<SEC-DOCUMENT>0000950103-25-015340.txt : 20251126
<SEC-HEADER>0000950103-25-015340.hdr.sgml : 20251126
<ACCEPTANCE-DATETIME>20251126153140
ACCESSION NUMBER:		0000950103-25-015340
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251126
DATE AS OF CHANGE:		20251126

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIGROUP INC
		CENTRAL INDEX KEY:			0000831001
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				521568099
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-270327
		FILM NUMBER:		251529487

	BUSINESS ADDRESS:	
		STREET 1:		388 GREENWICH STREET
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10013
		BUSINESS PHONE:		2125591000

	MAIL ADDRESS:	
		STREET 1:		388 GREENWICH STREET
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10013

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRAVELERS GROUP INC
		DATE OF NAME CHANGE:	19950519

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRAVELERS INC
		DATE OF NAME CHANGE:	19940103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PRIMERICA CORP /NEW/
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Citigroup Global Markets Holdings Inc.
		CENTRAL INDEX KEY:			0000200245
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				112418067
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-270327-01
		FILM NUMBER:		251529488

	BUSINESS ADDRESS:	
		STREET 1:		388 GREENWICH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10013
		BUSINESS PHONE:		212-816-6000

	MAIL ADDRESS:	
		STREET 1:		388 GREENWICH ST
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10013

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIGROUP GLOBAL MARKETS HOLDINGS INC
		DATE OF NAME CHANGE:	20030404

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SALOMON SMITH BARNEY HOLDINGS INC
		DATE OF NAME CHANGE:	19971128

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SALOMON INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>dp237961_424b2-us25a1335d.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: red">The information in this preliminary
    pricing supplement is not complete and may be changed. A registration statement relating to these securities has been filed with the Securities
    and Exchange Commission. This preliminary pricing supplement and the accompanying product supplement, underlying supplement, prospectus
    supplement and prospectus are not an offer to sell these securities, nor are they soliciting an offer to buy these securities, in any
    state where the offer or sale is not permitted.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: red">SUBJECT TO COMPLETION, DATED NOVEMBER
    26, 2025</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%; font-size: 30pt; color: #888888"><FONT STYLE="font-size: 18pt">Citigroup Global Markets Holdings Inc.</FONT></TD>
    <TD STYLE="width: 40%">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"><FONT STYLE="color: #888888"><B>December</B></FONT><B><FONT STYLE="color: white">---</FONT><FONT STYLE="color: #888888">,
    2025</FONT></B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: #888888"><B>Medium-Term Senior Notes, Series
    N</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: #888888"><B>Pricing Supplement No. 2025-USNCH29511</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: #888888"><B>Filed Pursuant to Rule 424(b)(2)</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: #888888"><B>Registration Statement Nos. 333-270327
    and 333-270327-01</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="color: #59AE40; font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Autocallable Phoenix Securities Based on the S&amp;P
500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2027</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD>The securities offered by this pricing supplement are unsecured
senior debt securities issued by Citigroup Global Markets Holdings Inc. and guaranteed by Citigroup Inc.&nbsp;&nbsp;The securities offer
the potential for contingent coupon payments at an annualized rate that, if all are paid, would produce a yield that is generally higher
than the yield on our conventional debt securities of the same maturity. In exchange for this higher potential yield, you must be willing
to accept the risks that (i) your actual yield may be lower than the yield on our conventional debt securities of the same maturity because
you may not receive one or more, or any, contingent coupon payments; (ii) your actual yield may be negative because, at maturity, you
may receive significantly less than the stated principal amount of your securities and possibly nothing; and (iii) the securities may
be automatically redeemed prior to maturity. Each of these risks will depend on the performance of the S&amp;P 500<SUP>&reg;</SUP> Index
(the &ldquo;underlying index&rdquo;), as described below.&nbsp;&nbsp;Although you will be exposed to downside risk with respect to the
underlying index, you will not participate in any appreciation of the underlying index or receive any dividends paid on the stocks that
constitute the underlying index. <B>If the final index level is less than the final barrier level, you will lose more than 1% of the
stated principal amount of your securities for every 1% by which the final index level has declined beyond the buffer amount. Accordingly,
the lower the final index level, the less benefit you will receive from the buffer. There is no minimum payment at maturity.</B></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD>Investors in the securities must be willing to accept (i) an
investment that may have limited or no liquidity and (ii) the risk of not receiving any payments due under the securities if we and Citigroup
Inc. default on our obligations.&nbsp;&nbsp;<B>All payments on the securities are subject to the credit risk of Citigroup Global Markets
Holdings Inc. and Citigroup Inc.</B></TD>
</TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #59AE40">
    <TD COLSPAN="4"><FONT STYLE="font-size: 10pt; color: white"><B>KEY TERMS</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Issuer:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">Citigroup Global Markets Holdings Inc., a wholly owned subsidiary of Citigroup Inc.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Guarantee:</B></FONT></TD>
    <TD COLSPAN="3" STYLE="font-size: 12pt"><FONT STYLE="font-size: 10pt">All payments due on the securities are fully and unconditionally guaranteed by Citigroup Inc.</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Underlying index:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">The S&amp;P 500<SUP>&reg;</SUP> Index (ticker symbol: &ldquo;SPX&rdquo;)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Aggregate stated principal amount:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">$</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Stated principal amount:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">$1,000 per security</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Pricing date:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">December&nbsp;&nbsp; , 2025 (expected to be December 23, 2025)</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Issue date:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">December&nbsp;&nbsp; , 2025 (expected to be December 29, 2025)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Interim valuation dates: </B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">Expected to be April 7, 2026, July 7, 2026 and October 6, 2026, each subject to postponement if such date is not a scheduled trading day or if certain market disruption events occur</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Final valuation date:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">Expected to be January 5, 2027, subject to postponement if such date is not a scheduled trading day or if certain market disruption events occur</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Maturity date: </B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">Unless earlier redeemed, January&nbsp;&nbsp; , 2027 (expected to be January 8, 2027), subject to postponement as described under &ldquo;Additional Information&rdquo; below</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Contingent coupon payment dates:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">For any interim valuation date, the third business day after such interim valuation date; and for the final valuation date, the maturity date</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Contingent coupon: </B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">On each contingent coupon payment date, unless previously redeemed, the securities will pay a contingent coupon equal to at least 2.0875% of the stated principal amount of the securities (to be determined on the pricing date) <B>if and only if</B> the relevant index level for the related interim valuation date or with respect to the final valuation date, as applicable, is greater than or equal to the coupon barrier level. <B>If the relevant index level on any interim valuation date or with respect to the final valuation date, as applicable, is less than the coupon barrier level, you will not receive any contingent coupon payment on the related contingent coupon payment date. If the relevant index level is less than the coupon barrier level on one or more interim valuation dates and, on a subsequent interim valuation date or with respect to the final valuation date, the relevant index level is greater than or equal to the coupon barrier level, your contingent coupon payment for that subsequent interim valuation date or with respect to the final valuation date, as applicable, will include all previously unpaid contingent coupon payments (without interest on amounts previously unpaid).&nbsp;&nbsp;However, if the relevant index level is less than the coupon barrier level on an interim valuation date and on each subsequent interim valuation date thereafter and with respect to the final valuation date, you will not receive the unpaid contingent coupon payments in respect of those interim valuation dates and with respect to the final valuation date.</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Automatic early redemption:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">If, on any of the interim valuation dates, the closing level of the underlying index is greater than or equal to the initial index level, each security you then hold will be automatically redeemed on the related contingent coupon payment date for an amount in cash equal to $1,000 <I>plus</I> the related contingent coupon payment (including any previously unpaid contingent coupon payments).</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Payment at maturity:</B></FONT></TD>
    <TD COLSPAN="3">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the securities are not automatically redeemed prior to maturity,
    you will be entitled to receive at maturity, for each $1,000 stated principal amount security you then hold:</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 8.1pt; text-indent: -8.1pt"><FONT STYLE="font-size: 10pt; color: #59AE40">&squarf;&#9;</FONT>If
    the final index level is <B>greater than or equal to</B> the final barrier level: $1,000 <I>plus</I> the contingent coupon payment due
    at maturity (including any previously unpaid contingent coupon payments)</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 8.1pt; text-indent: -8.1pt"><FONT STYLE="font-size: 10pt; color: #59AE40">&squarf;&#9;</FONT>If
    the final index level is <B>less than</B> the final barrier level:</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 18.7pt; text-indent: 0in">$1,000 + [$1,000 &times; the buffer rate
    &times; (the index return + the buffer amount)]</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>If the final index level is less than the final barrier level, you
    will receive less than the stated principal amount of your securities, and possibly nothing, at maturity, and you will not receive any
    contingent coupon payment at maturity (including any previously unpaid contingent coupon payments).</B></P></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40; background-color: #EAF3E0"><B>Buffer rate:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">The initial index level <I>divided by</I> the final barrier level, which is approximately 111.111%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Listing:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">The securities will not be listed on any securities exchange</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Underwriter:</B></FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">Citigroup Global Markets Inc. (&ldquo;CGMI&rdquo;), an affiliate of the issuer, acting as principal</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24%"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Underwriting fee and issue price:</B></FONT></TD>
    <TD STYLE="width: 29%; text-align: center"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Issue price<SUP>(1) (2)</SUP></B></FONT></TD>
    <TD STYLE="width: 24%; text-align: center"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Underwriting fee<SUP>(3)</SUP></B></FONT></TD>
    <TD STYLE="width: 23%; text-align: center"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Proceeds to issuer<SUP>(3)</SUP></B></FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Per security:</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$1,000.00</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$10.00</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$990.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Total:</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-size: 9pt"><I>(Key Terms continued
on next page)</I></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">(1) Citigroup Global Markets Holdings
Inc. currently expects that the estimated value of the securities on the pricing date will be at least $933.00 per security, which will
be less than the issue price.&nbsp;&nbsp;The estimated value of the securities is based on CGMI&rsquo;s proprietary pricing models and
our internal funding rate. It is not an indication of actual profit to CGMI or other of our affiliates, nor is it an indication of the
price, if any, at which CGMI or any other person may be willing to buy the securities from you at any time after issuance.&nbsp;&nbsp;See
&ldquo;Valuation of the Securities&rdquo; in this pricing supplement.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">(2) The issue price for investors purchasing
the securities in fiduciary accounts is $990.00 per security.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">(3) CGMI will receive an underwriting
fee of $10.00 for each security sold in this offering.&nbsp;&nbsp;J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. will act as
placement agents for the securities and, from the underwriting fee to CGMI, will receive a placement fee of $10.00 for each security
they sell in this offering to accounts other than fiduciary accounts.&nbsp;&nbsp;CGMI and the placement agents will forgo an underwriting
fee and placement fee for sales to fiduciary accounts. For more information on the distribution of the securities, see &ldquo;Supplemental
Plan of Distribution&rdquo; in this pricing supplement.&nbsp;&nbsp;In addition to the underwriting fee, CGMI and its affiliates may profit
from expected hedging activity related to this offering, even if the value of the securities declines.&nbsp;&nbsp;See &ldquo;Use of Proceeds
and Hedging&rdquo; in the accompanying prospectus.</FONT></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Investing in the securities involves risks not associated with an
investment in conventional debt securities. See &ldquo;Summary Risk Factors&rdquo; beginning on page PS-6.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Neither the Securities and Exchange Commission
nor any state securities commission has approved or disapproved of the securities or determined that this pricing supplement and the accompanying
product supplement, underlying supplement, prospectus supplement and prospectus are truthful or complete. Any representation to the contrary
is a criminal offense.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>You should read this pricing supplement together
with the accompanying product supplement, underlying supplement, prospectus supplement and prospectus, which can be accessed via the hyperlinks
below:</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #59AE40"><B><A HREF="https://www.sec.gov/Archives/edgar/data/200245/000095010323003814/dp190219_424b2-coba0410.htm" STYLE="color: rgb(89,174,66)">Product Supplement No. EA-04-10 dated March 7, 2023</A>&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<A HREF="https://www.sec.gov/Archives/edgar/data/200245/000095010323003815/dp189981_424b2-us11.htm" STYLE="color: rgb(89,174,66)">Underlying Supplement No. 11 dated March 7, 2023</A></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #59AE40"><B><A HREF="https://www.sec.gov/Archives/edgar/data/200245/000119312523063080/d470905d424b2.htm" STYLE="color: rgb(89,174,66)">Prospectus Supplement and Prospectus each dated March 7, 2023</A></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The securities are not bank deposits and are
not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency, nor are they obligations of,
or guaranteed by, a bank.</B></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #59AE40">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt; color: white"><B>KEY TERMS (continued)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 22%"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>CUSIP / ISIN: </B></FONT></TD>
    <TD STYLE="width: 78%"><FONT STYLE="font-size: 10pt">17331BY86 / US17331BY867 </FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Coupon barrier level:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp; , 90.00% of the initial index level</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Final barrier level:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp; , 90.00% of the initial index level</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Initial index level: </B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp; , the closing level of the underlying index on the pricing date</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Index return:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">(i) The final index level <I>minus</I> the initial index level, <I>divided by</I> (ii) the initial index level</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Buffer amount:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">10.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Final index level:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">The closing level of the underlying index on the final valuation date</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Relevant index level:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">For any contingent coupon payment date other than the maturity date, the relevant index level is the closing level of the underlying index on the interim valuation date immediately preceding that contingent coupon payment date.&nbsp;&nbsp;For the maturity date, the relevant index level is the final index level.</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Additional Information</P>

