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    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossOnEntitiesFromDiscontinuedOperations" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains et pertes nets comptabilisés directement en capitaux propres recyclables sur activités abandonnées</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossOnEntitiesFromDiscontinuedOperations" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossOnEntitiesFromDiscontinuedOperations" />
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    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains et pertes avant impôt comptabilisés directement en capitaux propres non recyclables, hors entreprises mises en équivalence</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Gains et pertes avant impôt comptabilisés directement en capitaux propres non recyclables, hors entreprises mises en équivalence</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains et pertes sur instruments dérivés de couverture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeBeforeTaxRevaluationOfHedgingDerivatives" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:label="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains et pertes avant impôt comptabilisés directement en capitaux propres recyclables, hors entreprises mises en équivalence</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Gains et pertes avant impôt comptabilisés directement en capitaux propres recyclables, hors entreprises mises en équivalence</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_PretaxOtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossExcludingEquityAccountedEntities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Financial assets at amortised cost [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" xlink:to="label_CR845CALoireHauteLoire2023_FinancialAssetsAtAmortisedCostAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" xlink:label="loc_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Actifs d'impôts courants et différés</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" xlink:to="label_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" xlink:label="loc_CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Comptes de régularisation et actifs divers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" xlink:to="label_CR845CALoireHauteLoire2023_AccruedIncomeAndOtherAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" xlink:label="loc_CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Immobilisations corporelles, y compris les actifs liés au droit d’utilisation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" xlink:to="label_CR845CALoireHauteLoire2023_PropertyPlantAndEquipmentIncludingRightOfUseAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherFinancialAssetsAtFairValueThroughProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_OtherFinancialAssetsAtFairValueThroughProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherFinancialAssetsAtFairValueThroughProfitOrLoss" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Autres actifs financiers à la juste valeur par résultat</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Instruments de dettes comptabilisés à la juste valeur par capitaux propres recyclables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeThatMayBeReclassifiedToProfitOrLoss" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Prêts et créances sur les établissements de crédit au coût amorti</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_LoansAndAdvancesToBanksAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_LoansAndAdvancesToCustomersAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Titres au coût amorti</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" xlink:to="label_CR845CALoireHauteLoire2023_SecuritiesAtAmortisedCost" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AdjustedEquityWithRoundingAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_AdjustedEquityWithRoundingAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AdjustedEquityWithRoundingAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Adjusted equity with rounding [abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_FinancialLiabilitiesAtAmortisedCostAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_FinancialLiabilitiesAtAmortisedCostAbstract" />
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CurrentAndDeferredTaxLiabilities" xlink:label="loc_CR845CALoireHauteLoire2023_CurrentAndDeferredTaxLiabilities" />
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AccruedExpensesAndOtherLiabilities" xlink:label="loc_CR845CALoireHauteLoire2023_AccruedExpensesAndOtherLiabilities" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding" xlink:to="label_CR845CALoireHauteLoire2023_AdjustedEquityWithRounding" />
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DebtsDueToCustomersAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_DebtsDueToCustomersAtAmortisedCost" />
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DebtsRepresentedBySecuritiesAtAmortisedCost" xlink:label="loc_CR845CALoireHauteLoire2023_DebtsRepresentedBySecuritiesAtAmortisedCost" />
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_RemunerationOfUndatedDeeplySubordinatedNotes" xlink:label="loc_CR845CALoireHauteLoire2023_RemunerationOfUndatedDeeplySubordinatedNotes" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" xlink:to="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToOwnersOfParentMember" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncreaseDecreaseDueToAcquisitionsAndDisposalsOfNonControllingInterests" xlink:label="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseDueToAcquisitionsAndDisposalsOfNonControllingInterests" />
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    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CapitalAssociatedReservesAndIncomeAttributableToNonControllingInterestsMember" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Capital, réserves liées et résultat des participations ne donnant pas le contrôle member</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatMayBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains et pertes comptabilisés directement en capitaux propres recyclables des participations ne donnant pas le contrôle member</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xlink:label="loc_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeOnItemsThatWillNotBeReclassifiedToProfitOrLossAttributableToNonControllingInterestsMember" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains et pertes comptabilisés directement en capitaux propres non recyclables des participations ne donnant pas le contrôle member</link:label>
