<?xml version="1.0"?>
<!-- Edited with FutureStage XBRL Solution Library .NET 01-11 -->
<schema xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:iod="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" xmlns:jpcrp030000-asr_E03437-000="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E03437-000/2019-09-30/01/2019-12-20" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" elementFormDefault="qualified" targetNamespace="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E03437-000/2019-09-30/01/2019-12-20" xmlns="http://www.w3.org/2001/XMLSchema">
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-03-31/jpcrp_cor_2018-03-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-03-31/jpcrp_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-03-31/jpcrp_rt_2018-03-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-03-31/jpcrp_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-03-31/jppfs_cor_2018-03-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-03-31/jppfs_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-03-31/jppfs_rt_2018-03-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-03-31/jppfs_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/identificationAndOrdering_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" />
  <import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
  <import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
  <import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
  <import schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/numeric" />
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-03-31/label/jpcrp_2018-03-31_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-03-31/label/jpcrp_2018-03-31_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2018-03-31/label/jpcrp_2018-03-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-03-31/label/jppfs_2018-03-31_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-03-31/label/jppfs_2018-03-31_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2018-03-31/label/jppfs_2018-03-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/r/jpdei_000100-000_2013-08-31_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03437-000_2019-09-30_01_2019-12-20_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03437-000_2019-09-30_01_2019-12-20_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03437-000_2019-09-30_01_2019-12-20_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03437-000_2019-09-30_01_2019-12-20_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E03437-000_2019-09-30_01_2019-12-20_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </appinfo>
  </annotation>
  <element id="jpcrp030000-asr_E03437-000_ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsHeading" xbrli:periodType="duration" abstract="true" name="ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsTextBlock" xbrli:periodType="instant" abstract="false" name="ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_OtherInformationAboutShareAcquisitionRightsHeading" xbrli:periodType="duration" abstract="true" name="OtherInformationAboutShareAcquisitionRightsHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_OtherInformationAboutShareAcquisitionRightsTextBlock" xbrli:periodType="instant" abstract="false" name="OtherInformationAboutShareAcquisitionRightsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_OverviewOfCorporateGovernanceHeading" xbrli:periodType="duration" abstract="true" name="OverviewOfCorporateGovernanceHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_OverviewOfCorporateGovernanceTextBlock" xbrli:periodType="instant" abstract="false" name="OverviewOfCorporateGovernanceTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_OutsideDirectorsAndOutsideCorporateAuditorsInformationAboutDirectorsAndOtherOfficersTextBlock" xbrli:periodType="instant" abstract="false" name="OutsideDirectorsAndOutsideCorporateAuditorsInformationAboutDirectorsAndOtherOfficersTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_InformationAboutAuditsHeading" xbrli:periodType="duration" abstract="true" name="InformationAboutAuditsHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_InformationAboutAuditsTextBlock" xbrli:periodType="instant" abstract="false" name="InformationAboutAuditsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_RemunerationForDirectorsAndOtherOfficersHeading" xbrli:periodType="duration" abstract="true" name="RemunerationForDirectorsAndOtherOfficersHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_RemunerationForDirectorsAndOtherOfficersTextBlock" xbrli:periodType="instant" abstract="false" name="RemunerationForDirectorsAndOtherOfficersTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_RemunerationPaidByGroupToEachDirectorOrOtherOfficerRemunerationForDirectorsAndOtherOfficersTextBlock" xbrli:periodType="instant" abstract="false" name="RemunerationPaidByGroupToEachDirectorOrOtherOfficerRemunerationForDirectorsAndOtherOfficersTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_EquitySecuritiesHeldHeading" xbrli:periodType="duration" abstract="true" name="EquitySecuritiesHeldHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_EquitySecuritiesHeldTextBlock" xbrli:periodType="instant" abstract="false" name="EquitySecuritiesHeldTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_TotalShareholderReturn" xbrli:periodType="instant" abstract="false" name="TotalShareholderReturn" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <element id="jpcrp030000-asr_E03437-000_TotalReturnOnSharePriceIndex" xbrli:periodType="instant" abstract="false" name="TotalReturnOnSharePriceIndex" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" />
