<?xml version="1.0" encoding="utf-8"?>
<!-- Generated by PRONEXUS WORKS -->
<xsd:schema xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:jpdei_cor="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" xmlns:jpcrp030000-asr_E03071-000="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E03071-000/2025-03-31/01/2025-06-17" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:jppfs_cor="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2024-11-01/jppfs_cor" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E03071-000/2025-03-31/01/2025-06-17" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2024-11-01/jpcrp_cor_2024-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2024-11-01/jpcrp_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2024-11-01/jpcrp_rt_2024-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2024-11-01/jpcrp_rt" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2024-11-01/jppfs_cor_2024-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2024-11-01/jppfs_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2024-11-01/jppfs_rt_2024-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2024-11-01/jppfs_rt" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt" />
  <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
  <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03071-000_2025-03-31_01_2025-06-17_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03071-000_2025-03-31_01_2025-06-17_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03071-000_2025-03-31_01_2025-06-17_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03071-000_2025-03-31_01_2025-06-17_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03071-000_2025-03-31_01_2025-06-17_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2024-11-01/label/jpcrp_2024-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2024-11-01/label/jpcrp_2024-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2024-11-01/label/jpcrp_2024-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2024-11-01/label/jppfs_2024-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2024-11-01/label/jppfs_2024-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2024-11-01/label/jppfs_2024-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2024-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2024-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/r/jpdei_000100-000_2013-08-31_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element id="jpcrp030000-asr_E03071-000_GovernanceClimateChangeTextBlock" xbrli:periodType="instant" abstract="false" name="GovernanceClimateChangeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ReferenceToOtherInformationGovernanceClimateChange" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationGovernanceClimateChange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_GovernanceHumanCapitalTextBlock" xbrli:periodType="instant" abstract="false" name="GovernanceHumanCapitalTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ReferenceToOtherInformationGovernanceHumanCapital" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationGovernanceHumanCapital" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_StrategyClimateChangeTextBlock" xbrli:periodType="instant" abstract="false" name="StrategyClimateChangeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_StrategyHumanCapitalTextBlock" xbrli:periodType="instant" abstract="false" name="StrategyHumanCapitalTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ReferenceToOtherInformationStrategyHumanCapital" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationStrategyHumanCapital" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_RiskManagementClimateChangeTextBlock" xbrli:periodType="instant" abstract="false" name="RiskManagementClimateChangeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ReferenceToOtherInformationRiskManagementClimateChange" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationRiskManagementClimateChange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_RiskManagementHumanCapitalTextBlock" xbrli:periodType="instant" abstract="false" name="RiskManagementHumanCapitalTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ReferenceToOtherInformation2MetricsAndTargets" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformation2MetricsAndTargets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_MetricsAndTargetsClimateChangeTextBlock" xbrli:periodType="instant" abstract="false" name="MetricsAndTargetsClimateChangeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ReferenceToOtherInformationMetricsAndTargetsClimateChange" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationMetricsAndTargetsClimateChange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_MetricsAndTargetsHumanCapitalTextBlock" xbrli:periodType="instant" abstract="false" name="MetricsAndTargetsHumanCapitalTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ReferenceToOtherInformation2" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformation2" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ReferenceToOtherInformation3" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformation3" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_NotesRegardingSubsidyIncomeTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingSubsidyIncomeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_NotesRegardingGainOnLiquidationOfSubsidiariesAndAssociatesTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingGainOnLiquidationOfSubsidiariesAndAssociatesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_NotesRegardingLossOnValuationOfSharesOfSubsidiariesAndAssociatesTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingLossOnValuationOfSharesOfSubsidiariesAndAssociatesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_SampleBooksExpensesSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="SampleBooksExpensesSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_InteriorReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="InteriorReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ExteriorReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="ExteriorReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_OverseasReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="OverseasReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_DiscountedElectronicallyRecordedMonetaryClaims" xbrli:periodType="instant" abstract="false" name="DiscountedElectronicallyRecordedMonetaryClaims" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_ElectronicallyRecordedMonetaryClaims" xbrli:periodType="instant" abstract="false" name="ElectronicallyRecordedMonetaryClaims" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_RealEstateRentOpeCF" xbrli:periodType="duration" abstract="false" name="RealEstateRentOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_KondoYasumasaMember" xbrli:periodType="duration" abstract="true" name="KondoYasumasaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_MatsuoYutakaMember" xbrli:periodType="duration" abstract="true" name="MatsuoYutakaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_HamadaMichiyoMember" xbrli:periodType="duration" abstract="true" name="HamadaMichiyoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_UdagawaKenichiMember" xbrli:periodType="duration" abstract="true" name="UdagawaKenichiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_TeradaOsamuMember" xbrli:periodType="duration" abstract="true" name="TeradaOsamuMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_OganeAkiMember" xbrli:periodType="duration" abstract="true" name="OganeAkiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_MineYosukeMember" xbrli:periodType="duration" abstract="true" name="MineYosukeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03071-000_TakagiFumioMember" xbrli:periodType="duration" abstract="true" name="TakagiFumioMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
</xsd:schema>