<?xml version="1.0" encoding="utf-8" standalone="no"?>
<?taxonomy-version 1.0.0.0?>
<?taxonomy-date 2024-03-11?>
<!--This is a generated XML file-->
<link:linkbase xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xml="http://www.w3.org/XML/1998/namespace">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinancialAssetsAtAmortisedCost" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_FinancialAssetsAtAmortisedCost" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Financial assets at amortised cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:to="label_ifrs-full_FinancialAssetsAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_FinancialLiabilitiesAtAmortisedCost" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Financial liabilities at amortised cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:to="label_ifrs-full_FinancialLiabilitiesAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Increase (decrease) through transactions with owners, equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners" xlink:to="label_ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReductionOfIssuedCapital" xlink:label="loc_ifrs-full_ReductionOfIssuedCapital" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_ReductionOfIssuedCapital" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Reduction of issued capital</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReductionOfIssuedCapital" xlink:to="label_ifrs-full_ReductionOfIssuedCapital" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xlink:label="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Increase (decrease) in cash and cash equivalents before effect of exchange rate changes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xlink:to="label_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RepaymentsOfBondsNotesAndDebentures" xlink:label="loc_ifrs-full_RepaymentsOfBondsNotesAndDebentures" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_RepaymentsOfBondsNotesAndDebentures" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Repayments of bonds, notes and debentures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepaymentsOfBondsNotesAndDebentures" xlink:to="label_ifrs-full_RepaymentsOfBondsNotesAndDebentures" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_LeaseLiabilities" xlink:label="loc_ifrs-full_LeaseLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_LeaseLiabilities" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Lease liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LeaseLiabilities" xlink:to="label_ifrs-full_LeaseLiabilities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_CashFlowsFromUsedInOperatingActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Cash flows from (used in) operating activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="label_ifrs-full_CashFlowsFromUsedInOperatingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_CashFlowsFromUsedInInvestingActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Cash flows from (used in) investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:to="label_ifrs-full_CashFlowsFromUsedInInvestingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_CashFlowsFromUsedInFinancingActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Cash flows from (used in) financing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:to="label_ifrs-full_CashFlowsFromUsedInFinancingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Income taxes paid (refund), classified as operating activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:to="label_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_IncomeTaxExpenseContinuingOperations" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Tax expense (income)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:to="label_ifrs-full_IncomeTaxExpenseContinuingOperations" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GeneralAndAdministrativeExpense" xlink:label="loc_ifrs-full_GeneralAndAdministrativeExpense" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_GeneralAndAdministrativeExpense" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">General and administrative expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GeneralAndAdministrativeExpense" xlink:to="label_ifrs-full_GeneralAndAdministrativeExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestExpense" xlink:label="loc_ifrs-full_InterestExpense" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_InterestExpense" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpense" xlink:to="label_ifrs-full_InterestExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FeeAndCommissionExpense" xlink:label="loc_ifrs-full_FeeAndCommissionExpense" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_FeeAndCommissionExpense" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Fee and commission expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionExpense" xlink:to="label_ifrs-full_FeeAndCommissionExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_MiscellaneousOtherOperatingExpense" xlink:label="loc_ifrs-full_MiscellaneousOtherOperatingExpense" />
    <link:label xlink:type="resource" xlink:label="label_ifrs-full_MiscellaneousOtherOperatingExpense" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Miscellaneous other operating expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:to="label_ifrs-full_MiscellaneousOtherOperatingExpense" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AmountOfItemsThatWillNotBeReclassifiedInProfitOrLossTransferredToReserves" xlink:label="loc_CR845CALoireHauteLoire2023_AmountOfItemsThatWillNotBeReclassifiedInProfitOrLossTransferredToReserves" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AmountOfItemsThatWillNotBeReclassifiedInProfitOrLossTransferredToReserves" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Amount of items that will not be reclassified in profit or loss transferred to reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AmountOfItemsThatWillNotBeReclassifiedInProfitOrLossTransferredToReserves" xlink:to="label_CR845CALoireHauteLoire2023_AmountOfItemsThatWillNotBeReclassifiedInProfitOrLossTransferredToReserves" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income that will not be reclassified to profit or loss, net of tax [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income that will be reclassified to profit or loss, net of tax [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Pretax other comprehensive income on items that will not be reclassified to profit or loss excluding equity accounted entities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:label="loc_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Income tax related to items that will not be reclassified to profit or loss excluding equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Income tax related to items that will not be reclassified to profit or loss excluding equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossFromDiscontinuedOperations" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossFromDiscontinuedOperations" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossFromDiscontinuedOperations" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income