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>General.</B> The terms of the
securities are set forth in the accompanying product supplement, prospectus supplement and prospectus, as supplemented by this pricing
supplement. The accompanying product supplement, prospectus supplement and prospectus contain important disclosures that are not repeated
in this pricing supplement. For example, certain events may occur that could affect whether you receive a contingent coupon payment on
a contingent coupon payment date or the securities are automatically redeemed as well as your payment at maturity. These events, including
market disruption events and other events affecting the underlying index, and their consequences are described in the accompanying product
supplement in the sections &ldquo;Description of the Securities&mdash;Consequences of a Market Disruption Event; Postponement of a Valuation
Date&rdquo; and &ldquo;Description of the Securities&mdash;Certain Additional Terms for Securities Linked to an Underlying Index&mdash;Discontinuance
or Material Modification of an Underlying Index,&rdquo; and not in this pricing supplement (except as set forth in the next paragraph).
The accompanying underlying supplement contains important disclosures regarding the underlying index that are not repeated in this pricing
supplement. It is important that you read the accompanying product supplement, underlying supplement, prospectus supplement and prospectus
together with this pricing supplement in deciding whether to invest in the securities. Certain terms used but not defined in this pricing
supplement are defined in the accompanying product supplement. </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Postponement of the Final Valuation Date; Postponement of the Maturity
Date.</B> If the scheduled final valuation date is not a scheduled trading day, the final valuation date will be postponed to the next
succeeding scheduled trading day.&nbsp;&nbsp;In addition, if a market disruption event occurs on the scheduled final valuation date, the
calculation agent may, but is not required to, postpone the final valuation date to the next succeeding scheduled trading day on which
a market disruption event does not occur. However, in no event will the scheduled final valuation date be postponed more than five scheduled
trading days after the originally scheduled final valuation date as a result of a market disruption event occurring on the scheduled final
valuation date. If the final valuation date is postponed so that it falls less than three business days prior to the scheduled maturity
date, the maturity date will be postponed to the third business day after the final valuation date as postponed.&nbsp;&nbsp;The provisions
in this paragraph supersede the related provisions in the accompanying product supplement to the extent the provisions in this paragraph
are inconsistent with those provisions.&nbsp;&nbsp;The terms &ldquo;scheduled trading day&rdquo; and &ldquo;market disruption event&rdquo;
are defined in the accompanying product supplement.&nbsp;&nbsp;Each interim valuation date is subject to postponement on the terms set
forth with respect to valuation dates in the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Hypothetical Examples</P>

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The table below illustrates various hypothetical payments on the securities
at maturity for a range of hypothetical final index levels of the underlying index, assuming the securities are not automatically redeemed.&nbsp;&nbsp;The
outcomes illustrated in the table are not exhaustive, and the actual payment at maturity you receive on the securities may differ from
any example illustrated below.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The table and examples that follow are based on the following hypothetical
values and assumptions in order to illustrate how the securities work and do not reflect the actual initial index level, coupon barrier
level or final barrier level. The table and examples below assume that the contingent coupon rate is set at the lowest value indicated
on the cover page of this pricing supplement. The actual contingent coupon rate will be determined on the pricing date.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD STYLE="width: 26%"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Initial index level: </B></FONT></TD>
    <TD STYLE="width: 74%"><FONT STYLE="font-size: 10pt">100.00 (the hypothetical closing level of the underlying index on the pricing date)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Coupon barrier level:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">90.00 (90.00% of the hypothetical initial index level)</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Final barrier level:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">90.00 (90.00% of the hypothetical initial index level)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt; color: #59AE40"><B>Contingent coupon:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">2.0875% of the stated principal amount, paid on each contingent coupon payment date</FONT></TD></TR>
  </TABLE>
<P STYLE="font: italic 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: italic 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-style: normal; font-weight: normal">For ease
of analysis, figures in the table and examples below have been rounded.</FONT></P>

<P STYLE="font: italic 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom; background-color: #59AE40">
    <TD COLSPAN="3" STYLE="border: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: white"><B>Maturity Date</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: #59AE40">
    <TD STYLE="width: 29%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: white"><B>Hypothetical final index level<SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="width: 34%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: white"><B>Hypothetical percentage change from initial index level to final index level</B></FONT></TD>
    <TD STYLE="width: 37%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: white"><B>Hypothetical cash amount<SUP>(2)</SUP> you receive at maturity per security</B></FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">150.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">50.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$1,020.875</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">140.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">40.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$1,020.875</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">130.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">30.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$1,020.875</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">120.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">20.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$1,020.875</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">110.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">10.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$1,020.875</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">100.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">0.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$1,020.875</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">90.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-10.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$1,020.875</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">89.99</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-10.01%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$999.889</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">80.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-20.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$888.889</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">70.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-30.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$777.778</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">60.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-40.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$666.667</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">50.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-50.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$555.556</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">40.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-60.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$444.444</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">30.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-70.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$333.333</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">20.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-80.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$222.222</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">10.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-90.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$111.111</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">0.00</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">-100.00%</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">$0.000</FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(1)</TD><TD>The final index level is equal to the closing level of the underlying index on the final valuation date.&nbsp;&nbsp;You will be repaid
the stated principal amount of your securities if, and only if, the final index level is greater than or equal to the final barrier level.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">(2)</TD><TD>You will receive a contingent coupon payment at maturity if, and only if, the final index level is greater than or equal to the coupon
barrier level.&nbsp;&nbsp;For purposes of this table, it is assumed that there are no previously unpaid contingent coupon payments.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The examples below illustrate various possible outcomes under the securities.&nbsp;&nbsp;The
examples do not illustrate all possible outcomes, and the return you actually receive on an investment in the securities may differ from
any example shown below.&nbsp;&nbsp;References below to the total return on an investment in the securities take into account all contingent
coupon payments received (if any) on or prior to the date of redemption or maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: italic 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-style: normal"><B>Examples
assuming the securities are automatically redeemed prior to maturity:</B></FONT></P>

<P STYLE="font: italic 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 1:</B> The hypothetical closing level of the underlying index
on the first interim valuation date is 110.00, which is <B>greater than</B> the hypothetical initial index level. Because the hypothetical
closing level of the underlying index is greater than the hypothetical initial index level on the first interim valuation date, the securities
would be automatically redeemed on the first contingent coupon payment date for $1,020.875 per security, consisting of the stated principal
amount of $1,000 <I>plus</I> the related contingent coupon payment of $20.875. In this scenario, the term of the securities would be approximately
three months and you would receive a total return of 2.0875% on your investment in the securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 2: </B>The hypothetical closing level of the underlying index
on the first interim valuation date is 50.00, which is <B>less than</B> the hypothetical coupon barrier level.&nbsp;&nbsp;As a result,
no contingent coupon payment would be paid on the first contingent coupon payment date.&nbsp;&nbsp;On the second interim valuation date,
the hypothetical closing level of the underlying index is 95.00, which is <B>greater than</B> the hypothetical coupon barrier level but
<B>less than</B> the hypothetical initial index level.&nbsp;&nbsp;As a result, on the second contingent coupon payment date, a contingent
coupon payment of $20.875 per security <I>plus</I> the contingent coupon payment of $20.875 per security related to the first interim
valuation date would be paid and the securities would not be automatically redeemed.&nbsp;&nbsp;On the third interim valuation date, the
hypothetical closing level of the underlying index is 130.00, which is <B>greater than</B> the hypothetical initial index level.&nbsp;&nbsp;Because
the hypothetical closing level of the underlying index on the third interim valuation date is greater than the hypothetical initial index
level, the securities would be automatically redeemed on the third contingent coupon payment date for $1,020.875 per security, consisting
of the stated principal amount of $1,000 <I>plus</I> the related contingent coupon payment of $20.875.&nbsp;&nbsp;In this scenario, the
term of</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 4; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">the securities would be approximately nine months and you would receive
a total return of 6.2625% on your investment in the securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In each of the previous examples, the automatic early redemption feature
of the securities would limit the term of the securities to less than the full term to maturity, and possibly to as short as three months.&nbsp;&nbsp;If
the securities are automatically redeemed early, you will not receive any additional contingent coupon payments after the redemption,
and you may not be able to reinvest in other investments that offer comparable terms or returns.&nbsp;&nbsp;Although in each of these
examples the hypothetical closing level of the underlying index on the interim valuation date immediately before redemption is greater
than the hypothetical initial index level, investors in the securities will not share in any appreciation of the underlying index.&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: italic 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-style: normal"><B>Examples
assuming the securities are <U>not</U> automatically redeemed prior to maturity:</B></FONT></P>