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    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_OtherComprehensiveIncomeAttributableToChangesInOwnCreditRiskReclassifiedToConsolidatedReserves" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains et pertes sur variation du risque de crédit propre transférés en réserves</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Othercomprehensiveincomeonequityinstrumentsthatwillnotbereclassifiedtoprofitorlossreclassifiedtoconsolidatedreserves" xlink:label="loc_CR845CALoireHauteLoire2023_Othercomprehensiveincomeonequityinstrumentsthatwillnotbereclassifiedtoprofitorlossreclassifiedtoconsolidatedreserves" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofaevnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofaevnonconsolidatedequity" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Impact net sur la trésorerie des acquisitions et des cessions de titres de participations CARDP non consolidés sur la trésorerie </link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Impact net sur la trésorerie des acquisitions et des cessions de titres de participations CARDP non consolidés sur la trésorerie </link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcardpnonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Impact net sur la trésorerie des acquisitions de titres de participations FONCIERE 42 non consolidés sur la trésorerie</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Impact net sur la trésorerie des acquisitions de titres de participations FONCIERE 42 non consolidés sur la trésorerie</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsoffonciere42nonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Impact net sur la trésorerie des acquisitions CA LHL ENERGIES et des cessions de titres de participations non consolidés sur la trésorerie</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Impact net sur la trésorerie des acquisitions CA LHL ENERGIES et des cessions de titres de participations non consolidés sur la trésorerie</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsanddisposalsofcalhlenergiesnonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Impact net sur la trésorerie des acquisitions de titres de participations NOVIM non consolidés sur la trésorerie</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Impact net sur la trésorerie des acquisitions de titres de participations NOVIM non consolidés sur la trésorerie</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofacquisitionsofnovimnonconsolidatedequity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Cessions de titres de participations SCI CAP VACANCES PATRIMOINE non consolidés sur la trésorerie</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Disposalsofscicapvacancespatrimoinenonconsolidatedequity" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" xlink:label="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Impact net sur la trésorerie des cessions de titres de participations SCI CAP VACANCES PATRIMOINE non consolidés sur la trésorerie </link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" xlink:to="label_CR845CALoireHauteLoire2023_Netimpactongroupcashofdisposalsofscicapvacancespatrimoinenonconsolidatedequity" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" xlink:label="loc_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Dividendes versés par la CREDIT AGRICOLE LOIRE HAUTE-LOIRE</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" xlink:to="label_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Dividendes versés par la CREDIT AGRICOLE LOIRE HAUTE-LOIRE</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire" xlink:to="label_CR845CALoireHauteLoire2023_DividendspaidbycreditagricoleloirehauteLoire2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" xlink:label="loc_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Diminution du capital social des CAISSES LOCALES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" xlink:to="label_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Diminution du capital social des CAISSES LOCALES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity" xlink:to="label_CR845CALoireHauteLoire2023_DecreaseOfCaissesLocalesEquity2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" xlink:label="loc_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Versements d’intérêts sur les dettes subordonnées et obligataires</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" xlink:to="label_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Versements d’intérêts sur les dettes subordonnées et obligataires</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds" xlink:to="label_CR845CALoireHauteLoire2023_Interestpaymentsonsubordinateddebtandbonds2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivitiesAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Increase decrease in assets and liabilities resulting from operating activities [abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Flux liés aux participations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInEquityInvestmentsInvestingActivities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Flux liés aux immobilisations corporelles et incorporelles</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInPropertyPlantEquipmentAndIntangibleAssetsInvestingActivities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" xlink:label="loc_CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Flux de trésorerie provenant ou à destination des actionnaires, classés dans les activités de financement</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" xlink:to="label_CR845CALoireHauteLoire2023_CashReceivedFromPaidToShareholdersClassifiedAsFinancingActivities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" xlink:label="loc_CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Solde net des comptes de caisse et banques centrales</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" xlink:to="label_CR845CALoireHauteLoire2023_NetCashAccountsAndAccountsWithCentralBanks" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" xlink:label="loc_CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Solde net des comptes de prêts/emprunts à vue auprès des établissements de crédit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" xlink:to="label_CR845CALoireHauteLoire2023_NetDemandLoansAndDepositsWithCreditInstitutions" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" xlink:label="loc_CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Dotations nettes aux amortissements et aux dépréciations des immobilisations corporelles et incorporelles</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" xlink:to="label_CR845CALoireHauteLoire2023_NetDepreciationAndImpairmentOfPropertyPlantEquipmentAndIntangibleAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" xlink:label="loc_CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Dotations nettes aux dépréciations et aux provisions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" xlink:to="label_CR845CALoireHauteLoire2023_NetProvisionsAndImpairment" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" xlink:label="loc_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Résultat