on items that will not be reclassified to profit or loss from discontinued operations  </link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossFromDiscontinuedOperations" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossFromDiscontinuedOperations" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Pretax other comprehensive income on items that may be reclassified to profit or loss excluding equity accounted entities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:label="loc_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Income tax related to items that may be reclassified to profit or loss excluding equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Income tax related to items that may be reclassified to profit or loss excluding equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_IncomeTaxRelatedToItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossOnEntitiesFromDiscontinuedOperations" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossOnEntitiesFromDiscontinuedOperations" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossOnEntitiesFromDiscontinuedOperations" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income on items that may be reclassified to profit or loss on entities from discontinued operations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossOnEntitiesFromDiscontinuedOperations" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossOnEntitiesFromDiscontinuedOperations" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:label="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Pretax other comprehensive income on items that will not be reclassified to profit or loss excluding equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Pretax other comprehensive income on items that will not be reclassified to profit or loss excluding equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income before tax revaluation of hedging derivatives</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:label="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Pretax other comprehensive income on items that may be reclassified to profit or loss excluding equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Pretax other comprehensive income on items that may be reclassified to profit or loss excluding equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Financial assets at amortised cost [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" xlink:to="label_CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" xlink:label="loc_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Current and deferred tax assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" xlink:to="label_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" xlink:label="loc_CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Accrued income and other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" xlink:to="label_CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" xlink:label="loc_CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Property plant and equipment including right of use assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" xlink:to="label_CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherFinancialAssetsAtFairValueThroughProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_OtherFinancialAssetsAtFairValueThroughProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherFinancialAssetsAtFairValueThroughProfitOrLoss" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other financial assets at fair value through profit or loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherFinancialAssetsAtFairValueThroughProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_OtherFinancialAssetsAtFairValueThroughProfitOrLoss" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Debt instruments at fair value through other comprehensive income that may be reclassified to profit or loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Loans and advances to banks at amortised cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Loans and advances to customers at amortised cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Securities at amortised cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AdjustedEquityWithRoundingAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_AdjustedEquityWithRoundingAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AdjustedEquityWithRoundingAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Adjusted equity with rounding [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AdjustedEquityWithRoundingAbstract" xlink:to="label_CR845CALoireHauteLoire2023_AdjustedEquityWithRoundingAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_FinancialLiabilitiesAtAmortisedCostAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_FinancialLiabilitiesAtAmortisedCostAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_FinancialLiabilitiesAtAmortisedCostAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Financial liabilities at amortised cost [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_FinancialLiabilitiesAtAmortisedCostAbstract" xlink:to="label_CR845CALoireHauteLoire2023_FinancialLiabilitiesAtAmortisedCostAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CurrentAndDeferredTaxLiabilities" xlink:label="loc_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxLiabilities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Current and deferred tax liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxLiabilities" xlink:to="label_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxLiabilities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AccruedExpensesAndOtherLiabilities" xlink:label="loc_CR845CALoireHauteLoire2023_AccruedExpensesAndOtherLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AccruedExpensesAndOtherLiabilities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Accrued expenses and other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AccruedExpensesAndOtherLiabilities" xlink:to="label_CR845CALoireHauteLoire2023_AccruedExpensesAndOtherLiabilities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AdjustedEquityWithRounding" xlink:label="loc_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Adjusted equity with rounding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding" xlink:to="label_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Adjusted equity with rounding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding" xlink:to="label_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DebtsDueToBanksAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_DebtsDueToBanksAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DebtsDueToBanksAtAmortisedCost" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Debts due to banks at amortised cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DebtsDueToBanksAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_DebtsDueToBanksAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DebtsDueToCustomersAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_DebtsDueToCustomersAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DebtsDueToCustomersAtAmortisedCost" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Debts due to customers at amortised cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DebtsDueToCustomersAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_DebtsDueToCustomersAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DebtsRepresentedBySecuritiesAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_DebtsRepresentedBySecuritiesAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DebtsRepresentedBySecuritiesAtAmortisedCost" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Debts represented by securities at amortised cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DebtsRepresentedBySecuritiesAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_DebtsRepresentedBySecuritiesAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CapitalAndAssociatedReserves" xlink:label="loc_CR845CALoireHauteLoire2023_CapitalAndAssociatedReserves" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CapitalAndAssociatedReserves" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Capital and associated reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CapitalAndAssociatedReserves" xlink:to="label_CR845CALoireHauteLoire2023_CapitalAndAssociatedReserves" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquity" xlink:label="loc_CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains and losses recognised directly in equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquity" xlink:to="label_CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquity" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquityOnDiscontinuedOperations" xlink:label="loc_CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquityOnDiscontinuedOperations" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquityOnDiscontinuedOperations" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains and losses recognised directly in equity on discontinued operations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquityOnDiscontinuedOperations" xlink:to="label_CR845CALoireHauteLoire2023_GainsAndLossesRecognisedDirectlyInEquityOnDiscontinuedOperations" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_SharePremiumAndConsolidatedReservesMember" xlink:label="loc_CR845CALoireHauteLoire2023_SharePremiumAndConsolidatedReservesMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_SharePremiumAndConsolidatedReservesMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Share premium and consolidated reserves member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_SharePremiumAndConsolidatedReservesMember" xlink:to="label_CR845CALoireHauteLoire2023_SharePremiumAndConsolidatedReservesMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CapitalAndConsolidatedReservesMember" xlink:label="loc_CR845CALoireHauteLoire2023_CapitalAndConsolidatedReservesMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CapitalAndConsolidatedReservesMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Capital and consolidated reserves member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CapitalAndConsolidatedReservesMember" xlink:to="label_CR845CALoireHauteLoire2023_CapitalAndConsolidatedReservesMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IssuanceRedemptionOfEquityInstruments" xlink:label="loc_CR845CALoireHauteLoire2023_IssuanceRedemptionOfEquityInstruments" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IssuanceRedemptionOfEquityInstruments" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Issuance / redemption of equity instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IssuanceRedemptionOfEquityInstruments" xlink:to="label_CR845CALoireHauteLoire2023_IssuanceRedemptionOfEquityInstruments" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income on items that may be reclassified to profit or loss attributable to owners of parent member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_RemunerationOfUndatedDeeplySubordinatedNotes" xlink:label="loc_CR845CALoireHauteLoire2023_RemunerationOfUndatedDeeplySubordinatedNotes" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_RemunerationOfUndatedDeeplySubordinatedNotes" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Remuneration of undated deeply subordinated notes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_RemunerationOfUndatedDeeplySubordinatedNotes" xlink:to="label_CR845CALoireHauteLoire2023_RemunerationOfUndatedDeeplySubordinatedNotes" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income on items that will not be reclassified to profit or loss attributable to owners of parent member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncreaseDecreaseDueToAcquisitionsAndDisposalsOfNonControllingInterests" xlink:label="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseDueToAcquisitionsAndDisposalsOfNonControllingInterests" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseDecreaseDueToAcquisitionsAndDisposalsOfNonControllingInterests" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Increase decrease due to acquisitions and disposals of non controlling interests</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseDueToAcquisitionsAndDisposalsOfNonControllingInterests" xlink:to="label_CR845CALoireHauteLoire2023_IncreaseDecreaseDueToAcquisitionsAndDisposalsOfNonControllingInterests" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncreaseDecreaseThroughTransactionsWithOwnersEquityAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseThroughTransactionsWithOwnersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseDecreaseThroughTransactionsWithOwnersEquityAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Increase (decrease) through transactions with owners, equity [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseThroughTransactionsWithOwnersEquityAbstract" xlink:to="label_CR845CALoireHauteLoire2023_IncreaseDecreaseThroughTransactionsWithOwnersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeExludingShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeExludingShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeExludingShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income, exluding share of other comprehensive income of associates and joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeExludingShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeExludingShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CapitalAssociatedReservesAndIncomeAttributableToNonControllingInterestsMember" xlink:label="loc_CR845CALoireHauteLoire2023_CapitalAssociatedReservesAndIncomeAttributableToNonControllingInterestsMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CapitalAssociatedReservesAndIncomeAttributableToNonControllingInterestsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Capital, associated reserves and income attributable to non controlling interests