<?xml version="1.0"?>
<!-- Edited with FutureStage XBRL Solution Library .NET 01-11 -->
<schema xmlns:iod="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:jpcrp030000-asr_E36190-000="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E36190-000/2023-03-31/01/2023-06-27" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" elementFormDefault="qualified" targetNamespace="http://disclosure.edinet-fsa.go.jp/jpcrp030000/asr/001/E36190-000/2023-03-31/01/2023-06-27" xmlns="http://www.w3.org/2001/XMLSchema">
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/jpcrp_cor_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/jpcrp_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/jpcrp_rt_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/jpcrp_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_rt_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/jpigp_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_cor_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_rt_2022-11-01.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/jppfs_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_cor" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/jpdei_rt" />
  <import schemaLocation="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/identificationAndOrdering_2013-08-31.xsd" namespace="http://disclosure.edinet-fsa.go.jp/taxonomy/common/2013-08-31/iod" />
  <import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
  <import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/label/jpcrp_2022-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/label/jpcrp_2022-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpcrp/2022-11-01/label/jpcrp_2022-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/label/jpigp_2022-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/label/jpigp_2022-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpigp/2022-11-01/label/jpigp_2022-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/label/jppfs_2022-11-01_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/label/jppfs_2022-11-01_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jppfs/2022-11-01/label/jppfs_2022-11-01_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/label/jpdei_2013-08-31_gla.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="http://disclosure.edinet-fsa.go.jp/taxonomy/jpdei/2013-08-31/r/jpdei_000100-000_2013-08-31_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E36190-000_2023-03-31_01_2023-06-27_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E36190-000_2023-03-31_01_2023-06-27_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E36190-000_2023-03-31_01_2023-06-27_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E36190-000_2023-03-31_01_2023-06-27_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpcrp030000-asr-001_E36190-000_2023-03-31_01_2023-06-27_lab-en.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:roleType roleURI="http://disclosure.edinet-fsa.go.jp/jpcrp/alt3/role/label" id="at1">
        <link:usedOn>link:label</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://disclosure.edinet-fsa.go.jp/jpcrp/alt2/role/totalLabel" id="at2">
        <link:usedOn>link:label</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://disclosure.edinet-fsa.go.jp/jpcrp/alt2/role/label" id="at3">
        <link:usedOn>link:label</link:usedOn>
      </link:roleType>
    </appinfo>
  </annotation>
  <element id="jpcrp030000-asr_E36190-000_DisclosureOfSustainabilityRelatedFinancialInformationHeading" xbrli:periodType="duration" abstract="true" name="DisclosureOfSustainabilityRelatedFinancialInformationHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E36190-000_DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" xbrli:periodType="instant" abstract="false" name="DisclosureOfSustainabilityRelatedFinancialInformationTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_GovernanceTextBlock" xbrli:periodType="instant" abstract="false" name="GovernanceTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_StrategyTextBlock" xbrli:periodType="instant" abstract="false" name="StrategyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" xbrli:periodType="instant" abstract="false" name="PolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentStrategyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_RiskManagementTextBlock" xbrli:periodType="instant" abstract="false" name="RiskManagementTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_MetricsAndTargetsTextBlock" xbrli:periodType="instant" abstract="false" name="MetricsAndTargetsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" xbrli:periodType="instant" abstract="false" name="DescriptionOfMetricsRelatedToPolicyOnHumanResourceDevelopmentAndImprovementOfInternalEnvironmentAndTargetsAndResultsUsingSuchMetricsMetricsAndTargetsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_ReferenceToOtherInformationMetricsAndTargets" xbrli:periodType="instant" abstract="false" name="ReferenceToOtherInformationMetricsAndTargets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E36190-000_NotesContingenciesConsolidatedFinancialStatementsIFRSHeading" xbrli:periodType="duration" abstract="true" name="NotesContingenciesConsolidatedFinancialStatementsIFRSHeading" nillable="true" substitutionGroup="iod:identifierItem" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E36190-000_NotesContingenciesConsolidatedFinancialStatementsIFRSTextBlock" xbrli:periodType="duration" abstract="false" name="NotesContingenciesConsolidatedFinancialStatementsIFRSTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_JapanReportableSegmentMember" xbrli:periodType="duration" abstract="true" name="JapanReportableSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_USAReportableSegmentMember" xbrli:periodType="duration" abstract="true" name="USAReportableSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_SawaiMitsuoMember" xbrli:periodType="duration" abstract="true" name="SawaiMitsuoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_TerashimaToruMember" xbrli:periodType="duration" abstract="true" name="TerashimaToruMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_YokotaShojiMember" xbrli:periodType="duration" abstract="true" name="YokotaShojiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_OharaMasatoshiMember" xbrli:periodType="duration" abstract="true" name="OharaMasatoshiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_TodoNawomiMember" xbrli:periodType="duration" abstract="true" name="TodoNawomiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_MitsukaMasayukiMember" xbrli:periodType="duration" abstract="true" name="MitsukaMasayukiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_TsubokuraTadaoMember" xbrli:periodType="duration" abstract="true" name="TsubokuraTadaoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_TomohiroTakanobuMember" xbrli:periodType="duration" abstract="true" name="TomohiroTakanobuMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_HiranoJunichiMember" xbrli:periodType="duration" abstract="true" name="HiranoJunichiMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" />