<P STYLE="font: italic 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 3:</B> The hypothetical closing level of the underlying index
on each of the interim valuation dates is <B>less than </B>the hypothetical initial index level but <B>greater than </B>the hypothetical
coupon barrier level, and the hypothetical final index level is 120.00, which is <B>greater than</B> the hypothetical final barrier level.&nbsp;&nbsp;In
this scenario, you would receive a contingent coupon payment of $20.875 per security on each contingent coupon payment date prior to maturity
and, on the maturity date, would receive $1,020.875 per security, consisting of the stated principal amount of $1,000 <I>plus</I> the
contingent coupon payment of $20.875 due at maturity.&nbsp;&nbsp;The total return on your investment in the securities in this example
is 8.35%, which is the maximum return you may receive on an investment in the securities.&nbsp;&nbsp;As this example illustrates, the
return you receive on an investment in the securities may be less than the return you could have received on a direct investment in the
underlying index.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 4:</B> The hypothetical closing level of the underlying index
is <B>less than </B>the hypothetical initial index level on each of the interim valuation dates but <B>greater than </B>the hypothetical
coupon barrier level on only the first interim valuation date, and the hypothetical final index level is 95.00, which is <B>greater than
</B>the hypothetical final barrier level.&nbsp;&nbsp;Because the hypothetical closing level of the underlying index is greater than the
hypothetical coupon barrier level on only the first interim valuation date, you would receive the contingent coupon payment of $20.875
per security on only the contingent coupon payment date related to the first interim valuation date.&nbsp;&nbsp;On the maturity date,
because the final index level is greater than the final barrier level, you would receive $1,062.625 per security, consisting of the stated
principal amount of $1,000 <I>plus </I>the contingent coupon payment of $20.875 due at maturity <I>plus</I> the two contingent coupon
payments of $20.875 each related to the second through third interim valuation dates.&nbsp;&nbsp;In this scenario, your total return on
your investment in the securities would be 8.35%.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>Example 5:</B> The hypothetical
closing level of the underlying index on each of the interim valuation dates is <B>less than </B>the hypothetical initial index level
but <B>greater than </B>the hypothetical coupon barrier level, and the hypothetical final index level is 50.00, which is <B>less than</B>
the hypothetical final barrier level.&nbsp;&nbsp;Because the hypothetical closing level of the underlying index is greater than the hypothetical
coupon barrier level on each interim valuation date, you would receive the contingent coupon payment of </FONT>$20.875 <FONT STYLE="background-color: white">per
security on each contingent coupon payment date prior to the maturity date.&nbsp;&nbsp;On the maturity date, because the final index level
is less than the final barrier level, you would receive $</FONT>555.556 <FONT STYLE="background-color: white">per security, calculated
as follows:</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">Payment at maturity = $1,000 +
[$1,000 &times; the buffer rate &times; (the index return + the buffer amount)]</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">= $1,000 + [$1,000 &times; 1.11111
&times; (-50% + 10%)]</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">= $1,000 + [$1,000 &times; 1.11111
&times; (-40%)]</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">= $</FONT>555.556</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">In this scenario, you would receive
significantly less than the stated principal amount of your securities at maturity. Because the final index level is less than the final
barrier level, you will lose more than 1% of the stated principal amount of your securities for every 1% by which the final index level
has declined beyond the buffer amount. In addition, because the final index level is below the coupon barrier level, you will not receive
any contingent coupon payment at maturity. In this scenario, your total return on your investment in the securities would be approximately
-38.1819%.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>Example 6:</B> The hypothetical
closing level of the underlying index on each of the interim valuation dates is <B>less than </B>the hypothetical initial index level
but <B>greater than </B>the hypothetical coupon barrier level, and the hypothetical final index level is </FONT>20<FONT STYLE="background-color: white">.00,
which is <B>less than</B> the hypothetical final barrier level.&nbsp;&nbsp;Because the hypothetical closing level of the underlying index
is greater than the hypothetical coupon barrier level on each interim valuation date, you would receive the contingent coupon payment
of $</FONT>20.875 <FONT STYLE="background-color: white">per security on each contingent coupon payment date prior to the maturity date.&nbsp;&nbsp;On
the maturity date, because the final index level is less than the final barrier level, you would receive $</FONT>222.222 <FONT STYLE="background-color: white">per
security, calculated as follows: </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">Payment at maturity = $1,000 +
[$1,000 &times; the buffer rate &times; (the index return + the buffer amount)]</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">= $1,000 + [$1,000 &times; 1.11111
&times; (-80% + 10%)]</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">= $1,000 + [$1,000 &times; 1.11111
&times; (-70%)]</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">= $</FONT>222.222</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">In this scenario, you would receive
significantly less than the stated principal amount of your securities at maturity. Because the final index level is less than the final
barrier level, you will lose more than 1% of the stated principal amount of your securities for every 1% by which the final index level
has declined beyond the buffer amount.</FONT> A comparison of this example with the previous example illustrates the diminishing benefit
of the buffer the greater the depreciation of the underlying index. <FONT STYLE="background-color: white">In addition, because the final
index level is below the coupon barrier level, you will not receive any contingent coupon payment at maturity. In this scenario, your
total return on your investment in the securities would be approximately -71.5153%.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 5; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Summary Risk Factors</P>

