging activities, the estimated costs of hedging the securities and when these costs are incurred, as determined by our affiliates.&nbsp;&nbsp;See &#8220;Risk Factors &#8212; Risks Relating to the Estimated Value and Secondary Market Prices of the Securities &#8212; The value of the securities as published by JPMS (and which may be reflected on customer account statements) may be higher than the then-current estimated value of the securities for a limited time period.&#8221;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Tax
    considerations: </FONT></TD>
    <TD STYLE="padding-right: 2.9pt; padding-left: 2.9pt">
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 2.25pt">You should review carefully the section entitled &#8220;Material
    U.S. Federal Income Tax Consequences&#8221; in the accompanying product supplement no. 4-I. The following discussion, when read in combination
    with that section, constitutes the full opinion of our special tax counsel, Davis Polk &amp; Wardwell LLP, regarding the material U.S.
    federal income tax consequences of owning and disposing of the securities.</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 2.25pt">Based on current market conditions, in the opinion of our
    special tax counsel, it is reasonable to treat your securities as &#8220;open transactions&#8221; that are not debt instruments for U.S.
    federal income tax purposes, as more fully described in &#8220;Material U.S. Federal Income Tax Consequences &#8212; Tax Consequences
    to U.S. Holders &#8212; Notes Treated as Open Transactions That Are Not Debt Instruments&#8221; in the accompanying product supplement.
    Assuming this treatment is respected, the gain or loss on your securities should be treated as long-term capital gain or loss if you hold
    your securities for more than a year, whether or not you are an initial purchaser of securities at the issue price. However, the IRS or
    a court may not respect this treatment of the securities, in which case the timing and character of any income or loss on the securities
    could be materially and adversely affected. In addition, in 2007 Treasury and the IRS released a notice requesting comments on the U.S.
    federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar instruments. The notice focuses in particular on whether
    to require investors in these instruments to accrue income over the term of their investment. It also asks for comments on a number of
    related topics, including the character of income or loss with respect to these instruments; the relevance of factors such as the nature
    of the underlying property to which the instruments are linked; the degree, if any, to which income (including any mandated accruals)
    realized by non-U.S. investors should be subject to withholding tax; and whether these instruments are or should be subject to the &#8220;constructive
    ownership&#8221; regime, which very generally can operate to recharacterize certain long-term capital gain as ordinary income and impose
    a notional interest charge. While the notice requests comments on appropriate transition rules and effective dates, any Treasury regulations
    or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment
    in the securities, possibly with retroactive effect. You should consult your tax adviser regarding the U.S. federal income tax consequences
    of an investment in the securities, including possible alternative treatments and the issues presented by this notice.</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 2.25pt">Section 871(m) of the Code and Treasury regulations promulgated
    thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% withholding tax (unless an income tax treaty applies) on dividend equivalents
    paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include
    U.S. equities. Section 871(m) provides certain exceptions to this withholding regime, including for instruments linked to certain broad-based
    indices that meet requirements set forth in the applicable Treasury regulations. Additionally, a recent IRS notice excludes from the scope
    of Section 871(m) instruments issued prior to January 1, 2027 that do not have a delta of one with respect to underlying securities that
    could pay U.S.-source dividends for U.S. federal income tax purposes (each an &#8220;Underlying Security&#8221;). Based on certain determinations
    made by us, our special tax counsel is of the opinion that Section 871(m) should not apply to the securities with regard to Non-U.S. Holders.
    Our determination is not binding on the IRS, and the IRS may disagree with this determination. Section 871(m) is complex and its application
    may depend on your particular circumstances, including whether you enter into other transactions with respect to an Underlying Security.