  <element id="jpcrp030000-asr_E03437-000_CrossBorderECommerceBusinessReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="CrossBorderECommerceBusinessReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_ValueCycleECommerceBusinessReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="ValueCycleECommerceBusinessReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_RetailLicenseECommerceBusinessReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="RetailLicenseECommerceBusinessReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_IncubationBusinessReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="IncubationBusinessReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_InformationAboutEmployeesOfReportingCompanyTable" xbrli:periodType="duration" abstract="true" name="InformationAboutEmployeesOfReportingCompanyTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_InformationAboutEmployeesOfReportingCompanyLineItems" xbrli:periodType="duration" abstract="true" name="InformationAboutEmployeesOfReportingCompanyLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_OfficialTitleOrPositionInformationAboutDirectorsAndCorporateAuditors" xbrli:periodType="instant" abstract="false" name="OfficialTitleOrPositionInformationAboutDirectorsAndCorporateAuditors" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E03437-000_ShotaNaoiMember" xbrli:periodType="duration" abstract="true" name="ShotaNaoiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_KojiNakamuraMember" xbrli:periodType="duration" abstract="true" name="KojiNakamuraMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_TakuTakeuchiMember" xbrli:periodType="duration" abstract="true" name="TakuTakeuchiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_KenichiSentoMember" xbrli:periodType="duration" abstract="true" name="KenichiSentoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_YasukazuJohoMember" xbrli:periodType="duration" abstract="true" name="YasukazuJohoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_KiboKondoMember" xbrli:periodType="duration" abstract="true" name="KiboKondoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_YoshindoTakahashiMember" xbrli:periodType="duration" abstract="true" name="YoshindoTakahashiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_RestrictedStockCompensation" xbrli:periodType="duration" abstract="false" name="RestrictedStockCompensation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_NumberOfNamesOfSecuritiesEquitySecuritiesNotListedInvestmentEquitySecuritiesHeldForPureInvestmentLargestHoldingCompany" xbrli:periodType="instant" abstract="false" name="NumberOfNamesOfSecuritiesEquitySecuritiesNotListedInvestmentEquitySecuritiesHeldForPureInvestmentLargestHoldingCompany" nillable="true" substitutionGroup="xbrli:item" type="xbrli:nonNegativeIntegerItemType" />
  <element id="jpcrp030000-asr_E03437-000_NumberOfNamesOfSecuritiesEquitySecuritiesOtherThanThoseNotListedInvestmentEquitySecuritiesHeldForPureInvestmentLargestHoldingCompany" xbrli:periodType="instant" abstract="false" name="NumberOfNamesOfSecuritiesEquitySecuritiesOtherThanThoseNotListedInvestmentEquitySecuritiesHeldForPureInvestmentLargestHoldingCompany" nillable="true" substitutionGroup="xbrli:item" type="xbrli:nonNegativeIntegerItemType" />
  <element id="jpcrp030000-asr_E03437-000_NumberOfNamesOfSecuritiesEquitySecuritiesNotListedInvestmentEquitySecuritiesHeldForPureInvestmentReportingCompany" xbrli:periodType="instant" abstract="false" name="NumberOfNamesOfSecuritiesEquitySecuritiesNotListedInvestmentEquitySecuritiesHeldForPureInvestmentReportingCompany" nillable="true" substitutionGroup="xbrli:item" type="xbrli:nonNegativeIntegerItemType" />
  <element id="jpcrp030000-asr_E03437-000_NumberOfNamesOfSecuritiesEquitySecuritiesOtherThanThoseNotListedInvestmentEquitySecuritiesHeldForPureInvestmentReportingCompany" xbrli:periodType="instant" abstract="false" name="NumberOfNamesOfSecuritiesEquitySecuritiesOtherThanThoseNotListedInvestmentEquitySecuritiesHeldForPureInvestmentReportingCompany" nillable="true" substitutionGroup="xbrli:item" type="xbrli:nonNegativeIntegerItemType" />
  <element id="jpcrp030000-asr_E03437-000_SettlementReceivedNOI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="SettlementReceivedNOI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_ProceedsFromDividendsIncomeFromPartnershipInvCF" xbrli:periodType="duration" abstract="false" name="ProceedsFromDividendsIncomeFromPartnershipInvCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_SalariesAndAllowanceSellingGeneralAndAdministrativeExpensesSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="SalariesAndAllowanceSellingGeneralAndAdministrativeExpensesSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_DistributionExpenditureSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="DistributionExpenditureSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_NotesRegardingGainOnSalesOfSharesOfSubsidiariesAndAssociatesTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingGainOnSalesOfSharesOfSubsidiariesAndAssociatesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E03437-000_ECommerceBusinessReportableSegmentsMember" xbrli:periodType="duration" abstract="true" name="ECommerceBusinessReportableSegmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E03437-000_AdvancesPaidFromSubsidiariesAndAffiliatesTradeCA" xbrli:balance="debit" xbrli:periodType="instant" abstract="false" name="AdvancesPaidFromSubsidiariesAndAffiliatesTradeCA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_IncomeTaxesReceivableEtcCA" xbrli:balance="debit" xbrli:periodType="instant" abstract="false" name="IncomeTaxesReceivableEtcCA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_AccountsPayableOtherToSubsidiariesAndAffiliatesCL" xbrli:balance="credit" xbrli:periodType="instant" abstract="false" name="AccountsPayableOtherToSubsidiariesAndAffiliatesCL" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_ProvisionForShareholderBenefitProgramSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="ProvisionForShareholderBenefitProgramSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03437-000_NotesRegardingLossOnValuationOfSharesOfSubsidiariesAndAssociatesTextBlock" xbrli:periodType="duration" abstract="false" name="NotesRegardingLossOnValuationOfSharesOfSubsidiariesAndAssociatesTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
</schema>