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">An investment in the securities is significantly riskier than an investment
in conventional debt securities.&nbsp;&nbsp;The securities are subject to all of the risks associated with an investment in our conventional
debt securities (guaranteed by Citigroup Inc.), including the risk that we and Citigroup Inc. may default on our obligations under the
securities, and are also subject to risks associated with the underlying index.&nbsp;&nbsp;Accordingly, the securities are suitable only
for investors who are capable of understanding the complexities and risks of the securities.&nbsp;&nbsp;You should consult your own financial,
tax and legal advisors as to the risks of an investment in the securities and the suitability of the securities in light of your particular
circumstances.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following is a summary of certain key risk factors for investors
in the securities.&nbsp;&nbsp;You should read this summary together with the more detailed description of risks relating to an investment
in the securities contained in the section &ldquo;Risk Factors Relating to the Securities&rdquo; beginning on page EA-7 in the accompanying
product supplement.&nbsp;&nbsp;You should also carefully read the risk factors included in the accompanying prospectus supplement and
in the documents incorporated by reference in the accompanying prospectus, including Citigroup Inc.&rsquo;s most recent Annual Report
on Form 10-K and any subsequent Quarterly Reports on Form 10-Q, which describe risks relating to the business of Citigroup Inc. more generally.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><FONT STYLE="background-color: white"><B>You may lose some or all of your investment.&nbsp;&nbsp;</B>Unlike conventional debt securities,
the securities do not provide for the repayment of the stated principal amount at maturity in all circumstances.&nbsp;&nbsp;If the securities
are not automatically redeemed prior to maturity and the final index level is less than the final barrier level, you will lose more than
1% of the stated principal amount of the securities for every 1% by which the final index level has declined beyond the buffer amount.&nbsp;&nbsp;You
should understand that any decline in the final index level beyond the buffer amount will result in a magnified loss to your investment
by the buffer rate, which will progressively offset any protection that the buffer amount would offer. The lower the final index level,
the less benefit you will receive from the buffer. There is no minimum payment at maturity on the securities, and you may lose up to all
of your investment.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>You will not receive any contingent coupon payment on any contingent coupon payment date for which the relevant index level is
less than the coupon barrier level on the related interim valuation date or with respect to the final valuation date, as applicable.</B>
A contingent coupon payment will be made on a contingent coupon payment date if and only if the relevant index level for the related interim
valuation date or with respect to the final valuation date, as applicable, is greater than or equal to the coupon barrier level. If the
relevant index level is less than the coupon barrier level for any interim valuation date or with respect to the final valuation date,
as applicable, you will not receive any contingent coupon payment on the related contingent coupon payment date. You will only receive
a contingent coupon payment that has not been paid on a subsequent contingent coupon payment date if and only if the relevant index level
for the related interim valuation date or with respect to the final valuation date, as applicable, is greater than or equal to the coupon
barrier level. If the relevant index level is below the coupon barrier level for each interim valuation date and with respect to the final
valuation date, you will not receive any contingent coupon payments over the term of the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>Higher contingent coupon rates are associated with greater risk.</B>&nbsp;&nbsp;The securities offer contingent coupon payments
at an annualized rate that, if all are paid, would produce a yield that is generally higher than the yield on our conventional debt securities
of the same maturity. This higher potential yield is associated with greater levels of expected risk as of the pricing date for the securities,
including the risks that you may not receive a contingent coupon payment on one or more, or any, contingent coupon payment dates, the
securities will not be automatically redeemed and the amount you receive at maturity may be significantly less than the stated principal
amount of your securities and may be zero. The volatility of the underlying index is an important factor affecting these risks. Greater
expected volatility of the underlying index as of the pricing date may result in a higher contingent coupon rate, but it also represents
a greater expected likelihood as of the pricing date that (i) the relevant index level will be less than the coupon barrier level for
one or more interim valuation dates or with respect to the final valuation date, such that you will not receive one or more, or any, contingent
coupon payments during the term of the securities, (ii) the relevant index level will be less than the initial index level on each interim
valuation date, such that the securities are not automatically redeemed and (iii) the final index level will be less than the final barrier
level, such that you will not be repaid the stated principal amount of your securities at maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>You may not be adequately compensated for assuming the downside risk of the underlying index.</B>&nbsp;&nbsp;The potential contingent
coupon payments on the securities are the compensation you receive for assuming the downside risk of the underlying index, as well as
all the other risks of the securities.&nbsp;&nbsp;That compensation is effectively &ldquo;at risk&rdquo; and may, therefore, be less than
you currently anticipate.&nbsp;&nbsp;First, the actual yield you realize on the securities could be lower than you anticipate because
the coupon is &ldquo;contingent&rdquo; and you may not receive a contingent coupon payment on one or more, or any, of the contingent coupon
payment dates.&nbsp;&nbsp;Second, the contingent coupon payments are the compensation you receive not only for the downside risk of the
underlying index, but also for all of the other risks of the securities, including the risk that the securities may be automatically redeemed
prior to maturity, interest rate risk and our and Citigroup Inc.&rsquo;s credit risk.&nbsp;&nbsp;If those other risks increase or are
otherwise greater than you currently anticipate, the contingent coupon payments may turn out to be inadequate to compensate you for all
the risks of the securities, including the downside risk of the underlying index.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The securities may be automatically redeemed prior to maturity, limiting your opportunity to receive contingent coupon payments.</B>&nbsp;&nbsp;The
securities will be automatically redeemed prior to maturity if the closing level of the underlying index on any interim valuation date
is greater than or equal to the initial index level. Thus, the term of the securities may be limited to as short as approximately three
months. If the securities are automatically redeemed prior to maturity, you will not receive any additional contingent coupon payments.
Moreover, you may not be able to reinvest your funds in another investment that provides a similar yield with a similar level of risk.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 6; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The securities offer downside exposure to the underlying index, but no upside exposure to the underlying index.</B>&nbsp;&nbsp;You
will not participate in any appreciation in the level of the underlying index over the term of the securities.&nbsp;&nbsp;Consequently,
your return on the securities will be limited to the contingent coupon payments you receive, if any, and may be significantly less than
the return on the underlying index over the term of the securities. In addition, you will not receive any dividends or other distributions
or have any other rights with respect to the underlying index over the term of the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The performance of the securities will depend on the closing level of the underlying index solely on the relevant valuation dates,
which makes the securities particularly sensitive to the volatility of the underlying index.</B>&nbsp;&nbsp;Whether any contingent coupons
will be paid prior to maturity and whether the securities will be automatically redeemed prior to maturity will depend on the closing
level of the underlying index solely on the applicable interim valuation dates, regardless of the closing level of the underlying index
on other days during the term of the securities.&nbsp;&nbsp;If the securities are not automatically redeemed, the amount you receive at
maturity will depend solely on the closing level of the underlying index on the final valuation date and not on any other days during
the term of the securities.&nbsp;&nbsp;Because the performance of the securities depends on the closing level of the underlying index
on a limited number of dates, the securities will be particularly sensitive to volatility in the closing level of the underlying index.&nbsp;&nbsp;You
should understand that the underlying index have historically been highly volatile.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>What you receive at maturity depends on the closing level of the underlying index on a single day. </B>Because what you receive
at maturity depends on the closing level of the underlying index solely on the final valuation date, you are subject to the risk that
the closing level of the underlying index on that day may be lower, and possibly significantly lower, than on one or more other dates
during the term of the securities. If you had invested directly in the underlying index or in another instrument linked to the underlying
index that you could sell for full value at a time selected by you, or if the payment at maturity were based on an average of closing
levels of the underlying index, you might have achieved better returns.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The securities are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.</B> If we default on
our obligations under the securities and Citigroup Inc. defaults on its guarantee obligations, you may not receive anything owed to you
under the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The securities will not be listed on any securities exchange and you may not be able to sell them prior to maturity.</B>&nbsp;&nbsp;The
securities will not be listed on any securities exchange.&nbsp;&nbsp;Therefore, there may be little or no secondary market for the securities.&nbsp;&nbsp;CGMI
currently intends to make a secondary market in relation to the securities and to provide an indicative bid price for the securities on
a daily basis.&nbsp;&nbsp;Any indicative bid price for the securities provided by CGMI will be determined in CGMI&rsquo;s sole discretion,
taking into account prevailing market conditions and other relevant factors, and will not be a representation by CGMI that the securities
can be sold at that price, or at all.&nbsp;&nbsp;CGMI may suspend or terminate making a market and providing indicative bid prices without
notice, at any time and for any reason.&nbsp;&nbsp;If CGMI suspends or terminates making a market, there may be no secondary market at
all for the securities because it is likely that CGMI will be the only broker-dealer that is willing to buy your securities prior to maturity.&nbsp;&nbsp;Accordingly,
an investor must be prepared to hold the securities until maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The estimated value of the securities on the pricing date, based on CGMI&rsquo;s proprietary pricing models and our internal funding
rate, is less than the issue price.</B>&nbsp;&nbsp;The difference is attributable to certain costs associated with selling, structuring
and hedging the securities that are included in the issue price.&nbsp;&nbsp;These costs include (i) the placement fees paid in connection
with the offering of the securities, (ii) hedging and other costs incurred by us and our affiliates in connection with the offering of
the securities and (iii) the expected profit (which may be more or less than actual profit) to CGMI or other of our affiliates in connection
with hedging our obligations under the securities.&nbsp;&nbsp;These costs adversely affect the economic terms of the securities because,
if they were lower, the economic terms of the securities would be more favorable to you.&nbsp;&nbsp;The economic terms of the securities
are also likely to be adversely affected by the use of our internal funding rate, rather than our secondary market rate, to price the
securities.&nbsp;&nbsp;See &ldquo;The estimated value of the securities would be lower if it were calculated based on our secondary market
rate&rdquo; below.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The estimated value of the securities was determined for us by our affiliate using proprietary pricing models.</B>&nbsp;&nbsp;CGMI
derived the estimated value disclosed on the cover page of this pricing supplement from its proprietary pricing models.&nbsp;&nbsp;In
doing so, it may have made discretionary judgments about the inputs to its models, such as the volatility of the underlying index, the
dividend yields on the stocks that constitute the underlying index and interest rates.&nbsp;&nbsp;CGMI&rsquo;s views on these inputs may
differ from your or others&rsquo; views, and as an underwriter in this offering, CGMI&rsquo;s interests may conflict with yours.&nbsp;&nbsp;Both
the models and the inputs to the models may prove to be wrong and therefore not an accurate reflection of the value of the securities.&nbsp;&nbsp;Moreover,
the estimated value of the securities set forth on the cover page of this pricing supplement may differ from the value that we or our
affiliates may determine for the securities for other purposes, including for accounting purposes.&nbsp;&nbsp;You should not invest in
the securities because of the estimated value of the securities. Instead, you should be willing to hold the securities to maturity irrespective
of the initial estimated value.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The estimated value of the securities would be lower if it were calculated based on our secondary market rate.</B>&nbsp;&nbsp;The
estimated value of the securities included in this pricing supplement is calculated based on our internal funding rate, which is the rate
at which we are willing to borrow funds through the issuance of the securities. Our internal funding rate is generally lower than our
secondary market rate, which is the rate that CGMI will use in determining the value of the securities for purposes of any purchases of
the securities from you in the secondary market. If the estimated value included in this pricing supplement were based on our secondary
market rate, rather than our internal funding rate, it would likely be lower. We determine our internal funding rate based on factors
such as the costs associated with the securities, which are generally higher than the costs associated with conventional debt securities,
and our liquidity needs and preferences. Our internal funding rate is not the same as the coupon that is payable on the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>


