【表紙】

 

【提出書類】

有価証券報告書

【根拠条文】

金融商品取引法第24条第1項

【提出先】

関東財務局長

【提出日】

2024年6月18日

【事業年度】

第17期(自 2023年4月1日 至 2024年3月31日)

【会社名】

住信SBIネット銀行株式会社

【英訳名】

SBI Sumishin Net Bank, Ltd.

【代表者の役職氏名】

代表取締役社長兼社長執行役員  円山 法昭

【本店の所在の場所】

東京都港区六本木三丁目2番1号

(2024年4月30日から本店所在地 東京都港区六本木一丁目6番1号が上記のように移転しております。)

【電話番号】

(03)6229-1010

【事務連絡者氏名】

取締役兼副社長執行役員コーポレート本部長  横井 智一

【最寄りの連絡場所】

東京都港区六本木三丁目2番1号

【電話番号】

(03)6779-5496

【事務連絡者氏名】

取締役兼副社長執行役員コーポレート本部長  横井 智一

【縦覧に供する場所】

株式会社東京証券取引所

 (東京都中央区日本橋兜町2番1号)

 

 

E26990 71630 住信SBIネット銀行株式会社 SBI Sumishin Net Bank, Ltd. 企業内容等の開示に関する内閣府令 第三号様式 Japan GAAP true bnk bnk 2023-04-01 2024-03-31 FY 2024-03-31 2022-04-01 2023-03-31 2023-03-31 1 false false false E26990-000 2024-06-18 E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:EnoFumihitoMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:FujitaToshiharuMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:HattaHisashiMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:HidakaMarikoMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:IwashitaNaoyukiMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:KimuraNoriyoshiMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:MachidaYukihitoMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:MaruyamaNoriakiMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:MatsumotoYasunagaMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:MoriyamaTamotsuMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:OkazawaRyotaMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:TakedaTomohisaMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:YokoiTomokazuMember E26990-000 2024-06-18 jpcrp030000-asr_E26990-000:YoneyamaManatomoMember E26990-000 2024-06-18 jpcrp_cor:OrdinaryShareMember E26990-000 2024-06-18 jpcrp_cor:Row1Member E26990-000 2024-06-18 jpcrp_cor:Row2Member E26990-000 2024-06-18 jpcrp_cor:Row3Member E26990-000 2024-06-18 jpcrp_cor:Row4Member E26990-000 2024-06-18 jpcrp_cor:Row5Member E26990-000 2023-04-01 2024-03-31 E26990-000 2023-04-01 2024-03-31 jppfs_cor:CapitalStockMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:CapitalSurplusMember E26990-000 2023-04-01 2024-03-31 jpcrp_cor:CorporateAuditorsExcludingOutsideCorporateAuditorsMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember E26990-000 2023-04-01 2024-03-31 jpcrp_cor:DirectorsExcludingOutsideDirectorsMember E26990-000 2023-04-01 2024-03-31 jpcrp030000-asr_E26990-000:BaaSBusinessReportableSegmentMember E26990-000 2023-04-01 2024-03-31 jpcrp030000-asr_E26990-000:DigitalBankingBusinessReportableSegmentMember E26990-000 2023-04-01 2024-03-31 jpcrp030000-asr_E26990-000:THEMIXBusinessReportableSegmentMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:CapitalStockMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:CapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:LegalCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:LegalRetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:OtherCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:RetainedEarningsBroughtForwardMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:RetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:ShareholdersEquityMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:TreasuryStockMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember jppfs_cor:NonConsolidatedMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:NonControllingInterestsMember E26990-000 2023-04-01 2024-03-31 jpcrp_cor:OutsideDirectorsAndOtherOfficersMember E26990-000 2023-04-01 2024-03-31 jpcrp_cor:ReconcilingItemsMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:RetainedEarningsMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:ShareholdersEquityMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:TreasuryStockMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember E26990-000 2023-04-01 2024-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember E26990-000 2024-03-31 E26990-000 2024-03-31 jppfs_cor:CapitalStockMember E26990-000 2024-03-31 jppfs_cor:CapitalSurplusMember E26990-000 2024-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember E26990-000 2024-03-31 jpcrp030000-asr_E26990-000:BaaSBusinessReportableSegmentMember E26990-000 2024-03-31 jpcrp030000-asr_E26990-000:DigitalBankingBusinessReportableSegmentMember E26990-000 2024-03-31 jpcrp030000-asr_E26990-000:THEMIXBusinessReportableSegmentMember E26990-000 2024-03-31 jpcrp_cor:No10MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No1MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No2MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No3MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No4MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No5MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No6MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No7MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No8MajorShareholdersMember E26990-000 2024-03-31 jpcrp_cor:No9MajorShareholdersMember E26990-000 2024-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:CapitalStockMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:CapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:NonConsolidatedMember jpcrp030000-asr_E26990-000:BaaSBusinessReportableSegmentMember E26990-000 2024-03-31 jppfs_cor:NonConsolidatedMember jpcrp030000-asr_E26990-000:DigitalBankingBusinessReportableSegmentMember E26990-000 2024-03-31 jppfs_cor:NonConsolidatedMember jpcrp030000-asr_E26990-000:THEMIXBusinessReportableSegmentMember E26990-000 2024-03-31 jppfs_cor:LegalCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:LegalRetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:OtherCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:RetainedEarningsBroughtForwardMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:RetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:ShareholdersEquityMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:TreasuryStockMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember jppfs_cor:NonConsolidatedMember E26990-000 2024-03-31 jppfs_cor:NonControllingInterestsMember