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  <element id="jpcrp030000-asr_E02958-000_InterestExpensesConcerningProvisionsInterestExpensesIFRS" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="InterestExpensesConcerningProvisionsInterestExpensesIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_InvestmentsInCapitalOfSubsidiariesAndAffiliatesEtc" xbrli:balance="debit" xbrli:periodType="instant" abstract="false" name="InvestmentsInCapitalOfSubsidiariesAndAffiliatesEtc" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_ProvisionForLossOnGuaranteesNCL" xbrli:balance="credit" xbrli:periodType="instant" abstract="false" name="ProvisionForLossOnGuaranteesNCL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_CostOfRevenue" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="CostOfRevenue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_GainOnSalesOfSubsidiariesAndAffiliatesStocksEtcEI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="GainOnSalesOfSubsidiariesAndAffiliatesStocksEtcEI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_GainOnSalesOfInvestmentSecuritiesAndOthersEI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="GainOnSalesOfInvestmentSecuritiesAndOthersEI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_GainOnReversalOfAllowanceForDoubtfulAccountsEI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="GainOnReversalOfAllowanceForDoubtfulAccountsEI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_LossAndProvisionForLossOnDissolutionOfSubsidiariesAndAffiliatesEL" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="LossAndProvisionForLossOnDissolutionOfSubsidiariesAndAffiliatesEL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_LossOnSalesOfInvestmentSecuritiesAndOthersEL" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="LossOnSalesOfInvestmentSecuritiesAndOthersEL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_LossOnValuationOfInvestmentSecuritiesAndOthersEL" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="LossOnValuationOfInvestmentSecuritiesAndOthersEL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_NotesRegardingBadDebtsTextBlock" xbrli:periodType="instant" abstract="false" name="NotesRegardingBadDebtsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E02958-000_ExportingTradeNotesReceivableDiscounted" xbrli:periodType="instant" abstract="false" name="ExportingTradeNotesReceivableDiscounted" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E02958-000_ExportingTradeNotesReceivableDiscountedToSubsidiariesAndAssociates" xbrli:periodType="instant" abstract="false" name="ExportingTradeNotesReceivableDiscountedToSubsidiariesAndAssociates" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
</schema>