<!-- Field: Page; Sequence: 7; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">Because there is not an active market for
traded instruments referencing our outstanding debt obligations, CGMI determines our secondary market rate based on the market price of
traded instruments referencing the debt obligations of Citigroup Inc., our parent company and the guarantor of all payments due on the
securities, but subject to adjustments that CGMI makes in its sole discretion.&nbsp;&nbsp;As a result, our secondary market rate is not
a market-determined measure of our creditworthiness, but rather reflects the market&rsquo;s perception of our parent company&rsquo;s creditworthiness
as adjusted for discretionary factors such as CGMI&rsquo;s preferences with respect to purchasing the securities prior to maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The estimated value of the securities is not an indication of the price, if any, at which CGMI or any other person may be willing
to buy the securities from you in the secondary market.</B>&nbsp;&nbsp;Any such secondary market price will fluctuate over the term of
the securities based on the market and other factors described in the next risk factor.&nbsp;&nbsp;Moreover, unlike the estimated value
included in this pricing supplement, any value of the securities determined for purposes of a secondary market transaction will be based
on our secondary market rate, which will likely result in a lower value for the securities than if our internal funding rate were used.&nbsp;&nbsp;In
addition, any secondary market price for the securities will be reduced by a bid-ask spread, which may vary depending on the aggregate
stated principal amount of the securities to be purchased in the secondary market transaction, and the expected cost of unwinding related
hedging transactions.&nbsp;&nbsp;As a result, it is likely that any secondary market price for the securities will be less than the issue
price.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The value of the securities prior to maturity will fluctuate based on many unpredictable factors.</B>&nbsp;&nbsp;<FONT STYLE="background-color: white">The
value of your securities prior to maturity will fluctuate based on the level and volatility of the underlying index and a number of other
factors, including the price and volatility of the stocks that constitute the underlying index, the dividend yields on the stocks that
constitute the underlying index, interest rates generally, the time remaining to maturity and our and Citigroup Inc.&rsquo;s creditworthiness,
as reflected in our secondary market rate. Changes in the level of the underlying index may not result in a comparable change in the value
of your securities. You should understand that the value of your securities at any time prior to maturity may be significantly less than
the issue price.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>Immediately following issuance, any secondary market bid price provided by CGMI, and the value that will be indicated on any brokerage
account statements prepared by CGMI or its affiliates, will reflect a temporary upward adjustment.</B>&nbsp;&nbsp;The amount of this temporary
upward adjustment will steadily decline to zero over the temporary adjustment period.&nbsp;&nbsp;See &ldquo;Valuation of the Securities&rdquo;
in this pricing supplement.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>Our offering of the securities does not constitute a recommendation of the underlying index by CGMI or its affiliates or by the
placement agents or their affiliates.&nbsp;&nbsp;</B>The fact that we are offering the securities does not mean that we believe, or that
the placement agents or their affiliates believe, that investing in an instrument linked to the underlying index is likely to achieve
favorable returns.&nbsp;&nbsp;In fact, as we and the placement agents are part of global financial institutions, our affiliates and the
placement agents and their affiliates may have positions (including short positions) in the stocks that constitute the underlying index
or in instruments related to the underlying index or such stocks over the term of the securities, and may publish research or express
opinions, that in each case are inconsistent with an investment linked to the underlying index.&nbsp;&nbsp;These and other activities
of our affiliates or the placement agents or their affiliates may affect the level of the underlying index in a way that has a negative
impact on your interests as a holder of the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The level of the underlying index may be adversely affected by our or our affiliates&rsquo; hedging and other trading activities.</B>
We expect to hedge our obligations under the securities through CGMI or other of our affiliates, who may take positions directly in the
stocks that constitute the underlying index and other financial instruments related to the underlying index or such stocks and may adjust
such positions during the term of the securities. Our affiliates and the placement agents and their affiliates also trade the stocks that
constitute the underlying index and other financial instruments related to the underlying index or such stocks on a regular basis (taking
long or short positions or both), for their accounts, for other accounts under their management or to facilitate transactions on behalf
of customers. These activities could affect the level of the underlying index in a way that negatively affects the value of the securities.
They could also result in substantial returns for us or our affiliates or the placement agents or their affiliates while the value of
the securities declines.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>We and our affiliates or the placement agents or their affiliates may have economic interests that are adverse to yours as a result
of our affiliates&rsquo; or their business activities.</B> Our affiliates or the placement agents or their affiliates may currently or
from time to time engage in business with the issuers of the stocks that constitute the underlying index, including extending loans to,
making equity investments in or providing advisory services to such issuers. In the course of this business, we or our affiliates or the
placement agents or their affiliates may acquire non-public information about such issuers, which we and they will not disclose to you.
Moreover, if any of our affiliates or the placement agents or their affiliates is or becomes a creditor of any such issuer, they may exercise
any remedies against such issuer that are available to them without regard to your interests.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The calculation agent, which is an affiliate of ours, will make important determinations with respect to the securities.</B>&nbsp;&nbsp;If
certain events occur, such as market disruption events or the discontinuance of the underlying index, CGMI, as calculation agent, will
be required to make discretionary judgments that could significantly affect your payment at maturity.&nbsp;&nbsp;In making these judgments,
the calculation agent&rsquo;s interests as an affiliate of ours could be adverse to your interests as a holder of the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>Adjustments to the underlying index may affect the value of your securities. </B>S&amp;P Dow Jones Indices LLC (the &ldquo;underlying
index publisher&rdquo;) may add, delete or substitute the stocks that constitute the underlying index or make other methodological changes
that could affect the level of the underlying index. The underlying index publisher may discontinue or suspend calculation or publication
of the underlying index at any time without regard to your interests as holders of the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 8; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #59AE40">&sect;</FONT></TD><TD><B>The U.S. federal tax consequences of an investment in the securities are unclear.&nbsp;&nbsp;</B>There is no direct legal authority
regarding the proper U.S. federal tax treatment of the securities, and we do not plan to request a ruling from the Internal Revenue Service
(the &ldquo;IRS&rdquo;).&nbsp;&nbsp;Consequently, significant aspects of the tax treatment of the securities are uncertain, and the IRS
or a court might not agree with the treatment of the securities as described in &ldquo;United States Federal Tax Considerations&rdquo;
below.&nbsp;&nbsp;If the IRS were successful in asserting an alternative treatment of the securities, the tax consequences of the ownership
and disposition of the securities might be materially and adversely affected.&nbsp;&nbsp;Moreover, future legislation, Treasury regulations
or IRS guidance could adversely affect the U.S. federal tax treatment of the securities, possibly retroactively.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">Non-U.S. investors should note that persons having withholding
responsibility in respect of the securities may withhold on any coupon payment paid to a non-U.S. investor, generally at a rate of 30%.&nbsp;&nbsp;To
the extent that we have withholding responsibility in respect of the securities, we intend to so withhold.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">You should read carefully the discussion under &ldquo;United
States Federal Tax Considerations&rdquo; and &ldquo;Risk Factors Relating to the Securities&rdquo; in the accompanying product supplement
and &ldquo;United States Federal Tax Considerations&rdquo; in this pricing supplement.&nbsp;&nbsp;You should also consult your tax adviser
regarding the U.S. federal tax consequences of an investment in the securities, as well as tax consequences arising under the laws of
any state, local or non-U.S. taxing jurisdiction.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>


<!-- Field: Page; Sequence: 9; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in; color: #59AE40">Information About the S&amp;P 500<SUP>&reg;</SUP>
Index</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in; color: #59AE40">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; background-color: white; color: #222222">The S&amp;P 500<SUP>&reg;</SUP>
Index consists of common stocks of 500 issuers selected to provide a performance benchmark for the large capitalization segment of the
U.S. equity markets. It is calculated and maintained by S&amp;P Dow Jones Indices LLC. The S&amp;P 500<SUP>&reg;</SUP> Index is reported
by Bloomberg L.P. under the ticker symbol &ldquo;SPX.&rdquo;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; background-color: white; color: #222222">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; background-color: white; color: #222222">&ldquo;Standard &amp; Poor&rsquo;s,&rdquo;
&ldquo;S&amp;P&rdquo; and &ldquo;S&amp;P 500<SUP>&reg;</SUP>&rdquo; are trademarks of Standard &amp; Poor&rsquo;s Financial Services LLC
and have been licensed for use by Citigroup Inc. and its affiliates. For more information, see &ldquo;Equity Index Descriptions&mdash;The
S&amp;P U.S. Indices&mdash;License Agreement&rdquo; in the accompanying underlying supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; background-color: white; color: #222222">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #222222">Please refer to the section &ldquo;Equity Index Descriptions&mdash;The
S&amp;P U.S. Indices&rdquo; in the accompanying underlying supplement for important disclosures regarding the S&amp;P 500<SUP>&reg;</SUP>
Index.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #222222">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE43">Historical Information</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE43">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The closing level of the S&amp;P 500<SUP>&reg;</SUP> Index on November
24, 2025 was 6,705.12.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The graph below shows the closing level of the S&amp;P 500<SUP>&reg;</SUP>
Index for each day such level was available from January 2, 2015 to November 24, 2025. We obtained the closing levels from Bloomberg L.P.,
without independent verification. You should not take the historical levels of the S&amp;P 500<SUP>&reg;</SUP> Index as an indication
of future performance.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #EAF3E0">
    <TD STYLE="width: 100%; border: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt; color: #59AE40"><B>S&amp;P 500<SUP>&reg;</SUP> Index &ndash; Historical Closing Levels*<BR>
January 2, 2015 to November 24, 2025</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><IMG SRC="image_001.jpg" ALT="" STYLE="height: 315px; width: 577px"></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">*The red line indicates a hypothetical
coupon barrier level and hypothetical final barrier level of 6,034.608, assuming the closing level of the S&amp;P 500<SUP>&reg;</SUP>
Index on November 24, 2025 were the initial index level.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 10; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40">United States Federal Tax Considerations</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You should read carefully the discussion under &ldquo;United States
Federal Tax Considerations&rdquo; and &ldquo;Risk Factors Relating to the Securities&rdquo; in the accompanying product supplement and
&ldquo;Summary Risk Factors&rdquo; in this pricing supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Due to the lack of any controlling legal authority, there is substantial
uncertainty regarding the U.S. federal tax consequences of an investment in the securities.&nbsp;&nbsp;In connection with any information
reporting requirements we may have in respect of the securities under applicable law, we intend (in the absence of an administrative determination
or judicial ruling to the contrary) to treat the securities for U.S. federal income tax purposes as prepaid forward contracts with associated
coupon payments that will be treated as gross income to you at the time received or accrued in accordance with your regular method of
tax accounting.&nbsp;&nbsp;In the opinion of our counsel, Davis Polk &amp; Wardwell LLP, this treatment of the securities is reasonable
under current law; however, our counsel has advised us that it is unable to conclude affirmatively that this treatment is more likely
than not to be upheld, and that alternative treatments are possible.&nbsp;&nbsp;Moreover, our counsel&rsquo;s opinion is based on market
conditions as of the date of this preliminary pricing supplement and is subject to confirmation on the pricing date.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Assuming this treatment of the securities is respected and subject to
the discussion in &ldquo;United States Federal Tax Considerations&rdquo; in the accompanying product supplement, the following U.S. federal
income tax consequences should result under current law:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>Any coupon payments on the securities should be taxable as ordinary income to you at the time received or accrued in accordance with
your regular method of accounting for U.S. federal income tax purposes.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>Upon a sale or exchange of a security (including retirement at maturity), you should recognize capital gain or loss equal to the difference
between the amount realized and your tax basis in the security.&nbsp;&nbsp;For this purpose, the amount realized does not include any
coupon paid on retirement and may not include sale proceeds attributable to an accrued coupon, which may be treated as a coupon payment.&nbsp;&nbsp;Such
gain or loss should be short-term capital gain or loss.&nbsp;&nbsp;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">We do not plan to request a ruling
from the IRS regarding the treatment of the securities. An alternative characterization of the securities could materially and adversely
affect the tax consequences of ownership and disposition of the securities, including the timing and character of income recognized. In
addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment
of &ldquo;prepaid forward contracts&rdquo; and similar financial instruments and have indicated that such transactions may be the subject
of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative
contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and
adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. You should consult your tax
adviser regarding possible alternative tax treatments of the securities and potential changes in applicable law. </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Withholding Tax on Non-U.S. Holders. </B>Because significant aspects
of the tax treatment of the securities are uncertain, persons having withholding responsibility in respect of the securities may withhold
on any coupon payment paid to Non-U.S. Holders (as defined in the accompanying product supplement), generally at a rate of 30%. To the
extent that we have (or an affiliate of ours has) withholding responsibility in respect of the securities, we intend to so withhold.&nbsp;&nbsp;In
order to claim an exemption from, or a reduction in, the 30% withholding, you may need to comply with certification requirements to establish
that you are not a U.S. person and are eligible for such an exemption or reduction under an applicable tax treaty. You should consult
your tax adviser regarding the tax treatment of the securities, including the possibility of obtaining a refund of any amounts withheld
and the certification requirement described above.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">As discussed under &ldquo;United
States Federal Tax Considerations&mdash;Tax Consequences to Non-U.S. Holders&rdquo; in the accompanying product supplement, Section 871(m)
of the Code and Treasury regulations promulgated thereunder (&ldquo;Section 871(m)&rdquo;) generally impose a 30% withholding tax on dividend
equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities (&ldquo;U.S.
Underlying Equities&rdquo;) or indices that include U.S. Underlying Equities.&nbsp;&nbsp;Section 871(m) generally applies to instruments
that substantially replicate the economic performance of one or more U.S. Underlying Equities, as determined based on tests set forth
in the applicable Treasury regulations.&nbsp;&nbsp;However, the regulations, as modified by an IRS notice, exempt financial instruments
issued prior to January 1, 2027 that do not have a &ldquo;delta&rdquo; of one.&nbsp;&nbsp;Based on the terms of the securities and representations
provided by us as of the date of this preliminary pricing supplement, our counsel is of the opinion that the securities should not be
treated as transactions that have a &ldquo;delta&rdquo; of one within the meaning of the regulations with respect to any U.S. Underlying
Equity and, therefore, should not be subject to withholding tax under Section 871(m).&nbsp;&nbsp;However, the final determination regarding
the treatment of the securities under Section 871(m) will be made as of the pricing date for the securities, and it is possible that the
securities will be subject to withholding tax under Section 871(m) based on the circumstances as of that date.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">A determination that the securities
are not subject to Section 871(m) is not binding on the IRS, and the IRS may disagree with this treatment.&nbsp;&nbsp;Moreover, Section
871(m) is complex and its application may depend on your particular circumstances, including your other transactions.&nbsp;&nbsp;You should
consult your tax adviser regarding the potential application of Section 871(m) to the securities.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We will not be required to pay any additional amounts with respect to
amounts withheld.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>You should read the section entitled &ldquo;United States Federal
Tax Considerations&rdquo; in the accompanying product supplement.&nbsp;&nbsp;The preceding discussion, when read in combination with that
section, constitutes the full opinion of Davis Polk &amp; Wardwell LLP regarding the material U.S. federal tax consequences of owning
and disposing of the securities.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 11; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 22pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 12pt; color: #59AE40">Autocallable Phoenix Securities Based on the S&amp;P 500<SUP>&reg;</SUP> Index Due January&nbsp;&nbsp;&nbsp;&nbsp; , 2027 </FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 10pt">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>You should also consult your tax adviser regarding all aspects of
the U.S. federal income and estate tax consequences of an investment in the securities and any tax consequences arising under the laws
of any state, local or non-U.S. taxing jurisdiction.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Supplemental Plan of Distribution</P>

