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<!-- Edited with XiRUTE .NET Library 01-08 -->
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    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_DecreaseIncreaseInDepositsInTrustOpeCF_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Decrease (increase) in deposits in trust-OpeCF</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_DecreaseIncreaseInOperatingAccountReceivableOpeCF_label" xlink:role="http://www.xbrl.org/2003/role/label">Decrease (increase) in operating account receivable</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_DecreaseIncreaseInOperatingAccountReceivableOpeCF_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Decrease (increase) in operating account receivable-OpeCF</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_EquitySecuritiesHeldHeading_label" xlink:role="http://www.xbrl.org/2003/role/label">Equity securities held</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_EquitySecuritiesHeldHeading_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Equity securities held [heading]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_EquitySecuritiesHeldTextBlock_label" xlink:role="http://www.xbrl.org/2003/role/label">Equity securities held</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_EquitySecuritiesHeldTextBlock_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Equity securities held [text block]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_EquitySecuritiesNotListedInvestmentEquitySecuritiesHeldForPurposesOtherThanPureInvestmentReportingCompanyAbstract_label" xlink:role="http://www.xbrl.org/2003/role/label">Equity securities not listed</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_EquitySecuritiesNotListedInvestmentEquitySecuritiesHeldForPurposesOtherThanPureInvestmentReportingCompanyAbstract_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Equity securities not listed, Investment equity securities held for purposes other than pure investment, Reporting company [abstract]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_EquitySecuritiesOtherThanThoseNotListedInvestmentEquitySecuritiesHeldForPurposesOtherThanPureInvestmentReportingCompanyAbstract_label" xlink:role="http://www.xbrl.org/2003/role/label">Equity securities other than those not listed</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_EquitySecuritiesOtherThanThoseNotListedInvestmentEquitySecuritiesHeldForPurposesOtherThanPureInvestmentReportingCompanyAbstract_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Equity securities other than those not listed, Investment equity securities held for purposes other than pure investment, Reporting company [abstract]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_FinancingCommissionIncomeRevOA_label" xlink:role="http://www.xbrl.org/2003/role/label">Financing commission income</link:label>
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    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_FixedRemunerationRemunerationEtcByCategoryOfDirectorsAndOtherOfficers_label" xlink:role="http://www.xbrl.org/2003/role/label">Fixed remuneration</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_FixedRemunerationRemunerationEtcByCategoryOfDirectorsAndOtherOfficers_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Fixed remuneration, Remuneration, etc. by category of directors (and other officers)</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_HiromiAokiMember_label" xlink:role="http://www.xbrl.org/2003/role/label">Hiromi Aoki</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_HiromiAokiMember_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Hiromi Aoki [member]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_HouseAcademeiaBusinessReportableSegmentsMember_label" xlink:role="http://www.xbrl.org/2003/role/label">House Academeia business</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_HouseAcademeiaBusinessReportableSegmentsMember_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">House Academeia business, Reportable segments [member]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_HouseFinancingBusinessReportableSegmentsMember_label" xlink:role="http://www.xbrl.org/2003/role/label">House financing business</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_HouseFinancingBusinessReportableSegmentsMember_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">House financing business, Reportable segments [member]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_HouseWarrantyLiabilityInsuranceBusinessReportableSegmentsMember_label" xlink:role="http://www.xbrl.org/2003/role/label">House warranty liability insurance business</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_HouseWarrantyLiabilityInsuranceBusinessReportableSegmentsMember_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">House warranty liability insurance business, Reportable segments [member]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_IncreaseDecreaseInCustomerDepositsOpeCF_label" xlink:role="http://www.xbrl.org/2003/role/label">Increase (decrease) in customer deposits</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_IncreaseDecreaseInCustomerDepositsOpeCF_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Increase (decrease) in customer deposits-OpeCF</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_IncreaseDecreaseInOutstandingClaimsOpeCF_label" xlink:role="http://www.xbrl.org/2003/role/label">Increase (decrease) in outstanding claims</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_IncreaseDecreaseInOutstandingClaimsOpeCF_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Increase (decrease) in outstanding claims-OpeCF</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_IncreaseDecreaseInPolicyReserveOpeCF_label" xlink:role="http://www.xbrl.org/2003/role/label">Increase (decrease) in policy reserve</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_IncreaseDecreaseInPolicyReserveOpeCF_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Increase (decrease) in policy reserve-OpeCF</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_IncreaseDecreaseInProvisionForStocksPaymentOpeCF_label" xlink:role="http://www.xbrl.org/2003/role/label">Increase (decrease) in provision for stocks payment</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_IncreaseDecreaseInProvisionForStocksPaymentOpeCF_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Increase (decrease) in provision for stocks payment-OpeCF</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_InformationAboutAuditsHeading_label" xlink:role="http://www.xbrl.org/2003/role/label">Information about audits</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_InformationAboutAuditsHeading_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Information about audits [heading]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_InformationAboutAuditsTextBlock_label" xlink:role="http://www.xbrl.org/2003/role/label">Information