    You should consult your tax adviser regarding the potential application of Section 871(m) to the securities.</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 1.5pt 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Supplemental
    use of proceeds and hedging:</FONT></TD>
    <TD STYLE="padding-right: 2.9pt; padding-left: 2.9pt">
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 2.25pt">The securities are offered to meet investor demand for products
    that reflect the risk-return profile and market exposure provided by the securities. See &#8220;How the Enhanced Trigger Jump Securities
    Work&#8221; and &#8220;Hypothetical Examples&#8221; in this document for an illustration of the risk-return profile of the securities
    and &#8220;S&amp;P 500<SUP>&reg;</SUP> Index Overview,&#8221; &#8220;EURO STOXX 50<SUP>&reg;</SUP> Index Overview&#8221; and &#8220;TOPIX<SUP>&reg;</SUP>
    Index Overview&#8221; in this document for a description of the market exposure provided by the securities.</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 2.25pt">The original issue price of the securities is equal to the
    estimated value of the securities plus the selling commissions paid to JPMS and other affiliated or unaffiliated dealers and the structuring
    fee, plus (minus) the projected profits (losses) that our affiliates expect to realize for assuming risks inherent in hedging our obligations
    under the securities, plus the estimated cost of hedging our obligations under the securities.</P></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="padding: 1.5pt 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Benefit
    plan investor considerations:</FONT></TD>
    <TD STYLE="padding: 1.5pt 2.9pt 2.25pt; font-size: 8pt"><FONT STYLE="font-size: 8.5pt">See &#8220;Benefit Plan Investor Considerations&#8221; in the accompanying product supplement.</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 22; Value: 2 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: right; color: #296DC1">JPMorgan Chase Financial Company LLC</P><P STYLE="border-top: #296DC1 0.5pt solid; color: #296DC1; font: 11.5pt Arial, Helvetica, Sans-Serif; margin: 0">Enhanced Trigger Jump Securities Based on the Worst Performing of the S&amp;P 500<SUP>&reg;</SUP> Index, the EURO STOXX 50<SUP>&reg;</SUP> Index and the TOPIX<SUP>&reg;</SUP> Index due December 19, 2030</P><P STYLE="border-bottom: #296DC1 0.5pt solid; color: gray; font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0">Principal at Risk Securities</P></DIV>
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<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding: 1.5pt 2.9pt; vertical-align: top; width: 26%; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Supplemental
    plan of distribution:</FONT></TD>
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    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 0">Subject to regulatory constraints, JPMS intends to use its reasonable
    efforts to offer to purchase the securities in the secondary market, but is not required to do so. JPMS, acting as agent for JPMorgan
    Financial, will pay all of the selling commissions it receives from us to Morgan Stanley Wealth Management. In addition, Morgan Stanley
    Wealth Management will receive a structuring fee as set forth on the cover of this document for each security.</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0 0">We or our affiliate may enter into swap agreements or related hedge
    transactions with one of our other affiliates or unaffiliated counterparties in connection with the sale of the securities and JPMS and/or
    an affiliate may earn additional income as a result of payments pursuant to the swap or related hedge transactions. See &#8220;&#8212;
    Supplemental use of proceeds and hedging&#8221; above and &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</P></TD>
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  <TR>
    <TD STYLE="padding: 1.5pt 2.9pt; vertical-align: top; background-color: #DCEBF4; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Validity
    of the securities and the guarantee:</FONT></TD>
    <TD STYLE="padding-right: 2.9pt; vertical-align: top; background-color: #DCEBF4; padding-top: 1.5pt; font-size: 8pt; padding-left: 2.9pt"><FONT STYLE="font-size: 8.5pt">In the opinion of Davis Polk &amp; Wardwell LLP, as special products counsel to JPMorgan Financial and JPMorgan Chase &amp; Co., when the securities offered by this pricing supplement have been issued by JPMorgan Financial pursuant to the indenture, the trustee and/or paying agent has made, in accordance with the instructions from JPMorgan Financial, the appropriate entries or notations in its records relating to the master global note that represents such securities (the &#8220;master note&#8221;), and such securities have been delivered against payment as contemplated herein, such securities will be valid and binding obligations of JPMorgan Financial and the related guarantee will constitute a valid and binding obligation of JPMorgan Chase &amp; Co., enforceable in accordance with their terms, subject to applicable bankruptcy, insolvency and similar laws affecting creditors&#8217; rights generally, concepts of reasonableness and equitable principles of general applicability (including, without limitation, concepts of good faith, fair dealing and the lack of bad faith), <I>provided </I>that such counsel expresses no opinion as to (i) the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law on the conclusions expressed above or (ii) any provision of the indenture that purports to avoid the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law by limiting the amount of JPMorgan Chase &amp; Co.&#8217;s obligation under the related guarantee.&nbsp;&nbsp;This opinion is given as of the date hereof and is limited to the laws of the State of New York, the General Corporation Law of the State of Delaware and the Delaware Limited Liability Company Act.&nbsp;&nbsp;In addition, this opinion is subject to customary assumptions about the trustee&#8217;s authorization, execution and delivery of the indenture and its authentication of the master note and the validity, binding nature and enforceability of the indenture with respect to the trustee, all as stated in the letter of such counsel dated February 24, 2023, which was filed as an exhibit to the Registration Statement on Form S-3 by JPMorgan Financial and JPMorgan Chase &amp; Co. on February 24, 2023.</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 2.9pt; padding-bottom: 1.5pt; padding-left: 2.9pt; layout-grid-mode: char; font-size: 8.5pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal">Where
