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  <element id="jpcrp030000-asr_E00395-000_DividendsFromSurplusInterimDividend" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="DividendsFromSurplusInterimDividend" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E00395-000_SalariesWagesAndBonusesSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="SalariesWagesAndBonusesSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E00395-000_InformationSystemExpensesSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="InformationSystemExpensesSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
</schema>