about audits</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_InformationAboutAuditsTextBlock_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Information about audits [text block]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_InformationAboutEmployeesOfReportingCompanyLineItems_label" xlink:role="http://www.xbrl.org/2003/role/label">Information about employees of reporting company</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_InformationAboutEmployeesOfReportingCompanyLineItems_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Information about employees of reporting company [line items]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_InformationAboutEmployeesOfReportingCompanyTable_label" xlink:role="http://www.xbrl.org/2003/role/label">Information about employees of reporting company</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_InformationAboutEmployeesOfReportingCompanyTable_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Information about employees of reporting company [table]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_KoushigeHayashiMember_label" xlink:role="http://www.xbrl.org/2003/role/label">Koushige Hayashi</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_KoushigeHayashiMember_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Koushige Hayashi [member]</link:label>
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    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsHeading_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Management analysis of financial position, operating results and cash flows [heading]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsTextBlock_label" xlink:role="http://www.xbrl.org/2003/role/label">Management analysis of financial position, operating results and cash flows</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_ManagementAnalysisOfFinancialPositionOperatingResultsAndCashFlowsTextBlock_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Management analysis of financial position, operating results and cash flows [text block]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_MarketChangeExpensesNOE_label" xlink:role="http://www.xbrl.org/2003/role/label">Market change expenses</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_MarketChangeExpensesNOE_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Market change expenses-NOE</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_NorioUmenoMember_label" xlink:role="http://www.xbrl.org/2003/role/label">Norio Umeno</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_NorioUmenoMember_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Norio Umeno [member]</link:label>
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    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_NumberOfNamesOfSecuritiesEquitySecuritiesNotListedInvestmentEquitySecuritiesHeldForPurposesOtherThanPureInvestmentReportingCompany_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Number of names of securities, Equity securities not listed, Investment equity securities held for purposes other than pure investment, Reporting company</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_NumberOfNamesOfSecuritiesEquitySecuritiesOtherThanThoseNotListedInvestmentEquitySecuritiesHeldForPurposesOtherThanPureInvestmentReportingCompany_label" xlink:role="http://www.xbrl.org/2003/role/label">Number of names of securities</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_NumberOfNamesOfSecuritiesEquitySecuritiesOtherThanThoseNotListedInvestmentEquitySecuritiesHeldForPurposesOtherThanPureInvestmentReportingCompany_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Number of names of securities, Equity securities other than those not listed, Investment equity securities held for purposes other than pure investment, Reporting company</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OfficialTitleOrPositionInformationAboutDirectorsAndCorporateAuditors_label" xlink:role="http://www.xbrl.org/2003/role/label">Official title or position</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OfficialTitleOrPositionInformationAboutDirectorsAndCorporateAuditors_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Official title or position, Information about directors (and corporate auditors)</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OtherInformationAboutShareAcquisitionRightsHeading_label" xlink:role="http://www.xbrl.org/2003/role/label">Other information about share acquisition rights</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OtherInformationAboutShareAcquisitionRightsHeading_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Other information about share acquisition rights [heading]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OtherInformationAboutShareAcquisitionRightsTextBlock_label" xlink:role="http://www.xbrl.org/2003/role/label">Other information about share acquisition rights</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OtherInformationAboutShareAcquisitionRightsTextBlock_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Other information about share acquisition rights [text block]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OutsideDirectorsAndOutsideCorporateAuditorsInformationAboutDirectorsAndOtherOfficersTextBlock_label" xlink:role="http://www.xbrl.org/2003/role/label">Outside directors (and outside corporate auditors)</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OutsideDirectorsAndOutsideCorporateAuditorsInformationAboutDirectorsAndOtherOfficersTextBlock_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Outside directors (and outside corporate auditors), Information about directors (and other officers) [text block]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OutstandingClaimsCL_label" xlink:role="http://www.xbrl.org/2003/role/label">Outstanding claims</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OutstandingClaimsCL_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Outstanding claims-CL</link:label>
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    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OverviewOfCorporateGovernanceHeading_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Overview of corporate governance [heading]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OverviewOfCorporateGovernanceTextBlock_label" xlink:role="http://www.xbrl.org/2003/role/label">Overview of corporate governance</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_OverviewOfCorporateGovernanceTextBlock_label_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Overview of corporate governance [text block]</link:label>
    <link:label xml:lang="en" xlink:type="resource" xlink:label="jpcrp030000-asr_E32803-000_PolicyReserveNCL_label" xlink:role="http://www.xbrl.org/2003/role/label">Policy reserve</link:label>
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