<?xml version="1.0"?>
<!-- Edited with FutureStage XBRL Solution Library .NET 01-11 -->
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  <element id="jpcrp030000-asr_E03740-000_FacilitiesAttachedToBuildingsCapitalExpendituresOverviewOfCapitalExpendituresEtc" xbrli:periodType="duration" abstract="false" name="FacilitiesAttachedToBuildingsCapitalExpendituresOverviewOfCapitalExpendituresEtc" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
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  <element id="jpcrp030000-asr_E03740-000_LongTermOperatingReceivablesIOA" xbrli:balance="debit" xbrli:periodType="instant" abstract="false" name="LongTermOperatingReceivablesIOA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
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  <element id="jpcrp030000-asr_E03740-000_BondIssuanceCostsSuchAsAmortizationNOE" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="BondIssuanceCostsSuchAsAmortizationNOE" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03740-000_AcquisitionOfSharesOfASubsidiary" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="AcquisitionOfSharesOfASubsidiary" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03740-000_SubsidiesForEmploymentAdjustmentOpeCF" xbrli:periodType="duration" abstract="false" name="SubsidiesForEmploymentAdjustmentOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
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  <element id="jpcrp030000-asr_E03740-000_PaymentsForPurchaseOfTreasurySubscriptionRightToShareFinCF" xbrli:periodType="duration" abstract="false" name="PaymentsForPurchaseOfTreasurySubscriptionRightToShareFinCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
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  <element id="jpcrp030000-asr_E03740-000_GroupBusinessContractFeeNOI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="GroupBusinessContractFeeNOI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E03740-000_ProvisionForLossOnGuaranteesNOE" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="ProvisionForLossOnGuaranteesNOE" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
</schema>