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">CGMI, an affiliate of Citigroup Global Markets Holdings Inc. and the
underwriter of the sale of the securities, is acting as principal and will receive an underwriting fee of $10.00 for each security sold
in this offering.&nbsp;&nbsp;J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. will act as placement agents for the securities
and, from the underwriting fee to CGMI, will receive a placement fee of $10.00 for each security they sell in this offering to accounts
other than fiduciary accounts.&nbsp;&nbsp;The amount of the underwriting fee to CGMI will be equal to the placement fee paid to the placement
agents.&nbsp;&nbsp;CGMI and the placement agents will forgo an underwriting fee and placement fee for sales to fiduciary accounts.&nbsp;&nbsp;In
addition to the underwriting fee, CGMI and its affiliates may profit from expected hedging activity related to this offering, even if
the value of the securities declines.&nbsp;&nbsp;See &ldquo;Use of Proceeds and Hedging&rdquo; in the accompanying prospectus. For the
avoidance of doubt, the fees and commissions described on the cover of this pricing supplement will not be rebated or subject to amortization
if the securities are automatically redeemed.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">See &ldquo;Plan of Distribution; Conflicts of Interest&rdquo; in the
accompanying product supplement and &ldquo;Plan of Distribution&rdquo; in each of the accompanying prospectus supplement and prospectus
for additional information.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Valuation of the Securities</P>