net des activités d'investissement</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" xlink:to="label_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreInvestingCashFlow" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreFinancingCashFlow" xlink:label="loc_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreFinancingCashFlow" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_AdjustmentsForWhichCashEffectsAreFinancingCashFlow" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Résultat net des activités de financement</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Flux liés aux opérations avec les établissements de crédit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInIntercreditInstitutionsItems" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInCustomerItems" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInCustomerItems" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInCustomerItems" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Flux liés aux opérations avec la clientèle</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInCustomerItems" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInCustomerItems" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Flux liés aux autres opérations affectant des actifs ou passifs financiers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInFinancialAssetsAndLiabilities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" xlink:label="loc_CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Flux liés aux opérations affectant des actifs ou passifs non financiers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" xlink:to="label_CR845CALoireHauteLoire2023_ChangeInNonFinancialAssetsAndLiabilities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" xlink:label="loc_CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Dividendes reçus des entreprises mises en équivalence</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" xlink:to="label_CR845CALoireHauteLoire2023_DividendsReceivedFromEquityAccountedEntities" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" xlink:label="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Variation nette des actifs et passifs provenant des activités opérationnelles</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" xlink:to="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities2" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Variation nette des actifs et passifs provenant des activités opérationnelles</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities" xlink:to="label_CR845CALoireHauteLoire2023_IncreaseDecreaseInAssetsAndLiabilitiesResultingFromOperatingActivities2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Profit (loss) before tax [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" xlink:to="label_CR845CALoireHauteLoire2023_ProfitLossBeforeTaxAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Profit (loss) from operating activities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_ProfitLossFromOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" xlink:label="loc_CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains ou pertes nets sur autres actifs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" xlink:to="label_CR845CALoireHauteLoire2023_NetIncomeExpenseFromOtherAssets" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" xlink:label="loc_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Variations de valeur des écarts d'acquisition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" xlink:to="label_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Variations de valeur des écarts d'acquisition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill" xlink:to="label_CR845CALoireHauteLoire2023_ValueAdjustmentsOnGoodwill2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gross operating income [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" xlink:to="label_CR845CALoireHauteLoire2023_GrossOperatingIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_CostOfRisk" xlink:label="loc_CR845CALoireHauteLoire2023_CostOfRisk" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CostOfRisk" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Coût du risque</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CostOfRisk" xlink:to="label_CR845CALoireHauteLoire2023_CostOfRisk" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_CostOfRisk2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Coût du risque</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CostOfRisk" xlink:to="label_CR845CALoireHauteLoire2023_CostOfRisk2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Net banking income [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" xlink:to="label_CR845CALoireHauteLoire2023_NetBankingIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" xlink:label="loc_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Dépréciation, amortissement et perte de valeur (reprise de perte de valeur) comptabilisés en résultat hors goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" xlink:to="label_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill2" xml:lang="fr" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Dépréciation, amortissement et perte de valeur (reprise de perte de valeur) comptabilisés en résultat hors goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill" xlink:to="label_CR845CALoireHauteLoire2023_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossFromPropertyPlantAndEquipmenAndIntangibleAssetsOtherThanGoodwill2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GrossOperatingIncome" xlink:label="loc_CR845CALoireHauteLoire2023_GrossOperatingIncome" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GrossOperatingIncome" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Résultat brut d'exploitation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GrossOperatingIncome" xlink:to="label_CR845CALoireHauteLoire2023_GrossOperatingIncome" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GrossOperatingIncome2" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Résultat brut d'exploitation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GrossOperatingIncome" xlink:to="label_CR845CALoireHauteLoire2023_GrossOperatingIncome2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains (losses) on financial instruments at fair value through profit or loss [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLossAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains losses on financial assets measured at fair value through other comprehensive income before tax of non insurance activities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOfNonInsuranceActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" xlink:label="loc_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Net income from insurance activities [abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" xlink:to="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_NetBankingIncome" xlink:label="loc_CR845CALoireHauteLoire2023_NetBankingIncome" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetBankingIncome" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Produit net bancaire</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetBankingIncome" xlink:to="label_CR845CALoireHauteLoire2023_NetBankingIncome" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_NetBankingIncome" xlink:to="label_CR845CALoireHauteLoire2023_NetBankingIncome2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains ou pertes nets sur instruments financiers à la juste valeur par résultat</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss2" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Gains ou pertes nets sur instruments financiers à la juste valeur par résultat</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialInstrumentsAtFairValueThroughProfitOrLoss2" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Gains ou pertes nets sur actifs/passifs de transaction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="label_CR845CALoireHauteLoire2023_GainsLossesOnFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_GainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="loc_CR845CALoireHauteLoire2023_GainsLossesOnOtherFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" />
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    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_NetIncomeFromInsuranceActivities2" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Produit net des activitiés d'assurance</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_CreditCostOfRiskOnFinancialInvestmentsFromInsuranceActivities" xlink:to="label_CR845CALoireHauteLoire2023_CreditCostOfRiskOnFinancialInvestmentsFromInsuranceActivities" />
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    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantladecomptabilisationetmodificationdespassifsfinanciers" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Description de la méthode comptable de l’entité concernant la décomptabilisation et modification des passifs financiers.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantladecomptabilisationetmodificationdespassifsfinanciers" xlink:to="label_CR845CALoireHauteLoire2023_Descriptiondelamethodecomptabledelentiteconcernantladecomptabilisationetmodificationdespassifsfinanciers" />
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    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxactifsfinanciersmodifies" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Informations relatives aux actifs financiers modifiés</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxactifsfinanciersmodifies" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxactifsfinanciersmodifies" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Informations  relatives  au  risque  souverain.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesaurisquesouverain" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Informations  relatives  aux  instruments  financiers  évalués  à la  juste  valeur  par  capitaux propres. </link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxinstrumentsfinanciersevaluesalajustevaleurparcapitauxpropres" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxprofitsoupertesresultantdeladecomptabilisationdactifsfinanciersevaluesaucoutamorti" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Informations  relatives  au coût du risque, dont les  corrections  de  valeur concernant les  pertes  de  valeur  au  titre  d’actifs  financiers  imputables  à des  pertes  de  crédit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesaucoutdurisquedontlescorrectionsdevaleurconcernantlespertesdevaleurautitredactifsfinanciersimputablesadespertesdecredit" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxgainsoupertesnetssurautresactifstextblock" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxgainsoupertesnetssurautresactifstextblock" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" xlink:label="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Ensemble  des  informations  relatives  aux  actifs financiers au coût amorti.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" xlink:to="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxactifsfinanciersaucoutamorti" />
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    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxpassifsfinanciersaucoutamorti" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Ensemble  des  informations  relatives  aux  passifs financiers au coût amorti.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxpassifsfinanciersaucoutamorti" xlink:to="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxpassifsfinanciersaucoutamorti" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Informations relatives aux engagements et aux sûretés.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxengagementsetauxsuretes" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxcomptesderegularisationactifpassifetdivers" xlink:label="loc_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxcomptesderegularisationactifpassifetdivers" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Ensembledesinformationsrelativesauxcomptesderegularisationactifpassifetdivers" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Ensemble des informations relatives aux comptes de régularisation actif, passif et divers.</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Informations relatives aux risques opérationnels</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxrisquesoperationnels" />
    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Descriptiondelamethodeutiliseepourlaconsolidation" xlink:label="loc_CR845CALoireHauteLoire2023_Descriptiondelamethodeutiliseepourlaconsolidation" />
    <link:label xlink:type="resource" xlink:label="label_CR845CALoireHauteLoire2023_Descriptiondelamethodeutiliseepourlaconsolidation" xml:lang="fr" xlink:role="http://www.xbrl.org/2003/role/label">Description de la méthode utilisée pour la consolidation.</link:label>
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    <link:loc xlink:type="locator" xlink:href="969500KBBNBZ7MIZAX74-2023-12-31.xsd#CR845CALoireHauteLoire2023_Informationsrelativesentitesnoningegreesdansleperimetredeconsolidationtextblock" xlink:label="loc_CR845CALoireHauteLoire2023_Informationsrelativesentitesnoningegreesdansleperimetredeconsolidationtextblock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_CR845CALoireHauteLoire2023_Informationsrelativesauxtitresdeparticipationnonconsolidesetpresentantuncaracteresignificatiftextblock" xlink:to="label_CR845CALoireHauteLoire2023_Informationsrelativesauxtitresdeparticipationnonconsolidesetpresentantuncaracteresignificatiftextblock" />
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