member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CapitalAssociatedReservesAndIncomeAttributableToNonControllingInterestsMember" xlink:to="label_CR845CALoireHauteLoire2023_CapitalAssociatedReservesAndIncomeAttributableToNonControllingInterestsMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income on items that may be reclassified to profit or loss attributable to non controlling interests member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income on items that will not be reclassified to profit or loss attributable to non-controlling interests member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToNonControllingInterestsMember" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToNonControllingInterestsMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToNonControllingInterestsMember" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income attributable to non-controlling interests member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToNonControllingInterestsMember" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToNonControllingInterestsMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnEquityInstrumentsThatWillNotBeReclassifiedToProfitOrLossReclassifiedToConsolidatedReserves" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnEquityInstrumentsThatWillNotBeReclassifiedToProfitOrLossReclassifiedToConsolidatedReserves" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnEquityInstrumentsThatWillNotBeReclassifiedToProfitOrLossReclassifiedToConsolidatedReserves" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income on equity instruments that will not be reclassified to profit or loss reclassified to consolidated reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnEquityInstrumentsThatWillNotBeReclassifiedToProfitOrLossReclassifiedToConsolidatedReserves" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnEquityInstrumentsThatWillNotBeReclassifiedToProfitOrLossReclassifiedToConsolidatedReserves" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToChangesInOwnCreditRiskReclassifiedToConsolidatedReserves" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToChangesInOwnCreditRiskReclassifiedToConsolidatedReserves" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToChangesInOwnCreditRiskReclassifiedToConsolidatedReserves" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Other comprehensive income attributable to changes in own credit risk reclassified to consolidated reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToChangesInOwnCreditRiskReclassifiedToConsolidatedReserves" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToChangesInOwnCreditRiskReclassifiedToConsolidatedReserves" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Othercomprehensiveincomeonequityinstrumentsthatwillnotbereclassifiedtoprofitorlossreclassifiedtoconsolidatedreserves" xlink:label="loc_CR845CALoireHauteLoire2023_Othercomprehensiveincomeonequityinstrumentsthatwillnotbereclassifiedtoprofitorlossreclassifiedtoconsolidatedreserves" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Othercomprehensiveincomeonequityinstrumentsthatwillnotbereclassifiedtoprofitorlossreclassifiedtoconsolidatedreserves" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Othercomprehensiveincomeonequityinstrumentsthatwillnotbereclassifiedtoprofitorlossreclassifiedtoconsolidatedreserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Othercomprehensiveincomeonequityinstrumentsthatwillnotbereclassifiedtoprofitorlossreclassifiedtoconsolidatedreserves" xlink:to="label_CR845CALoireHauteLoire2023_Othercomprehensiveincomeonequityinstrumentsthatwillnotbereclassifiedtoprofitorlossreclassifiedtoconsolidatedreserves" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncreaseOrDecreaseInCashAndCashEquivalents" xlink:label="loc_CR845CALoireHauteLoire2023_IncreaseOrDecreaseInCashAndCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseOrDecreaseInCashAndCashEquivalents" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Increase or decrease in cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncreaseOrDecreaseInCashAndCashEquivalents" xlink:to="label_CR845CALoireHauteLoire2023_IncreaseOrDecreaseInCashAndCashEquivalents" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofnonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofnonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfAcquisitionsAndDisposalsOfNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofnonconsolidatedequity2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">NetImpactOnGroupCashOfAcquisitionsAndDisposalsOfNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofnonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofsacamimmobiliernonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofsacamimmobiliernonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofsacamimmobiliernonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfAcquisitionsAndDisposalsOfSACAMIMMOBILIERNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofsacamimmobiliernonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofsacamimmobiliernonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofsacamimmobiliernonconsolidatedequity2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">NetImpactOnGroupCashOfAcquisitionsAndDisposalsOfSACAMIMMOBILIERNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofsacamimmobiliernonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofsacamimmobiliernonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffinauranonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffinauranonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffinauranonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfAcquisitionsOfFINAURANonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffinauranonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffinauranonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffinauranonconsolidatedequity2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">NetImpactOnGroupCashOfAcquisitionsOfFINAURANonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffinauranonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffinauranonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofaevnonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofaevnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofaevnonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfAcquisitionsOfAEVNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofaevnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofaevnonconsolidatedequity" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfAcquisitionsAndDisposalsOfCARDPNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">NetImpactOnGroupCashOfAcquisitionsAndDisposalsOfCARDPNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfAcquisitionsOfFONCIERE42NonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">NetImpactOnGroupCashOfAcquisitionsOfFONCIERE42NonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfAcquisitionsAndDisposalsOfCALHLENERGIESNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">NetImpactOnGroupCashOfAcquisitionsAndDisposalsOfCALHLENERGIESNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfAcquisitionsOfNOVIMNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">NetImpactOnGroupCashOfAcquisitionsOfNOVIMNonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisposalsOfSCICAPVACANCESPATRIMOINENonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">NetImpactOnGroupCashOfDisposalsOfSCICAPVACANCESPATRIMOINENonConsolidatedEquity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" xlink:label="loc_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DividendsPaidByCREDITAGRICOLELOIREHAUTE-LOIRE</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" xlink:to="label_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">DividendsPaidByCREDITAGRICOLELOIREHAUTE-LOIRE</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" xlink:to="label_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" xlink:label="loc_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Decrease