<?xml version="1.0"?>
<!-- Edited with XiRUTE .NET Library 01-08 -->
<schema xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:iod="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:jpcrp030000-asr_E00520-000="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E00520-000/2018-03-31/01/2018-06-27" elementFormDefault="qualified" targetNamespace="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E00520-000/2018-03-31/01/2018-06-27" xmlns="http://www.w3.org/2001/XMLSchema">
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-02-28/jpcrp_cor_2018-02-28.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-02-28/jpcrp_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-02-28/jpcrp_rt_2018-02-28.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-02-28/jpcrp_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-02-28/jppfs_cor_2018-02-28.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-02-28/jppfs_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-02-28/jppfs_rt_2018-02-28.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-02-28/jppfs_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/identificationAndOrdering_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" />
  <import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
  <import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-02-28/label/jpcrp_2018-02-28_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-02-28/label/jpcrp_2018-02-28_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-02-28/label/jpcrp_2018-02-28_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-02-28/label/jppfs_2018-02-28_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-02-28/label/jppfs_2018-02-28_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-02-28/label/jppfs_2018-02-28_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/r/jpdei_000100-000_2013-08-31_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E00520-000_2018-03-31_01_2018-06-27_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E00520-000_2018-03-31_01_2018-06-27_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E00520-000_2018-03-31_01_2018-06-27_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E00520-000_2018-03-31_01_2018-06-27_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E00520-000_2018-03-31_01_2018-06-27_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </appinfo>
  </annotation>
  <element id="jpcrp030000-asr_E00520-000_ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsHeading" xbrli:periodType="duration" abstract="true" name="ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E00520-000_ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsTextBlock" xbrli:periodType="instant" abstract="false" name="ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E00520-000_OtherInformationAboutShareAcquisitionRightsHeading" xbrli:periodType="duration" abstract="true" name="OtherInformationAboutShareAcquisitionRightsHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E00520-000_OtherInformationAboutShareAcquisitionRightsNATextBlock" xbrli:periodType="instant" abstract="false" name="OtherInformationAboutShareAcquisitionRightsNATextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E00520-000_ShareOwnershipPlanForDirectorsAndOtherOfficersAndEmployeesHeading" xbrli:periodType="duration" abstract="true" name="ShareOwnershipPlanForDirectorsAndOtherOfficersAndEmployeesHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E00520-000_ShareOwnershipPlanForDirectorsAndOtherOfficersAndEmployeesTextBlock" xbrli:periodType="instant" abstract="false" name="ShareOwnershipPlanForDirectorsAndOtherOfficersAndEmployeesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E00520-000_LossOnValuationOfInvestmentsInAffiliatedCompaniesEL" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="LossOnValuationOfInvestmentsInAffiliatedCompaniesEL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E00520-000_LossOnValuationOfInvestmentsInAffiliatedCompaniesOpeCF" xbrli:periodType="duration" abstract="false" name="LossOnValuationOfInvestmentsInAffiliatedCompaniesOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E00520-000_DecreaseIncreaseInLoansReceivableInvCF" xbrli:periodType="duration" abstract="false" name="DecreaseIncreaseInLoansReceivableInvCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E00520-000_ApplicationOfAConsolidatedTaxationSystemOtherElementsForAccountingPoliciesTextBlock" xbrli:periodType="duration" abstract="false" name="ApplicationOfAConsolidatedTaxationSystemOtherElementsForAccountingPoliciesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E00520-000_LogisticsExpensesSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="LogisticsExpensesSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E00520-000_PayrollsAndAllowancesSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="PayrollsAndAllowancesSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E00520-000_FunctionSolutionReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="FunctionSolutionReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E00520-000_ApparelReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="ApparelReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E00520-000_LifeCreateReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="LifeCreateReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E00520-000_NotesRegardingReserveForSpecialDepreciationAndReserveForAdvancedDepreciationOfNonCurrentAssetsTextBlock" xbrli:periodType="instant" abstract="false" name="NotesRegardingReserveForSpecialDepreciationAndReserveForAdvancedDepreciationOfNonCurrentAssetsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
</schema>