<?xml version="1.0"?>
<!-- Edited with FutureStage XBRL Solution Library .NET 01-11 -->
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  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_cor_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_rt_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_rt" />
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  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/identificationAndOrdering_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" />
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  <annotation>
    <appinfo>
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  <element id="jpcrp030000-asr_E05192-000_DisclosureOfSustainabilityRelatedFinancialInformationHeading" xbrli:periodType="duration" abstract="true" name="DisclosureOfSustainabilityRelatedFinancialInformationHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E05192-000_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" xbrli:periodType="instant" abstract="false" name="DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E05192-000_GovernanceTextBlock" xbrli:periodType="instant" abstract="false" name="GovernanceTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E05192-000_StrategyTextBlock" xbrli:periodType="instant" abstract="false" name="StrategyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E05192-000_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" xbrli:periodType="instant" abstract="false" name="PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E05192-000_RiskManagementTextBlock" xbrli:periodType="instant" abstract="false" name="RiskManagementTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E05192-000_MetricsAndTargetsTextBlock" xbrli:periodType="instant" abstract="false" name="MetricsAndTargetsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E05192-000_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" xbrli:periodType="instant" abstract="false" name="DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E05192-000_HumanResourcesBusinessReportableSegmentMember" xbrli:periodType="duration" abstract="true" name="HumanResourcesBusinessReportableSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_SuzukiTakatsuguMember" xbrli:periodType="duration" abstract="true" name="SuzukiTakatsuguMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_OchiMichikatsuMember" xbrli:periodType="duration" abstract="true" name="OchiMichikatsuMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_KawaiMegumiMember" xbrli:periodType="duration" abstract="true" name="KawaiMegumiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_TeradaTeruyukiMember" xbrli:periodType="duration" abstract="true" name="TeradaTeruyukiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_IwasakiTakuoMember" xbrli:periodType="duration" abstract="true" name="IwasakiTakuoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_NumayamaYasushiMember" xbrli:periodType="duration" abstract="true" name="NumayamaYasushiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_MurakamiKayoMember" xbrli:periodType="duration" abstract="true" name="MurakamiKayoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_SakakuraWataruMember" xbrli:periodType="duration" abstract="true" name="SakakuraWataruMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_HayashiYuuriMember" xbrli:periodType="duration" abstract="true" name="HayashiYuuriMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_IgakiTaisukeMember" xbrli:periodType="duration" abstract="true" name="IgakiTaisukeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_OtaniNaokiMember" xbrli:periodType="duration" abstract="true" name="OtaniNaokiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_IshikawaToshihikoMember" xbrli:periodType="duration" abstract="true" name="IshikawaToshihikoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E05192-000_PurposeOfShareholdingOverviewOfBusinessAllianceQuantitativeEffectsOfShareholdingAndReasonForIncreaseInNumberOfSharesDetailsOfSpecifiedInvestmentSharesHeldForPurposesOtherThanPureInvestmentReportingCompany" xbrli:periodType="instant" abstract="false" name="PurposeOfShareholdingOverviewOfBusinessAllianceQuantitativeEffectsOfShareholdingAndReasonForIncreaseInNumberOfSharesDetailsOfSpecifiedInvestmentSharesHeldForPurposesOtherThanPureInvestmentReportingCompany" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E05192-000_FurnitureAndFixturesPPE" xbrli:balance="debit" xbrli:periodType="instant" abstract="false" name="FurnitureAndFixturesPPE" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E05192-000_AccumulatedDepreciationFurnitureAndFixtures" xbrli:balance="debit" xbrli:periodType="instant" abstract="false" name="AccumulatedDepreciationFurnitureAndFixtures" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E05192-000_FurnitureAndFixturesNetPPE" xbrli:balance="debit" xbrli:periodType="instant" abstract="false" name="FurnitureAndFixturesNetPPE" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E05192-000_ChangesByShareExchanges" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="ChangesByShareExchanges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E05192-000_LossGainOnValuationOfStockOfSubsidiariesAndAffiliatesOpeCF" xbrli:periodType="duration" abstract="false" name="LossGainOnValuationOfStockOfSubsidiariesAndAffiliatesOpeCF" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
</schema>