of CAISSES LOCALES equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" xlink:to="label_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Decrease of CAISSES LOCALES equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" xlink:to="label_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" xlink:label="loc_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">InterestPaymentsOnSubordinatedDebtAndBonds</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" xlink:to="label_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">InterestPaymentsOnSubordinatedDebtAndBonds</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" xlink:to="label_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivitiesAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Increase decrease in assets and liabilities resulting from operating activities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Change in equity investments investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Change in property, plant &amp; equipment and intangible assets Investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" xlink:label="loc_CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Cash received from (paid to) shareholders, classified as financing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" xlink:to="label_CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" xlink:label="loc_CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net cash accounts and accounts with central banks</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" xlink:to="label_CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" xlink:label="loc_CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net demand loans and deposits with credit institutions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" xlink:to="label_CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" xlink:label="loc_CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net depreciation and impairment of property, plant &amp; equipment and intangible assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" xlink:to="label_CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" xlink:label="loc_CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net provisions and impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" xlink:to="label_CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" xlink:label="loc_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Adjustments for which cash effects are investing cash flow</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" xlink:to="label_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreFinancingCashFlow" xlink:label="loc_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreFinancingCashFlow" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreFinancingCashFlow" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Adjustments for which cash effects are financing cash flow</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreFinancingCashFlow" xlink:to="label_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreFinancingCashFlow" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Change in intercredit institutions items</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInCustomerItems" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInCustomerItems" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInCustomerItems" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Change in customer items</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInCustomerItems" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInCustomerItems" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Change in financial assets and liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Change in non financial assets and liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" xlink:label="loc_CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Dividends received from equity accounted entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" xlink:label="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Increase decrease in assets and liabilities resulting from operating activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" xlink:to="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Increase decrease in assets and liabilities resulting from operating activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" xlink:to="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Profit (loss) before tax [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" xlink:to="label_CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Profit (loss) from operating activities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" xlink:label="loc_CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net income expense from other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" xlink:to="label_CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" xlink:label="loc_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Value adjustments on goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" xlink:to="label_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Value adjustments on goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" xlink:to="label_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gross operating income [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" xlink:to="label_CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CostOfRisk" xlink:label="loc_CR845CALoireHauteLoire2023_CostOfRisk" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CostOfRisk" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Cost of risk</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CostOfRisk" xlink:to="label_CR845CALoireHauteLoire2023_CostOfRisk" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CostOfRisk2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Cost of risk</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CostOfRisk" xlink:to="label_CR845CALoireHauteLoire2023_CostOfRisk2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net banking income [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" xlink:to="label_CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" xlink:label="loc_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Depreciation, amortisation and impairment loss reversal of impairment loss recognised in profit or loss from property plant and equipmen and intangible assets other than goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" xlink:to="label_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill2" xml:lang="en" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Depreciation, amortisation and impairment loss reversal of impairment loss recognised in profit or loss from property plant and equipmen and intangible assets other than goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" xlink:to="label_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GrossOperatingIncome" xlink:label="loc_CR845CALoireHauteLoire2023_GrossOperatingIncome" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GrossOperatingIncome" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gross operating income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GrossOperatingIncome" xlink:to="label_CR845CALoireHauteLoire2023_GrossOperatingIncome" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GrossOperatingIncome2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Gross operating income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GrossOperatingIncome" xlink:to="label_CR845CALoireHauteLoire2023_GrossOperatingIncome2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains (losses) on financial instruments at fair value through profit or loss [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains losses on financial assets measured at fair value through other comprehensive income before tax of non insurance activities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net income from insurance activities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetBankingIncome" xlink:label="loc_CR845CALoireHauteLoire2023_NetBankingIncome" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetBankingIncome" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net banking income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetBankingIncome" xlink:to="label_CR845CALoireHauteLoire2023_NetBankingIncome" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetBankingIncome2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Net banking income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetBankingIncome" xlink:to="label_CR845CALoireHauteLoire2023_NetBankingIncome2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains (losses) on financial instruments at fair value through profit or loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Gains (losses) on financial instruments at fair value through profit or loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains losses on financial assets liabilities at fair value through profit or loss classified as held for trading</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains losses on other financial assets liabilities at fair value through profit or loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivities" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains losses on financial assets measured at fair value through other comprehensive income before tax of non insurance activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivities" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivities2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Gains losses on financial assets measured at fair value through other comprehensive income before tax of non insurance activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivities" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedSubsequentlyToProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedSubsequentlyToProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedSubsequentlyToProfitOrLoss" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Gains (losses) on debt instruments at fair value through other comprehensive income that may be reclassified subsequently to profit or loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedSubsequentlyToProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedSubsequentlyToProfitOrLoss" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_RemunerationOfEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeThatWillNotBeReclassifiedSubsequentlyToProfitOrLossDividends" xlink:label="loc_CR845CALoireHauteLoire2023_RemunerationOfEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeThatWillNotBeReclassifiedSubsequentlyToProfitOrLossDividends" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_RemunerationOfEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeThatWillNotBeReclassifiedSubsequentlyToProfitOrLossDividends" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Remuneration of equity instruments measured at fair value through other comprehensive income that will not be reclassified subsequently to profit or loss (dividends)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_RemunerationOfEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeThatWillNotBeReclassifiedSubsequentlyToProfitOrLossDividends" xlink:to="label_CR845CALoireHauteLoire2023_RemunerationOfEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeThatWillNotBeReclassifiedSubsequentlyToProfitOrLossDividends" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities" xlink:label="loc_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Net income from insurance activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities" xlink:to="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities2" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Net income from insurance activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities" xlink:to="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CreditCostOfRiskOnFinancialInvestmentsFromInsuranceActivities" xlink:label="loc_CR845CALoireHauteLoire2023_CreditCostOfRiskOnFinancialInvestmentsFromInsuranceActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CreditCostOfRiskOnFinancialInvestmentsFromInsuranceActivities" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Credit cost of risk on financial investments from insurance activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CreditCostOfRiskOnFinancialInvestmentsFromInsuranceActivities" xlink:to="label_CR845CALoireHauteLoire2023_CreditCostOfRiskOnFinancialInvestmentsFromInsuranceActivities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantladecomptabilisationetmodificationdespassifsfinanciers" xlink:label="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantladecomptabilisationetmodificationdespassifsfinanciers" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantladecomptabilisationetmodificationdespassifsfinanciers" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DescriptionOfAccountingPolicyForDerecognitionAndModificationOfFinancialInstrumentsExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantladecomptabilisationetmodificationdespassifsfinanciers" xlink:to="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantladecomptabilisationetmodificationdespassifsfinanciers" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxactifsfinanciersmodifies" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxactifsfinanciersmodifies" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxactifsfinanciersmodifies" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfFinancialAssetsWithModifiedContractualCashFlowsExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxactifsfinanciersmodifies" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxactifsfinanciersmodifies" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfSovereignRiskExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfFinancialInstrumentsAtFairValueThroughOtherComprehensiveIncomeExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfDerecognitionOfFinancialAssetsAtAmortisedCostExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfCostOfRiskExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxgainsoupertesnetssurautresactifstextblock" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxgainsoupertesnetssurautresactifstextblock" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxgainsoupertesnetssurautresactifstextblock" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfNetGainsLossesOnOtherAssetsExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxgainsoupertesnetssurautresactifstextblock" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxgainsoupertesnetssurautresactifstextblock" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" xlink:label="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfFinancialAssetsAtAmortisedCostExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" xlink:to="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxpassifsfinanciersaucoutamorti" xlink:label="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxpassifsfinanciersaucoutamorti" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxpassifsfinanciersaucoutamorti" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfFinancialLiabilitiesAtAmortisedCostExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxpassifsfinanciersaucoutamorti" xlink:to="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxpassifsfinanciersaucoutamorti" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfCommitmentsAndCollateralExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxcomptesderegularisationactifpassifetdivers" xlink:label="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxcomptesderegularisationactifpassifetdivers" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxcomptesderegularisationactifpassifetdivers" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfAccruedIncomeAndExpensesAndOtherAssetsAndLiabilitiesExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxcomptesderegularisationactifpassifetdivers" xlink:to="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxcomptesderegularisationactifpassifetdivers" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfOperationnalRisksExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Descriptiondelamethodeutiliseepourlaconsolidation" xlink:label="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodeutiliseepourlaconsolidation" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Descriptiondelamethodeutiliseepourlaconsolidation" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DescriptionOfBasisOfConsolidationExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodeutiliseepourlaconsolidation" xlink:to="label_CR845CALoireHauteLoire2023_Descriptiondelamethodeutiliseepourlaconsolidation" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesentitesnoningegreesdansleperimetredeconsolidationtextblock" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesentitesnoningegreesdansleperimetredeconsolidationtextblock" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesentitesnoningegreesdansleperimetredeconsolidationtextblock" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfUnconsolidatedEntitiesExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesentitesnoningegreesdansleperimetredeconsolidationtextblock" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesentitesnoningegreesdansleperimetredeconsolidationtextblock" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxtitresdeparticipationnonconsolidesetpresentantuncaracteresignificatiftextblock" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxtitresdeparticipationnonconsolidesetpresentantuncaracteresignificatiftextblock" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxtitresdeparticipationnonconsolidesetpresentantuncaracteresignificatiftextblock" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DisclosureOfMaterialUnconsolidatedEquityInvestmentsExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxtitresdeparticipationnonconsolidesetpresentantuncaracteresignificatiftextblock" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxtitresdeparticipationnonconsolidesetpresentantuncaracteresignificatiftextblock" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesgainesoupertesnettessurinstrumentsfinanciersevaluesalajustevaleur" xlink:label="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesgainesoupertesnettessurinstrumentsfinanciersevaluesalajustevaleur" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesgainesoupertesnettessurinstrumentsfinanciersevaluesalajustevaleur" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DescriptionOfAccountingPolicyForNetGainsLossesOnFinancialInstrumentsAtFairValueExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesgainesoupertesnettessurinstrumentsfinanciersevaluesalajustevaleur" xlink:to="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesgainesoupertesnettessurinstrumentsfinanciersevaluesalajustevaleur" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesengagementsdefinancementetgarantiesdonnes" xlink:label="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesengagementsdefinancementetgarantiesdonnes" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesengagementsdefinancementetgarantiesdonnes" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">DescriptionOfAccountingPolicyForFinancingCommitmentsAndGuaranteesGivenExplanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesengagementsdefinancementetgarantiesdonnes" xlink:to="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantlesengagementsdefinancementetgarantiesdonnes" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiterelativealabaseutiliseepourlaconsolidation" xlink:label="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiterelativealabaseutiliseepourlaconsolidation" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiterelativealabaseutiliseepourlaconsolidation" xml:lang="en" xlink:role="http://www.xbrl.org/2003/role/label">Description of accounting policy for basis of consolidation explanatory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiterelativealabaseutiliseepourlaconsolidation" xlink:to="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiterelativealabaseutiliseepourlaconsolidation" />
  </link:labelLink>
</link:linkbase>