    you can find more information:</FONT></TD>
    <TD STYLE="padding-right: 2.9pt; padding-left: 2.9pt">
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0">You should read this document together with the accompanying prospectus,
    as supplemented by the accompanying prospectus supplement, relating to our Series A medium-term notes of which these securities are a
    part, the accompanying prospectus addendum and the more detailed information contained in the accompanying product supplement and the
    accompanying underlying supplement.</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0">This document, together with the documents listed below, contains
    the terms of the securities and supersedes all other prior or contemporaneous oral statements as well as any other written materials including
    preliminary or indicative pricing terms, correspondence, trade ideas, structures for implementation, sample structures, stand-alone fact
    sheets, brochures or other educational materials of ours. You should carefully consider, among other things, the matters set forth in
    the &#8220;Risk Factors&#8221; sections of the accompanying prospectus supplement and the accompanying product supplement and in Annex
    A to the accompanying prospectus addendum, as the securities involve risks not associated with conventional debt securities. We urge you
    to consult your investment, legal, tax, accounting and other advisers before you invest in the securities.</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0">You may access these documents on the SEC website at www.sec.gov
    as follows (or if such address has changed, by reviewing our filings for the relevant date on the SEC website):</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0"><B>&#8226; Product supplement no. 4-I dated April 13, 2023: </B></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0"><A HREF="http://www.sec.gov/Archives/edgar/data/19617/000121390023029539/ea152803_424b2.pdf">http://www.sec.gov/Archives/edgar/data/19617/000121390023029539/ea152803_424b2.pdf
    </A></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0"><B>&#8226; Underlying supplement no. 1-I dated April 13, 2023:</B></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0"><A HREF="http://www.sec.gov/Archives/edgar/data/19617/000121390023029543/ea151873_424b2.pdf">http://www.sec.gov/Archives/edgar/data/19617/000121390023029543/ea151873_424b2.pdf</A></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0"><B>&#8226; Prospectus supplement and prospectus, each dated April
    13, 2023: </B></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0"><A HREF="http://www.sec.gov/Archives/edgar/data/19617/000095010323005751/crt_dp192097-424b2.pdf">http://www.sec.gov/Archives/edgar/data/19617/000095010323005751/crt_dp192097-424b2.pdf</A></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0"><B>&#8226; Prospectus addendum dated June 3, 2024: </B></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0"><A HREF="http://www.sec.gov/Archives/edgar/data/1665650/000095010324007599/dp211753_424b3.htm">http://www.sec.gov/Archives/edgar/data/1665650/000095010324007599/dp211753_424b3.htm</A></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 1.5pt 0">Our Central Index Key, or CIK, on the SEC website is 1665650, and
    JPMorgan Chase &amp; Co.&#8217;s CIK is 19617.</P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 1.5pt">As used in this document, &#8220;we,&#8221; &#8220;us&#8221; and
    &#8220;our&#8221; refer to JPMorgan Financial.</P></TD></TR>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Submission<br></strong></div></th>
<th class="th"><div>Dec. 17, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissionLineItems', window );"><strong>Submission [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Central Index Key</a></td>
<td class="text">0000019617<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">JPMORGAN CHASE & CO<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_RegnFileNb', window );">Registration File Number</a></td>
<td class="text">333-270004<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FormTp', window );">Form Type</a></td>
<td class="text">S-3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissnTp', window );">Submission Type</a></td>
<td class="text">424B2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeExhibitTp', window );">Fee Exhibit Type</a></td>
<td class="text">EX-FILING FEES<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
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<td>xbrli:normalizedStringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeExhibitTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeExhibitTp</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>ffd:feeExhibitTypeItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FormTp</td>
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<td>ffd:submissionTypeItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_RegnFileNb</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
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<td><strong> Data Type:</strong></td>
<td>ffd:fileNumberItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissionLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissnTp</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>ffd:submissionTypeItemType</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fees Summary<br></strong></div></th>
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<div>Dec. 17, 2025 </div>
<div>USD ($)</div>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NrrtvMaxAggtOfferingPric', window );">Narrative - Max Aggregate Offering Price</a></td>
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