<P STYLE="color: #59AE40; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">CGMI calculated the estimated value of the securities set forth on the
cover page of this pricing supplement based on proprietary pricing models. CGMI&rsquo;s proprietary pricing models generated an estimated
value for the securities by estimating the value of a hypothetical package of financial instruments that would replicate the payout on
the securities, which consists of a fixed-income bond (the &ldquo;bond component&rdquo;) and one or more derivative instruments underlying
the economic terms of the securities (the &ldquo;derivative component&rdquo;). CGMI calculated the estimated value of the bond component
using a discount rate based on our internal funding rate. CGMI calculated the estimated value of the derivative component based on a proprietary
derivative-pricing model, which generated a theoretical price for the instruments that constitute the derivative component based on various
inputs, including the factors described under &ldquo;Summary Risk Factors&mdash;The value of the securities prior to maturity will fluctuate
based on many unpredictable factors&rdquo; in this pricing supplement, but not including our or Citigroup Inc.&rsquo;s creditworthiness.
These inputs may be market-observable or may be based on assumptions made by CGMI in its discretionary judgment.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The estimated value of the securities is a function of the terms of
the securities and the inputs to CGMI&rsquo;s proprietary pricing models.&nbsp;&nbsp;As of the date of this preliminary pricing supplement,
it is uncertain what the estimated value of the securities will be on the pricing date because certain terms of the securities have not
yet been fixed and because it is uncertain what the values of the inputs to CGMI&rsquo;s proprietary pricing models will be on the pricing
date.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For a period of approximately six months following issuance of the securities,
the price, if any, at which CGMI would be willing to buy the securities from investors, and the value that will be indicated for the securities
on any brokerage account statements prepared by CGMI or its affiliates (which value CGMI may also publish through one or more financial
information vendors), will reflect a temporary upward adjustment from the price or value that would otherwise be determined. This temporary
upward adjustment represents a portion of the hedging profit expected to be realized by CGMI or its affiliates over the term of the securities.
The amount of this temporary upward adjustment will decline to zero on a straight-line basis over the six-month temporary adjustment period.
However, CGMI is not obligated to buy the securities from investors at any time. See &ldquo;Summary Risk Factors&mdash;The securities
will not be listed on any securities exchange and you may not be able to sell them prior to maturity.&rdquo;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><SUP>&copy;</SUP> 2025 Citigroup Global Markets Inc. All rights reserved.
Citi and Citi and Arc Design are trademarks and service marks of Citigroup Inc. or its affiliates and are used and registered throughout
the world.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 12; Options: Last -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="color: #59AE40">December 2025</FONT></TD><TD STYLE="width: 50%; font-size: 10pt; text-align: right"><FONT STYLE="color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" '9 V(# 2(  A$! Q$!_\0
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M5N75LAL^G^Z:H?:F_P"?2Z_[Y7_&I-*D,FK7I,<D?[F(8< 'J_H: -FBBB@
MHHHH **** (?LD/VW[9M/G^7Y6[)^[G.,?6JLFEI<HZW$TS'SC)&Z2,C1YXP
M"#D#&:T** *#Z-9O:0VZB6)83F-XI65USU^8'//?UI)=&LY+:"!5DB6#B-H9
M61E]?F!SSWK0HH K-!%:Z:T$*!(XXBJJ.PQ6)H?_ "+^F?\ 7I%_Z *W[G_C
MUF_W&_E6!H?_ "+^F?\ 7I%_Z * +]%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MZ](O_0!5VTLY8O#LD,IDAD?S93M(W)O=GQGIQG%9>BVQ;0=-/VJY&;6(X#C
M^0>U &M15?[(W_/W=?\ ?8_PH^R-_P _=U_WV/\ "@"Q15?[(W_/W=?]]C_"
MC[(W_/W=?]]C_"@"Q15?[(W_ #]W7_?8_P */LC?\_=U_P!]C_"@"Q15?[(W
M_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_/W=?\ ?8_PH^R-_P _=U_WV/\
M"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_ #]W7_?8_P */LC?
M\_=U_P!]C_"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_/W=?\
M?8_PH^R-_P _=U_WV/\ "@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?
M[(W_ #]W7_?8_P */LC?\_=U_P!]C_"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]
M]C_"@"Q15?[(W_/W=?\ ?8_PH^R-_P _=U_WV/\ "@"Q15?[(W_/W=?]]C_"
MC[(W_/W=?]]C_"@"Q15?[(W_ #]W7_?8_P */LC?\_=U_P!]C_"@"Q15?[(W
M_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_/W=?\ ?8_PH^R-_P _=U_WV/\
M"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_ #]W7_?8_P */LC?
M\_=U_P!]C_"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_/W=?\
M?8_PH^R-_P _=U_WV/\ "@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?
M[(W_ #]W7_?8_P */LC?\_=U_P!]C_"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]
M]C_"@"Q15?[(W_/W=?\ ?8_PH^R-_P _=U_WV/\ "@"Q15?[(W_/W=?]]C_"
MC[(W_/W=?]]C_"@"Q15?[(W_ #]W7_?8_P */LC?\_=U_P!]C_"@"Q15?[(W
M_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_/W=?\ ?8_PH^R-_P _=U_WV/\
M"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_ #]W7_?8_P */LC?
M\_=U_P!]C_"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_/W=?\
M?8_PH^R-_P _=U_WV/\ "@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?
M[(W_ #]W7_?8_P */LC?\_=U_P!]C_"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]
M]C_"@"Q15?[(W_/W=?\ ?8_PH^R-_P _=U_WV/\ "@"Q15?[(W_/W=?]]C_"
MC[(W_/W=?]]C_"@"Q15?[(W_ #]W7_?8_P */LC?\_=U_P!]C_"@"Q15?[(W
M_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_/W=?\ ?8_PH^R-_P _=U_WV/\
M"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_ #]W7_?8_P */LC?
M\_=U_P!]C_"@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?[(W_/W=?\
M?8_PH^R-_P _=U_WV/\ "@"Q15?[(W_/W=?]]C_"C[(W_/W=?]]C_"@"Q15?
M[(W_ #]W7_?8_P */LC?\_=U_P!]C_"@"Q7 >+I3>:^+:%"[Q($P.26/-7?$
MNKK%";6RU*9Y0YCG0D'C'KCUK(\+VPN]=C#3,FQ&?(/)XQCGZUYN)JJI)48]
MSS\144Y*E$?X7T^2]U!Y56-D@0[@WJ00,>^:Z#X<*4.IJPPRF,$>_P U:]OI
M,%HS&V>6$MC=Y>U<X_"G^'].M]-U/4([</MDCBD;<V26)?-;4<-[-IWVO^)K
M2P_LVGZG0T445V'6%%%% !1110 4@55SM &3DX'4TM% !1110!%<_P#'K-_N
M-_*L#0_^1?TS_KTB_P#0!6_<_P#'K-_N-_*L#0_^1?TS_KTB_P#0!0!?HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M?VGXP_Y]--_[XE_PKKJ*/9_WG]__   ^NK_GU#_P%_\ R1R/]I^,/^?33?\
MOB7_  H_M/QA_P ^FF_]\2_X5UU%'L_[S^__ ( ?75_SZA_X"_\ Y(Y'^T_&
M'_/IIO\ WQ+_ (4?VGXP_P"?33?^^)?\*ZZBCV?]Y_?_ , /KJ_Y]0_\!?\
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MJ_Y]0_\  7_\D<C_ &GXP_Y]--_[XE_PH_M/QA_SZ:;_ -\2_P"%==11[/\
MO/[_ /@!]=7_ #ZA_P" O_Y(Y'^T_&'_ #Z:;_WQ+_A1_:?C#_GTTW_OB7_"
MNNHH]G_>?W_\ /KJ_P"?4/\ P%__ "1R/]I^,/\ GTTW_OB7_"C^T_&'_/II
MO_?$O^%==11[/^\_O_X ?75_SZA_X"__ )(Y'^T_&'_/IIO_ 'Q+_A1_:?C#
M_GTTW_OB7_"NNHH]G_>?W_\  #ZZO^?4/_ 7_P#)'(_VGXP_Y]--_P"^)?\
M"C^T_&'_ #Z:;_WQ+_A7744>S_O/[_\ @!]=7_/J'_@+_P#DCD?[3\8?\^FF
M_P#?$O\ A1_:?C#_ )]--_[XE_PKKJ*/9_WG]_\ P ^NK_GU#_P%_P#R1R/]
MI^,/^?33?^^)?\*/[3\8?\^FF_\ ?$O^%==11[/^\_O_ . 'UU?\^H?^ O\
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MM/QA_P ^FF_]\2_X5UU%'L_[S^__ ( ?75_SZA_X"_\ Y(Y'^T_&'_/IIO\
MWQ+_ (4?VGXP_P"?33?^^)?\*ZZBCV?]Y_?_ , /KJ_Y]0_\!?\ \D<C_:?C
M#_GTTW_OB7_"C^T_&'_/IIO_ 'Q+_A7744>S_O/[_P#@!]=7_/J'_@+_ /DC
MD?[3\8?\^FF_]\2_X4?VGXP_Y]--_P"^)?\ "NNHH]G_ 'G]_P#P ^NK_GU#
M_P !?_R1R/\ :?C#_GTTW_OB7_"C^T_&'_/IIO\ WQ+_ (5UU%'L_P"\_O\
M^ 'UU?\ /J'_ ("__DCD?[3\8?\ /IIO_?$O^%5K[Q!XJT^ 336>G;2P7A9!
MS^.*[?/O7GWB#Q&VJ+)9K"@@2;*2!LDXR/UKGQ$O90OS._3^K&%?,HTXW]E"
M_3W7_P#)'-:CJ.M:G?27<\5H'? PI(  Z"B?4]=N+"WLY!:F& DH,G_/_P"N
MM>UT^230[V\\LD(Z(AP23D\X_2J=IA+^W\P8 E7<&';(ZUY+YKW;^+_,\QY@
M]W1IZ_W7_P#)%33+W5K+4H+E$L]R-P7)QR,<X^M=Q_:?B_\ Y]--_P"^)?\
M"J7C6U@MM0MI8$5/,C)*J !P>N/QKM;.8SV4$W_/2-6_,5Z.&IN,I4V]NQWX
M?&\LI4W2AI_=?_R1Q5]XF\2V(998]*67&0F)-WUP:YA+SQ!J.J6[SO;S3;P%
M,A)Z'...U;WC!W;Q#(KME5C3:/08K=\.>'+>*UMKZZ0M<D^8H)X4=LCU_P :
MRE&I6JN">B,GCY5:K@J,++^Z_P#Y(@_M/QAG_CSTW_OB7_"C^T_&'_/IIO\
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M7<>W3^M<+II4:G:EB HD&2>E>;B).&(4EY'GUVX5TUY&K=K#XB\5E(9F$,V
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M[K_OL?X58HH K_9#_P _=U_WV/\ "C[(?^?NZ_[['^%6** *_P!D/_/W=?\
M?8_PH^R'_G[NO^^Q_A5BB@"O]D/_ #]W7_?8_P */LA_Y^[K_OL?X58HH K_
M &0_\_=U_P!]C_"C[(?^?NZ_[['^%6** *_V0_\ /W=?]]C_  H^R'_G[NO^
M^Q_A5BB@"O\ 9#_S]W7_ 'V/\*/LA_Y^[K_OL?X58HH K_9#_P _=U_WV/\