E26990-000 2024-03-31 jpcrp_cor:OrdinaryShareMember E26990-000 2024-03-31 jpcrp_cor:OrdinarySharesSharesLessThanOneUnitMember E26990-000 2024-03-31 jpcrp_cor:OrdinarySharesSharesWithFullVotingRightsOtherMember E26990-000 2024-03-31 jpcrp_cor:OrdinarySharesTreasurySharesSharesWithFullVotingRightsTreasurySharesEtcMember E26990-000 2024-03-31 jppfs_cor:RetainedEarningsMember E26990-000 2024-03-31 jpcrp_cor:Row1Member E26990-000 2024-03-31 jpcrp_cor:Row2Member E26990-000 2024-03-31 jpcrp_cor:Row3Member E26990-000 2024-03-31 jppfs_cor:ShareholdersEquityMember E26990-000 2024-03-31 jpcrp_cor:SharesWithNoVotingRightsMember E26990-000 2024-03-31 jpcrp_cor:SharesWithRestrictedVotingRightsOtherMember E26990-000 2024-03-31 jpcrp_cor:SharesWithRestrictedVotingRightsTreasurySharesEtcMember E26990-000 2024-03-31 jppfs_cor:TreasuryStockMember E26990-000 2024-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember E26990-000 2024-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember E26990-000 2022-04-01 2023-03-31 E26990-000 2022-04-01 2023-03-31 jppfs_cor:CapitalStockMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:CapitalSurplusMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember E26990-000 2022-04-01 2023-03-31 jpcrp030000-asr_E26990-000:BaaSBusinessReportableSegmentMember E26990-000 2022-04-01 2023-03-31 jpcrp030000-asr_E26990-000:DigitalBankingBusinessReportableSegmentMember E26990-000 2022-04-01 2023-03-31 jpcrp030000-asr_E26990-000:THEMIXBusinessReportableSegmentMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:CapitalStockMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:CapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:LegalCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:LegalRetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:OtherCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:RetainedEarningsBroughtForwardMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:RetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:ShareholdersEquityMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:TreasuryStockMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember jppfs_cor:NonConsolidatedMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:NonControllingInterestsMember E26990-000 2022-04-01 2023-03-31 jpcrp_cor:ReconcilingItemsMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:RetainedEarningsMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:ShareholdersEquityMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:TreasuryStockMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember E26990-000 2022-04-01 2023-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember E26990-000 2023-03-31 E26990-000 2023-03-31 jppfs_cor:CapitalStockMember E26990-000 2023-03-31 jppfs_cor:CapitalSurplusMember E26990-000 2023-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember E26990-000 2023-03-31 jpcrp030000-asr_E26990-000:BaaSBusinessReportableSegmentMember E26990-000 2023-03-31 jpcrp030000-asr_E26990-000:DigitalBankingBusinessReportableSegmentMember E26990-000 2023-03-31 jpcrp030000-asr_E26990-000:THEMIXBusinessReportableSegmentMember E26990-000 2023-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:CapitalStockMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:CapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:LegalCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:LegalRetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:OtherCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:RetainedEarningsBroughtForwardMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:RetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:ShareholdersEquityMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:TreasuryStockMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember jppfs_cor:NonConsolidatedMember E26990-000 2023-03-31 jppfs_cor:NonControllingInterestsMember E26990-000 2023-03-31 jppfs_cor:RetainedEarningsMember E26990-000 2023-03-31 jppfs_cor:ShareholdersEquityMember E26990-000 2023-03-31 jppfs_cor:TreasuryStockMember E26990-000 2023-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember E26990-000 2023-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember E26990-000 2021-04-01 2022-03-31 E26990-000 2021-04-01 2022-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 E26990-000 2022-03-31 jppfs_cor:CapitalStockMember E26990-000 2022-03-31 jppfs_cor:CapitalSurplusMember E26990-000 2022-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember E26990-000 2022-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:CapitalStockMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:CapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:DeferredGainsOrLossesOnHedgesMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:LegalCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:LegalRetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:OtherCapitalSurplusMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:RetainedEarningsBroughtForwardMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:RetainedEarningsMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:ShareholdersEquityMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:TreasuryStockMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember jppfs_cor:NonConsolidatedMember E26990-000 2022-03-31 jppfs_cor:NonControllingInterestsMember E26990-000 2022-03-31 jppfs_cor:RetainedEarningsMember E26990-000 2022-03-31 jppfs_cor:ShareholdersEquityMember E26990-000 2022-03-31 jppfs_cor:TreasuryStockMember E26990-000 2022-03-31 jppfs_cor:ValuationAndTranslationAdjustmentsMember E26990-000 2022-03-31 jppfs_cor:ValuationDifferenceOnAvailableForSaleSecuritiesMember E26990-000 2020-04-01 2021-03-31 E26990-000 2020-04-01 2021-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2021-03-31 E26990-000 2021-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2019-04-01 2020-03-31 jppfs_cor:NonConsolidatedMember E26990-000 2020-03-31 jppfs_cor:NonConsolidatedMember iso4217:JPY iso4217:JPY xbrli:shares xbrli:pure xbrli:shares