  <element id="jpcrp030000-asr_E36190-000_NonpecuniaryReward" xbrli:periodType="duration" abstract="false" name="NonpecuniaryReward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_PurposeOfShareholdingOverviewOfBusinessAllianceQuantitativeEffectsOfShareholdingAndReasonForIncreaseInNumberOfSharesDetailsOfSpecifiedInvestmentSharesHeldForPurposesOtherThanPureInvestmentLargestHoldingCompany" xbrli:periodType="instant" abstract="false" name="PurposeOfShareholdingOverviewOfBusinessAllianceQuantitativeEffectsOfShareholdingAndReasonForIncreaseInNumberOfSharesDetailsOfSpecifiedInvestmentSharesHeldForPurposesOtherThanPureInvestmentLargestHoldingCompany" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E36190-000_PurposeOfShareholdingOverviewOfBusinessAllianceQuantitativeEffectsOfShareholdingAndReasonForIncreaseInNumberOfSharesDetailsOfSpecifiedInvestmentSharesHeldForPurposesOtherThanPureInvestmentReportingCompany" xbrli:periodType="instant" abstract="false" name="PurposeOfShareholdingOverviewOfBusinessAllianceQuantitativeEffectsOfShareholdingAndReasonForIncreaseInNumberOfSharesDetailsOfSpecifiedInvestmentSharesHeldForPurposesOtherThanPureInvestmentReportingCompany" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E36190-000_NotesNoDescriptionOfTheComparativeInformationFinancialInformationTextBlock" xbrli:periodType="duration" abstract="false" name="NotesNoDescriptionOfTheComparativeInformationFinancialInformationTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" />
  <element id="jpcrp030000-asr_E36190-000_RefundLiabilitiesCLIFRS" xbrli:balance="credit" xbrli:periodType="instant" abstract="false" name="RefundLiabilitiesCLIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_IncreaseDecreaseByShareTransfersIFRS" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="IncreaseDecreaseByShareTransfersIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_TransferToRetainedEarningsFromCapitalSurplusIFRS" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="TransferToRetainedEarningsFromCapitalSurplusIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_ReversalOfImpairmentLossesOpeCFIFRS" xbrli:periodType="duration" abstract="false" name="ReversalOfImpairmentLossesOpeCFIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_GainOnBargainPurchaseOpeCFIFRS" xbrli:periodType="duration" abstract="false" name="GainOnBargainPurchaseOpeCFIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_IncreaseDecreaseInRefundLiabilitiesOpeCFIFRS" xbrli:periodType="duration" abstract="false" name="IncreaseDecreaseInRefundLiabilitiesOpeCFIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_IncreaseDecreaseInOtherFinancialLiabilitiesOpeCFIFRS" xbrli:periodType="duration" abstract="false" name="IncreaseDecreaseInOtherFinancialLiabilitiesOpeCFIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_OthersIFRSAbstract" xbrli:periodType="duration" abstract="true" name="OthersIFRSAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E36190-000_GainOnEarlyTerminationOfTheEscrowAccountIFRS" xbrli:periodType="duration" abstract="false" name="GainOnEarlyTerminationOfTheEscrowAccountIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_ImpairmentLossesOtherExpensesIFRS" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="ImpairmentLossesOtherExpensesIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_FinancialLiabilitiesMeasuredAtAmortizedCostInterestExpensesIFRSAbstract" xbrli:periodType="duration" abstract="true" name="FinancialLiabilitiesMeasuredAtAmortizedCostInterestExpensesIFRSAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="jpcrp030000-asr_E36190-000_BondsPayableFinancialLiabilitiesMeasuredAtAmortizedCostInterestExpensesIFRS" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="BondsPayableFinancialLiabilitiesMeasuredAtAmortizedCostInterestExpensesIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_BorrowingsFinancialLiabilitiesMeasuredAtAmortizedCostInterestExpensesIFRS" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="BorrowingsFinancialLiabilitiesMeasuredAtAmortizedCostInterestExpensesIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_OtherFinancialLiabilitiesMeasuredAtAmortizedCostInterestExpensesIFRS" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="OtherFinancialLiabilitiesMeasuredAtAmortizedCostInterestExpensesIFRS" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_ManagementGuidanceFeeIncomeRevOA" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="ManagementGuidanceFeeIncomeRevOA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_CommissionFeeIncomeRevOA" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="CommissionFeeIncomeRevOA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_OrganizationExpensesNOE" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="OrganizationExpensesNOE" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_GainOnDonationOfContributionEI" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="GainOnDonationOfContributionEI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_TransferToOtherRetainedEarningsFromOtherCapitalSurplus" xbrli:balance="credit" xbrli:periodType="duration" abstract="false" name="TransferToOtherRetainedEarningsFromOtherCapitalSurplus" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_OperationCommissionFeeSGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="OperationCommissionFeeSGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
  <element id="jpcrp030000-asr_E36190-000_AdvertisingExpensesGA" xbrli:balance="debit" xbrli:periodType="duration" abstract="false" name="AdvertisingExpensesGA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" />
</schema>