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MP_W9_P#OP_\ A0!8HJO]MA_NS_\ ?A_\*/ML/]V?_OP_^% %BBJ_VV'^[/\
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M'^[/_P!^'_PH^VP_W9_^_#_X4 6**K_;8?[L_P#WX?\ PH^VP_W9_P#OP_\
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M"Q15?R;G_G]/_?E:/)N?^?T_]^5H L457\FY_P"?T_\ ?E:/)N?^?T_]^5H
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MY6CR;G_G]/\ WY6@"Q15?R;G_G]/_?E:/)N?^?T_]^5H L457\FY_P"?T_\
M?E:/)N?^?T_]^5H L457\FY_Y_3_ -^5H\FY_P"?T_\ ?E: +%)IW_(8O/\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MO+* 5D*XZ=OZUQ=U;26ES);RC$D9PP]#7KM</XNTB;^T!>P1R2K*/G"1DA,
M#)/O7!C,/O4CN<6*H;U$4Y=+M5\'1:D$;[29-I;=QC<1TK<\&ZE]HM3I_D[?
MLZ;C)NSNRQ[=JA-NR_#YX[F)HGCRP608.=_'\ZYW2-9FT9YI((HW>50OSYP
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M;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_\*L44 5_ML7]R?\
M[\/_ (4?;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_\*L44 5_
MML7]R?\ [\/_ (4?;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_
M\*L44 5_ML7]R?\ [\/_ (4?;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8
MO[D__?A_\*L44 5_ML7]R?\ [\/_ (4?;8O[D_\ WX?_  JQ10!7^VQ?W)_^
M_#_X4?;8O[D__?A_\*L44 5_ML7]R?\ [\/_ (4?;8O[D_\ WX?_  JQ10!7
M^VQ?W)_^_#_X4?;8O[D__?A_\*L44 5_ML7]R?\ [\/_ (4?;8O[D_\ WX?_
M  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_\*L44 5_ML7]R?\ [\/_ (4?;8O[
MD_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_\*L44 5_ML7]R?\ [\/_
M (4?;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_\*L44 5_ML7]
MR?\ [\/_ (4?;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_\*L4
M4 5_ML7]R?\ [\/_ (4?;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D_
M_?A_\*L44 5_ML7]R?\ [\/_ (4?;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X
M4?;8O[D__?A_\*L44 5_ML7]R?\ [\/_ (4?;8O[D_\ WX?_  JQ10!7^VQ?
MW)_^_#_X4?;8O[D__?A_\*L44 5_ML7]R?\ [\/_ (4?;8O[D_\ WX?_  JQ
M7-:]XHMK>"XM+25FNBNT2)RJYZ\YZBLZE2-.-Y$3J1@KR-B?5;2VB,L[211@
MX+/$P /ITKB(A!JOC!Y#F>U:9G/RLVY .F!S6&TLC+AY'89SAF)&?6NR\&Z;
M<6L]S<7%O+%N150N,!@3GCUZ"O.]L\34C&VB//\ :NO.,;:$%IH"1Z\]Q/ ?
ML(=FC18WR.?EXQ76_;HO[L__ 'X?_"K%%>C3I1IIJ/4[Z=.,$U$K_;8O[D__
M 'X?_"C[;%_<G_[\/_A5BBM#0K_;8O[D_P#WX?\ PH^VQ?W)_P#OP_\ A5BB
M@"O]MB_N3_\ ?A_\*/MT7]V?_OP_^%6** *<T]K<Q-#/!+)&W#*T#D']*\ON
MXQ%>SQJ"%61@ 1C S7KE<!K/AO4EO[FYCC$T+LTI=2!C.21@G/%>?CJ;E%.*
M.'&0<DFD6_"=]'I^D7]P\4LA1PV$4G( ]>@_&L"".*\EU"=PX58WE4 $\D\9
MQTZU';ZG=VMG/:0R[8)_]8NT'=QCK70^$; W-AJ3'9B5/)7=R,XSR/3I7)!^
MUY*:Z7_4Y8OVG+372_ZF5X8G%OK]N[!B"&7Y5)/(]!7<WVMVNGVQGE6?&<#]
MRPY_'%>?P0W>E:Y;QR#R;B.5>6Y')QGW'-:GBW5;B;49M/$@^RQ%?E '+ =<
M]>]:4:WLJ,EUN:4JOLZ4N]S-M=:N;?5EOF9I,.6,9<[<'.0!^-:GB?Q#!J<2
MV=JC^6KAS(W&[CIC\:Q[O33;:;97AE#"Z4D)M(*X..M);QW.I:DK0P&23<K,
ML:\ # SCTKG4ZBBZ?<P4YI.'<BL[VYTZX\ZVD,4H!7./YBK$=NVL:G<&!2A?
M=(J[2<<]#@<5N>-=.AAG2_1F\R=MC*%^7@=<^OM5WP58"&REOBREICL4#JH'
M7/XUK&A+VOLI;+4TC1?M/9/8S])\-(DSMJD<C( #&(D?DYYS\M=@+V$  ),
M.@$#_P"%6:*]6E2A35HGITZ4::M$K_;8O[D__?A_\*/ML7]R?_OP_P#A5BBM
M30Q[BRTRYU!+Z6"Y-PA4AA')CCIQBM#[;%_<G_[\/_A5BBI44KV6XE%+8K_;
M8O[D_P#WX?\ PH^VQ?W)_P#OP_\ A5BBJ&5_ML7]R?\ [\/_ (4?;8O[D_\
MWX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_\*L44 5_ML7]R?\ [\/_ (4?
M;8O[D_\ WX?_  JQ10!7^VQ?W)_^_#_X4?;8O[D__?A_\*L44 5_ML7]R?\
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MZW_?I:/(N?\ G];_ +]+5BB@"OY%S_S^M_WZ6CR+G_G];_OTM6** *_D7/\
MS^M_WZ6CR+G_ )_6_P"_2U8HH K^1<_\_K?]^EJ32D=-6O1)*9#Y,7)4+W?T
MJ2DT[_D,7G_7"+^;T :U%%% !45RCR6LR1-MD9"%;T..#4M1SK(UO*L3;9"A
M",>QQP: /%QX+\37>E"UN;8QW-@HCLHUO1EIGDW271Y]#G%>TQ*R0HKG<P4
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MS15;^T+/_GYC_.C^T+/_ )^8_P Z +-%5O[0L_\ GYC_ #H_M"S_ .?F/\Z
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M_/S'^=']H6?_ #\Q_G0!9HJM_:%G_P _,?YT?VA9_P#/S'^= %FBJW]H6?\
MS\Q_G1_:%G_S\Q_G0!9HJM_:%G_S\Q_G1_:%G_S\Q_G0!9HJM_:%G_S\Q_G1
M_:%G_P _,?YT 6:*K?VA9_\ /S'^=']H6?\ S\Q_G0!9HJM_:%G_ ,_,?YT?
MVA9_\_,?YT 6:*K?VA9_\_,?YT?VA9_\_,?YT 6:*K?VA9_\_,?YT?VA9_\
M/S'^= %FDT[_ )#%Y_UPB_F]5_[0L_\ GYC_ #J329HI]6O6BD5U$,0R/J]
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M/J:,GU-)10 N3ZFC)]3244 +D^IHR?4TE% "Y/J:,GU-)10 N3ZFC)]3244
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M<+/"A\MG949U:,L "?NKC\1FF6F[3;FWU&Z2=;>5;@;1$S%#)-YB[E&2..*
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M,*JM(SJ4HU%:1YK+9WFBZC;_ &@-!(&#AE;/&>>:<R7/B'7)#%&GG3,3@<
M=_RK:\;13HUDTDIE3# ,4 P>..*L>#+-S83W,<WEL\FSB-6. /4_6O,5"];V
M*>F_X'G*C^]]E?3<Z>RLX=/M$MK= D:]O4]R?>IZK^1<_P#/ZW_?I:/(N?\
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MO!)*9#Y,7)4#N_I0!LT444 %%%% !1110 4U(TCW;%"[F+''<^M.HH ****
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M*(T:RN"HR%#$87GG'/%>E0PQ6\*Q0QK'&@PJJ, 4^J^HPMJW<KZG&VK.-M?
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MT9/J: *O]H6?_/S'^=']H6?_ #\Q_G5K)]31D^IH J_VA9_\_,?YT?VA9_\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MND5G:*MY_8.F[98 /LL6,QG/W!_M5TUS_P >LW^XW\JP-#_Y%_3/^O2+_P!
M% $^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*
MHVWO_/:W_P"_3?\ Q56** *^V]_Y[6__ 'Z;_P"*HVWO_/:W_P"_3?\ Q56*
M* *^V]_Y[6__ 'Z;_P"*J32A*-6O?-9&;R8L%%(&,OZDU)2:=_R&+S_KA%_-
MZ -:BBB@ HHHH **** "BL>6\OT\36EL_EI9RI-A1RS[0F&)[=2,5+J,L\E_
M::?!</;F9))6E15+;4VC W @9+CMVH TZ*YRUOKV_DAT\WCQ2HUP);B.-=SB
M)U3@$$#.X$\=J+:^O=1E@L/MCP2HLYEGBC7+^7)Y? 8$#)YZ4 ;US_QZS?[C
M?RK T/\ Y%_3/^O2+_T 5=M;\R^'7N;N10R"6*1\8!*,R9QVR1G\:RM%O[1=
M!TU6N$!%K$"/3Y!0!KT56_M"S_Y^8Z/[0L_^?F.@"S15;^T+/_GYCH_M"S_Y
M^8Z +-%5O[0L_P#GYCH_M"S_ .?F.@"S15;^T+/_ )^8Z/[0L_\ GYCH LT5
M6_M"S_Y^8Z/[0L_^?F.@"S15;^T+/_GYCH_M"S_Y^8Z +-%5O[0L_P#GYCH_
MM"S_ .?F.@"S15;^T+/_ )^8Z/[0L_\ GYCH LT56_M"S_Y^8Z/[0L_^?F.@
M"S15;^T+/_GYCH_M"S_Y^8Z +-%5O[0L_P#GYCH_M"S_ .?F.@"S15;^T+/_
M )^8Z/[0L_\ GYCH LT56_M"S_Y^8Z/[0L_^?F.@"S15;^T+/_GYCH_M"S_Y
M^8Z +-%5O[0L_P#GYCH_M"S_ .?F.@"S15;^T+/_ )^8Z/[0L_\ GYCH LT5
M6_M"S_Y^8Z/[0L_^?F.@"S15;^T+/_GYCH_M"S_Y^8Z +-%5O[0L_P#GYCH_
MM"S_ .?F.@"S15;^T+/_ )^8Z/[0L_\ GYCH LT56_M"S_Y^8Z/[0L_^?F.@
M"S15;^T+/_GYCH_M"S_Y^8Z +-%5O[0L_P#GYCH_M"S_ .?F.@"S15;^T+/_
M )^8Z/[0L_\ GYCH LT56_M"S_Y^8Z/[0L_^?F.@"S15;^T+/_GYCH_M"S_Y
M^8Z +-%5O[0L_P#GYCH_M"S_ .?F.@"S15;^T+/_ )^8Z/[0L_\ GYCH LT5
M6_M"S_Y^8Z/[0L_^?F.@"S15;^T+/_GYCH_M"S_Y^8Z +-%5O[0L_P#GYCH_
MM"S_ .?F.@"S15;^T+/_ )^8Z/[0L_\ GYCH LT56_M"S_Y^8Z/[0L_^?F.@
M"S15;^T+/_GYCH_M"S_Y^8Z +-%5O[0L_P#GYCH_M"S_ .?F.@"S15;^T+/_
M )^8Z/[0L_\ GYCH LT56_M"S_Y^8Z/[0L_^?F.@"S15;^T+/_GYCH_M"S_Y
M^8Z +-%5O[0L_P#GYCH_M"S_ .?F.@"S15;^T+/_ )^8Z/[0L_\ GYCH LT5
M6_M"S_Y^8Z/[0L_^?F.@"S15;^T+/_GYCH_M"S_Y^8Z +-%5O[0L_P#GYCH_
MM"S_ .?F.@"S15;^T+/_ )^8Z/[0L_\ GYCH LT56_M"S_Y^8Z/[0L_^?F.@
M"S15;^T+/_GYCH_M"S_Y^8Z +-%5O[0L_P#GYCH_M"S_ .?F.@"S15;^T+/_
M )^8Z/[0L_\ GYCH LTFG?\ (8O/^N$7\WJO_:%G_P _,=2:3-%/JUZT3AU$
M,0R/J] &U1110 4444 %%%% %2:Q6;4K2]+D-;K(H4#AM^W_ .)JO/8W=TWF
M_:5M[F*5_)D6,,/+./E(SSG ].@K3HH R?[&>*" VMXT5W&7)G:,-YF\Y;*\
M=2 ?P%!T5XH8#:7C0W,08-,T8?S-QRV1QU;FM:B@"G':K8Z4UNC,P2-B6;JQ
M.22?<DDUD:&3_P (_IG)_P"/2+_T 5O7/_'K-_N-_*L#0_\ D7],_P"O2+_T
M 4 :&3ZFC)]3244 +D^IHR?4TE% "Y/J:,GU-)10 N3ZFC)]3244 +D^IHR?
M4TE% "Y/J:,GU-)10 N3ZFC)]3244 +D^IHR?4TE% "Y/J:,GU-)10 N3ZFC
M)]3244 +D^IHR?4TE% "Y/J:,GU-)10 N3ZFC)]3244 +D^IHR?4TE% "Y/J
M:,GU-)10 N3ZFC)]3244 +D^IHR?4TE% "Y/J:,GU-)10 N3ZFC)]3244 +D
M^IHR?4TE% "Y/J:,GU-)10 N3ZFC)]3244 +D^IHR?4TE% "Y/J:,GU-)10
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M &EI_P#T$+3_ +_I_C1_:5A_S_VG_?\ 3_&KMG;:=>V-O=)I\*+/&L@5X5#
M,,X(QUYKE[/4K?7[+2TL=.TH7]Q"UT3(NZ*/8P4K\O);+#CZT ;?]I:?_P!!
M"T_[_I_C1_:5A_S_ -I_W_3_ !I^CK9ZA%<+-IUHL]K.;>4I$"C,%4Y4XZ?,
M/H01VK,U74+:TOKZW32+(Q6R1*QE0*6:5@H;IQ&N3N;_  H T/[2L/\ G_M/
M^_Z?XT?VEI__ $$+3_O^G^-5M,C6#4X]'O\ 3]+:0V[31O:1\(JE5PX;)!.[
M@YYP?2K.K_9K&?3[:WTVS:6\G\H22Q@(@ +'.!U(& .Y(H /[2L/^?\ M/\
MO^G^-']I:?\ ]!"T_P"_Z?XUBV]\$M8=7?2M+%A>SH@MU3_2 S,$YSQN'5E
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M-6;3--T?R=/9XIDO4*ERJAC@K]T$'@]Z -?^TM/_ .@A:?\ ?]/\:/[2T_\
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M .* +_\ :5A_S_VG_?\ 3_&C^TM/_P"@A:?]_P!/\:ATS:=5ETG4=.T[[3'
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MP%;'(!R ?K7+W7B*XEN[%[?3=8CBBF9KB,V?,J>6P"]?[Q4_A73HV^-7P5W
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M7-:CXANITMQ9Z=K$#)<1O+FS^_&&RR]>XXH Z:!IF@C:>-(YBH+HC[@I[@'
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MH0"8KBR:4[@<YW"1<=L<<>M9.APPV/BJXMT33[FYDC=[FXL[=HO(8%2$8%V
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MWLFJVZW1F,5Y9//"S:DUP,JZJZE3&N"I8#.><\5U^I2SP:5>2VR*]PD#M$K
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M?IOV3^SH/L#J]KM_=,KEP1]3UJQ(K/&RJY1B" P )4^O/% '.^"K.*TTFZ:
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H@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
