<?xml version="1.0" encoding="utf-8"?>
<!-- Generated by PRONEXUS WORKS -->
<xsd:schema xmlns:jpcrp030000-asr_E01166-000="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E01166-000/2023-03-31/01/2023-06-29" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:jpdei_cor="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:jppfs_cor="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_cor" xmlns:iod="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E01166-000/2023-03-31/01/2023-06-29" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/jpcrp_cor_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/jpcrp_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/jpcrp_rt_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/jpcrp_rt" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_cor_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_rt_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_rt" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt" />
  <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
  <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/identificationAndOrdering_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01166-000_2023-03-31_01_2023-06-29_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01166-000_2023-03-31_01_2023-06-29_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01166-000_2023-03-31_01_2023-06-29_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01166-000_2023-03-31_01_2023-06-29_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E01166-000_2023-03-31_01_2023-06-29_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/label/jpcrp_2022-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/label/jpcrp_2022-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/label/jpcrp_2022-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/label/jppfs_2022-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/label/jppfs_2022-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/label/jppfs_2022-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/r/jpdei_000100-000_2013-08-31_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element id="jpcrp030000-asr_E01166-000_DisclosureOfSustainabilityRelatedFinancialInformationHeading" xbrli:periodType="duration" abstract="true" name="DisclosureOfSustainabilityRelatedFinancialInformationHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" xbrli:periodType="instant" abstract="false" name="DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_GovernanceTextBlock" xbrli:periodType="instant" abstract="false" name="GovernanceTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_StrategyTextBlock" xbrli:periodType="instant" abstract="false" name="StrategyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" xbrli:periodType="instant" abstract="false" name="PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_RiskManagementTextBlock" xbrli:periodType="instant" abstract="false" name="RiskManagementTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_MetricsAndTargetsTextBlock" xbrli:periodType="instant" abstract="false" name="MetricsAndTargetsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" xbrli:periodType="instant" abstract="false" name="DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_ProvisionOfReservesIncludedInCostAndSellingGeneralAndAdministrativeExpensesTextBlock" xbrli:periodType="duration" abstract="false" name="ProvisionOfReservesIncludedInCostAndSellingGeneralAndAdministrativeExpensesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_NotesRegardingLossOnLitigationTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingLossOnLitigationTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_NotesRegardingExpensesOfVoluntaryRecallOfProductsTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingExpensesOfVoluntaryRecallOfProductsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_NotesRegardingProvisionForLossOnLitigationTextBlock" xbrli:periodType="instant" abstract="false" name="NotesRegardingProvisionForLossOnLitigationTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_ReversalOfProvisionForProductCompensationEI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="ReversalOfProvisionForProductCompensationEI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_ReversalOfProvisionForLossOnFireDisasterAffairsEI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="ReversalOfProvisionForLossOnFireDisasterAffairsEI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_LossOnWithdrawaisFromGolfClubMembershipEL" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="LossOnWithdrawaisFromGolfClubMembershipEL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_LitigationLossEL" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="LitigationLossEL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_ExpensesOfVoluntaryRecallOfProductsEL" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="ExpensesOfVoluntaryRecallOfProductsEL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_ProvisionForProductCompensationCL" xbrli:balance="credit" xbrli:periodType="instant" abstract="false" name="ProvisionForProductCompensationCL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_NotesRegardingLossOnLiquidationOfSubsidiariesAndAssociatesTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingLossOnLiquidationOfSubsidiariesAndAssociatesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_NotesRegardingGainOrLossOnReversalOfForeignCurrencyTranslationAdjustmentTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingGainOrLossOnReversalOfForeignCurrencyTranslationAdjustmentTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_IncreaseDecreaseInProvisionForProductCompensationOpeCF" xbrli:periodType="duration" abstract="false" name="IncreaseDecreaseInProvisionForProductCompensationOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_IncreaseDecreaseInProvisionForLossOnFireDisasterAffairsOpeCF" xbrli:periodType="duration" abstract="false" name="IncreaseDecreaseInProvisionForLossOnFireDisasterAffairsOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_IncreaseDecreaseInProvisionForLossOnClosingSubsidiariesAndAffiliatesOpeCF" xbrli:periodType="duration" abstract="false" name="IncreaseDecreaseInProvisionForLossOnClosingSubsidiariesAndAffiliatesOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_LossOnWithdrawalFromGolfClubMennbershipOpeCF" xbrli:periodType="duration" abstract="false" name="LossOnWithdrawalFromGolfClubMennbershipOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_GainOnReversalOfForeignCurrencyTranslationAdjustmentOpeCF" xbrli:periodType="duration" abstract="false" name="GainOnReversalOfForeignCurrencyTranslationAdjustmentOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_CashDividendsPaidByParentCompanyFinCF" xbrli:periodType="duration" abstract="false" name="CashDividendsPaidByParentCompanyFinCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_LiquidationDividendsPaidToNonControllingInterestsFinCF" xbrli:periodType="duration" abstract="false" name="LiquidationDividendsPaidToNonControllingInterestsFinCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_FeeOnSalesOfNotesPayableNOE" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="FeeOnSalesOfNotesPayableNOE" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_GainOnReversalOfForeignCurrencyTranslationAdjustmentEI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="GainOnReversalOfForeignCurrencyTranslationAdjustmentEI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_SubsidiaryLiquidationLossEL" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="SubsidiaryLiquidationLossEL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_ProvisionForLossOnClosingSubsidiariesAndAffiliatesCL" xbrli:balance="credit" xbrli:periodType="instant" abstract="false" name="ProvisionForLossOnClosingSubsidiariesAndAffiliatesCL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_PurposeOfShareholdingOverviewOfBusinessAllianceQuantitativeEffectsOfShareholdingAndReasonForIncreaseInNumberOfSharesDetailsOfSpecifiedInvestmentSharesHeldForPurposesOtherThanPureInvestmentReportingCompany" xbrli:periodType="instant" abstract="false" name="PurposeOfShareholdingOverviewOfBusinessAllianceQuantitativeEffectsOfShareholdingAndReasonForIncreaseInNumberOfSharesDetailsOfSpecifiedInvestmentSharesHeldForPurposesOtherThanPureInvestmentReportingCompany" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_BasicRemunerationRemunerationEtcByCategoryOfDirectorsAndOtherOfficersAbstract" xbrli:periodType="duration" abstract="true" name="BasicRemunerationRemunerationEtcByCategoryOfDirectorsAndOtherOfficersAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_BaseRemunerationBasicRemunerationRemunerationEtcByCategoryOfDirectorsAndOtherOfficers" xbrli:periodType="duration" abstract="false" name="BaseRemunerationBasicRemunerationRemunerationEtcByCategoryOfDirectorsAndOtherOfficers" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_NozawaToshiyaMember" xbrli:periodType="duration" abstract="true" name="NozawaToshiyaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_MiuraRyuichiMember" xbrli:periodType="duration" abstract="true" name="MiuraRyuichiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_YonedaTsuyoshiMember" xbrli:periodType="duration" abstract="true" name="YonedaTsuyoshiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_MurahashiMasaoMember" xbrli:periodType="duration" abstract="true" name="MurahashiMasaoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_MatsumuraMasaakiMember" xbrli:periodType="duration" abstract="true" name="MatsumuraMasaakiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_HamamotoKouziMember" xbrli:periodType="duration" abstract="true" name="HamamotoKouziMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_HuziiKunihikoMember" xbrli:periodType="duration" abstract="true" name="HuziiKunihikoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_KoshikaHikotaMember" xbrli:periodType="duration" abstract="true" name="KoshikaHikotaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_YoshidaHirokiMember" xbrli:periodType="duration" abstract="true" name="YoshidaHirokiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_KanaiKazuhiroMember" xbrli:periodType="duration" abstract="true" name="KanaiKazuhiroMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_YoshidaMasaakiMember" xbrli:periodType="duration" abstract="true" name="YoshidaMasaakiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E01166-000_YoshioOgawaMember" xbrli:periodType="duration" abstract="true" name="YoshioOgawaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
</xsd:schema>