<?xml version="1.0" encoding="utf-8"?>
<!-- Generated by PRONEXUS WORKS -->
<xsd:schema xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:jpcrp030000-asr_E03193-000="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E03193-000/2020-03-31/01/2020-06-26" xmlns:jpdei_cor="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" xmlns:jppfs_cor="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2019-11-01/jppfs_cor" xmlns:xlink="http://www.w3.org/1999/xlink" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E03193-000/2020-03-31/01/2020-06-26" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2019-11-01/jpcrp_cor_2019-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2019-11-01/jpcrp_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2019-11-01/jpcrp_rt_2019-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2019-11-01/jpcrp_rt" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2019-11-01/jppfs_cor_2019-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2019-11-01/jppfs_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2019-11-01/jppfs_rt_2019-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2019-11-01/jppfs_rt" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" />
  <xsd:import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt" />
  <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
  <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03193-000_2020-03-31_01_2020-06-26_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03193-000_2020-03-31_01_2020-06-26_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03193-000_2020-03-31_01_2020-06-26_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03193-000_2020-03-31_01_2020-06-26_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03193-000_2020-03-31_01_2020-06-26_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2019-11-01/label/jpcrp_2019-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2019-11-01/label/jpcrp_2019-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2019-11-01/label/jpcrp_2019-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2019-11-01/label/jppfs_2019-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2019-11-01/label/jppfs_2019-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2019-11-01/label/jppfs_2019-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/r/jpdei_000100-000_2013-08-31_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element id="jpcrp030000-asr_E03193-000_NotesRegardingMiscellaneousSalariesExpensesTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingMiscellaneousSalariesExpensesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_NotesRegardingFCParticipationFeeTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingFCParticipationFeeTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_ReserveForGainOnInsuranceAdjustmentMember" xbrli:periodType="duration" abstract="true" name="ReserveForGainOnInsuranceAdjustmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_ReversalOfReserveForGainOnInsuranceAdjustment" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="ReversalOfReserveForGainOnInsuranceAdjustment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_FranchiseChainAccessionFeeNOI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="FranchiseChainAccessionFeeNOI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_UsageIncomeOfEquipmentNOI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="UsageIncomeOfEquipmentNOI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_CashOverAndShortNOE" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="CashOverAndShortNOE" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_DonationForDisasterReliefNOE" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="DonationForDisasterReliefNOE" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_ReserveForGainOnInsuranceAdjustment" xbrli:balance="credit" xbrli:periodType="instant" abstract="false" name="ReserveForGainOnInsuranceAdjustment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_MonetaryRemunerationRemunerationEtcByCategoryOfDirectorsAndOtherOfficers" xbrli:periodType="duration" abstract="false" name="MonetaryRemunerationRemunerationEtcByCategoryOfDirectorsAndOtherOfficers" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_RestrictedStockCompensationRemunerationEtcByCategoryOfDirectorsAndOtherOfficers" xbrli:periodType="duration" abstract="false" name="RestrictedStockCompensationRemunerationEtcByCategoryOfDirectorsAndOtherOfficers" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_NaotoWatanabeMember" xbrli:periodType="duration" abstract="true" name="NaotoWatanabeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_MinoruUedaMember" xbrli:periodType="duration" abstract="true" name="MinoruUedaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_HidekiKoreedaMember" xbrli:periodType="duration" abstract="true" name="HidekiKoreedaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_YutakaKisoMember" xbrli:periodType="duration" abstract="true" name="YutakaKisoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_HiroshiKadobayashiMember" xbrli:periodType="duration" abstract="true" name="HiroshiKadobayashiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_KosukeTodaMember" xbrli:periodType="duration" abstract="true" name="KosukeTodaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_MotokiSugitaMember" xbrli:periodType="duration" abstract="true" name="MotokiSugitaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_NaokoIkedaMember" xbrli:periodType="duration" abstract="true" name="NaokoIkedaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_MasayukiWatanabeMember" xbrli:periodType="duration" abstract="true" name="MasayukiWatanabeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_ChikaraSekijimaMember" xbrli:periodType="duration" abstract="true" name="ChikaraSekijimaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_YasuhiroNonakaMember" xbrli:periodType="duration" abstract="true" name="YasuhiroNonakaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_YoshihisaKitagawaMember" xbrli:periodType="duration" abstract="true" name="YoshihisaKitagawaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_TetsuyaHaraMember" xbrli:periodType="duration" abstract="true" name="TetsuyaHaraMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <xsd:element id="jpcrp030000-asr_E03193-000_HidekiMatsuyamaMember" xbrli:periodType="duration" abstract="true" name="HidekiMatsuyamaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
</xsd:schema>